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To judge from your reports, this likely is yet another of the fake payday loan collectors calling from overseas. This scam has gone on for years and has grown in popularity with Indian and Pakistani criminal boiler rooms. Just as in American debt collection agencies, reps are trained to regard everyone they call as a liar and deserving punishment. Their often absurd threats are empty and their rude tactics are illegal under federal law, the FDCPA. Do not believe their lies, do not argue with them, do not comply with their extortionist demands. Show them you know you have rights they are trampling.

Debt is a civil and not a criminal matter. No matter what you are told, no one is coming to arrest you, and you will not be jailed. There is no valid debt claim and no court order to seize your assets. You need not pay a red cent in ''settlement'' to make their inflicted pain go away. (Really, if they were that sure of your liability, wouldn't they simply hire a lawyer near you to sue for the full amount plus interest?) You will note these often barely intelligible bullies have a laughably poor understanding of American legal procedure. Their hope is that you are just as ignorant.

Try demanding a mailing address and a full business name. If the caller fudges his answer and you cannot verify it, it's likely a PDL sham. Challenge their horse puckey threats; they often make rude remarks and hang up. As the bullies like to hassle people at workplaces, advise your employers and coworkers these calls are garbage and not within your personal control.

The usual response to such a runaway debt collector stateside is to send a cease-comm letter and file suit. If you find a valid US address, please do so. Fierce consumer lawyers will leap at the chance to run such a case on contingency. However, being mostly outside U.S. borders and having no discernable addresses, these particular criminals rarely make it possible for individuals to punish them.

Follow this link for a payday loan scam primer:
http://www.debtorboards.com/index.php/topic,6954.html?#msg104309

See discussions here on WCU for these numbers: 704-200-9909, 559-823-5337, 813-441-0108, 443-451-3816, 496-656-7520
Mystery call site 800Notes is thick with complaints in the thousands on this issue.

When you're done studying, make some noise ...

- Submit complaints to the FTC and state attorneys general.
- Send word to the FBI via the Internet Crime Complaint Center:
http://www.ic3.gov/default.aspx
- The Secret Service might also like to hear from you, per its mandate to investigate all sorts of financial and electronic fraud:
http://www.secretservice.gov/investigations.shtml

Learn how to exercise your rights as an alleged debtor at FTC-dot gov. The more you know of illegal practices, the faster you will sniff out the fraudsters.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
Resident47
 Sep 14th, 2011
IT'S A FRANGELIN CALLER. TRING TO TELL YOU THAT YOU TOOK OUT SOME TYPE OF LOAN ON LINE AND THEY FILED CHARGES AGAINST YOU. SIMPLY ASK THEM FOR THERE ADDRESS AND GUESS WHAT THEY HANG UP ON YOU AND WHEN YOU TRY AND CALL THEM BACK, THEY DON'T ANSWER THEIR PHONE.
Thomas
 Sep 13th, 2011
*******BEWARE******* TRYING TO BILK MONEY FOR SETTLEMENTS ON LOANS THAT DONT EXCIST WITH ME************
NAME OF THIS COMPANY IS "CASH ADVANCE"

I have been getting calls from the following numbers listed below, they will NOT give u or me any banking info, all they say is that they want to settle a $300.00 loan (9-8-11). Told them never to call me again, they call me from another number 870-568-7011 same people, now the price is $450.00, told them that my lawyer is involved in this matter and the attorney general is as well...........I DO NOT TRUST THIS COMPANY THE ACCT NUMBERS THEY GAVE ME ARE NOT MY BANK ACCOUNT NUMBERS.

Eric wilson called me yesterday and told me his name was Mr. white, HEAVY ACTSENTS FROM MIDDLE EAST.

1 870-568-7011, UNAVAILABLE, 212-304-5164, 209 790 3795....SCAMERS

Federal Investigation Dept.

Bendon Chambers (manager)

payday loan $450.00

206 number

mr Brian Davis



"List of defaulters"

2011...... cash advanced (is the name of the company)

will not give me any information about dates, times all he gave me was a routing number and last 4 of my acct number,
I asked several times when, where and what. He (Mr. Davis) is telling me he wants to settle this in the amount of $125.00,
today or he will see me in court.

I have NEVER done business with any loan companys on line. My account has been in jeborty since November of 2010 ( with Providers FCU).
In January of 2011 or February Empower FCU purchased Providers. I contacted my bank today, they do not see any moneys transfered into,
my account from January until present. Told them to stop calling my cell number on 9/8/2011 at approx. 5:14 pm. I have calls from 9/7/2011,
from 209 790 3795.......12:53, 5:01, 5:05, 5:10 and no messages were left. I called back on 9/8/11 at 5:14, told them to stop calling me, I have
no knowledge of any type of transaction in 2010 through 2011. I just recieved another call from them that was unavaible and a call on 9/9/2011.

Mr Davis is a manager and I asked him to provide me with some detail of this transaction, he just kept stating the year of 2010 and 2011 and something
about "LIST OF DEFAULTERS". Since Mr. Davis or any of the reps I spoke with would not give me any details on this (these) transactions, I cant help them.

Told Mr. Davis again to stop calling me regarding any issues, if he does call me again I told him he will be hearing from my attorney and the attorney's office.
F. R.
 Sep 09th, 2011
fraud comp said i was going to get arrested that day if didnt pay a bill i owed. looked up credit report and bill was with another comp. comp is scam
anon
 Sep 08th, 2011
The heavily-accented male told me that if I didn't return his call I would be in big trouble. It is an obvious scam.
Bruce
 Aug 31st, 2011

5 Comments