This is a pre-recorded message that tells you John with Consumer (something) can help you with your credit card obligations. It's an unsolicited call, of course. At the end (if you actually stay on long enough) it prompts you to press "1" to talk to someone, or press "2" to be removed from their call list. If you press "2", however, the entire pre-recorded message simply starts over.
 Nov 16th, 2007