Called this evening, recording said they were from account services and, while there was no problem with my account, I could press 1 to get a better interest rate, as low as 6.9%. I pressed one, and the operator identified the company as "Financial Services" and said that they negotiate with your creditors for better interest rates. I told him I was on the "Do Not Call" list, he then asked for my phone number and I hung up.
 Dec 18th, 2007