Called me and left a message stating that they had 3 formal complaints and for me to call them back referencing case # ######. So I called back, and got a hold of a Jessica Stewart. I asked the name of the company and she replied " diversified Mediation ". She then began to explain that she had returned checks that resulted from a default of a online payday loan. I explained that I don't know what she is talking about and that perhaps she needs to send me something in the mail. She said she already has and she will be filing criminal charges. I asked her for her Bar # and she said she wasn't an attorney. So I replied that I need her mailing address and fax number. She refused to give it to me. I then told her that by the FDCPA she was required to give me her information. She then replied that she didn't care about the FDCPA and hung up. I have called back several times and get nothing but voice mail. Don't fall for their scam!