I did not answer, however I would believe this is a collection call. I have been getting dozens on a debt that is not legally collectable in my state. Just a note: Check out http://www.cardreport.com/laws/statute-of-limitations.html for your state and when anyone gets collection calls for old debts, see if it can be legally collected on. Most are not and you can quickly end these calls. In my case, they had to file by July, 2006. So you know where I tell them to go.