Caller ID is Toll Free Call. It is Monarch Recovery Management Inc., 10965 Decatur Road, Philadelphia PA 19154 Phone 215-281-7500
also Toll Free Phone 800-220-0605
. Email: www.monarchrecoverymanagement.com Also Known as Academy Collection Service. Uses off-shore India call center. Sleezy collection agency. Has several FTC & PA DA complaints/ fines against them. Academy Collection Service, Inc. agreed in 2008 to pay a $2.25 million penalty to settle allegations against it by Federal Trade Commission. Specializes in collecting very old debts known as time-barred debts which are barred by law from being collected via any legal means since statute of limitations to sue the debtor in their home state has expired. (5-7 years in most states). Uses trickery, intimidation & lies to get people to give over their bank acct. or social security numbers to pay bills from 5, 10 or even 20 years ago. Calls anyone with same last name to try & collect whether they are the debtor or not. SCAM Under the Fair Debt Collection Act, a company must: 1) identify who they are, 2) identify who they are looking for, 3) identify the creditor, 4) send creditor information by mail if requested, 5) NOT call you at work, 6) honor your request for them to stop calling you, & 7) conduct themselves in a professional manner and not harass you.