I just recieved a call today from them. I just recently closed the card due to a 30% APR Rate which, in my opinion, is way too high. I've always paid my bill in full every month and never had any problems. Now they are harrassing me to pay the card off completely and they haven't even sent my "final statement".
1st Financial Bank credit cards are, again, in my opinion, the worst to deal with. The customer service there is not really helphul and the "fraud Prevention" department has questioned 75% of all my transactions and placed a hold on my card each time.
I reccomend avoiding 1st Financial all together.