"... < cut off due to message pickup?> There are no problems currently with your account however it is URGENT that you contact us concerning your eligibility for lowering your interest rates.
Your eleigiblity expires shortly, so please consider this your final notice.
Please press one on your phone now to speak to a live operator and lower your interest rate or
press three to discontinue further notices.
snowbutterfly Jan 07th, 2009