This number is yet again another "this is your last chance to reduce your credit card interest" scam. I just pressed 1 to get to their operator, and when the woman answered and said "I understand you're interested in lowering your credit card interest rate," I replied with - "NO, I want this to be the last call as you promise and remove my number forever!" She was nice and replied - No problem. We shall see, and see, and see. . . . .