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Scam. They Buy old, unpaid debts for pennies on the dollar and then proceed to harass the people whose names they get. The debt comes with SSN, cell numbers and other contact information. And unlike murder, bad debts have proscription periods (varies from state to state). It is likely that the debt they are calling about has proscribed and cannot legally be collected. That does not stop these individuals from trying. They have nothing to lose and all the time in the world. But they are fun to play with. You can ask them what their mother thinks of what they do, or for fun you can ask them for information on the debt and if they spend the time giving to you, just ask when was the last activity, payment or charge, on the account. Usually, it has been years, at that point just say thank you for the info and have a nice day. They hate and you can now laugh at them. It really feels good.
Louisiana
 Oct 10th, 2014
Recording saying you have until close of business to contact them in reference to check and bank fraud charges against you and that they are contacting your employer to have court papers served. Tried to call them back several times on behalf of my 80 year old mother and their mailbox is full. I wonder who I can report this number to report harassment.
California
 Aug 04th, 2014
Recording saying you have until close of business to contact them in reference to check and bank fraud charges against you and that they are contacting your employer to have court papers served. 1. I don't have a checking account 2. Why would they contact your employer, ( which is illegal), to have court papers served? If you get through to them, they want you to cite your full name, date of birth and social to " verify" who you are. Can you say Phishing SCAM!!!!
Nope
 Jun 24th, 2014

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