I don't know who this is but they have called 3 times, the # actually shows up as unknown & the number is what they left on voice mail. They say they are investigating internet fraud & that I owe money from an internet loan that I made. They refuse to send me any documents in the mail. I can't understand what they are saying because they all have very strong accents. When I try to ask questions to find out about the debt I owe, who I owe or who they are they get mad & say they will see me in court & hang up. The first call was in August, 2009, the 2nd in Jan 2010, the 3rd in June 2010. I have never received anything in the mail & I have checked my credit report & there are no debts or inquiries from anyone unusual.