debt
drs
kristen
legal
paper
filing
Okay, so this lady called me from a Hobbs, NM phone number and gives me this number from California to call her back on about a debt that I know nothing about. She did not state her name or anything. She just says "this is intended for __________ and spouse" which was weird. And tells me to call her back. Seems unreal.
Turkey Jerky
 Dec 11th, 2013
Some girl named Kristen called and said she needed to talk to me, and I asked her what it was regarding. And she said its a legal matter involving my social security number and she needed a statement from me. But she had no last name and she couldn't tell me my last name. Fraud.
Chicago
 Nov 12th, 2013
A "Kristen Taylor" called my husband saying that he had a debt with Sprint for a long distance service, from 10 years ago! Problem is he has never had an sprint contract in his life, she wanted him to pay $250
Laura
 Aug 31st, 2013
Another call for the flake whose number I inherited
S
 Dec 29th, 2012
The acronym is likely for Debt Recovery Solutions. A debt collector waving a vague phrase like ''filing papers'' is trying to make a legal threat without actually making that threat. It's a threat by perception, which can get you arguing in circles over a FDCPA claim. The ''paper'' could be a simple dunning letter and not a court pleading. But of course you don't know that, and plain consumers are granted a ''least sophisticated'' standard of comprehension, which opens DRS to liability.

Blanca's call ''around 9PM'' had best be before that time. By default, collection calls past 21:00 in your time zone also violate FDCPA.

Here are the official-type sites to begin your homework:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/guidance/supervision/manual/fdcpa-narrative/
Resident47
 Sep 21st, 2012
I too got the same phone call from same number left message saying that they were filing paper work & that I might not even know what was going on but to get in contact with them first of all it was around 9pm on a weekday. I called back said something about DRS & that extension was busy to leave message..
Blanca
 Sep 21st, 2012
Left my grandma a message saying they will be filing paper against me when I called it back it went to an automated system. Sounds very fishy to me. When I called all they said was thank you for calling DRS and a representive will be with you shortly. No one answered.
Crystal
 Sep 19th, 2012

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