that number calls like, once a week and if i pick up it just tells me the weather, date, and asks me how im doing. it gets through even if we block the number
New Jersey
 May 08th, 2017
This number calls at least once a day, sometimes more, they never, ever leave a message. We make all calls go through our answering machine.
 Mar 17th, 2009
they called twice, first time we heard it through, did not push buttons.. the second time we pushed 1 and got a live person explaining about low interest loans and needed information.. we spoke very low explaining we needed the loan badly, and was sick,, HAHA. so when she said "can you speak up? i cant hear you" I blew the police wistle in the phone and waited.. the bitch got upset as hell haha.. then we kept them on for an hour with polka music..
 Jan 22nd, 2009
Getting those nasty phone calls. Read Tom's message here and called Consumer Law Group 800.814.6756. Woman there said they used Personal Data Systems as an "enrollment" vehicle. Would not give me much more info, or exactly what the relatoinship between companies was, but when I asked for "real" # for PDS she gave me 877.680.1150. I asked for # for her corp office and got 561.886.1150 telephone answer service woman who asked me "which company I wanted" and if I was a client or vendor. I said a potential client of Consumer Law Group and got transferred to another woman who answered "corporate office." Asked for exec contact, like sales manager, and she said out of office for holidays. Asked name - would not give. Asked where he was - she would not give. Asked where she was and she said in Boca Raton FL.

877.680.1150 yielded answering recording. Plugged it into this website and looks like it is # for VersaDebt. site says, "Versadebt calls from 12 other numbers: 239-213-1290 678-238-1300 442-088-725981 207-490-5276 207-449-0887 208-844-7368 561-793-8708 954-733-7981 442-074-000080 208-816-5880 561-482-7092 305-595-9680."

Some unfortunate woman complained on that site that Versadebt had charged $999.00 on her card to lower interest on her credit cards, and refused to refund it. She writes, "I got a packet in the mail I filled it out and followed the instructions. you did not do anyhing that I hadn't already done myself."

Please someone get these people put out of the harrassment business.
 Dec 30th, 2008
To anyone who knows anything about this company, former employees, prospective employees, people taken for money:
I have been investigating this company for months and am very interested in what you all have to say. Please contact me at Thank you.
 Oct 15th, 2007
these fucktards called me a DOZEN times after I said NO!
finally fed up I call NYS attorney general and made a formal complaint. each time their phone ID came up different WTF is that about and how is it done? i wish they would just die..
 Oct 04th, 2007
No idea how they do it. Don't know how they alter caller id information.
To Jane
 Sep 20th, 2007
To all the people who used to (or still do) work for Versadebt, I was wondering...How do they get a number from Florida to show up on the caller id when they call me? I have had so many of these calls, and my mother gets them too. She is 84 years old and has family in Florida so she keeps answering! If the company is in Georgia, why does it show Florida???
 Sep 18th, 2007
i'm so glad i found this! i just applied for a job with Versadebt that i saw on CareerBuilder, and just a few minutes later i got an email asking me to call to set up an interview. The fact that they responded so quickly set off a warning flag so i did a search on "Versadebt" and ended up here. thanks to the former employees who posted. i definitely don't want to work at a place like this.
thank you
 Sep 14th, 2007
I use to work for this conpany before I realized after and hour something isn't right here! Here is some info please report them! I worked at the Atlanta location: Circle 75 Parkway, Ste A-1225, Atlanta, GA!! They couldn't keep employees, they hire people everyday and it says Versa Debt when you apply online, Debt Safe on the door, and we have to say Account Services!
I Quit
 Aug 22nd, 2007
PLEASE talk to the rep., pretend you're interested, and get a customer service number or web site. Use *57 to trace the call. Go to the FCC's web site for a complaint form 1088-C, and file one. You can also SUE THEM for $500 PER CALL - check the FCC web page! And contact your state Attorney General, they can sue also.
Pissed in NE
 Aug 20th, 2007
 Aug 20th, 2007
it is a scam: look at others who said YES to this service

I was contacted by phone on 7/11/07 and was told I could save $3,000 to $5,000 and get an interest rate reduction to MAYBE 6.9% on my high interest credit cards. When I asked if I could think about it and call back I was told NO. There were a lot of red flags I should have clued into but this guy was REALLY good. He told me there were no out of pocket expenses but $990.00 was charged to my Visa card by Debt Safe not Versa Debt. When I tried to call the number he gave me to call anytime with questions I received the "all circuits are busy" message. I have been sick for days.....

Beware of anyone calling from Versa Debt! I have a feeling I've been scammed in a big way!
 Aug 17th, 2007
I believe everyone who applies for a job on carreerbuilder gets an e-mail to set-up an interview. I applied for a receptionist position but they do not need receptionist. They need "qualifiers" which pays commission only while the receptionist is hourly. So i no longer work there anymore because of their shady business practices. I just saw a listing on CB, it's crazy their turnover rate is outstanding and ridiculous.
To Dean
 Aug 13th, 2007
Thankyou to (Frm Employee) for your submission regarding Versadebt corporation and your experience as an employer with that company. I responded to an ad for a office postion with the company located at 4501 Circle 75 Pkwy Se Suite A-1225 Atlanta GA 30339. The ad is listed on for administration work with a yearly salary of 38,000 dollars based on experience. The company also list jobs for CSR work with cash saturdays. After submission of my resume I was notified by a Jose Nieves from( that I had been selected for an interview and to call 678-569-0621 to set up an interview time. I am scheduled to go tommorow Aug 7th at 2:30pm. I thought it rather odd that I would be contacted by email for the position and the receptionist that took my call was very unprofessional and almost hung up on me before taking down my name for the interview. After reading your post regarding the company I am going to call today to cancel the interview and let them know the reasons why. I don't wish to work for a company that misleads its employees or takes advantage of elderly individuals. Thank you again for your post.
 Aug 06th, 2007
I get SEVERAL of these calls daily, beginning about 3 weeks ago.I ususally don't answer my phone if a number I don't recognize shows on the CID, but I got so many of these calls that I finally did pick up, but as soon as I did(without even saying hello) the person hung up and they never leave a mssg. on my ansewring service. I've called the number back moments after they've called me and it says the number doesn't exist or something like that. I believe they are using whats called a "Spoof Card" to make the calls. "Spoofing" allows someone to make calls that show up on CID displays with ANY number of their choosing and also has a voice-changing feature. Google "spoofing" and you'll see what I mean if you've never heard of it.
Fed Up
 Jul 31st, 2007
This is a company selling credit card services.
 Jul 26th, 2007
Your welcome. Working at that place they call a business opened my eyes about how these people operate. Are you in the law enforcement field?
To Investigator
 Jul 21st, 2007
Fmr employee:
Thank you! These companies are driving MANY law enforcement agencies absolutly nuts! I appreciate your honesty and any more you want to add would be helpful as well!
 Jul 20th, 2007
The names i saw that may just be a cover up:
1. Account Services
2. First Debt Solutions
3. Debt Safe Inc.*
*(I'm not actually sure about this because i saw a listing on the BBB site, so it may be a d.b.a (doing business as). HINT and it "may" be the actual address/phone # on the BBB site.
- Click on File A Complaint
- Insert the name of the
company #2
see what pops up. To my knowledge EVERYTHING "may" be correct.

Got my check to other day and it said:
VersaDebt Corp

u didn't get it from here with all the new technology. who knows if they can trace the ip info.
To Investigator
 Jul 20th, 2007
I've been getting calls from "Jonathan" (offer for lower int. rates) several times a week for the past few months and I've been registered on the DNC list since July 10, 2003! I pressed "1" finally & "Nancy" picked up but when I asked for her co. name & # she hung up. If this is the same co. of this David Piper, I wish the vultures would find him or the 'gators. Heck, I'd settle for a nasty tick bite that results into some horrid flesh eating drug-resistant strain of bacteria on them.
 Jul 20th, 2007
Got a "Not in service at this time recording" I guess it was for real. Almost sounded like a recorded recoding
 Jul 18th, 2007
To Former Employee:
For the love of everything holy in this world, PLEASE POST THE NAME OF THE COMPANY YOU WORKED FOR. Even if you aren't sure which name it actually is, please post what you do know and an address/phone number so the government can put a stop to these calls!
 Jul 16th, 2007
It's a credit firm at
 Jul 16th, 2007
This number showed up with several different applications on

Finance & car warranty... Hmm - I use GMAC
 Jul 13th, 2007
I'm getting a lot of calls from Florida. From Fort Lauderd, Westgate Resorts, now this one says Naples FL. I didn't bother to answer. From the caller id it looked like a crooked scam like the others.
 Jul 12th, 2007
Elderly adults beware, inform your elderly parents about this because they prey on these people b/c they usually say yes. It’s not a scam, just a services they offer (I believe is stupid unless you are in knee-deep debt) What they do is:
• Ask if you have at least $2,500 in credit card debt and your interest rate has to be above 5%
• They negotiate interest rates with your credit card company & it’s a fixed rate for the life of the card
• They inform us to say there is “no out of pocket expenses” but they charge your card a one time fee of (with your permission) $990.00 just to call your credit card company to lower your interest rate.
• The reason they ask for your card info to “qualify” is to find out if you have $990 to charge in order to “qualify” and if you do Congratulations Mr/Mrs. __________ you have qualified!!!!
•Caller ID numbers are false, they do not accept inbound calls (it says disconnected) so don’t bother. My company was located in GA and they do not tell you the real name of the company. What company would name themselves Account Services (Sounds like the name of the department not company), till this day I have four names of the actual company. I guess I’ll see what it is on the payroll envelope.
None of the information provided is not meant to slander or defame any particular company and none of the information provided is neither false nor misleading and is the truth to the best of my knowledge. This is just to provide information only.
(forgive my spelling/grammar errors)
Fmr Employee
 Jul 11th, 2007
It was so frustrating working there, they lie about the job description just like they coach you to lie to the people you are calling by using the script. These reps are paid by commission and not hourly so don't expect to speak to any supervisors because time and calls are money. Simply tell the representative REMOVE MY NUMBER FROM YOUR CALLING LOG, provide it and note the date you provided it to them in case you get a call back. It's just like e-mail spam, if you just delete it you'll have more in your inbox the next day but if you unsubscribe from their site they stop after a few days. Hanging up does not help - the automated service just calls you back at a later date.
They basically mislead prospective employees about the content, pay and requirements of the job and that's why I am no longer there and have reported them to the Department of Labor. I applied for a hourly receptionist position and hired me as a receptionist but that was not what I was doing and till this day they have that same job/position up on careerbuilder. Many people do not go there looking for that commission based call center position and the employee turnover rate is astounding. I left on good terms and these are not statements of a disgruntled employee, I was just applaud at how the do not call list/laws does not provide enough protection to consumers.
(Message too long: see below)
Fmr Employee
 Jul 11th, 2007
I was a former employee of this or a similar company so I know how they operate.
When you go shopping or inside of a department store and they ask you for your phone number (& you provide it), this maybe way companies like this get your phone number. Whether you are on the do not call registry or not (b/c you volunteered this info). This is what I was told while employed there, this may not be fact at all. I did not sign any confidentiality rules paperwork when employee so I believe I can provide what I know.
It is an automated computer services that call you not the actual representatives, so they actually do not have your phone number at all and that is why they ask for it.
On their end on the phone, it actually looks like you were the one that called them instead of the automated service. Option number 2 to remove your number basically does not work so don't waste your time.
The following states have laws that prohibit the use of automated services for telemarketing GA, PA, IN, and others (sorry I forgot). This is why they ask you what state you are located in and if you say "GA" they respond "sorry our services is not available in your state" when in fact they were not supposed to call in the first place. A manager there told me that it is legal because you pressed 1 to speak to a representative.

Message is too long. I will explain more below.
Fmr Employee
 Jul 11th, 2007
Now this fscker is using this number: 442-088-772117. I recognized them because it's the same recording when I was called 4 times by (239) 213-1290. These people should be executed and fed to the roaches. It's not like anybody is willing to go with them without knowing the company name.
 Jul 11th, 2007
I listened to a recorded message bout a free weekend to look at a timeshare or something and then pressed 1 to be connected to an operator so I could ask them who they were and why they were calling someone on the "do not call list." The claimed to be from Orlando andf mentioned the name really fast twice and when I asked for a spelling they hung up on me.
 Jul 10th, 2007
report all violations to the DNC list to the FCC not the DNC complaint section. The FCC controls all communications in this country and can and will track people down and throw their ass in prison. click on the link below to follow it to the FCC website or go to and navigate to the online complaint form.
 Jul 09th, 2007
Received calls from this number once a week - so tired of it. Recording about mortgage or credit card. Total Scam. Don't call the number back. Anyone know how to stop them from coming in on my cell phone?
 Jul 09th, 2007
I was "spammed" by this number also, they didn't leave a message. I think it's con artists phishing for credit card information or identity information. As an aside, if you do get a message and they give an option to discontinue notification, don't use it. You'll just encourage them to call again, by pressing that you told them you bothered to listen to their sales pitch. Same sort of rule as spam e-mail, never reply to a spammer, all you do is tell them you read their mail.
 Jul 09th, 2007
No message, trying to call back, I get "the number you have dialed is not in service at this time". Second call from these fools.
 Jul 09th, 2007
I received an automated call from "Jonathan" insinuating MY credit card company is offering a discounted rate on my card. I've recieved a call every month for a year. The option to have my number removed doesn't work and if I get the operator and request to be removed they hang up on me. I've reported them to the TN Dept of Consumer Affairs and have traced (*57) with Bellsouth so legal action can be taken after 3 calls.
 Jul 09th, 2007
Can't something be done to stop this! Sounds like they have been busy making calls. I just got a call, answered and it hung up.
 Jul 09th, 2007
I didn't pick up because I didn't recognize # but they called constantly. I called the # back but a recording said it was not a working #.
 Jul 09th, 2007
call to lower interest rates.this number has called many times. I am on the DNC list
 Jul 09th, 2007
"Important message" from cardholder services. Message about lowering your credit card interest rates. Said to press 1 to talk to someone, 2 to be removed, I hit 2 but I think it may have already hung up.
 Jul 09th, 2007
Phone rang, I picked up and just sat there. The other end hung up, as did I. Nothing said on either end.
 Jul 09th, 2007
No message left, did not answer phone, will NOT call back!
 Jul 09th, 2007
Caller ID shows this number 239-213-1290
. Some computer call talking about consolidating credit cards or something, I hung up as soon as the recording started.
 Jul 08th, 2007
Called while I was out. Left no message, but have received calls from this number before. I am registered with the National No Call List. How do these people geo around that is what I would like to know.
 Jul 07th, 2007
I filed a complaint with the DONotCall registry for this number. Please everyone do the same.
Stephen Simon
 Jul 07th, 2007
Alleged to be from "MCS Fincance" in Tacoma, WA.
Definitely a phishing scam.
I wish somneone would make "honeypot" fake credit card numbers that we could give out to these creeps that immediately tagged their accounts for forfeiture. How hard would it be?
In the meantime, I am going to string them along with tales of high-limit cards and give them fake numbers.

Remember cards first 4 digits identify what type of card it is so use the first 4 from a real card, just make up the rest!

Try to keep them going as long as possible. It's fun. It's entertaining. It's free!

If everone scammed THEM and tied up their phones with useless info they would wither on the vine.....
 Jul 07th, 2007
Recorded message saying my car warranty was about to expire and they had some kind of offer. Hung up before got the whole "spill", my vehicle is way past any possible kind of warranty! Gotta be another scam!!
 Jul 07th, 2007
number was on caller message..i tried to call number says its disconnected
 Jul 07th, 2007
this is the 2nd call i got from this number they hung up as soon as i asked them a question i didn't even get my question answered , they wanted ot know if i was over $2,000.00 in credit card debt an i told them that is none of there business, an i got aquestion for you an they hung up so i called back an i got a recording that says the number you have dialed is no longer in service. go figure , so i called our sheriff an they are looking into it.
 Jul 07th, 2007
And YES, I'm on the Do Not Call list. I'm taking this up with the FCC and Representatives. Clearly the FCC has been ineffective with implementation of DNC list. Laws too weak? Not enough funding/personnel for enforcement? C'mon!
James Bond
 Jul 07th, 2007
Same as others have stated. Pre-recorded msg about consumer credit and need to lower interest rates. Cool thing - Press "2" to REMOVE number or Press "1" to talk to agent. At least they are nice enough to give such an option!

Recorded introduction lasted about 35 seconds.
James Bond
 Jul 07th, 2007
No message when I answered the phone, but I recall reading a while back that this could either be Target or Dell credit services. I called the number back and got the no longer in service recording
 Jul 07th, 2007
I hung up once the "caller" said he was calling about my credit card accts.
 Jul 06th, 2007
have received 3 calls from this #239-213-1290 shown on caller ID didn't answer
 Jul 06th, 2007
I received a call from this company today caller id say 2392131290. I filed a complaint on the national do not call registry.
 Jul 06th, 2007
This call came as a prerecorded message saying there was an urgent problem with my credit card. It scared my son who answered the call, but couldn't remember a bank name given. A call to my credit card company showed it to be false.
 Jul 06th, 2007
Cardholder Services has several FCC actions pending against it (see FCC Order DA-07-977A1 (2007)) and is also under investigation in Oklahoma for possible identity theft and wire fraud. The number 239-213-1290 has been disconnected -- it's VERY easy to send fake Caller ID -- various reports place the operation somewhere in southern Florida (area codes 239, 954, etc.).
 Jul 06th, 2007
This guy who finally identified himself as Michael Bergan (sp?), when I questioned what he was selling and if he had my number showing in front of him (so I could make sure he could take it off their list) promptly replied with 'F*** You!' when I said 'excuse me?' he said 'You heard me, F*** You, you're a waste of my time! He stated his company was cardholder services.
 Jul 06th, 2007
Called at 9:30 am. Answering machine picked up, and they left no message.
Steamroller Sam
 Jul 06th, 2007
called when i answered no one said nothing so i called back and got a recording saying phone is no longer in service
 Jul 06th, 2007
Fuck these guys... I got a call and about to scold him.. The fucker hung up the phone.. These guys think there are the only clever guys...
 Jul 06th, 2007
Recording calling about credit card accounts. Reverse check of phone number lists it to David Piper, 8503 Bellagio Dr., Naples, FL 34114
Hung up on recording before hearing the whole thing.
John L Crockett
 Jul 06th, 2007
Credit card
 Jul 06th, 2007
I get this call several times per week. It always leaves a recorded message on my voice mail about lowering credit card rates, etc. I belive this is a phishing scheme designed to commandeer private credit information. If you ever get a live body on the other end, give them NOTHING and report the call to local law enforcement!
 Jul 06th, 2007
Caller ID says 239-211-31290 some garbage about credit card services
 Jul 05th, 2007
Caller ID phone # comes up as unknown. No message left.
 Jul 05th, 2007
The called 7/5/07- 11:42 AM. I held on the line to speak to a person. I told them that they need to remove me from thier list as I'm on DNC. I warned that if they don't I'll report them to the AZ Attorney General. They claim they are WITH the AG...
 Jul 05th, 2007
This company has several phone numbers. They make millions of phone calls for anybody willing to pay them for their service.
They don't care if you answer or not, they get paid either way but if they get information from you they get additional commission.
They get lists of phone numbers from various sources, including the company that contracted with them.
 Jul 05th, 2007
recorded message about free FL vacation. Hungup
 Jul 05th, 2007
The people called me and I acted like I was interested but asked them to call me back in 20 minutes, when they did, the number changed to 678-569-0600 with the name Money Freedom on the caller id.
 Jul 05th, 2007
Message was left at 12:01 PM,239 213 1290..The phone range for EVER..It seemed weird because my phone only rings a few times and goes the message machine..And when it did..My Message machine or, their message said.."Please enter your location access code"..I was kinda curious so I looked this up..Maybe any of you could comment back and tell me what this means?
 Jul 05th, 2007
Call today at 10:53am from this number. Claimed it was Jonathan from Consumer Services on a voicemail. It was a recording. Press 1 to speak to a customer service rep, press 3 to be removed from the list. We are also on the national do-not-call list. The message claimed it was regarding eligibility for lowering interest rate on credit card account.
 Jul 05th, 2007
gina- very smart idea, if it happens to me again i will say exactly what you said! dont suppose you can call this # n get anywhere?
 Jul 05th, 2007
this must be a untrustworthy company...we got a call from this number...was a recording and they said our warranty on our car was soon to be expired or something, and we always buy used vehicles from just local folks...we don't ever buy ones that even have a warranty!!
 Jul 05th, 2007
On my caller ID numerous times. I was not home. Glad I checked this page!
 Jul 05th, 2007
No message
 Jul 04th, 2007
this isn't the first time i've received a call from this number, but i haven't been home when they've called. i wouldn't have picked up anyway (not recognizing the number), but they've never left a message.
 Jul 04th, 2007
returned call directly after to same such #----
recording states # not in service--(seemed odd since call was placed from such
logged on and found this info so am passing such on for more awareness of MILLION DOLLAR PLUS NAPLES,FL AREA SCAMMERS.
 Jul 04th, 2007
it was a pre-recorded msg that said it was from a corporate travel dept for a free florida vacation. msg said to press a number to hear more.
 Jul 04th, 2007
4:30 PM local time, not when I usually get annoying marketing calls. I was out, no message left. Weird.
 Jul 04th, 2007
get calls fromthis # often, no message ever left.
 Jul 04th, 2007
As others have said, the phone number is registered to David Piper. I'm commenting mainly to warm people that Florida is the land of spammers and scammers, and any dealings with any "company" in Florida should be undertaken with great caution. Better yet, have nothing to do with them at all. This has been true for years, and my first inkling of it was when I got numerous telemarketing calls from TrendWest Resorts. They called even though I am on the Do Not Call List and even though I asked them to remove my number from their list. I think they have moved their business base to Washington state, but I would never do business with them or any other telephone scammer.
 Jul 04th, 2007
Naples, FL

They didnt leave a message.
 Jul 04th, 2007
Credit card scammer. Press 1 and you get dumped into some phone bank. Then they disconnected. Scumbags...
Bill O
 Jul 04th, 2007
My wife got the call from this scammer wanting our credit card that had the most available credit in good standing. Gee, I hope nobody falls for this crap.
 Jul 04th, 2007
Called - no message left. Listed as: David Piper (239) 213-1290 8503 Bellagio Dr, Naples, FL 34114
 Jul 04th, 2007
I didn't answer because I didn't know the number on caller ID - I like having his name and number though I think I'll give his number to some places that always ask for other people they can be referred to.
 Jul 04th, 2007
This is a phishing scam from a company claiming to be affiliated with your credit card company (though they won't say the company name). Since the government does not enforce the Do-Not-Call list or the TCPA (which prohibits prerecorded messages), calls like these have become rather common.
 Jul 03rd, 2007
After getting two calls in a row and listening to the recording, I pressed "1" for the representative. I asked:
1) Where are you located A: Florida
2) Do you have a parent company? A: no
3) I asked which account my phone number is affiliated with since they called me - she immediately hung up.

**never give out your info -- make them give it to you if they call you!!
 Jul 03rd, 2007
This is a credit card scam offering to "lower interest rates" on your card balance. They want all kinds of personal information but eventually get around to asking for your credit card number. If they were legit they would all ready have your number. THIS IS A SCAM!!!!!! DON'T FALL FOR IT!!
 Jul 03rd, 2007
Answer machine picked up. No Message on answer
 Jul 03rd, 2007
Recording offering lower credit card interest rates. I hung up.
 Jul 03rd, 2007
I had a call from this number with no message. I don't answer if I don't recognize the caller, which is bad because I have a business.
LW Kotamac
 Jul 03rd, 2007
this is a company in Naples Florida selling credit card services.
 Jul 03rd, 2007
Caller ID said 2392131290 No message left...?? no idea who it was
 Jul 03rd, 2007
No message left
 Jul 03rd, 2007
This is the first time I've gotten a call from this number. If I don't recognize it, and it's not in any of my usual area codes, I don't answer. Where do these people get our phone numbers? This is insane. I keep adding these numbers to my contact list so I have the option of having no ringer when they call, so I don't even know until it lists a missed call.
 Jul 02nd, 2007
Automated call from "Rachel at Cardholder Services." Same old unidentifying message where you press 1 to talk to a live rep but they never tell you who they are and what they're calling about.
 Jul 02nd, 2007
Recorded message on answering machine giving option of press 1 to talk to an operator or press 3 to discontinue notification for lowering interest rates. Strange
 Jul 02nd, 2007
Recording from "Jonathan" calling about credit card accounts. Reverse check of phone number lists it to David Piper, 8503 Bellagio Dr., Naples, FL 34114
Hung up on recording before hearing the whole thing
 Jul 02nd, 2007