I verified with Citi Cards that this is a fraudulent offer to lower your credit card APR.
Received a call from this number, didn't recognize it, so I didn't answer. Decided to google it, and saw this website.
Scam and to a do not call number
Said my interest rate would lower to 6.9% - I haven't heard anything about my CC interest rate before and they said the offer was about to expire. RED FLAG. I hung up and called back, there was no introduction except "Thanks for calling us back!" Another red flag. TOTAL SCAM.
Young Lady Oct 17th, 2012
PLEASE SEND TO EVERYONE! FTC ROBO CALL SUMMIT 10/18/ 2012 ALL DAY ONLINE AND INTERACTIVE!
This number calls my phone 2 to 6 times per week.They never speak a lick of English.I have asked REPEATEDLY for them to stop calling and reported them to the do-not-call list several times also. Now when they call,I keep trying to place an order for Mexican carry out dinner,but they always hang up on me...Im eventually going to get my Chili Rellenos GOSH DARN IT!! :-D
Mr. Policeman Oct 17th, 2012
Called me. Telemarketing bullcrap. I hope they choke.
called me, i ignored it looked it up and here i am
CALLER WAS WOMEN OFFERING LOWER RATES ON MY CC
How did these people get my work number. I work at a very large bank and it came to my direct line. I did not pick up and no message was left. I checked I checked it through our bank's internal directory and no one has that number. Bad enough we get these calls at home, even though we are on do not call list. Not the first time I've received "junk calls" on my direct work number.
Even though all of our phones are on the Do Not Call list, I still keep getting bogus phone calls. I even got the "John King on behalf of Publisher Clearing House" one two weeks ago. This morning, I received this one about "lowering your credit card interest rate". I immediately hung up. You'd think there was something that could be done to stop them...
Tired of it Oct 17th, 2012
Spamming my cell phone!! Did not answer!
That's the first line of defense. Caller ID. If you don't recognize the name and/or number, don't pick up the call. However, do report the ID, date and time information to this site, and to the FCC/FTC. Persistence produces results.
Cherryl Walker Oct 17th, 2012
I did not answer, because I did not recognize the phone number. I Googled the number and found this site. I'm very glad I did not answer.
As annoying as the political nags. I'm on the Don't Call List, but these nags have it anyway.
Answered and got an automated voice, pressed 1 and got a man with an Indian accent telling me I qualified to have my APR lowered to 6.9% because I had made all of my payments on time. He then asked if I had a Visa or Mastercard. When I asked him to which card specifically he was referring, he listed Chase, Capital One, Bank of America, and Wells Fargo. When I asked him again which one specifically, I told him "if you are calling me, you should know which card you are calling me about," then he said "your Chase card," wrong, "I don't have a Chase card," I told him. Then he started telling me he could not ask me for any security information like the security code on the card, or my social security number, so I had nothing to worry about. I said, "hmmm, I think I am going to call my credit card company." He hung up on me. Total SCAM!
I received a call that said if I wanted to lower my credit card interest rate to press 1. I did. An Indian male asked if I wanted to lower my credit card interest rate. I told him I did not know anything about this and he hung up on me. Total scam.
Received call offering lower rate on credit card. Pressed 1 to talk to person because this is the second call I've received today (the 1st from a different number) and started to tell the person I didn't want to receive the calls ever again and he or she hung up on me.
Offered to lower the interest rate on my "Visa or Mastercard". I asked what credit card she was talking about. She repeated "Visa or Mastercard". I asked for a specific card type and number, and she hung up.
Apparently it's a scam to persuade gullible people to give them their credit card numbers.
Mark Liberman Oct 01st, 2012
Same story as Tara - offering to lower my interest rate to 6.9%. I filed a complaint with the do not call registry.
no message just the call...figure it is telemarketing as if the call was important, the caller would have left a message.
no name on caller ID, no message left on the phone. Must be a popular outbound calling number today.
called number back. Is telemarketing. you can put your number on a Do Not Call list by pressing 1 - message indicated. Waiting to see if that is so.
I attempted to tell the caller I was on the Do Not Call List and she hung up on me. How rude!
An offer to reduce my credit card interest to only 6.9% if I press 1 and get scammed! Don't do it! If you want your interest rate dropped call your credit card company directly!!