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Some man calling himself Joe Singer, called my mother and grandmother trying to "locate" me. How would they even know my family members. This sounds sketchy on a whole new level. I have tried to call and find out what they want, but no one can give me the same answer.....
laura
 May 08th, 2015
Steve somebody. Called and was very rude! Just because they claim I owe doesn't mean I have to be disrespected!
Belinda Ryan
 Dec 13th, 2013
They called's looking for my husband ex-wife. They have done this before. Call back spoke to Ray Jackson. Now they are threatening to serve me with papers, claiming I signed with the ex-wife. Funny - haven't spoken or seen her in 10 years (which I have told them before. ) Since I keep a record of all calls like this I will pursue them with my attorney.
Brenda
 Jan 16th, 2013
It's a collection call from a payday advance loan company. They claim they are taking me to court to collect some ridiculous amount over a 600 dollar loan. I told them I'd be happy to pay them back the original 600 I borrowed minus what I have paid them already, but they're crazy if they think I'm going to pay them 2050.00 like they asked for. I told them to go ahead and try to take me to court. They won't because under Federal and State guidelines this is considered usury and is an illegal loan... They charge over 200% interest. They would lose in court. Don't make the same mistake I did, what a dummy I was to be suckered into this "quick cash loan".
DB
 Dec 28th, 2012
i received a call from a female i believe she said her name is angela rojas and that she needed to speak to me due to a litigation thats supposed to come down between myself and the state of Arizona. i called the number back but got her voice mail and left her a message. didnt hear back from her yet. are they legit company? cause shouldnt i receive something from the state of arizona first before i hear from them. i registered my number on the DO-NOT-CALL list after i was contacted by them, could i still report them if they still contact me after i have registered my number?
freaked out
 Dec 15th, 2012
Got a call from"Elizabeth" just left message and phone number to call. stating that it was a legal matter from Kramer and Asssssociates.
willielump
 Nov 20th, 2012
left a voice mail regarding a pending case of me vs the state of fl which I know nothing about left x113
vmagee
 Nov 16th, 2012
Caller identified herself as Elizabeth Cabelo (voice message). i was hung on the first time i called i hit *67. She wanted to tell me about an incedent regarding me in Arizona, where i have never been and something about an appearance notice. They stated they were from Kramer and Associates. After a few questions from me and confusion from her she hung up on me. I acted as though i was talking to someone in the background saying "you are recording this right" and kept mentioning the FTC. Then the hang up occurred.
Ronzy
 Oct 08th, 2012
Caller left a message saying she is Terra Jones with Kramer and Associates. She wants my statement pending the decision with the State of Indiana and left a claim #. I have no idea what she is talking about, but I am not calling her back! I just reported her and this number to the FTC.
IN Resident
 Oct 05th, 2012
You don't need a valid debt or a derogatory trade line on your credit reports to be hassled by debt collectors. They call third parties to alleged debtors all the time for permitted skip tracing purposes, or at times pretending it's a trace to annoy and shame the intended target. The worst collectors go out of their way to find distant relatives, estranged spouses, former roomies, anyone they can use to apply pressure.

You should not need to change numbers, and really a determined scofflaw will find your new number soon enough, plus you will inherit the nuisance callers targeting the prior holders of your recycled number. To a ''not me'' case I always recommend putting the agency on notice, just as you would if you were the target and the debt claim was invalid. Send a ''cease-communication'' notice via USPS Certified with return card. The FTC and many consumer watchdogs explain how to draft one. This will set a legal landmine, as such a notice is ignored at their risk of a lawsuit from you.
Resident47
 Aug 11th, 2012
They are no longer using Steve Martin, they are now using Carlos Rivera. They were asking for my ex husband so giving the indication that he was in some sort of trouble. I didn't understand why they were a collection agency calling me at an address he never lived at. I will be call blocking this idiot and maybe changing my number.
Annoyed
 Aug 10th, 2012
Given the excessive hostile and illegal tactics consistently reported in this thread, I would disregard any advice as from Tass to ''block 'em / ignore 'em''. Every violation these Kramers commit is a log for your fire in court. They can be burned for $1K statutory, any actual damages (shame, pain, and suffering being easy results of collector abuse), and anything else your state law can provide as a weapon.

Ritzi did the right thing last May. She smelled a rat, staightened her spine, and got on a Cert Mail paper trail, which rubs a collector's nose in the laws it must follow and makes your potential case much simpler to pursue.

Learn how to exercise your FDCPA rights as an alleged debtor at FTC-dot-gov. See also if your state laws are stronger.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
Resident47
 Mar 28th, 2012
This is a Scam/ telemarketing ploy trying to scare people into giving them money with false claims. the funny thing is ... they use Steve Martin for a caller ID ... ok .. yeah like no one knows THAT name not to mention Kramer and Kramer ... do they really think people do not remember their movie trivia?? Do not bother to call them back if you have it use caller blocking to get rid of them.
Tass
 Mar 24th, 2012
He told me to watch my mouth because I said he needed to tell me what company it was for and then he hung up on me.
Common Tater
 Oct 11th, 2011
Got a message on my voicemail from these people, I called back to see what this was about and immediately this man started yelling and cursing at me, claiming to be an attorney and asking me for my last 4-digits of my ss# and to identify myself. I told him I was not going to give him any information until he addresses with my why he is contacting me. He started screaming out a debt I owe, I had no idea what he was even talking about, obivously had the wrong person, my credit report is monitored with life lock and identity guard. I know what is on my credit report. I told him I did not believe he was an attorney because what he was doing is illegal and attorneys do all of their homework before they call someone, like ss#, dob, etc... I told him never to call me again and I was going to file a complaint with the BBB and send him a certified letter to never call me again and if he does he will be sued and I hung up on the guy. Don't just take the abuse, turn them in.
RITZI
 May 24th, 2011
"Steve Martin", probably an alias, is not a wild and crazy guy in a kind sense. I think that might count as abusive treatment you could sue over, Diane. Document everything.
Resident47
 Dec 18th, 2010
kramer and kramer associates, debt collector, for hsbc, nasty man, steve martin, continued to yell at me, hung up on me. I wanted supervisor to talk to, have dying father in hospital, husband with heart problems that can no longer work, and this man yelled so loud my husband heard him in the other room.. so unprofessional.
diane
 Dec 18th, 2010
An "appearance notification"? Veiled legal threat? The kind Fair Debt suits are made of?

If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal law which regulates collector behavior and provides you simple tools for your own defense. It grants you control of how you are contacted, and collectors can be sued for their crimes. Learn your rights and first response tactics at FTC-dot-gov. See also your state laws for additional support.
Resident47
 Dec 14th, 2010
Caller identified herself as Elizabeth Cabelo, you could tell she was calling from a call center. Wanted my husband who was not at home. Kept saying she wanted to tell him about an "appearance notification." Have no idea who they are, what bill they are trying to say they are. Am betting this is one of those places that says they'll sue if some bill from 1974 isn't paid or some other such nonsense
Tracy
 Dec 14th, 2010
Bottom Feeders of the Collection World....
C
 Aug 12th, 2010
they are calling old family members ? not a cool thing.
some sort of Collection schemers I guess
T
 Dec 21st, 2009
Collection agency, rather nasty people also won't stop calling even when asked to.
Dave
 Jun 24th, 2008

22 Comments