I received this phone call Friday night at 10:37 p.m.! I was sleeping. Appararently it is some automated system which if you wanted to speak with someone you had to press 1 which I did but no one answered! Apparently they were alseep too! This is really annoying. I do not have a mortgage to refinance! This number had appeared before but I was out of the house when it happened. I have been on the DO NOT CALL list for over 21/2 years since I have this number. Please make this and all others STOP CALLING ME! I DO NOT WANT TO REFINANCE SOMETHING [ A MORTGAGE]WHICH I DO NOT HAVE AND DOES NOT NEED REFINANCING!