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Robocall - "This is Julie with Reward Redemption. We called you because you recently visited one of our affiliate websites, and in appreciation we have a $100 rebate card for you redeemable at popular stores like Walmart, Best Buy, Home Depot, and many more. Press 1 now to receive your $100 rebate card, or press 2 if you'd like to be placed on our do not call list." Scammers ask for your debit card number to pay for processing fees!
Minnesota
 Jun 18th, 2016
Urgent Notice ! Our records indicate you have an unclaimed reward on your account. We are holding $ 100 in Gas for you, valid at Mobil, Shell, Sunoco and more - in your name. Sounds like a Scam to us !!!! Who is going to give away $ 100 in Gas for free ????
Florida
 Apr 18th, 2015
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Bulgaria
 Jan 22nd, 2015
Have you gotten a call from these idiots from hell? PSI is NOT a survey is a data collection operation hired by USAA to seek out personal information that neither public or already in the hands of USAA. USAA then uses this information to jack your rates. In some legit aspects your rates could go up as you may not have enough insurance. Only you know if you have enough insurance. Insurance is based off your net worth for your own protection. Now comes the tricky portion of this. PSI is not part of USAA as the caller says. nor is taking the survey mandatory like the caller says. Who ever heard of a survey that's mandatory? It's not! It's 100% a ruse to get you to answer questions that only you would know the answers. They are 100% PSI. USAA pays them to gather is information. Also they DO NOT have a privacy policy. If they had one it would be posted. So what happens with the information that's collected? It's sold! They gather and sell data, yes data. Data that is not accessible by other parties. When you give the nice person over the phone information that's not public or that USAA does not have it's used to rate your policy. Generally if you're on top of your insurance which I am there no need for this to happen, but when times are tough, profits are down underwriters look for any number of ways to tap your wallet. Once this information is out, it's like the cat is out of the bag! Damage control is needed and you're screwed!
Virginia
 Dec 18th, 2014
Have you gotten a call from these idiots from hell? PSI is NOT a survey is a data collection operation hired by USAA to seek out personal information that neither public or already in the hands of USAA. USAA then uses this information to jack your rates. In some legit aspects your rates could go up as you may not have enough insurance. Only you know if you have enough insurance. Insurance is based off your net worth for your own protection. Now comes the tricky portion of this. PSI is not part of USAA as the caller says. nor is taking the survey mandatory like the caller says. Who ever heard of a survey that's mandatory? It's not! It's 100% a ruse to get you to answer questions that only you would know the answers. They are 100% PSI. USAA pays them to gather is information. Also they DO NOT have a privacy policy. If they had one it would be posted. So what happens with the information that's collected? It's sold! They gather and sell data, yes data. Data that is not accessible by other parties. When you give the nice person over the phone information that's not public or that USAA does not have it's used to rate your policy. Generally if you're on top of your insurance which I am there no need for this to happen, but when times are tough, profits are down underwriters look for any number of ways to tap your wallet. Once this information is out, it's like the cat is out of the bag! Damage control is needed and you're screwed!
Virginia
 Dec 18th, 2014
RE: TRAGIC:_NOT_ the first/last one millionth time that we are reporting:ORGANIZED CRIME RING CALLERS telephoning our number 5022081678@ 1:10PM EST 11/25/2014-a FEMALE ROBOCALLER "claiming" to be "Carmen"-when she is not being "Carmen" she "claims" to be "Bridget" and/or "Rachel" _ALL_FALSE names used by an organized crime syndicated robocalling consumers-RELENTLESSLY_SINCE_ June 2014-calling _OUR_ telephone number RELENTLESSLY-often several times each day_SINCE_JUNE 2014- "claiming" it's the recipient-of-scam-call's LAST CHNANCE [PLEASE_LET_ IT_BE_ THE LAST TIME!] to "reduce" "interest rates" on recipient of the call's credit card [!] THE TRAGIC PART: _NO ONE_ named Carmen/Bridget/Rachel _CAN_ "lower anyone's interest rate!" _ONLY_ AUTHORIZED CREDIT AGENCIES_NOT_CARMEN/BRIDGET/RACHEL CAN LOWER CREDIT CARD INTEREST RATES/ISSUE AUTHORIZED-OFFICIAL CREDIT CARDS. CARMEN/RACHEL/BRIDGET have_ALSO CALLED US from 484-373-9498@ 2:39PM EST 11/14/2014:We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS _AND_
TRAGIC: This is _NOT_ the first/last/one millionth time this caller has telephoned-calls began in JULY 2002 [MORE THAN A DECADE AGO!] from 304-250-9569. Last Saturday morning when we answered no one spoke. We stayed on the line for close to two minutes-last Saturday-repeating "Hello!""Hello" "is anyone there?" and NO ONE SPOKE. If as _some_ [not all] reporters claim this is the DEMOCRAT PARTY telephoning...they should _EITHER_ speak when people pick and say "Hello" [the normal greeting in America] _OR_ leave a _CREDIBLE_ telephone message_NOT_ telephone relentlessly from 304-250-9569-since-July 2002-and leave ZERO credible messages on our answering machine-a superb one-that works and everything!
DEAR 586-625-1581 NOT IN USE USA caller [yeah right!] 06: 16 PM est 11/13/2014:We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!! _IF_ you _ARE_ indeed a _LEGITIMATE CALLER _WHY_ do you _REFUSE_ to answer the telephone when we speak? when we ANSWER????????????????????????????????????
DEAR 304-250-9569 BECKLEY WV USA caller [yeah right!] 010: 49 AM est 11/8/2014:We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!!
_RELENTLESS_ telephone calls made to a telephone number_WE_have OWNED for-get-this!-TWELVE YEARS Caller ID displays as:"Beckley WV" 304-250-9569
We find the last two digits _INCREDIBLY_ offensive...NO ONE SPEAKS when we answer the telephone like normal people do-that's the reason-PLUS we have OWNED this number for-get this!-TWELVE YEARS! with ZERO "interruptions!"-is why we are labeling the call: ORGANIZED CRIME
DEAR 304-250-9569 BECKLEY WV USA caller [yeah right!] 08:28PM est 11/06/2014:We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!! _AND_ Female pre-recorded robo caller: "Hello this is Carmen" [yeah right!] other names used are "Bridget" and "Rachel" calling with a very important message [yeah right!] This is your _LAST CHANCE_ [We only WISH+HOPE+PRAY this _IS_ the last call from such blatant scam machines!] to "lower the interest rate" [yeah right! we _ACTUALLY_ "believe" that _ANYONE_ named "Bridget" "Carmen" "Rachel" [NO LAST NAMES _ZERO_ association with established financial institutions!] enjoys _SUCH_ "financial authority!]DEAR"HOME SECURITY" caller [yeah right!] 714-233-2042 [yeah right!] 12:33PM est 11/04/2014:We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!! _AND_ DEAR _FEMALE ROBO CALLER VOICE_"TOLL FREE CALLER" 800-900-1381[yeah right!] 8:40 PM est 11/01/2014:_WHY_ do YOUR telephone calls appear on our _INNOCENT_ caller ID display as:"TOLL FREE CALL" _WHEN_ ALL the POSTED ONLINE COMPLAINTS regarding your telephone harassment of them-INCLUDING telephone harassment of 94 year-old grandmas [!]-state: THIS IS A CALL FROM PENN CREDIT. What would _HAPPEN__IF_ you were HONEST~such that _WHEN_ you telephone someone YOUR call appears ACCURATELY on innocent caller ID displays "as":"PENN CREDIT"_NOT_ "Toll Free Call?". What would happen then????????????????????????????????????????????????????
We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!! _ALSO_ DEAR _FEMALE CALLER_"TOLL FREE CALLER" 800-270-9685[yeah right!] 18::27PM est 10/30/2014:we've had this number for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SHARONS AT THIS NUMBER!!!!!!!!!!!!! _AND_ DEAR ROBOCALLER "SENIOR ASSIST" [yeah right!] 10:50AM est 10/30/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SENIORS AT THIS NUMBER!!!!!!!!!!!! Yes! our _TRUSTED+_ long-distance telephone carrier is _CREDO_ formerly called "Working Assets." Their "Working Assets" boast" is: They are the _ONLY_ telephone company who does _NOT_ "routinely' "normally" "habitually" sell information DIRECTLY to Obama's NSA - without the proverbial "peep!" We NOW "understand" that CHOICE OF CARRIER does not _MATTER_ since _ALL_ the necessary info is collected _ILLEGALLY_ from consumers without consent-ANYWAY [!]by Obama's NSA. On 10/29/2014: We telephoned a long-distance number-to ask after an ELDERLY FAMILY FRIEND. RIGHTLY _OR_WRONGLY we feel we _OUGHT_ in 2014 AMERICA be _ABLE_ to do such a simple act of friendly-kindness _WITHOUT_ being _PUNISHED_ by being _BOMBARDED_ night+day [we all work for a living here!] "by" ROBO CALLERS that our caller ID displays as "SENIOR ASSIST!" -relentlessly/24/7/365. PLEASE! STOP! YESTERDAY! Enogh Already! _ALSO_:DEAR BECKLEY WV 08:30 PM est 10/29/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! "Naturally" the caller "BECKLEY WV" [yeah right!] dialed our telephone number-the_SECOND_ we ordered something online-using our credit card. "tis the Season for FRAUDSTERS+thieves [!] Our credit card number was STOLEN every year:2009/2010/2011/2012-the first year it was _NOT_ stolen was 2013 [!] OUR USA tax return was stolen in 0212 [!] DEAR TOLL-FREE CALLER 1-800-270-9685 12:47 PM est 10/27/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! TRAGIC: _NOT_ first/last/one millionth time we _SHALL_ be reporting relentless scammer/organized crime telephone calls MADE TO _OUR_ TELEPHONE NUMBER _SINCE_ JULY 2002 BY TOLL-FREE-CALLER 1-800-270-9685 _AND_ _BY_ 681-220-5285 _AND_ by 702-608-5936
A WORD TO THE WISE: NO ONE HERE IS NAMED BEN J. PARKS. _TWELVE YEARS_ is a long long long long long time to be DIALING THE WRONG NUMBER [!] "for" BEN J.PARKS [!] _NO_ ONE here is a Vietnam VET. NO ONE HERE IS is_related_ to a Vietnam VET. NO ONE HERE is _OLD_ENOUGH_ to be A Vietnam Vet-we were in FIFTH GRADE when the VIETNAM WAR_ENDED_ [!] NO ONE HERE has _ANY_ "interest" in Vietnam Vets. _NO_ON_HERE is a SURVIVALIST. NO ONE HERE HAS _ANY_ interest in "concealed carry laws." NO ONE HERE OWNS_ANY_WEAPONS_. NO ONE HERE IS A HOARDER. _NO_ONE_HERE_ is "a cheapskate" with "food bills " NO ONE HERE has anything _LESS_ than a DOCTORATE-advanced education degree. _EVERYONE_ here is a _NON-VIOLENT_ PACIFIST Member of The Religious Society of Friends-A CHRISTIAN FAITH-written in to The Constitution of The United States by America's First President [remember HIM??? Father of The Nation and all that???????] as ONE OF THREE "HISTORIC" PEACE CHURCHES-non-violent Pacifists _ALL_ The Mennonite Christian Church and The Amish Christian Church are the "other two." NO ONE HERE IS the "proper age" for AARP. _EVERYONE_ here WANTS the brazen scammer telephone calls 24/7 365 to _PLEASE_STOP_ "pretending" that BEN J.PARKS has _EVER_ lived here. Our records go back ALL THE WAY TO 1967 [nineteen sixty-seven] and NO BEN J PARKS has _EVER_ lived at our address-EVER [!]
OUR NUMBER-assigned to us by the _PROPER_LEGAL_TELEPHONE_ NUMBER was assigned to us by the _PROPER_AUTHORITY and has been OURS ever _SINCE_ JULY 2002 [JULY two thousand and TWO] By _OUR_ accounting: MORE THAN TEN YEARS have elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number. By _OUR_ accounting: MORE THAN ONE DECADE HAS _ALREADY_ elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number._WHILE_ we were reporting the FEMALE RECORDED VOICE aka SCAM CALLER-a call OUR caller ID displays as "BECKLEY-WV-681-220-5285" we received _ANOTHER_ call-a call OUR caller ID displays as "SURVEY" [yeah right!] 702-608-5936. IN SPITE OF OUR LEGAL AUTHORIZED OWNERSHIP OF OUR TELEPHONE NUMBER _SINCE_ JULY 2002 we _CANNOT_ "get" scammer callers "LOOKING FOR BEN J. PARKS" to PLEASE! for the LOVE OF GOD! and FOR THE LOVE OF COUNTRY! PLEASE! STOP calling _OUR_ LAWFUL LEGAL AUTHORIZED telephone number [!] We _ALSO_ are _WRONGLY_ "targeted" by _RELENTLESS_ calls "for" VIETNAM WAR VETS" for "other VETS" for "YOU MUST LOVE VETS" "remarks" made to us at the DMV [!] of all places [!] We are _QUAKERS_ NOT "believers" in violent resolution of conflict at _ANY_ level _NOT_ interested in "concealed carry" [!] ONLINE-WEB-BASED-ADS. We believe that JOSEPH PINIZIOTTO [100% innocent until proven guilty-naturally!] of 732-691-4832 of TOMS RIVER NEW JERSEY USA _STOLE_ our MARCH 1994 USA citizenship papers. _WHEN_ we are relentlessly "targeted" by telephone-as described above-KDKA TV NEWS out of PITTSBURGH, PA described scammers who have been telephoning "victims" _FROM_ Police Station Telephone Numbers-scamming innocent victims out of $ by using "threats"-IMMIGRATION _AND_IRS to "get" MONEY from their VICTIMS we feel we are _FORCED_ to "wonder":"Hmm _IS_ Joseph Piniziotto [100% innocent until proven guilty-naturally!] A DEBTOR-someone who owes money to the scurrilous and the relentless [?] or "otherwise'" is somehow _INVOLVED_ in these relentless _DAILY_ several times each day-telephone_AND_online-scams?
West Virginia
 Nov 25th, 2014
RE: DEAR _FEMALE ROBO CALLER VOICE_"TOLL FREE CALLER" 8009001381[yeah right!] 8:40 PM est 11/01/2014:_WHY_ do YOUR telephone calls appear on our _INNOCENT_ caller ID display as:"TOLL FREE CALL" _WHEN_ ALL the POSTED ONLINE COMPLAINTS regarding your telephone harassment of them-INCLUDING telephone harassment of 94 year-old grandmas [!]-state: THIS IS A CALL FROM PENN CREDIT. What would _HAPPEN__IF_ you were HONEST~such that _WHEN_ you telephone someone YOUR call appears ACCURATELY on innocent caller ID displays "as":"PENN CREDIT"_NOT_ "Toll Free Call?". What would happen then????????????????????????????????????????????????????
We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!! _ALSO_ DEAR _FEMALE CALLER_"TOLL FREE CALLER" 800-270-9685[yeah right!] 18::27PM est 10/30/2014:we've had this number for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SHARONS AT THIS NUMBER!!!!!!!!!!!!! _AND_ DEAR ROBOCALLER "SENIOR ASSIST" [yeah right!] 10:50AM est 10/30/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SENIORS AT THIS NUMBER!!!!!!!!!!!! Yes! our _TRUSTED+_ long-distance telephone carrier is _CREDO_ formerly called "Working Assets." Their "Working Assets" boast" is: They are the _ONLY_ telephone company who does _NOT_ "routinely' "normally" "habitually" sell information DIRECTLY to Obama's NSA - without the proverbial "peep!" We NOW "understand" that CHOICE OF CARRIER does not _MATTER_ since _ALL_ the necessary info is collected _ILLEGALLY_ from consumers without consent-ANYWAY [!]by Obama's NSA. On 10/29/2014: We telephoned a long-distance number-to ask after an ELDERLY FAMILY FRIEND. RIGHTLY _OR_WRONGLY we feel we _OUGHT_ in 2014 AMERICA be _ABLE_ to do such a simple act of friendly-kindness _WITHOUT_ being _PUNISHED_ by being _BOMBARDED_ night+day [we all work for a living here!] "by" ROBO CALLERS that our caller ID displays as "SENIOR ASSIST!" -relentlessly/24/7/365. PLEASE! STOP! YESTERDAY! Enogh Already! _ALSO_:DEAR BECKLEY WV 08:30 PM est 10/29/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! "Naturally" the caller "BECKLEY WV" [yeah right!] dialed our telephone number-the_SECOND_ we ordered something online-using our credit card. "tis the Season for FRAUDSTERS+thieves [!] Our credit card number was STOLEN every year:2009/2010/2011/2012-the first year it was _NOT_ stolen was 2013 [!] OUR USA tax return was stolen in 0212 [!] DEAR TOLL-FREE CALLER 1-800-270-9685 12:47 PM est 10/27/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! TRAGIC: _NOT_ first/last/one millionth time we _SHALL_ be reporting relentless scammer/organized crime telephone calls MADE TO _OUR_ TELEPHONE NUMBER _SINCE_ JULY 2002 BY TOLL-FREE-CALLER 1-800-270-9685 _AND_ _BY_ 681-220-5285 _AND_ by 702-608-5936
A WORD TO THE WISE: NO ONE HERE IS NAMED BEN J. PARKS. _TWELVE YEARS_ is a long long long long long time to be DIALING THE WRONG NUMBER [!] "for" BEN J.PARKS [!] _NO_ ONE here is a Vietnam VET. NO ONE HERE IS is_related_ to a Vietnam VET. NO ONE HERE is _OLD_ENOUGH_ to be A Vietnam Vet-we were in FIFTH GRADE when the VIETNAM WAR_ENDED_ [!] NO ONE HERE has _ANY_ "interest" in Vietnam Vets. _NO_ON_HERE is a SURVIVALIST. NO ONE HERE HAS _ANY_ interest in "concealed carry laws." NO ONE HERE OWNS_ANY_WEAPONS_. NO ONE HERE IS A HOARDER. _NO_ONE_HERE_ is "a cheapskate" with "food bills " NO ONE HERE has anything _LESS_ than a DOCTORATE-advanced education degree. _EVERYONE_ here is a _NON-VIOLENT_ PACIFIST Member of The Religious Society of Friends-A CHRISTIAN FAITH-written in to The Constitution of The United States by America's First President [remember HIM??? Father of The Nation and all that???????] as ONE OF THREE "HISTORIC" PEACE CHURCHES-non-violent Pacifists _ALL_ The Mennonite Christian Church and The Amish Christian Church are the "other two." NO ONE HERE IS the "proper age" for AARP. _EVERYONE_ here WANTS the brazen scammer telephone calls 24/7 365 to _PLEASE_STOP_ "pretending" that BEN J.PARKS has _EVER_ lived here. Our records go back ALL THE WAY TO 1967 [nineteen sixty-seven] and NO BEN J PARKS has _EVER_ lived at our address-EVER [!]
OUR NUMBER-assigned to us by the _PROPER_LEGAL_TELEPHONE_ NUMBER was assigned to us by the _PROPER_AUTHORITY and has been OURS ever _SINCE_ JULY 2002 [JULY two thousand and TWO] By _OUR_ accounting: MORE THAN TEN YEARS have elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number. By _OUR_ accounting: MORE THAN ONE DECADE HAS _ALREADY_ elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number._WHILE_ we were reporting the FEMALE RECORDED VOICE aka SCAM CALLER-a call OUR caller ID displays as "BECKLEY-WV-681-220-5285" we received _ANOTHER_ call-a call OUR caller ID displays as "SURVEY" [yeah right!] 702-608-5936. IN SPITE OF OUR LEGAL AUTHORIZED OWNERSHIP OF OUR TELEPHONE NUMBER _SINCE_ JULY 2002 we _CANNOT_ "get" scammer callers "LOOKING FOR BEN J. PARKS" to PLEASE! for the LOVE OF GOD! and FOR THE LOVE OF COUNTRY! PLEASE! STOP calling _OUR_ LAWFUL LEGAL AUTHORIZED telephone number [!] We _ALSO_ are _WRONGLY_ "targeted" by _RELENTLESS_ calls "for" VIETNAM WAR VETS" for "other VETS" for "YOU MUST LOVE VETS" "remarks" made to us at the DMV [!] of all places [!] We are _QUAKERS_ NOT "believers" in violent resolution of conflict at _ANY_ level _NOT_ interested in "concealed carry" [!] ONLINE-WEB-BASED-ADS. We believe that JOSEPH PINIZIOTTO [100% innocent until proven guilty-naturally!] of 732-691-4832 of TOMS RIVER NEW JERSEY USA _STOLE_ our MARCH 1994 USA citizenship papers. _WHEN_ we are relentlessly "targeted" by telephone-as described above-KDKA TV NEWS out of PITTSBURGH, PA described scammers who have been telephoning "victims" _FROM_ Police Station Telephone Numbers-scamming innocent victims out of $ by using "threats"-IMMIGRATION _AND_IRS to "get" MONEY from their VICTIMS we feel we are _FORCED_ to "wonder":"Hmm _IS_ Joseph Piniziotto [100% innocent until proven guilty-naturally!] A DEBTOR-someone who owes money to the scurrilous and the relentless [?] or "otherwise'" is somehow _INVOLVED_ in these relentless _DAILY_ several times each day-telephone_AND_online-scams?
West Virginia
 Nov 02nd, 2014
RE: DEAR _FEMALE ROBO CALLER VOICE_"BECKLEY, WVCALLER" 3042509569[yeah right!] 12:08PM est 11/01/2014:We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!!_ALSO_ DEAR _FEMALE ROBO CALLER VOICE_"TOLL FREE CALLER" 800-900-1381[yeah right!] 9:27AM est 10/31/2014:_WHY_ do YOUR telephone calls appear on our _INNOCENT_ caller ID display as:"TOLL FREE CALL" _WHEN_ ALL the POSTED ONLINE COMPLAINTS regarding your telephone harassment of them-INCLUDING telephone harassment of 94 year-old grandmas [!]-state: THIS IS A CALL FROM PENN CREDIT. What would _HAPPEN__IF_ you were HONEST~such that _WHEN_ you telephone someone YOUR call appears ACCURATELY on innocent caller ID displays "as":"PENN CREDIT"_NOT_ "Toll Free Call?". What would happen then????????????????????????????????????????????????????
We've had this number_OUR_telephone_NUMBER_for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_debtors AT THIS NUMBER!!!!!!!!!!!!! _ALSO_ DEAR _FEMALE CALLER_"TOLL FREE CALLER" 800-270-9685[yeah right!] 18::27PM est 10/30/2014:we've had this number for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SHARONS AT THIS NUMBER!!!!!!!!!!!!! _AND_ DEAR ROBOCALLER "SENIOR ASSIST" [yeah right!] 10:50AM est 10/30/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SENIORS AT THIS NUMBER!!!!!!!!!!!! Yes! our _TRUSTED+_ long-distance telephone carrier is _CREDO_ formerly called "Working Assets." Their "Working Assets" boast" is: They are the _ONLY_ telephone company who does _NOT_ "routinely' "normally" "habitually" sell information DIRECTLY to Obama's NSA - without the proverbial "peep!" We NOW "understand" that CHOICE OF CARRIER does not _MATTER_ since _ALL_ the necessary info is collected _ILLEGALLY_ from consumers without consent-ANYWAY [!]by Obama's NSA. On 10/29/2014: We telephoned a long-distance number-to ask after an ELDERLY FAMILY FRIEND. RIGHTLY _OR_WRONGLY we feel we _OUGHT_ in 2014 AMERICA be _ABLE_ to do such a simple act of friendly-kindness _WITHOUT_ being _PUNISHED_ by being _BOMBARDED_ night+day [we all work for a living here!] "by" ROBO CALLERS that our caller ID displays as "SENIOR ASSIST!" -relentlessly/24/7/365. PLEASE! STOP! YESTERDAY! Enogh Already! _ALSO_:DEAR BECKLEY WV 08:30 PM est 10/29/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! "Naturally" the caller "BECKLEY WV" [yeah right!] dialed our telephone number-the_SECOND_ we ordered something online-using our credit card. "tis the Season for FRAUDSTERS+thieves [!] Our credit card number was STOLEN every year:2009/2010/2011/2012-the first year it was _NOT_ stolen was 2013 [!] OUR USA tax return was stolen in 0212 [!] DEAR TOLL-FREE CALLER 1-800-270-9685 12:47 PM est 10/27/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! TRAGIC: _NOT_ first/last/one millionth time we _SHALL_ be reporting relentless scammer/organized crime telephone calls MADE TO _OUR_ TELEPHONE NUMBER _SINCE_ JULY 2002 BY TOLL-FREE-CALLER 1-800-270-9685 _AND_ _BY_ 681-220-5285 _AND_ by 702-608-5936
A WORD TO THE WISE: NO ONE HERE IS NAMED BEN J. PARKS. _TWELVE YEARS_ is a long long long long long time to be DIALING THE WRONG NUMBER [!] "for" BEN J.PARKS [!] _NO_ ONE here is a Vietnam VET. NO ONE HERE IS is_related_ to a Vietnam VET. NO ONE HERE is _OLD_ENOUGH_ to be A Vietnam Vet-we were in FIFTH GRADE when the VIETNAM WAR_ENDED_ [!] NO ONE HERE has _ANY_ "interest" in Vietnam Vets. _NO_ON_HERE is a SURVIVALIST. NO ONE HERE HAS _ANY_ interest in "concealed carry laws." NO ONE HERE OWNS_ANY_WEAPONS_. NO ONE HERE IS A HOARDER. _NO_ONE_HERE_ is "a cheapskate" with "food bills " NO ONE HERE has anything _LESS_ than a DOCTORATE-advanced education degree. _EVERYONE_ here is a _NON-VIOLENT_ PACIFIST Member of The Religious Society of Friends-A CHRISTIAN FAITH-written in to The Constitution of The United States by America's First President [remember HIM??? Father of The Nation and all that???????] as ONE OF THREE "HISTORIC" PEACE CHURCHES-non-violent Pacifists _ALL_ The Mennonite Christian Church and The Amish Christian Church are the "other two." NO ONE HERE IS the "proper age" for AARP. _EVERYONE_ here WANTS the brazen scammer telephone calls 24/7 365 to _PLEASE_STOP_ "pretending" that BEN J.PARKS has _EVER_ lived here. Our records go back ALL THE WAY TO 1967 [nineteen sixty-seven] and NO BEN J PARKS has _EVER_ lived at our address-EVER [!]
OUR NUMBER-assigned to us by the _PROPER_LEGAL_TELEPHONE_ NUMBER was assigned to us by the _PROPER_AUTHORITY and has been OURS ever _SINCE_ JULY 2002 [JULY two thousand and TWO] By _OUR_ accounting: MORE THAN TEN YEARS have elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number. By _OUR_ accounting: MORE THAN ONE DECADE HAS _ALREADY_ elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number._WHILE_ we were reporting the FEMALE RECORDED VOICE aka SCAM CALLER-a call OUR caller ID displays as "BECKLEY-WV-681-220-5285" we received _ANOTHER_ call-a call OUR caller ID displays as "SURVEY" [yeah right!] 702-608-5936. IN SPITE OF OUR LEGAL AUTHORIZED OWNERSHIP OF OUR TELEPHONE NUMBER _SINCE_ JULY 2002 we _CANNOT_ "get" scammer callers "LOOKING FOR BEN J. PARKS" to PLEASE! for the LOVE OF GOD! and FOR THE LOVE OF COUNTRY! PLEASE! STOP calling _OUR_ LAWFUL LEGAL AUTHORIZED telephone number [!] We _ALSO_ are _WRONGLY_ "targeted" by _RELENTLESS_ calls "for" VIETNAM WAR VETS" for "other VETS" for "YOU MUST LOVE VETS" "remarks" made to us at the DMV [!] of all places [!] We are _QUAKERS_ NOT "believers" in violent resolution of conflict at _ANY_ level _NOT_ interested in "concealed carry" [!] ONLINE-WEB-BASED-ADS. We believe that JOSEPH PINIZIOTTO [100% innocent until proven guilty-naturally!] of 732-691-4832 of TOMS RIVER NEW JERSEY USA _STOLE_ our MARCH 1994 USA citizenship papers. _WHEN_ we are relentlessly "targeted" by telephone-as described above-KDKA TV NEWS out of PITTSBURGH, PA described scammers who have been telephoning "victims" _FROM_ Police Station Telephone Numbers-scamming innocent victims out of $ by using "threats"-IMMIGRATION _AND_IRS to "get" MONEY from their VICTIMS we feel we are _FORCED_ to "wonder":"Hmm _IS_ Joseph Piniziotto [100% innocent until proven guilty-naturally!] A DEBTOR-someone who owes money to the scurrilous and the relentless [?] or "otherwise'" is somehow _INVOLVED_ in these relentless _DAILY_ several times each day-telephone_AND_online-scams?
West Virginia
 Nov 01st, 2014
RE: DEAR _FEMALE CALLER_"TOLL FREE CALLER" 8002709685[yeah right!] 18::27PM est 10/30/2014:we've had this number for-get this!-TWELVE YEARS!-_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SHARONS AT THIS NUMBER!!!!!!!!!!!!! _AND_ DEAR ROBOCALLER "SENIOR ASSIST" [yeah right!] 10:50AM est 10/30/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_SENIORS AT THIS NUMBER!!!!!!!!!!!! Yes! our _TRUSTED+_ long-distance telephone carrier is _CREDO_ formerly called "Working Assets." Their "Working Assets" boast" is: They are the _ONLY_ telephone company who does _NOT_ "routinely' "normally" "habitually" sell information DIRECTLY to Obama's NSA - without the proverbial "peep!" We NOW "understand" that CHOICE OF CARRIER does not _MATTER_ since _ALL_ the necessary info is collected _ILLEGALLY_ from consumers without consent-ANYWAY [!]by Obama's NSA. On 10/29/2014: We telephoned a long-distance number-to ask after an ELDERLY FAMILY FRIEND. RIGHTLY _OR_WRONGLY we feel we _OUGHT_ in 2014 AMERICA be _ABLE_ to do such a simple act of friendly-kindness _WITHOUT_ being _PUNISHED_ by being _BOMBARDED_ night+day [we all work for a living here!] "by" ROBO CALLERS that our caller ID displays as "SENIOR ASSIST!" -relentlessly/24/7/365. PLEASE! STOP! YESTERDAY! Enogh Already! _ALSO_:DEAR BECKLEY WV 08:30 PM est 10/29/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! "Naturally" the caller "BECKLEY WV" [yeah right!] dialed our telephone number-the_SECOND_ we ordered something online-using our credit card. "tis the Season for FRAUDSTERS+thieves [!] Our credit card number was STOLEN every year:2009/2010/2011/2012-the first year it was _NOT_ stolen was 2013 [!] OUR USA tax return was stolen in 0212 [!] DEAR TOLL-FREE CALLER 1-800-270-9685 12:47 PM est 10/27/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! TRAGIC: _NOT_ first/last/one millionth time we _SHALL_ be reporting relentless scammer/organized crime telephone calls MADE TO _OUR_ TELEPHONE NUMBER _SINCE_ JULY 2002 BY TOLL-FREE-CALLER 1-800-270-9685 _AND_ _BY_ 681-220-5285 _AND_ by 702-608-5936
A WORD TO THE WISE: NO ONE HERE IS NAMED BEN J. PARKS. _TWELVE YEARS_ is a long long long long long time to be DIALING THE WRONG NUMBER [!] "for" BEN J.PARKS [!] _NO_ ONE here is a Vietnam VET. NO ONE HERE IS is_related_ to a Vietnam VET. NO ONE HERE is _OLD_ENOUGH_ to be A Vietnam Vet-we were in FIFTH GRADE when the VIETNAM WAR_ENDED_ [!] NO ONE HERE has _ANY_ "interest" in Vietnam Vets. _NO_ON_HERE is a SURVIVALIST. NO ONE HERE HAS _ANY_ interest in "concealed carry laws." NO ONE HERE OWNS_ANY_WEAPONS_. NO ONE HERE IS A HOARDER. _NO_ONE_HERE_ is "a cheapskate" with "food bills " NO ONE HERE has anything _LESS_ than a DOCTORATE-advanced education degree. _EVERYONE_ here is a _NON-VIOLENT_ PACIFIST Member of The Religious Society of Friends-A CHRISTIAN FAITH-written in to The Constitution of The United States by America's First President [remember HIM??? Father of The Nation and all that???????] as ONE OF THREE "HISTORIC" PEACE CHURCHES-non-violent Pacifists _ALL_ The Mennonite Christian Church and The Amish Christian Church are the "other two." NO ONE HERE IS the "proper age" for AARP. _EVERYONE_ here WANTS the brazen scammer telephone calls 24/7 365 to _PLEASE_STOP_ "pretending" that BEN J.PARKS has _EVER_ lived here. Our records go back ALL THE WAY TO 1967 [nineteen sixty-seven] and NO BEN J PARKS has _EVER_ lived at our address-EVER [!]
OUR NUMBER-assigned to us by the _PROPER_LEGAL_TELEPHONE_ NUMBER was assigned to us by the _PROPER_AUTHORITY and has been OURS ever _SINCE_ JULY 2002 [JULY two thousand and TWO] By _OUR_ accounting: MORE THAN TEN YEARS have elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number. By _OUR_ accounting: MORE THAN ONE DECADE HAS _ALREADY_ elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number._WHILE_ we were reporting the FEMALE RECORDED VOICE aka SCAM CALLER-a call OUR caller ID displays as "BECKLEY-WV-681-220-5285" we received _ANOTHER_ call-a call OUR caller ID displays as "SURVEY" [yeah right!] 702-608-5936. IN SPITE OF OUR LEGAL AUTHORIZED OWNERSHIP OF OUR TELEPHONE NUMBER _SINCE_ JULY 2002 we _CANNOT_ "get" scammer callers "LOOKING FOR BEN J. PARKS" to PLEASE! for the LOVE OF GOD! and FOR THE LOVE OF COUNTRY! PLEASE! STOP calling _OUR_ LAWFUL LEGAL AUTHORIZED telephone number [!] We _ALSO_ are _WRONGLY_ "targeted" by _RELENTLESS_ calls "for" VIETNAM WAR VETS" for "other VETS" for "YOU MUST LOVE VETS" "remarks" made to us at the DMV [!] of all places [!] We are _QUAKERS_ NOT "believers" in violent resolution of conflict at _ANY_ level _NOT_ interested in "concealed carry" [!] ONLINE-WEB-BASED-ADS. We believe that JOSEPH PINIZIOTTO [100% innocent until proven guilty-naturally!] of 732-691-4832 of TOMS RIVER NEW JERSEY USA _STOLE_ our MARCH 1994 USA citizenship papers. _WHEN_ we are relentlessly "targeted" by telephone-as described above-KDKA TV NEWS out of PITTSBURGH, PA described scammers who have been telephoning "victims" _FROM_ Police Station Telephone Numbers-scamming innocent victims out of $ by using "threats"-IMMIGRATION _AND_IRS to "get" MONEY from their VICTIMS we feel we are _FORCED_ to "wonder":"Hmm _IS_ Joseph Piniziotto [100% innocent until proven guilty-naturally!] A DEBTOR-someone who owes money to the scurrilous and the relentless [?] or "otherwise'" is somehow _INVOLVED_ in these relentless _DAILY_ several times each day-telephone_AND_online-scams?
West Virginia
 Oct 30th, 2014
TRAGIC: This is _NOT_ the first/last/One Millionth time that we shall be reporting FLYERS-in the form of PAPER JUNK MAIL-mailed to our household via USPAS MAIL-SINCE SEPTEMBER 2004. The ADDRESS PRINTED ON THE FLYERS is INVARIABLY: TEAM FORD-LINCOLN-TEAM TOYOTA 905 BRADY AVENUE, STEUBENVILLE, OH 43952 TELEPHONE: 877-360-0268 THE JUNK MAIL IS _ALWAYS_ addressed to A NON-EXISTENT PERSON: "ISSAC FALCONER"- an incorrectly spelled name-incorrectly spelled-with "Muslim""terrorist""racial profiling" "connotations"-OUR "name" is spelled ISAAC-with TWO a's-DIRECTLY out of The Christian Bible-polls indicated USA citizens are "generally" unfamiliar "even" with Bible names :( We would like THIS JUNK MAIL TO STOP-like STOP IN 2004 -when VERIZON TELEPHONE PRINTED the WRONG SPELLING of "OUR" NAME in their telephone directories-and MORE THAN A DECADE LATER-hello?-we are _STILL_ getting junk mail [!] from these "people." 10/27/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! TRAGIC: _NOT_ first/last/one millionth time we _SHALL_ be reporting relentless scammer/organized crime telephone calls MADE TO _OUR_ TELEPHONE NUMBER _SINCE_ JULY 2002 BY TOLL-FREE-CALLER 1-800-270-9685 _AND_ _BY_ 681-220-5285 _AND_ by 702-608-5936
A WORD TO THE WISE: NO ONE HERE IS NAMED BEN J. PARKS. _TWELVE YEARS_ is a long long long long long time to be DIALING THE WRONG NUMBER [!] "for" BEN J.PARKS [!] _NO_ ONE here is a Vietnam VET. NO ONE HERE IS is_related_ to a Vietnam VET. NO ONE HERE is _OLD_ENOUGH_ to be A Vietnam Vet-we were in FIFTH GRADE when the VIETNAM WAR_ENDED_ [!] NO ONE HERE has _ANY_ "interest" in Vietnam Vets. _NO_ON_HERE is a SURVIVALIST. NO ONE HERE HAS _ANY_ interest in "concealed carry laws." NO ONE HERE OWNS_ANY_WEAPONS_. NO ONE HERE IS A HOARDER. _NO_ONE_HERE_ is "a cheapskate" with "food bills " NO ONE HERE has anything _LESS_ than a DOCTORATE-advanced education degree. _EVERYONE_ here is a _NON-VIOLENT_ PACIFIST Member of The Religious Society of Friends-A CHRISTIAN FAITH-written in to The Constitution of The United States by America's First President [remember HIM??? Father of The Nation and all that???????] as ONE OF THREE "HISTORIC" PEACE CHURCHES-non-violent Pacifists _ALL_ The Mennonite Christian Church and The Amish Christian Church are the "other two." NO ONE HERE IS the "proper age" for AARP. _EVERYONE_ here WANTS the brazen scammer telephone calls 24/7 365 to _PLEASE_STOP_ "pretending" that BEN J.PARKS has _EVER_ lived here. Our records go back ALL THE WAY TO 1967 [nineteen sixty-seven] and NO BEN J PARKS has _EVER_ lived at our address-EVER [!]
OUR NUMBER-assigned to us by the _PROPER_LEGAL_TELEPHONE_ NUMBER was assigned to us by the _PROPER_AUTHORITY and has been OURS ever _SINCE_ JULY 2002 [JULY two thousand and TWO] By _OUR_ accounting: MORE THAN TEN YEARS have elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number. By _OUR_ accounting: MORE THAN ONE DECADE HAS _ALREADY_ elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number._WHILE_ we were reporting the FEMALE RECORDED VOICE aka SCAM CALLER-a call OUR caller ID displays as "BECKLEY-WV-681-220-5285" we received _ANOTHER_ call-a call OUR caller ID displays as "SURVEY" [yeah right!] 702-608-5936. IN SPITE OF OUR LEGAL AUTHORIZED OWNERSHIP OF OUR TELEPHONE NUMBER _SINCE_ JULY 2002 we _CANNOT_ "get" scammer callers "LOOKING FOR BEN J. PARKS" to PLEASE! for the LOVE OF GOD! and FOR THE LOVE OF COUNTRY! PLEASE! STOP calling _OUR_ LAWFUL LEGAL AUTHORIZED telephone number [!] We _ALSO_ are _WRONGLY_ "targeted" by _RELENTLESS_ calls "for" VIETNAM WAR VETS" for "other VETS" for "YOU MUST LOVE VETS" "remarks" made to us at the DMV [!] of all places [!] We are _QUAKERS_ NOT "believers" in violent resolution of conflict at _ANY_ level _NOT_ interested in "concealed carry" [!] ONLINE-WEB-BASED-ADS. We believe that JOSEPH PINIZIOTTO [100% innocent until proven guilty-naturally!] of 732-691-4832 of TOMS RIVER NEW JERSEY USA _STOLE_ our MARCH 1994 USA citizenship papers. _WHEN_ we are relentlessly "targeted" by telephone-as described above-KDKA TV NEWS out of PITTSBURGH, PA described scammers who have been telephoning "victims" _FROM_ Police Station Telephone Numbers-scamming innocent victims out of $ by using "threats"-IMMIGRATION _AND_IRS to "get" MONEY from their VICTIMS we feel we are _FORCED_ to "wonder":"Hmm _IS_ Joseph Piniziotto [100% innocent until proven guilty-naturally!] A DEBTOR-someone who owes money to the scurrilous and the relentless [?] or "otherwise'" is somehow _INVOLVED_ in these relentless _DAILY_ several times each day-telephone_AND_online-scams?
West Virginia
 Oct 27th, 2014
RE: DEAR TOLL-FREE CALLER 1-800-270-9685 12:47 PM est 10/27/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_TRAGIC-for-YOU-THERE_ARE_NO_DEBTORS AT THIS NUMBER!!!!!!!!!!!!! TRAGIC: _NOT_ first/last/one millionth time we _SHALL_ be reporting relentless scammer/organized crime telephone calls MADE TO _OUR_ TELEPHONE NUMBER _SINCE_ JULY 2002 BY TOLL-FREE-CALLER 1-800-270-9685 _AND_ _BY_ 681-220-5285 _AND_ by 702-608-5936
A WORD TO THE WISE: NO ONE HERE IS NAMED BEN J. PARKS. _TWELVE YEARS_ is a long long long long long time to be DIALING THE WRONG NUMBER [!] "for" BEN J.PARKS [!] _NO_ ONE here is a Vietnam VET. NO ONE HERE IS is_related_ to a Vietnam VET. NO ONE HERE is _OLD_ENOUGH_ to be A Vietnam Vet-we were in FIFTH GRADE when the VIETNAM WAR_ENDED_ [!] NO ONE HERE has _ANY_ "interest" in Vietnam Vets. _NO_ON_HERE is a SURVIVALIST. NO ONE HERE HAS _ANY_ interest in "concealed carry laws." NO ONE HERE OWNS_ANY_WEAPONS_. NO ONE HERE IS A HOARDER. _NO_ONE_HERE_ is "a cheapskate" with "food bills " NO ONE HERE has anything _LESS_ than a DOCTORATE-advanced education degree. _EVERYONE_ here is a _NON-VIOLENT_ PACIFIST Member of The Religious Society of Friends-A CHRISTIAN FAITH-written in to The Constitution of The United States by America's First President [remember HIM??? Father of The Nation and all that???????] as ONE OF THREE "HISTORIC" PEACE CHURCHES-non-violent Pacifists _ALL_ The Mennonite Christian Church and The Amish Christian Church are the "other two." NO ONE HERE IS the "proper age" for AARP. _EVERYONE_ here WANTS the brazen scammer telephone calls 24/7 365 to _PLEASE_STOP_ "pretending" that BEN J.PARKS has _EVER_ lived here. Our records go back ALL THE WAY TO 1967 [nineteen sixty-seven] and NO BEN J PARKS has _EVER_ lived at our address-EVER [!]
OUR NUMBER-assigned to us by the _PROPER_LEGAL_TELEPHONE_ NUMBER was assigned to us by the _PROPER_AUTHORITY and has been OURS ever _SINCE_ JULY 2002 [JULY two thousand and TWO] By _OUR_ accounting: MORE THAN TEN YEARS have elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number. By _OUR_ accounting: MORE THAN ONE DECADE HAS _ALREADY_ elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number._WHILE_ we were reporting the FEMALE RECORDED VOICE aka SCAM CALLER-a call OUR caller ID displays as "BECKLEY-WV-681-220-5285" we received _ANOTHER_ call-a call OUR caller ID displays as "SURVEY" [yeah right!] 702-608-5936. IN SPITE OF OUR LEGAL AUTHORIZED OWNERSHIP OF OUR TELEPHONE NUMBER _SINCE_ JULY 2002 we _CANNOT_ "get" scammer callers "LOOKING FOR BEN J. PARKS" to PLEASE! for the LOVE OF GOD! and FOR THE LOVE OF COUNTRY! PLEASE! STOP calling _OUR_ LAWFUL LEGAL AUTHORIZED telephone number [!] We _ALSO_ are _WRONGLY_ "targeted" by _RELENTLESS_ calls "for" VIETNAM WAR VETS" for "other VETS" for "YOU MUST LOVE VETS" "remarks" made to us at the DMV [!] of all places [!] We are _QUAKERS_ NOT "believers" in violent resolution of conflict at _ANY_ level _NOT_ interested in "concealed carry" [!] ONLINE-WEB-BASED-ADS. We believe that JOSEPH PINIZIOTTO [100% innocent until proven guilty-naturally!] of 732-691-4832 of TOMS RIVER NEW JERSEY USA _STOLE_ our MARCH 1994 USA citizenship papers. _WHEN_ we are relentlessly "targeted" by telephone-as described above-KDKA TV NEWS out of PITTSBURGH, PA described scammers who have been telephoning "victims" _FROM_ Police Station Telephone Numbers-scamming innocent victims out of $ by using "threats"-IMMIGRATION _AND_IRS to "get" MONEY from their VICTIMS we feel we are _FORCED_ to "wonder":"Hmm _IS_ Joseph Piniziotto [100% innocent until proven guilty-naturally!] A DEBTOR-someone who owes money to the scurrilous and the relentless [?] or "otherwise'" is somehow _INVOLVED_ in these relentless _DAILY_ several times each day-telephone_AND_online-scams?
West Virginia
 Oct 27th, 2014
RE: DEAR SENIOR "ASSIST"605-202-3574 11:30 AM est 10/27/2014:_NOT_ for the First/Last/ONE _MILLIONTH_ time-no kidding_THERE_ARE_NO_ZERO-ZILCH-NADA SENIORS AT THIS NUMBER!!!!!!!!!!!!!relentless scammer/organized crime telephone calls MADE TO _OUR_ TELEPHONE NUMBER _SINCE_ JULY 2002 BY "SENIOR ASSIST" 605-202-3547 _AND_ BY "MORGANTOWN, WV" 304-241-6590_BY_702-608-5936 _AND_BY_ 330-488-2539 _AND_ _BY_ 681-220-5285 _AND_ by 702-608-5936
A WORD TO THE WISE: NO ONE HERE IS NAMED BEN J. PARKS. _TWELVE YEARS_ is a long long long long long time to be DIALING THE WRONG NUMBER [!] "for" BEN J.PARKS [!] _NO_ ONE here is a Vietnam VET. NO ONE HERE IS is_related_ to a Vietnam VET. NO ONE HERE is _OLD_ENOUGH_ to be A Vietnam Vet-we were in FIFTH GRADE when the VIETNAM WAR_ENDED_ [!] NO ONE HERE has _ANY_ "interest" in Vietnam Vets. _NO_ON_HERE is a SURVIVALIST. NO ONE HERE HAS _ANY_ interest in "concealed carry laws." NO ONE HERE OWNS_ANY_WEAPONS_. NO ONE HERE IS A HOARDER. _NO_ONE_HERE_ is "a cheapskate" with "food bills " NO ONE HERE has anything _LESS_ than a DOCTORATE-advanced education degree. _EVERYONE_ here is a _NON-VIOLENT_ PACIFIST Member of The Religious Society of Friends-A CHRISTIAN FAITH-written in to The Constitution of The United States by America's First President [remember HIM??? Father of The Nation and all that???????] as ONE OF THREE "HISTORIC" PEACE CHURCHES-non-violent Pacifists _ALL_ The Mennonite Christian Church and The Amish Christian Church are the "other two." NO ONE HERE IS the "proper age" for AARP. _EVERYONE_ here WANTS the brazen scammer telephone calls 24/7 365 to _PLEASE_STOP_ "pretending" that BEN J.PARKS has _EVER_ lived here. Our records go back ALL THE WAY TO 1967 [nineteen sixty-seven] and NO BEN J PARKS has _EVER_ lived at our address-EVER [!]
OUR NUMBER-assigned to us by the _PROPER_LEGAL_TELEPHONE_ NUMBER was assigned to us by the _PROPER_AUTHORITY and has been OURS ever _SINCE_ JULY 2002 [JULY two thousand and TWO] By _OUR_ accounting: MORE THAN TEN YEARS have elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number. By _OUR_ accounting: MORE THAN ONE DECADE HAS _ALREADY_ elapsed SINCE we _BEGAN_ ownership of _OUR_ authorized telephone number._WHILE_ we were reporting the FEMALE RECORDED VOICE aka SCAM CALLER-a call OUR caller ID displays as "BECKLEY-WV-681-220-5285" we received _ANOTHER_ call-a call OUR caller ID displays as "SURVEY" [yeah right!] 702-608-5936. IN SPITE OF OUR LEGAL AUTHORIZED OWNERSHIP OF OUR TELEPHONE NUMBER _SINCE_ JULY 2002 we _CANNOT_ "get" scammer callers "LOOKING FOR BEN J. PARKS" to PLEASE! for the LOVE OF GOD! and FOR THE LOVE OF COUNTRY! PLEASE! STOP calling _OUR_ LAWFUL LEGAL AUTHORIZED telephone number [!] We _ALSO_ are _WRONGLY_ "targeted" by _RELENTLESS_ calls "for" VIETNAM WAR VETS" for "other VETS" for "YOU MUST LOVE VETS" "remarks" made to us at the DMV [!] of all places [!] We are _QUAKERS_ NOT "believers" in violent resolution of conflict at _ANY_ level _NOT_ interested in "concealed carry" [!] ONLINE-WEB-BASED-ADS. We believe that JOSEPH PINIZIOTTO [100% innocent until proven guilty-naturally!] of 732-691-4832 of TOMS RIVER NEW JERSEY USA _STOLE_ our MARCH 1994 USA citizenship papers. _WHEN_ we are relentlessly "targeted" by telephone-as described above-KDKA TV NEWS out of PITTSBURGH, PA described scammers who have been telephoning "victims" _FROM_ Police Station Telephone Numbers-scamming innocent victims out of $ by using "threats"-IMMIGRATION _AND_IRS to "get" MONEY from their VICTIMS we feel we are _FORCED_ to "wonder":"Hmm _IS_ Joseph Piniziotto [100% innocent until proven guilty-naturally!] somehow _INVOLVED_ in these relentless scams?
West Virginia
 Oct 27th, 2014
Scam. Recorded message offering $100 for Walmart to selected customers. Press 1 to get your $100
New York
 Aug 12th, 2014
-Unsolicited call to my mobile 6 May 2014 and 14 May 2014 midday

-Caller I.D. 859.740.0817 Lexington, Kentucky USA

-Pre-recorded female auto-bot: "...You may have just qualified for a $100 gift card from Walmart"... "...We are the nation's leading discount service"...
"...Do you have a valid credit/ debit card"...? "...To redeem your $100 gift voucher"..., etc. etc.

-Sales pitch for a discount shopping service

-Press "1" to be transferred to a live operator and/ or "2" to opt-out of future offers

-Pressed "1" for a live person to make sure they delete my number and to ask why I am on their call list when I'm on the FTC's and FCC's Do Not Call List

-Rep was dismissive and wouldn't answer questions

-Would not connect me with a supervisor

-Asked several times for the name of the company without response

-Phoned again and was told the name is IPROX. Rep stated my number is being called because I must have shopped at one of the over 800 retailers in their system. Rep said they are not affiliated with Walmart.
California
 May 14th, 2014
800-305-2829 AT&T sales and marketing robocall to my non-AT&T tracfone.
March 11, 2014 --- 12:07 AM robocall --- offering $100 discount on some unwanted AT&T services. Calling at midnight is reprehensible AT&T must be punished by fine of $100,000.
 Apr 11th, 2014
Caller's spiel was that I would get $100.00 back if I went to website www.attsuperplan.com. Site looks enough like ATT's site but they wanted way to much info from me without me being 100% sure it was legit. In fact, that is the big tip-off. Had it been legit, the AT&T login would have been sufficient, but

I went to ATT official site and logged in and asked online chat operator about this number and they said it was a fraud and not to login. I've blocked the caller which came to my cell number. Spread the word!
Texas
 Apr 11th, 2014
I empathize with all of you who are inundated with unwanted calls ... My solution was to purchase CALLCLERK from
www.callclerk.com ... If you get an unwanted call, you can set CallClerk to Block that call... All subsequent incoming calls from that blocked number will ring once, then CallClerk will intercept it, play a warning message & disconnect the call. You can also block incoming calls from entire area codes if you desire.
CallClerk is actually a complete office "Clerk" answering system / fax etc ... but I have all those features turned off. I ONLY use the Call Blocking feature ... for about $40 & free lifetime upgrades you really can't go wrong.
Note: Your computer needs a phone modem in order for CallClerk to work.
Not ALL phone modems are 100% compatible with ALL the CallClerk Features. (you can read about that at the web site).
For example, if your modem does not have VOICE capabilities then CallClerk can still BLOCK & disconnect unwanted calls, but it won't PLAY the warning message. The modem I use, that is 100% compatible with ALL the features is:
ROSEWILL RNX-56AG ... it's a PCI modem that costs around $10 ...
After using CallClerk for 6 years, my BLOCKED number list as grown to over 500.
Check out CallClerk ... I think there is a 30 day FREE TRIAL offer ...
Florida
 Mar 22nd, 2014
This claimed to be from AT&T and said I could get $100 just by going to to a website - I didn't get whether it was Iliveat&t.com or Iloveat&t.com I fell for it and put in Iloveatt.com and google put in a warning that it was a phishing site. After the fact I felt foolish for falling for it… but who doesn't like to win an automatic $100
California
 Mar 06th, 2014
Received automated call from 800 280 1211 offering some $100 off my next AT&T bill. Instructed to log in to www.iloveat&t.com to claim the $100 rebate.
Virginia
 Mar 06th, 2014
Recording: "Thank you for calling. Listen carefully as our menu options may have changed. You may have been selected for a $100 Wal-Mart gift voucher. In order to process the gift voucher, we will need to transfer you to a live representative. Press 1 now to be connected. You get these free gifts just for taking a look at the nation's leading savings programs. These programs offer HUGE discounts on unadvertised savings at all your major retailor & grocery stores. Don't miss out on these fantastic gifts & offers. Simply press 1 now to be connected to a live representative. our expert represenatives will assist you in getting these gifts sent directly to your home. Supplies for these vouchers are limited so press 1 now to be connected & claim your $100 Wal-Mart voucher today."
I didn't call them, THEY called me & I've never asked to be called nor have I ever done business with such a place.
Ohio
 Feb 21st, 2014
You say Akron Ohio, another site says a personal residence in Montgomery, AL.

Recording spoke before my answer machine got done talking. My answer machine started recording...."people in your area that have been pre selected to receive $100 in rewards. Good at Wal-Mart, Target, Best Buy, & many more. Press 1 now to claim your rewards, press 1 now to claim $100 & rewards, or be taken off the list press 8."
Ohio
 Jan 10th, 2014
They "offered" different things each time.
$100 walmart or target gift voucher hotline
$100 rebate card
perfered cutomer at walmart, bestbuy, target w/sidekick tv

All this without a 1-800 number??? Right...
Oregon
 Dec 19th, 2013
Recorded message said I could get paid $100.00 for participating in a marketing discussion group and if interested to call back to a number they gave. I have a suspicion that if I call this number they would be getting $100.00, if not more.
Georgia
 Oct 24th, 2013
Rang twice and hung up. I called the number back and got a voice message that said "Hi, this is julie with reward redemptions. You are receiving this call because you recently visited one of our partner websites. In appreciation we have a $100 rebate card for you, redeemable at stores such as walmart, etc. Please press 1 to receive your $100 rebate card or press 2 to be put on our do not call list.

Pressing 1 gives a number not in service message. Pressing 2 says thank you for calling. Both hang up on you immediately.
Missouri
 Sep 30th, 2013
I received a call from this number and this guy was trying to sale me something called valu pass which is online coupons for 4.95..then he said I can get a $100 shopping voucher if I sign up...ummmmm...The voucher isn't $100 it comes in $10 of 10 which can't be used for anything but like hair and soap products and you have to fill out a form and wait 3-6 months for a voucher and must sign up completely for $99 a year...if you cancel within 7 days you still get billed on your 5th day the $99 which is non refundable....WOW ONLINE COUPONS SUPPOSE TO BE FREE AND A SHOPPING VOUCHER WHICH YOU ONLY GET 10.00 OFF EACH MONTH BUT NOT ON FOOD,CLOTHES ETC.. JUST ON HAIR AND SKIN PRODUCTS UMMMMM NO I'LL PASS THAT'S NOT WORTH $99
Florida
 Aug 29th, 2013
Received a call today from a nice lady saying I was selected to receive a 100$ gift card if I accepted sample products that would be mailed to my address and completed a survey about the products but was not obligated to actually do the survey. She was clearly spoken and repeated information for me again when I asked her to. She wouldn't elaborate when I asked her questions though, she would return to her prompter paper and repeat things from it.
Seems like an attempt to collect my address from me. I told her if she knew my address she could send me free stuff and ended the call.

I use a cell phone and I'm very very set against giving it out to any company, at all. My bank, my family, my church and my work know my number, that is all. Yesterday I was updating my contact information on Paypal since it was out of date and I was making an e-bay purchase through them. I thought it best they have the right number. Not a coincidence, I think, that I'm now on a list for free 100$ cards.
Thanks Paypal.
North Carolina
 May 09th, 2013
I used to work for the company that owns this number. They call saying that they are the Firefighters Association. (Hi! This is John Doe from the Firefighters Association. Just calling to let you know that the guys are doing their annual concert..blah blah blah) The people doing the call actually work for a company called Fireco (and is located on Franklin Blvd in Gastonia, NC) They take money for concert tickets (one country and one oldies). The country concert is held in the fall and the oldies concert is in the spring. They say that the money that you pay for the ticket goes to benefit the firefighters association. This is the actual deal. The most common question is this :Does this money go to the firefighters? the answer is thus: Some of it, yes. They tell you that it is a split 40/60 split. This is half true as well. Right off the bat, Fireco gets 50% of all of the profits made. Then with what is left over - Fireco and the firefighters split it 60/40. So, say, they make $100,000.00 total (which they make a LOT more) of that, $50,000.00 automatically goes to Fireco. of the $50,000 that is left over - $30,000 (60%) will go to the firefighters and the other $20,000(40%) will go to Fireco. So,of the $100,000 made - $70,000 goes to Fireco - with only $30,000 going to the firefighters. If you look at it - the split is ACTUALLY 70/30 with the bulk going to Fireco and NOT the firefighters. The number that calls you (704-874-0181) from the "collections" department of the firefighters association is actually an employee with Fireco. None of the money made from "collections" goes to the Firefighters. After the concert is over - any money that comes in, goes directly to Fireco. Also - after you receive your initial phone call "Hi this is Jack - calling with the Firefighters Association..." You will receive another phone call from the "Mailroom" of the Firefighters Association or NC Firefighters..This is actually a person sitting in the other room, calling just to VERIFY that you said you were going to send in the money. The reason that they say "Can the firefighters count on your support within a week of receiving everything?" is because of the "Freshmail" numbers. The more people that pay during that week - the more money that Fireco makes. This doesn't benefit the Firefighters so much. None of this does. I had to quit because I couldn't stand it anymore. I didn't like deceiving people and the Firefighters not benefiting from this like they should. Take it from me. Donate to your local or neighborhood Fire Station - Don't send any money to these people that call you. Take your donation directly to the fire house.
North Carolina
 Dec 18th, 2012
I recieved a call from this number on 11/20/12 saying that I was automatically entered into a Visa/Mastercard Sweepstakes to possibly win $25,000. They had all of my information, such as where I lived and my phone number. They explained to me that within the next 2 weeks I will recieve a brochure with all the trips that I was eligible for and it was good for the next 2 years. Also I would recieve 4 magazines, a diamond watch, a $100 gift certificate, 5 $100 gift cards to walmart, best buy, target, starbucks, and Kmart, and I had the choice to choose the ladies or mens style for the watch, all for a fee of $4.95 per week, and a total of 19 payments. They told me that I'm also entered in the contest to win a brand new 2013 Ford Mustang GT and I had a choice of the colors of blue, red, or white. It was a lot of noise in the back ground that made me wonder was this a legite contest or just some people trying to scam customers by getting the card info. I gave them a card that I don't use any more and it has 50 cents on it. At the end they gave me an order number, along with a tracking number, a machine repeated the number 4 times and hung up in my face. I gave them the card info just to see what would happen. I guess I'll find out later down the line. The order and tracking number was strange, and very abnormal. I looked on UPS.com and fedex.com to search the tracking number and order number and I found nothing! I then did some research online to get more information about the sweepstakes and I found out that its all a scam! My advice would be is, if someone calls saying your entered in a Visa/Mastercard contest....HANG UP! I can't believe that people are willing to do ANYTHING just to rob a little piece of change from an innocent person.
Texas
 Nov 21st, 2012
Expert Script Sample
How to write a Good Script

Below I have included a Script sample and I also show you step by step how to write it.

When writing a script I follow a very simple formula. I then read and re-read the script out loud to see how it sounds, how easy it is to say and if it will get the desired result.

Role-play it with someone and be prepared to make changes along the way if you feel that an area of it can be improved.

A good script needs to incorporate all parts of the Sales process; Rapport, Disturb, Solution, Close. Whilst doing that you also need to be considering how people are influenced. The words will differ greatly, depending on your industry, but more importantly depending upon the purpose of your call; to sell, to make an appointment or to gain interest etc.

Script Sample Formula

Opening Statement

This opening statement is the first impression for the salesperson, as well as the first impression of your business. I’m sure you’ve heard the saying “You don’t get a second chance to make a good first impression”. Over the phone you can’t greet your customer with a smile, shake their hand or give them great eye contact, but you can deliver well chosen words with a smile, sincerity and enthusiasm in your voice.

Your opening statement must include:

Your customer’s name – a person’s name is the sweetest sound in the universe to that person.
Your Name (i.e. the telemarketers’)
The business name and what you do
Why you are calling
A mention of any prior contact you have had or of a referral

Script Sample example: Hi Jenny, my name is Cathy and I’m calling from Technoglobics, we are a computer repair business located in your local area of Crows Nest. The reason for my call today Jenny is that a friend of yours, Marcia, recently had us repair her desktop and she kindly passed on your details.
Why you are calling

This is where you tell your client about what you are calling about. This should include:

Why you are calling
Any social proof you have
Ways to establish yourself as an expert

Script Sample example: Jenny, we specialize in repairs to home PC’s and we’re known widely in the area for the quality and efficiency of our work – in fact you may have seen us in the local paper only last month when we won the small business award in our category.

Identifying a need

Now we will start a conversation, asking questions about the specifics of their situation. Remember, we are gathering information here, so encourage your client to talk.

This should contain:

Open questions relevant to your product or service

Script Sample example: Can I ask Jenny, how many PCs do you have at home? And how are they working out for you in terms of speed and storage? How have you found your current PC repairer to be?

Personalising our product to suit the clients needs

This is where we use our feature/ benefit/ reason presentation of our product to personalize our product presentation to this clients needs.

This part will include:

Relevant information about your product
Relevant feature
Relevant Benefits
Relevant reasons your product suits this client

Script Sample example: Jenny, we offer a low cost alternative for PC repairs. We are able to do that because we are a word of mouth company who keeps our advertising costs down.

Now Jenny, you said earlier that your childrens’ computer is very slow and we understand how frustrating that can be when they have homework and assignments to complete.

We currently have an offer where we fully service your machine and increase it’s memory. We also give you a free storage card for free! We do all of this for only $149 which saves you over $100, which I’m sure you’d agree is great value for families like yours.
The closing question

This must include:

assumptive wording
a sense of urgency
must be a closed question.

Script Sample example: Jenny this offer is only valid for another 10 days and if you take advantage of it now, I will also give you a 30 day free wireless internet trial.

I can fit you in for that on Thursday or Saturday. Which is a better day for you to bring that in?
Lock In

This must include

Confirmation of any further meetings
The logical reasons why they said yes

Script Sample example: So, I will just confirm I have you booked in for 9am Saturday and it will be ready to pick up by 5pm that same day. Jenny, your children will be so pleased that they can get so much more done on their desktop. We look forward to doing that for you.

Thankyou

Script Sample example: Thank you for your time today Jenny and we really do appreciate you choosing us.
Now let’s look at the completed Script Sample:

Hi Jenny, my name is Cathy and I’m calling from Technoglobics, we are a computer repair business located in your local area of Crows Nest. The reason for my call today Jenny is that a friend of yours, Marcia, recently had us repair her desktop and she kindly passed on your details.

Can I ask Jenny, how many PC’s do you have at home? And how are they working out for you in terms of speed and storage? How have you found your current PC repairer to be?

Jenny, we specialize in repairs to home PC’s and we’re known widely in the area for the quality and efficiency of our work – in fact you may have seen us in the local paper only last month when we won the small business award in our category.

Jenny, we offer a low cost alternative for PC repairs. We are able to do that because we are a word of mouth company who keeps our advertising costs down.

Now Jenny, you said earlier that your childrens’ computer is very slow and we understand how frustrating that can be when they have homework and assignments to complete.We currently have an offer where we fully service your machine and increase it’s memory. We also give you a free storage card for free! We do all of this for only $149 which saves you over $100, which I’m sure you’d agree is great value for families like yours.

Jenny this offer is only valid for another 10 days and if you take advantage of it now, I will also give you a 30 day free wireless internet trial. I can fit you in for that on Thursday or Saturday. Which is a better day for you to bring that in?

So, I will just confirm I have you booked in for 9am Saturday and it will be ready to pick up by 5pm that same day. Jenny, your children will be so pleased that they can get so much more done on their desktop. We look forward to doing that for you.

I will leave you with our contact details, our address is …….. and our phone number is ………..

Thank you for your time today Jenny and we really do appreciate you choosing us.
Arizona
 Nov 19th, 2012
They have called me 3 times today alone with this number. I've also gotten calls from a few other numbers, but I don't know if they are related. I put it in my phone as "ignore" a couple weeks ago because they call me so often. I had a miscarriage in May and owe the hospital nearly 1000 for them to tell me "it wasn't your fault" and send me on my way. I thought I had paid on it, but they turned me over to collections. SO, I'm working on it...I did answer their call one time a while back and the lady was pretty adamant that they wouldn't take less than 10% of the total. I told her I didn't have $100 to pay at that time. I hate having debt and I really do plan to pay, but my goodness! I can't afford $100 a month, and I don't believe for a minute they wouldn't be able to take less than that...
North Carolina
 Nov 14th, 2012
Just got a call from this number and called it back. They claimed to be a company that I just ordered via the internet from and they wanted to give me $100 in coupons for $1 and then every 30 days my credit card would be hit for $29.99 if I did not call to cancel. I vehemently refused to let them do the $1 for $100 in coupons so that the $29.99 would automatically start after 30 days. It took a little convincing on my part, but he agreed not to do anything and just ship me my order.
New Hampshire
 Nov 14th, 2012
This is going to be long one to read but I am placing everything on here about what I have found out in dealing with this number, starting with the original number of 855-966-0081..
on 10/8/12 a call was placed to my father in laws cell phone claiming to be a process server looking for me. my father in law told him he didn't know where I lived and hung up. Within minutes this number, 855-966-0081 called my father in laws cell phone and left him a message that I owed money and that they were a legal firm and for me to call them back at the above number and left a case number. He called me and I immediately called them. I gave the guy who answered the call the case number and he said that I had reached a Legal firm and that they were going to serve me legal papers for a debt from 3 years ago from US Bank. He said his name is William Evans and that he was an attorney and that I had to pay them over $1500 to stop this legal action. I told him that I didn't have that kind of money and that I haven't heard from US Bank concerning this. I admit I did owe US Bank a couple hundred dollars, (no where near $1500) when I closed the account and disputed it at the time and I never heard back from the bank. He said they owned the debt now and that the bank had nothing to do with it. I told him that I haven't recieved any paperwork from them and he statrted yelling and said that if I didn't pay them, they would garnish my wages, attach my bank account and have the local Federal District Attorney charge me with a Federal Crime since the account was over $400 and have me arrested, so I told him I would send him $20 a week to pay it and he yelled "unacceptable", which pissed me off and I hung up...
After a few minutes of thinking about this, and being a person who does't run away from paying my bills and definetly not wanting to be arrested, I called him back and offered to pay monthly payments of $100 to settle but that I needed proof that I owed this bill. He said that he would have to run it by his administrator and see if it was acceptable and wanted my phone number to call me back. I gave him a cell number to call me on and he said he would call back in 5 minutes... I waited for about an hour without him calling back so I called him again. This time he said that $100 a month would be fine, but that I would have to pay $350 immediately to show that I was voluntary willing to settle this debt or that he could reduce the $1500 to $942 and that would settle the debt. He said the settlement amount was only good for that day, 10/8. Again I told him that I had no money so he told me to borrow it from somebody or that the process server would serve me with papers and that any offer was void. Again I told him that I had no money but that I would try to get a payday loan for the $350 but that it would take a few days. He said then that he would stop the process server until Friday, 10/12 and if I didn't pay $350 he would send the process server after me and again threatened to attach my Bank account, garnish my wages and have me arrested.
He then said I had to give him an address other than a PO Box, I told him I haven't had a PO Box since I moved from Idaho 2 years ago and then he asked if some address in Texas was my physical address, which was a drop address for me until I moved to Texas and found a place to live, which I have used only once. Since I was really sckeptical by this time so I told him it was. I then told him I needed some proof that I owed this amount again and how was I to pay him. he said that he would send me an email or fax this information to me. I told him I had no access to a fax and gave him a free email address that I use when I doubt things. He said he would send me an email with proof within 20 minutes and that as far as paying, he would take a debit card, credit card or I could deposit it directly into their commerical account at Bank of America and that all this information would be in the email, but they would not take a check or check card. I told him that I would try to pay the $350 by Friday, 10/12, he said ok but then again threatend me with arrest, etc.
Needless to say, I never recieved an email and I waited all week for it and during that time I found this site and read the other postings. Tonight I did recieve a phone call from 909-303-7014 which my caller ID said was from near Pomona Area, I let my messages take this call and it was from this Willam Evans wanting to know if I was going to pay this debt or not. I called him back and explained that I never recieved proof of debt and he yelled that his assistant sent it and I told him no as I have kept all emails to this account and none were from him or his Law Firm. He then stated he was not an attorney, I reminded him that he stated he was in our 3rd conversation and he denied he ever said that but that he worked for one and that was who was suing me. He then said he would personally send me proof within 20 minutes that I owed them and I agreed but then I started asking questions.
I told him I had contacted US Bank and that they had never heard of him. He said of course not, that some company by the name of "RM Funding" had bought the debt from US Bank and had turned it over to the Private Law Firm which he worked for. He said that information would be in the email. I told him ok and that I would wait for the email, he wanted me to call him back when I recieved it, I agreed.
I recieved an email from him or rather the Legal Firm he said was suing me. It was not a billing but a promissary note to pay.
The header is from:

Palmar & Associates
1042 N. Mountain Ave Ste B140
Upland, CA 91786
Toll Free: 855-966-0081
Fax: 909-985-5135
Email: administration@palmarandassociates.com

There are no attorneys name anywhere on it,

it is signed:
Sincerely, Administration Department

I called him back and told him this not a billing but a promisarary note and he said that this is their way of proof. It even had my drop address on it and I told him that was wrong and he wanted my physical address where I live now, I refused to give that to him because by now it is easy to figure out this is a collection company. I asked for the Attoney's name that he worked for and he refused saying everything I needed to know was in the email and again he gave me list of threats including arrest and that I have until noon on 10/15 to pay the $350 or he would contact the Federal DA in my area and have me arrested. I told him I would see what I could do about paying by then and hung up.
I have searched the California Bar Association for any attorney or law firm by the name of Palmar and Palmar & Associates, there is no lawyer by that name or firm by that name in California. I searched for the same info nationwide, again no firm exisits by that name. I also can't find a collection agency by that name or one using the 855-966-0081 or the 909-303-7014 phone numbers. I googled the address and the satellite view shows the address in an Albertson's parking lot. I am not going to sign or agree to a promissary note, but I am going to contact he Federal DA on Monday and ask them about this. I trully beleive that it is just a collection scam to gather information as they don't have my real address, where I work nor my Bank. I will post back with any more information I come up with. By the way the promissary note wants my Credit card or debit card information but not their account number and I can't find anything by RM Funding that buys deliquient accounts.....
Texas
 Oct 13th, 2012
Called my do-not-call cellphone. Hello, this is John, from Political Opinions of America. I hung up after that.

Political Opinions of America

Thursday, 29 March 2012


Political Opinions of America begin with a political survey and then offer for free a cruise from Caribbean Cruise Lines that you have to pay for. These cruises are provided by Celebration Cruise Lines. These scumbags masquerade as a political organization to get past the TCPA, the FTC and FCC. They call, try to get you to take a political survey so they can try and sell you a cruise.

http://800notes.com/Phone.aspx/1-954-567-9353


you answer a quick survey, then they tell you to please hold for Carnival Cruises, then they go on about a lovely vacation in the Bahamas, and its completely FREE, however, they need your credit card to pay for the taxes

These folks hide their identity and are not licensed in any jurisdiction I can find with the DBAs Political Opinions of America or POA and their Legal Counsel conveniently refuses to accept service for any legal action against them. Their domain registration is cloaked and their website has no contact information.


Sanscrainte may think he is sly, but there is one thing that he overlooked. His client utilizes caller id spoofing (putting misleading information on the caller id). I could make an easy case of misrepresentation on that alone.

http://www.fcc.gov/guides/caller-id-and-spoofing

Personally, I suspect Political Opinions of America are Caribbean Cruise Lines.

There are literally hundreds or even thousands of complaints about these scumbags all over the Internet. I have found no DBA/Corporate filings for [Political Opinions of America], [POA] or any variation in Florida, Delaware, New York or any other place that I can find.

They own and operate PoliticalOpinionsofAmerica.org and PoliticalOpinionsofAmerica.com which are hosted in Florida and use a domain registration cloaking service provided by godaddy aka Domains by Proxy.

The closest thing to an address of service would be their legal counsel that sent a response to a complaint about their activity.

Law Office of Joseph W. Sanscrainte
1120 Avenue of the Americas Suite 4188
New York, NY 10036
Office: 212-626-6934
Cell: 516-841-6535
Email: jws@sanscrainte.com

Here is their attorney threatening one person that complained with a claim for cost for litigation:


My client, PoliticalOpinionsOfAmerica.org, has shared with me your email in which you threaten legal action against it based upon the Telecommunications Consumer Privacy Act, the Telephone Consumer Protection Act, and/or the Federal Do Not Call Registry.

PoliticalOpinionsofAmerica.org does not engage in any activity that falls under Federal telemarketing/telephone statutes (i.e., the Telephone Consumer Protection Act and the Federal Trade Commission’s Telemarketing Sales Rule). PoliticalOpinionsOfAmerica.org delivers political opinion and survey calls, and these are exempted under these federal statutes/regulations. In addition, PoliticalOpinionsOfAmerica.org does not engage in any activity that falls within the pertinent statutes of the State of Colorado. Accordingly, any action that you file against my client would be frivolous, and thus subject to a claim by my client for its costs associated with defending against same.

My client also immediately complies with any request to opt-out of any future calls delivered by my client, even though under Federal and State law, it is under no obligation to do so. Accordingly, if you have asserted an opt-out request, your telephone number has already been added to my client’s internal Do Not Call list. In any event, as of my writing of this email, your phone number has in fact been placed on my clients internal Do Not Call list.

This correspondence in no way provides you with permission or authorization to serve notice upon me or my office with regard to any action you may file against my client.

Law Office of Joseph W. Sanscrainte
1120 Avenue of the Americas
4th Floor
New York, NY 10036
212-626-6934

Here is what the New York City Bar Association had to say when Joe wanted to be a judge:


Joseph W. Sanscrainte
Not approved by reason of the candidate’s failure to affirmatively demonstrate that he possesses the requisite qualifications for the court for which he is a candidate

Personally, I would never use Caribbean Cruise Line because their representative, Political Opinions of America, in my opinion are are scum.

Caribbean Cruise Line
———————–
Caribbean Cruise Line Corporate filings


Registered Agent Name & Address
CORPORATION SERVICE COMPANY
1201 HAYS STREET
TALLAHASSEE FL 32301 US
Officer/Director Detail

Name & Address
Title P,D
MITCHELL, ROBERT P
2419 E. COMMERCIAL BLVD. #100
FORT LAUDERDALE FL 33308

http://www.caribbeancl.com/

Registrant:
Caribbean Cruise Line
2419 E Commercial Blvd
Suite 100
Fort Lauderdale, fl 33308
US
+1.954-567-9353

Source TTL Address Type Record Type1 Resolution
caribbeancl.com. 83795 IN A 74.124.24.237

I would also boycott the following because it is their packages that are being used.

Celebration Cruise Line, LLC


Phone: 954-414-1320
Fax: 954-414-1322
2419 E. Commercial Blvd., #302,
Fort Lauderdale, FL 33308

Foreign Profit Corporation
CELEBRATION CRUISE OPERATOR, INC.
Filing Information

Document Number F090-000-00839
FEI/EIN Number 980602179
Date Filed 03/02/2009
State OC
Status ACTIVE
Last Event AMENDMENT
Event Date Filed 07/14/2009
Event Effective Date NONE

Principal Address
C/O CELEBRATION CRUISE LINE MANAGEMENT LLC
2419 E COMMERCIAL BLVD, STE 302
FORT LAUDERDALE FL 33308
Changed 07/29/2009
Mailing Address
C/O CELEBRATION CRUISE LINE MANAGEMENT LLC
2419 E COMMERCIAL BLVD, STE 302
FORT LAUDERDALE FL 33308
Changed 07/29/2009
Registered Agent Name & Address
GREENSPOON MARDER, P.A.
100 W. CYPRESS CREEK RD STE 700
FT. LAUDERDALE FL 33309 US
Officer/Director Detail
Name & Address
Title PD
KINNEAR, CHARLES
100 W CYPRESS CREEK RD #700
FT LAUDERDALE FL 33309
Title SD
LEVITAN, EDWARD
100 W CYPRESS CREEK RD #700
FT LAUDERDALE FL 33309

Just some of the telephone numbers these people have used to call people.

202-599-8502, 202-644-8398, 212-626-6934, 213-289-9006, 213-550-3070, 253-382-9076, 312-273-9060, 312-273-9325, 425-658-8952, 425-658-8994, 480-535-5818, 480-535-5930, 484-483-5222, 502-632-4428, 502-873-0246, 503-457-1194, 503-468-5012, 503-468-5198, 508-468-5012, 516-841-6535, 800-417-9257, 802-552-8012, 802-922-9756, 917-217-9562, 954-567-9353, 971-220-1118, 971-220-1183, 971-220-1262, 202-599-8480, 202-599-8535, 202-599-8630, 202-599-8470

The Attorney General of Colorado is also interested in Political Opinions of America.
Texas
 Apr 26th, 2012
I got a call this morning from this number. They asked me if I just bought a $100 gift card on-line. I told them "no". THANK GOD THEY CALLED ME!!! She said that I ought to call my bank. Someone got my card number and had bought three $100 and $300 cards! I was able to have my card stopped.
Tennessee
 Feb 24th, 2012
THIS IS A SCAM TO GET YOUR CREDIT CARD NUMBERS!!!!
I answered this number thinking it was an aquaintance, but found out it was someone claiming to conduct a consumer survey. After answering 3 questions, i was told in return for my time I would receive a $100 gift card. I was then transferred to another operator (who could barely speak English), who asked for my mailing address. I was then told that they would need a credit card number to which to transfer the $100 gift ...HA, I hung up, but wonder how many people have been scammed by these crooks.
Virginia
 Jan 09th, 2012
CALL +1 (905) 355-1237 TO GET YOUR FREE iTUNES CARD FOR $100 USD OR $100 CAD!
Thailand
 Jan 01st, 2012
FREE iTUNES CARD CALL +1 (905) 355-1237 AND YOU GET YOUR FREE iTUNES CARD $100 USD OR $100 CAD!
Thailand
 Jan 01st, 2012
CALL THIS NUMBER FOR FREE iTUNES CARD $100 USD OR $100 CAD!
Thailand
 Jan 01st, 2012
I was recently referred by a friend to "Primerica" for an "opportunity." He refused to mention any details and simply said, "Man, you just gotta check it out." I obliged, considering I'm desperately looking for work this summer to pay for university. On the drive there, he gave me minor details, still proclaiming, "Man, you just gotta talk to this guy. He'll explain everything." From what I gathered, I figured this "opportunity" revolved around sales; my amusement quickly dissolved.

After waiting about half an hour, I was finally greeted by a "representative", whom I quickly identified as a boorish blockhead. Our interview (I think that's what it was) began by him flashing all these fancy figures that I could be earn if I chose to join Primerica; uninspired and skeptical, I asked him monotonously, "So, doesn't this job require education?" He was sharp--like a snake preying on a mouse--and said, "We actually require our representatives to complete a course in finance." As our "interview" continued he explained why term life insurance was so good and frequently pointed at pictures of fancy digits and dollar signs; essentially I had no idea what was really going on, neither did he tell me what I'd actually be doing. As he wrapped up his uninspiring presentation, he began asking me hypothetical questions like, "How much money would like to make in life?" or "How many hours would you like to work?" and "What kind of luxury car would you like to drive?"--claiming all my dreams would come true if I joined Primerica, as I could work little hours and make a six-figure income (though, unfortunately, none of my dreams revolve around money.) He then told me that I'd be required to pay $100 to get a finance certificate, and therefore be qualified. I immediately thought, SCAM. But no, I wasn't quite right. They do send you to a legitimate place (you can find them on your own) where you can obtain a certificate in finance.

As I had now listened to this guy's explanation--I think I was supposed to be brainwashed--my friend had now felt inclined to fill me in on the details. On the ride home, which, by the way, he played a motivational CD by some Primerica guy (creepy,) I was finally told what I would be doing: selling life insurance. On the surface, not that I would be interested or anything, it didn't seem like the deceptive conclusion that I came to later on. However, as he continued, he said that for my "training" I would have to go out with the "representative" (parasite) and explain to my family, as well as other close contacts, how the service worked; in turn, I would receive a small portion of any sales made. By the time I got home, I began to put together the puzzle. I was told during my interview not to look up Primerica on the web, but to go to specific sites, which he wrote down for me. I thought that it was pretty sketchy, but he assured me of the business's integrity with the high ratings that the company received in valid business magazines, and then showed me where Primerica was on the New York Stock Exchange.

Even though the closest I've ever made it to in business is through Death of a Salesman, by Arther Miller, I became acquainted with some business terms, terms that he failed to mention. I reached the conclusion that Primerica is a multi-level marketing organization; they operate through a pyramid scheme. Basically, how it works is you, the salesman, go out and sell their life insurance; in turn, however, your sales makes everyone else money, including a relatively small portion for yourself (the people higher up on the "pyramid.") They operate through referrals and allow you to recruit people, yourself, to make more money (which is why my friend was so eager to refer me.) The reason they want you to work for them is because you'll make them money, while they virtually do nothing. There's essentially nothing wrong with this, but if you think about how such an operation is ran, it seems quite pathetic: they'll hire anyone (the more the merrier) and by sending these non-professional, non-educated people out to sell life insurance, do you think people will actually buy it? What if the potential buyer decides to, uh, I don't know, ask questions?

This is where they get you again. Throughout my interview, the guy explained how their product, term life insurance, was so great; typically, he's right, but for life insurance, it certainly isn't a "one size fits all" scenario. Also, he made it seem that this product was so unique and that they're the only ones who offer it. I believe I had asked him how likely it would be to sell this product in terms of competition. He pulled out a red herring and went on about something else--I think about their really low rates. I went on Google and was surprised to find that practically every insurance company offers the same service. I did a few quotes under various ages and scenarios and also found that Primerica is much more expensive, practically under every circumstance, than other services--how are you supposed to sell that? He had me convinced that their service was the "Wal-mart" (We sell for less!) of life insurance. Nope. Finally, I put everything together and this is what I gathered:

They try to sell life insurance to your friends and family (because, for your training, you have to "observe" the representative through six session of him trying to sell life insurance [to your close friends and family.]) And what better people to sell to! You go to them, saying, "I just got this new "job" and this is part of my training--are they, as your friends and family, going to be inclined to buy this half-a** insurance policy? Obviously. Once you get through these six observations sessions, your training is now complete and you can now sell freely. But, once again, who's going to want to buy from your non-professional, non-educated self? Certainly, not those close friends and family, as they--if they decided to even make purchases--bought them off your representative. I wouldn't see these people as your only hope as sales but, in the end, who's else is going trust your non-professional a**? This is the beauty of multi-level marketing: your sales will quickly run out once you've heard, "Nos" from all you'll close friends and family. At the end of the day, you, as well as many others, have just made someone higher up in the pyramid a lot more money, but once you run out of sales, that's okay, they have 200,000 some odd people just like you to bring them in more money and referrals.

You don't stand a chance selling this garbage. In fact, the average income of a Primerica salesmen is little more than $5000 annually, which is a far cry from the $100,000 income they flaunt in your face as well as even a typical $20,000 minimum wage salary. Don't waste your time. If you're a good salesmen, have an endless supply of contacts, and you don't mind pressuring your close friends and family into sales, there's something way better out there for you then Primerica.

However, I never dealt with the "cult" aspect of Primerica; to be honest, I figured it would just make for an interesting headline, but it seems like there's an eerie truth to it. Although I can only base my skepticism on the fact that I received creepy vibes from every single person in that building, it seems like a lot of brainwashing is taking place. They keep you in line, as I said earlier, by telling you how much money you can make; they do this by having frequent conferences, "motivational" CDs, covering their walls in posters, and moronic representatives influencing you every step of the way. They do this to motivate you, so reality takes a longer time set in; once it has, you'll be scratching your head wondering, why the hell you spent so much time on such nonsense.
Germany
 Dec 25th, 2011
Called my phone and hung up on me when I said it was not Carol (my elderly mother who is on oxygen for severe COPD, is a kidney transplant patient, and has a heart condition), so I called them back and asked what it was regarding, they hung up again.. Called 3 times before I said stop hanging up on me, you want to talk to my mother I will get her. Then told them I take care of her and again asked why they wanted her..they said it was a courtesy call but when my mother told them she wanted to cancel and was not interested 7 times, they told her they needed her card number to credit the amount back. This is when I stepped in. First words to me were please read the card number from left to right. I asked why he needed the card and he said they were going to send my mother 100.00 in gas and some coupons and required the card number. I told him the call was being recorded, asking confirmation that they needed her card to cancel an order in which I heard my mother tell him 7 times and asked if that was not adequate enough for a clear answer. He said ok, we won't send her the coupon and 100 in gas, have a good day and hung up..What a scam!! I am upset, so is my mother..he tried to get her card number thinking that was the only way she was going to cancel it, when he was scamming her to buy 350 coupon book I am guessing.
Michigan
 Nov 30th, 2011
Called my phone and hung up on me when I said it was not Carol (my elderly mother who is on oxygen for severe COPD, is a kidney transplant patient, and has a heart condition), so I called them back and asked what it was regarding, they hung up again.. Called 3 times before I said stop hanging up on me, you want to talk to my mother I will get her. Then told them I take care of her and again asked why they wanted her..they said it was a courtesy call but when my mother told them she wanted to cancel and was not interested 7 times, they told her they needed her card number to credit the amount back. This is when I stepped in. First words to me were please read the card number from left to right. I asked why he needed the card and he said they were going to send my mother 100.00 in gas and some coupons and required the card number. I told him the call was being recorded, asking confirmation that they needed her card to cancel an order in which I heard my mother tell him 7 times and asked if that was not adequate enough for a clear answer. He said ok, we won't send her the coupon and 100 in gas, have a good day and hung up..What a scam!! I am upset, so is my mother..he tried to get her card number thinking that was the only way she was going to cancel it, when he was scamming her to buy 350 coupon book I am guessing.
Michigan
 Nov 30th, 2011
I HAVE EVERY REASON TO BELIEVE THIS IS PERHAPS SOME KIND OF INTERNAL FRAUD AT THE WATER UTILITY CO OR PEOPLE WHO MAYBE GOT FIRED OR SOMETHING. THESE PEOPLE WERE ALWAYS CSLLING ME AND SCARING ME INTO PAYING THEM REPRESENTING THEMSELVES AS AMERICAN WATER,. I SHOULD HAVE BEEN UP TO DATE ON MY WATER BILL, BUT I GOT A NOTICE SAYING THAT I OWED $145.77!!!!! I LIVE IN A FREAKING 2 BEDROOM CONDO. UM.... I DONT THINK MY BILL SHOULD BE THAT MUCH. I HAVE BEEN KEEPING A CLOSE EYE ON THIS. PEOPLE WHO WORK AT UTILITY COMPANIES ARE SOMEHOW GETTING AWAY WITH OVERCHARGING THE CUSTOMERS BY 100% I KNOW THAT MY WATER BILL,$145.77 MY ELECTRICITY BILL,SHOULD BE AROUND $50 BUT IS OVER $100, OR $150 FOR ONE FREAKING MONTH OF SERVICE??? I DONT THINK SO! AND MY GAS BILL SHOULDNT BE ANY MORE THAN $15 A MONTH, THE ONLY THIN I HAVE IS A GAS POWERED WATER HEATER BUT MY BILL IS ABOUT $40 A MONTH. I HAVE COMPLAINED REPEATEDLY TO ALL THE UTILITIES, INCLUDING TAKING IT ALL THE WAY TO THEIR BOARD MEMBERS, AND NOTHING IS EVER DONE ABOUT IT. IT MAKES ME WONDER IF MY PHONE IS HACKED AND THERE IS A SPECIFIC GROUP OF ORGANIZED CRIMINALS THAT HAVE THIS LEVEL OF ARROGANCE AND SOPHISTICATION, SINCE I HAVE BEEN TREATED SO POORLY BY ALL OF THE UTILITY COMPANIES. IF ANYBODY OUT THERE IN ANY STATE OF THE UNITED STATES IS HAVING THIS PROBLEM, PLEASE KNOW THAT YOURE NOT GOING CRAZY, YOURE NOT ALONE, AND MY LAST QUESTION, ARE YOU READY TO BUST THESE FUCKING DIRTBAGS?????? I AM. PLEASE CALL THE FCC, FTC, BBB, AND IN PARTICULAR, PROVIDING YOUR PHONE ISNT HACKED AND YOU CAN ACTUALLY GET A FEDERAL AGENCY, CALL THEM. WE ARE ON TO SOMETHING REALLY BIG THAT MUST BE STOPPED. IF THE DIRTBAGS RESPONSIBLE ARE READING THIS, .... YOUR DAYS ARE NUMBERED. I HOPE YOU BURN IN HELL. YOU DESERVE TO.
 Nov 16th, 2011
Please DIS-REGARD SCARRY comments by Resident47- if u sue these CROOKS u will not WIN or collect one cent from DRS or such A#$@^&LS DEBT collectors (I TRIED FCC-FTC-STATE ATTORNEY EVERYONE)- THEY WILL RIDICULE/HUMILATE YOU AS YOU HAVE NO IDEA). JUST BLOCK THEIR EVERY CALL- LET THEM GET 100 NUMBERS--YOU BLOCK 100 NUMBERS-IT TAKES 5 SECONDS TO ENTER/BLOCK EVERY NUMBER .THE ONLY WAY TO MAKE THEM GO AWAY OR MAKE THEM FRUSTRATED IS TO BLOCK THEIR CALLS . THIS WORKS NOT ONLY FOR DRS /OTHER DEBT COLECTORS/ BUT ALSO FOR NUISANCE callers such as ATT/U VERSE/AMERICAN EXPRESS/GLOBAL MARKETING/LONG DISTANCE PHONE and others. U CHOOSE IF U WANT TO SUFFER OR SHUT THESE ASS@#$%#S OUT OF YOUR LIFE.
 Sep 23rd, 2011
The woman asked for my husband, but he was at work so she settled for me. It IS a citizens group that is against President Barrack Obama. They played a recording from some author of a book that I think was titled "Corrupt", and promised to send me a copy. Some girl who identified herself as Samantha read some more stuff to me on the President, then asked me if I thought that the tides were changing? I asked, "On what? President Obama popularity?" She apprehensively said "yes", and I told her 'I guess". Then she wanted me to donate $100 to $200 for their cause to oppose Obama. When I asked, "You're wanting ME to give you 100 to 200 dollars?" She answered "Yes". I said, "No". She said that she understood and that she couldn't afford that herself, but would I be willing to give a smaller amount such as $25 to $75? I told her "No". She didn't ask me for my address so that she could send me the book.
Florida
 Aug 18th, 2011
They had my number and last name. Quickly rattled a name saying that they were seeking donations. Yeah, so am I. Give me your credit card number, and donate, say $100. I will make sure that some cancer society somewhere will get at least $1 of your $100. The other $99? That is my fee for the fundraising effort. Be smart folks. Tell them to remove you from their calling list, report them, and if you want to donate, donate to a charity that you choose. There is many out there. If that is too confusing, donate to a local church or animal shelter or people shelter.
 Jun 29th, 2011
last minute payday loans are sending messages that you will be 100% accepted on payday loans but when you apply you get turned down. how can this be true if they are saying 100% acceptance
Portsmouth United Kingdom
 Jun 16th, 2011
Nothing is a 100%, I just claim to be a business and usually they never call again. So they are forced to remove the number from thier list. like I said nothing is 100% but, I get rid of them forever or for years. One piece of advice, and I know it seems like right thing to do, but do not call back, it just confirms who you are. If proper channels do not work, learn some tricks of your own and play the game back at them.
Illinois
 May 10th, 2011
I got ANOTHER call this week from this bogus 919-629-2766 -tried to call back because the "India" accent hung up on me when I asked him why he wanted my husband. The number is bogus -you cannot leave a message when you call this back, it is somehow disconnected. But believe me when I sent my complaint to NC and the Wake County Sheriff's Office how this number is still being used to harass people -they will be stopped one way or another soon.

I got online and found the name of the company -Intermediate -and found their contact information emails. I emailed every contact of this company 100 times in my" TO" and "CC": lines of the emails. Then I BCC myself 3 times to be safe and when I got the confirmation/blind copy I forwarded the email again to the idiots. I will have this to file with the DNCR and the NCDNCR as proof they have once again been told to stop calling my home and they somehow fail to do so.

If you get a call -email the heck out of the idiots.Sales@Intermedia.net, CSR@Intermedia.net, Billing@Intermedia.net, ap@intermedia.net, legal@Intermedia.net, Abuse@intermedia.net, hr@intermedia.net, pr@Intermedia.net, support@Intermedia.net, Support@Intermedia.net

Copy this into your TO and CC lines at least 100 times -they are bound to get it all down then! Copy yourself and keep the email for future reference. I even went as far to get my BCC copies and faxed them a copy of the lengthy email. And I am sticking a copy in the mail today.

Write To: Intermedia
156 West 56th Street, Suite 1601
New York, NY 10019
Call: 1-212-375-6375
Fax: 1-646-225-7348

***** Believe me each time they call your home -it's just $$$$$$$$ into your pocket if you follow up. Kind of like winning the lottery.

If I had more room in this blog I'd love to share the email I sent these people. Even the HR Dept. of how RUDE their employees are when they call and disturb those who work from home.

Remember keep a copy of your email and demands to this company that they are not to call you anymore from this Apex, NC number of any number that appears as PRIVATE CALLER OR out of Area ...any affiliate or sub they own and any calls placed from payphones, cells or MagicJack's online.....they will not call you again from anywhere in the world, period.

They have made me mad and bothered me the last time this week.
 Feb 25th, 2011
This is not really the Breast Cancer Society - it is a telemarketing firm that is FOR PROFIT - who uses harassment, intimidation, and profiteering on the name of the charity to generate millions of dollars for its organization - of which a fraction goes to help people. I recently contact the Breast Cancer Society - and their response is alarming to me. Their comments support that this is a conspiracy with the support of the charity. States have filed claims. Raise a fuss yourself. This is an outrage - see the email chain below:

From: xxxxxx
Sent: Tuesday, February 08, 2011 2:55 PM
To: Taylor@BreastCancerSociety.org
Subject: RE: Breast Cancer Society Phone Calls

Now I am enraged by your statement – “100 percent of the money donated comes straight to The Breast Cancer Society”. I am 100% certain that this is ultimately 100% false. I am 100% certain that the telemarketers, operations centers, executives of ACS, and related overhead are not donated for free. I know for a fact that ACS must receive millions of dollars annually from its efforts “on behalf of” The Breast Cancer Society in order to sustain the profitability reported. It is only logical – and statements like yours – or claims that their efforts are on behalf of a charity – only make me want to understand in more depth the conspiracy and fraud of the profiteers involved. ACS does not work on behalf of any charity – ACS works solely for the profit of its shareholders, executives, and employees. And while I can sympathize regarding the amount of effort it takes to obtain funding/donations - I cannot tolerate actions like these that your group is promoting. While you apologize for the actions known of ACS – you also attempt to validate that their unscrupulous behavior is warranted as it generates some income to the charity – this begs to question the true principles of your charter. Supporting a group like ACS as a valid means for collecting donations – is the same as supporting a burglar who breaks into homes and you say their crime is warranted because they pay your charity 25 cents for every dollar they steal. ACS has been charged and found guilty of committing crimes – crimes committed while “stealing a dollar to give you a quarter”. They have injunctions, civil penalties, and thousands of complaints nationwide. You are a knowing conspirator. I don’t know how you sleep at night when you have a “gang” like ACS committing crimes for your donations.

Sincerely,
xxxxx

From: Taylor Eaton [mailto:taylor@breastcancersociety.org]
Sent: Tuesday, February 08, 2011 1:08 PM
To: xxxx
Subject: RE: Breast Cancer Society Phone Calls

We do understand the negative aspects of using this company to help bring in funds to The Breast Cancer Society, but we must also take into consideration the amount of phone calls and donations that are made a day and almost all donations we receive come from the donors the call centers have accumulated. Yes, there are some disrespectful callers and we do completely discourage all behavior like that, I do apologize for any offensive behavior from them and I have removed your number from the calling list. Also we recommend to donors who do call and have concerns regarding the actual amount of their donation our organization receives to visit the website and make a donation from there because 100 percent of the money donated comes straight to The Breast Cancer Society and you can also print out a receipt from there. Once again I do apologize for any inconvenience we have caused you and we do appreciate all donations you have made to us in the past. Thank you, and have a wonderful day.

From: xxxxxx
Sent: Tuesday, February 08, 2011 11:43 AM
To: Taylor@BreastCancerSociety.org
Cc: xxxxxxx
Subject: RE: Breast Cancer Society Phone Calls

My number is xxx-xxx-xxxx and is on the Do Not Call List. I do not understand how your organization could employ or contract with an organization like this. I have generously donated to The Breast Cancer Society in the past and our recreational football and basketball leagues (that I am a head coach and director, respectively) have participated in supporting events. Your actions have jeopardized this continued support. How can I trust in your sensible use of funds – when you are engaged with groups like ACS?

This call was not from one of your call centers – it was from a telemarketing company (ACS) that your organization contracts or employs. They are not a charity – they are a FOR PROFIT organization that is using your name to grow its profits in a very unacceptable manner. I must question why your organization would pay a telemarketing firm of this nature. The majority of money they collect (through intimidation and harassment) is going towards their compensation – and not to the people in need. You are promoting and supporting their indecent behavior – and I would consider their premise and statements to be fraudulent. In fact, numerous states and courts have ruled in support of this claim – and have documented that only 10-30% (at most) of the revenues they collect are paid to the charity. I urge you to consider the damage to your name and impropriety of contracting an organization like this to represent you – you are ultimately hurting the people you are chartered to help. I urge you to stop using groups like ACS or to take actions to ensure proper, appropriate, and sensible representation of your charity.


Sincerely,
xxxxxx
From: Taylor Eaton [mailto:taylor@breastcancersociety.org]
Sent: Tuesday, February 08, 2011 12:17 PM
To: xxxxxxxxxxxxxxxx
Subject: Breast Cancer Society Phone Calls

I am very sorry for the impolite phone calls you have been receiving from our call centers, we will promptly remove you from their calling list. Please send me the phone number which you have been receiving these calls from and I will take care of the situation, thank you.

Taylor Eaton
Receptionist

The Breast Cancer Society
Phone: 480-284-4014
Fax: 480-718-7428
www.breastcancersociety.org

taylor@breastcancersociety.org
Iowa
 Feb 08th, 2011
Woman called. Identified as USIC Human Resources. I suspect a collector.
Illinois
 Dec 30th, 2010
Got a call with some kind of a political opinion survey promising a $100 gift card as a reward. Knew it's fishy already, but participated just for the fun of it. A rather meaningless survey about healthcare/credit crisis/etc, in the end they claim "We now double your $100 gift but it's gonna be a certificate for a cruise, press 1 to be redirected to the operator". Riiiiiiight....
Illinois
 Dec 01st, 2010
This phone number is calling to try to SCAM money for a Cancer Charity. The Fundraiser is “Associated Community Service” A professional fundraiser caught up in the US Navy Veterans Association 100 million dollar fundraising fraud scandal. Has been sued by many states for using unfair and deceptive trade practices, violations of the do not call list and much more. Or they are “Corporations for Character” acting as the professional fundraiser for the Fraternal Order Of Police nationwide. They suck 85% and 73% respectively out of your local communities at the same time they tell you, the prospective donor that 100% of your donations go the local charity. It is a potentially criminal misrepresentation.
I have NOT called the number, nor will I. It directs you to a customer service department that can answer questions using potentially manipulative techniques, help you waste your donation on fundraising fees and high administrative expenses, or anything else related to the Breast Cancer Charity getting a small fraction of your donation, 12% to 27%. The BBB has said this charity gives LESS then 1% of your donation is put to the charitable cause. Some fundraiser's pocket as much as 73% to 99%. Also, there’s information on www.badgefraud.org on the massive numbers of warnings put out by Charities that do not use so called professional fundraisers and Real Police and Sheriff and Fire Departments as well as Veteran Medical and Children’s Charity warnings. But you can contact the folks there with any questions or requests or comments.
Maryland
 Sep 03rd, 2010
Beach Haven Apartments.
They will charge CASH $5,000 - $9.000 if you have a section 8 vouchers. If anyone audits the building or interviews the people who have section 8 in the building, you will 100% know that unless you give CASH under the table, they will refuse to rent an apartment to you with a section 8 voucher.
Hope that we see some arrests very soon. And justice will be served. Its amazing the such reputable people are doing illegal things.
The land lord will send of a few agents that he has to tell you how much cash to give and they will take the cash. BEWARE. And contact the proper authorities if you are a victim. What they are doing is 100% illegal.
Connecticut
 Aug 28th, 2010
Beach Haven Apartments.
They will charge CASH $5,000 - $9.000 if you have a section 8 vouchers. If anyone audits the building or interviews the people who have section 8 in the building, you will 100% know that unless you give CASH under the table, they will refuse to rent an apartment to you with a section 8 voucher.
Hope that we see some arrests very soon. And justice will be served. Its amazing the such reputable people are doing illegal things.
The land lord will send of a few agents that he has to tell you how much cash to give and they will take the cash. BEWARE. And contact the proper authorities if you are a victim. What they are doing is 100% illegal.
Connecticut
 Aug 28th, 2010
these calls need to be stopped...we have over a 100 lines in our building and we must get at least 100 calls a day. when calling back the number it is not in service...NOW WHAT!!!!!
Massachusetts
 Aug 25th, 2010
I keep getting calls from 800-580-7611. I found fms-collect.com but I just found this on Wiki:

Financial Management Service
From Wikipedia, the free encyclopedia
Financial Management Service
US-FinancialManagementService-Seal.svg
Seal
US-FinancialManagementService-Logo.svg
Logo
Agency overview
Formed 1974
Preceding agency Bureau of Accounts
Headquarters Washington, D.C.
Employees 2,100
Agency executives David A. Lebryk, Commissioner
Wanda Rogers, Deputy Commissioner
Parent agency Treasury Department
Website
www.fms.treas.gov

The Financial Management Service (or FMS) is a bureau of the United States Department of the Treasury and provides several financial services for the federal government. These services include centralized payment, collection, and reporting services, oversight of a daily cash flow of nearly $58 billion into and out of federal accounts, disbursement of more than $1.5 trillion to more than 100 million individuals via Social Security and veterans' benefits, issuance of tax refunds and other federal payments, collection of more than $2.67 trillion per year in payments to the government through financial institutions, and collection of delinquent debts owed to the government.

FMS has a total of 2,100 employees located in its headquarters offices in Washington, DC and Hyattsville, MD, and its five regional centers in Austin, Birmingham, Kansas City, Philadelphia and San Francisco. Before 1984, FMS was known as the Bureau of Government Financial Operations.

http://www.fms.treas.gov/index.html

If both are connected there may be a reason why they don't stop calling, because it's the government themselves!
Pennsylvania
 Aug 24th, 2010
Carnival Cruise lines - they called about our booking to say they want us to purchase trip insurance. They say that there are no issues with the trip plan other than no insurance and if we purchase we will then be 100% ready to go. Insurance is optional but they made it sound as though it was required to be 100% ready. Trip has been paid for for over 4 months. Now, with one month to go they want us to purchase insurance.
Texas
 Aug 11th, 2010
I don't own anyone anything and never have. When I get home from work (community volunteer) I usually have a least one call from these people on my voice mail, sometime two or three calls in a single day. They identify themselves as FMS. I have been home when they have called, answered the phone, heard the recording "FMS calling" and have waited for someone to pick up the phone to tell them to stop calling me but have hung up after waiting up to five minutes for someone to get on the phone to inform them of their error. I am now about to call my state's Attorney General to report these people for bothering and annoying me (wrongful harassment?. Talk about calling the wrong people, I am 100% proof that your statement is 100% correct. I'm a 68 year old handicapped man who hasn't charged anything in almost 10 years. My only bills are utility bills which are all current and have never been late paying anyone..... ever! There should be a law that forces these people to be 100% certain that they information is correct before they anyone. What does FMS stand for anyway..... Fukcing Maggot Sleazballs?
 Aug 05th, 2010
LOOKS LIKE ANOTHER UNSOLICITED SALES CALL BLOCKING POSSIBLE CUSTOMER CALLS FROM COMING INTO MY SMALL, ONE-PERSON SHOP. PERCENT OF TIME WASTED LOOKING UP NUMBER TO SEE IF IT IS IMPORTANT - 100%! IF WE COULD CALL EVERY NUMBER IN OUR STATE AND FEDERAL GOVERNMENT AT ONE TIME, THUS OCCUPYING THEIR PHONE LINES 100% - THEN, MAYBE THEN THEY WOULD REALIZE HOW ANNOYING THIS IS TO SMALL BUSINESS AND THEN THEY MIGHT ACTUALLY DO SOMETHING ABOUT THIS...nah, they'd just take that big paycheck they just got from the telemarketing lobbyist and go to a nice fancy dinner with their hubby/wifey, leaving all of us small businesses to man the phones.
 Jul 27th, 2010
Automated message, female voice. First part of message was garbled. Remainder of message said something about "... your... Ohio... card has been deactivated. Please press 1 to connect to our ... department to reactivate your card." Did not press 1.
Indiana
 Jun 24th, 2010
Called me, an automated... not recorded.. but computer synthesized message told me to press 1 to connect to their billing department.
Colorado
 Jun 10th, 2010
Fake caller saying that I donated to democrats last election and they need me to write a check for $100 right now to hel the interim election. That total BS. Fundraising is NOT done by phone back and this was a telecommuting phone bank. i can tell by how long it takes someone on the other end to say hello and connect.

I told her I use my unused minutes to volunteer phoneback activity for canvasing the Democrats in Evanston. She stuck to her script and kept asking me for $100 bucks.

Then I got one saying I donated to american cancer society. NEVER done that. But they wanted $50 out of me. I never donate to ACS.
Illinois
 Jun 09th, 2010
When you delcine to give this caller a donation (which he suggests $100) the caller knows your name and asks several times if you (by name) do not feel that $100 is a small price to pay for security. He will use your full name several times in an effort to convince you to give money. THIS IS A SCAM..
Arizona
 Jun 05th, 2010
let me tell you what these people are doing to these employees to get them to be as harsh as they are. some of the people you are hearing from are calling from the second story of a building that has no air and no windows that open. close to 100 people and 100 computers with no circulation. it is like trying to breath through a thick layer of cotton. they actually tell their employees "if you collect this much you can go home." the employees have trouble breathing and sweat all day long. they smell alone would make most sick. they do give them water. thats like asking for a lung and you handing me a kidney. now days in the ohio area you are luck to even have a job so these people due what it takes to feed their families. you can't fault them for it. yes everyone this is happening right here in the usa.
Ohio
 May 28th, 2010
I too try to answer this call but nothing on the other end, would love to get a live idiot to answer because I have a special message for people like that.
FYI, in regards to the following post about whether or not it will hurt you if you pay a debt in collection, in my opinion that is not exactly true...
Depending on who the creditor is, your wages and assets can be attached/garnished if it's the Feds, etc.
The advantage of Paying a Debt in Collection;
If you pay it 100% then it will be taken off your credit report in time, though it may stay on your report for awhile, it will show PIF and many creditors are good with that because they know you paid your debt.
If you accept a Settlement; sometimes we just have to and that's ok if it's the only way to repay a debt, however if you do a Settlement (SIF) then it will reflect that you paid a settlement and not the debt in full. That is not always a bad thing but it does reflect that you owed money and only repaid a portion of it.
Best case scenario to rebuild your credit; do not do a bankruptcy, pay your debts in full...
IF YOU CANNOT PAY IN FULL AT ONE TIME; YOu have the RIGHT to set up payment arrangements, most agencies will set up payments for a number of months, then ask you to pay the balance in full or if they are smart they will schedule out payments for you until the cows come home if that's what you need and it will look good for you because you are building a positive payment history and paying your debt in full!!!!
If you cannot pay and have to do a bankruptcy; Chapter 7 or 11 and wipe the debts out 100% many debtors have stated that by doing a Chapter 13 which allows you to only pay off a percentage of your debts not in full.. debtors sometimes will run up more debt during that 5 yr. period and... a Chapter 13 reflects to creditors that you owed money and didn't pay it back in full and .... Chapter 13 will stay on your credit report for 12 yrs.
Chapter 7 will allow you to regain credit cards and other credit in less than a year.
Chapter 7 will allow you to purchase real estate after 2 yrs.
DO NOT TAKE MY POST AS FACT, because the laws may have changed and I have not reviewed them in probably 3-5 yrs.

I am not offering professional advice nor information, I am an individual that has taken an interest over the years and just offering my own personal view and information!!!
Arizona
 May 16th, 2010
The department of labor (DOL) suggests you have an independent review of your 401k plan done by an outside source once every 3 years if you have less than 100 participants or once a year if you have more than 100. If you have not had an independent source review your 401k plan (not the existing provider, advisor, or TPA) then you probably should. Go to www.401khelpcenter.com and see the companies that are being sued by the DOL for abandonded/mismanaged 401k plans. WHAT YOU DON'T KNOW WILL HURT YOU!
Florida
 May 14th, 2010
I think this $100 gift card idea is a scam. Please don't fall for it. If you need a gift card buy your own> no one will give you a $100 for nothing! wake up
 Apr 06th, 2010
Name: World Financial Network National Bank
Phone: 800-675-5685
Fax: 614-729-3763
Address: 4590 East Broad Street

Columbus, OH 43213
Google Map
Website: www.alliancedata.com
Original Business Start Date: May 1989
New Owner Date: January 1996
Principal: Ms. Robin Wooton, Consumer Relations Manager
Customer Contact: Ms. Robin Wooton, Consumer Relations Manager
Type of Business: Credit Cards & Plans, Banks
BBB Accreditation: World Financial Network National Bank is a BBB Accredited business.
Additional DBA Names: Limited (credit Card Billing Issues)
Roamans / Intimate Promise Catalog (Redcats USA) (credit Card Billing Issues)
WFNNB
King Size / Big & Tall Catalog (Redcats USA) (credit Card Billing Issues)
Brylane Home Catalog (Kitchen or Wishes) (Redcats) (credit Card Billing Issues)
Ames (credit Card Billing Issues)
Arhaus Furniture (credit Card Billing Issues)
The Buckle (credit Card Billing Issues)
Dress Barn Retail (credit Card Billing Issues)
Dress Barn Catalog (credit Card Billing Issues)
J. Crew (credit Card Billing Issues)
J. Crew Catalog (credit Card Billing Issues)
Levin Furniture (credit Card Billing Issues)
Abercrombie & Fitch (credit Card Billing Issues)
LaRedoute Credit/Billing Processing (credit Card Billing Issues)
Limited Fashion Group (credit Card Billing Issues)
Limited Too (credit Card Billing Issues)
Pacific Sunwear (credit Card Billing Issues)
Ashley Stewart (credit Card Billing Issues)
Marrianne's (credit Card Billing Issues)
The Sports Authority (TSA) (credit Card Billing Issues)
Garden Ridge (credit Card Billing Issues)
Samuel's Jewelers (Schubach) (credit Card Billing Issues)
Fina Commercial (credit Card Billing Issues)
Ann Taylor / Loft (credit Card Billing Issues)
Maurice's (credit Card Billing Issues)
Goody's (credit Card Billing Issues)
Pottery Barn (credit Card Billing Issues)
Pottery Barn Kids (credit Card Billing Issues)
Harlem Furniture (credit Card Billing Issues)
New York & CO (Lerner New York) (credit Card Billing Issues)
Chadwicks Catalog (Redcats USA) (credit Card Billing Issues)
Eddie Bauer (credit Card Billing Issues)
Spiegel (credit Card Billing Issues)
Columbian Emeralds / Dutyfree.com (credit Card Billing Issues)
Crate & Barrell (credit Card Billing Issues)
Bealls (credit Card Billing Issues)
Design Within Reach (credit Card Billing Issues)
Grossmans
Little Switzerland
Shop at Home (credit Card Billing Issues)
Steinbach (credit Card Billing Issues)
Trek Bikes (credit Card Billing Issues)
Z Gallerie (credit Card Billing Issues)
Jessica London Catalog (Redcats USA) (credit Card Billing Issues)
MY World MasterCard (credit Card Billing Issues)
Restoration Hardware
Newport News (credit Card Billing Issues)
Avenue, The (credit Card Billing Issues)
Gordman's (credit Card Billing Issues)
Palais Royal (credit Card Billing Issues)
Peebles (credit Card Billing Issues)
Henri Bendel (credit Card Billing Issues)
Polo Ralph Lauren (credit Card Billing Issues)
La Redoute Catalog (Redcats USA) (credit Card Billing Issues)
World Financial Network National Network
American Home Furnishings (credit Card Billing Issues)
American Signature Furniture (credit Card Billing Issues)
Crescent Jewelers (credit Card Billing Issues)
Domestications (credit Card Billing Issues)
Fina PLCC (credit Card Billing Issues)
Fortunoff (credit Card Billing Issues)
Gander Mountain (Co-Brand) (credit Card Billing Issues)
Woman Within (credit Card Billing Issues)
Newport News (Co-Brand) (credit Card Billing Issues)
Silhouettes (Hanover) (credit Card Billing Issues)
Stage Stores (credit Card Billing Issues)
The Company Kids (Hanover) (credit Card Billing Issues)
The Company Store (Hanover) (credit Card Billing Issues)
Value City Furniture (credit Card Billing Issues)
Victoria's Secret (credit Card Billing Issues)
Victoria's Secret Catalog (credit Card Billing Issues)
Friedman's Jeweler's (Credit Card Billing Issues)
Metrostyle (credit Card Billing Issues)
Arizona Mail Order (AMO) (Credit Card Billing Issues)
Old Pueblo Traders (AMO) (Credit Card Billing Issues)
Bedford Fair (AMO) (Credit Card Billing Issues)
Brownstone Studio (AMO) (Credit Card Billing Issues)
Lew Magram (AMO) (Credit Card Billing Issues)
Monterey Bay (AMO) (Credit Card Billing Issues)
Lane Bryant Retail (Credit Card Billing Issues)
OneStopPlus.Com (credit Card Billing Issues)
Bealls Florida (Credit Card Billing Issues)
Bath & Body Works (credit Card Billing Issues)
Bealls Outlet (credit Card Billing Issues)
Burke's Outlet (credit Card Billing Issues)
Cosmetic Credit (credit Card Billing Issues)
Crosstown Traders (credit Card Billing Issues)
Cruise Mgmt Internatiional (credit Card Billing Issues)
Cruise One (credit Card Billing Issues)
Dunlap (credit Card Billing Issues)
Giant Eagle (credit Card Billing Issues)
Justice (credit Card Billing Issues)
MedMoney (credit Card Billing Issues)
Pamida (credit Card Billing Issues)
Room Place (credit Card Billing Issues)
Sportsman Guide (credit Card Billing Issues)
Torrid (credit Card Billing Issues)
Under Gear (credit Card Billing Issues)
Utango (credit Card Billing Issues)
West Elm (credit Card Billing Issues)
Express (Credit Card Billing Issues)
Kane Furniture (Credit Card Billing Issues)
Reed's Jewelers (Credit Card Billing Issues)
Sharper Image (Credit Card Billing Issues)
Woman's Apparel Group
Catherine's (Credit Card Billing Issues)
Fashion Bug (Credit Card Billing Issues)


Mr. Dan Groomes - President
Mr. John Alatsis - Director of Sales & Service
Mr. Christopher Judge - Vice President of Operations

Some of the company contact information and principals of this firm, World Financial Network National Bank (WFNNB), are also principals World Financial Capital Bank (WFCB). The BBB maintains separate reports on WFCB and WFNNB.

Please note that World Financial Network National Bank and World Financial Capital Bank are both wholly owned subsidiaries of Alliance Data which is headquartered in Dallas, TX. BBB maintains a separate report on Alliance Data headquartered in Dallas, TX.

BBB processed a total of 1732 complaints about World Financial Network National Bank in the last 36 months, our standard reporting period. Of the total of 1732 complaints closed in 36 months, 669 were closed in the last year.
These complaints concerned :
3 regarding Issue Not Defined



5 regarding Advertising Issues
1 - Advertisement did not disclose all conditions required to take advantage of an offer
2 - Advertisement misrepresented a service
1 - False or unsubstantiated claims in advertisement
1 - None of the Above - Advertising Complaint Issue


1499 regarding Billing or Collection Issues
490 - Failure to correct billing errors
63 - Failure to provide itemized billing as requested
69 - Failure to substantiate charges
194 - Improper collection practices
475 - None of the Above - Credit, Billing or Collection Complaint Issue
15 - Unauthorized bank debits
193 - Unauthorized credit card charges


39 regarding Contract Issues
7 - Failure to honor a contract or agreement
4 - Invalid or false contract
22 - None of the Above - Contract Complaint Issue
6 - Unauthorized changes to the contract or agreement


102 regarding Customer Service Issues
19 - Failure to provide promised assistance or support for products or services
14 - Failure to respond to phone calls or written requests for assistance or support
28 - Inappropriate behavior by customer service personnel
41 - None of the Above - Customer Service Complaint Issue


7 regarding Delivery Issues
4 - Non-delivery of products
3 - None of the Above - Delivery Complaint Issue


2 regarding Guarantee or Warranty Issues
1 - Failure to honor service under the terms of warranties
1 - None of the Above - Guarantee or Warranty Complaint Issue


2 regarding Product Issues
1 - Defective, damaged, or incorrect product received
1 - None of the Above - Product Quality Complaint Issue


35 regarding Refund or Exchange Issues
13 - Failure to honor promised refunds, exchanges, or credit
7 - Failure to honor refund, exchange or credit policies
15 - None of the Above - Refund or Exchange Complaint Issue


23 regarding Sales Practice Issues
11 - None of the Above - Sales Complaint Issue
1 - Sales presentation did not disclose complete pricing information
2 - Sales presentation did not disclose key conditions of the offer
1 - Sales presentation not consistent with advertisement
7 - Sales presentation used dishonest sales practices
1 - Sales presentation used high pressure methods


15 regarding Service Issues
4 - Improper or inferior service
8 - None of the Above - Service Complaint Issue
3 - Unauthorized service



These complaints were closed as:
1594 Resolved
697 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
886 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
1 - Company offered a partial (less than 100%) settlement which the consumer accepted.
10 - Company offered a partial (less than 100%) settlement which the consumer failed to acknowledge acceptance to BBB.


136 Administratively Closed
80 - BBB determined that despite the company's reasonable effort to address complaint issues, the consumer remained dissatisfied.
35 - BBB determined the company made a reasonable offer to resolve the issues, but the consumer did not accept the offer.
16 - BBB determined the company provided proper verification that indicated there was no obligation to resolve the issues of the complaint.
5 - BBB determined that while the company addressed the complaint issues, the complainant was dissatisfied and the matter was outside BBB Rules of Arbitration.


1 Unresolved
1 - Company failed to resolve the complaint issues through BBB voluntary and self-regulatory process.


1 Unpursuable
1 - Company cannot be located.
New York
 Mar 28th, 2010
This is just another sleezy scam. No legitimate charity raises $ using nusiance cold calls. The fund raising costs are far too high. The only ones getting any money are the sleezy fund raiser creeps. If you want to support public safety officials - law enforcement, fire fighters, etc. donate to The 100 Club. The 100 Club is legitimate and ethical. The 100 Club won't call trying to steal your $.
Texas
 Mar 23rd, 2010
2007 CMS insists on diving into your credit record then sending demand for payment letters (without verification statement or cease communications clause) well after debt is past statutory period. At least they now admit that they are debt collectors and not something else.

2007 My credit check monitor just informed me that Capital Management Services made two new inquiries on my report on 10/17. Know they are bottom feeders and debt is all past Statute. Thanks for info on them Bud - just a warning to all that obviously they bought some more old debt and are doing inquiries. Expect harassing correspondence any day now. You would think that once debt is past statute they would not bother trying to harass for collection and should be barred from doing credit inquiries once statute
has passed.

2007 The Better Business Bureau of Upstate New York expelled two contractors from its membership because of unanswered and excessive complaints, and two Williamsville collection agencies resigned before they could be expelled, the organization said Wednesday.

The board of the Buffalo-based business standards group voted to kick out Gary E. Reid Construction of Youngstown and Pine Ridge Log Home Restoration of Lacona, northeast of Oswego. Both decisions were due to unresolved complaints.

The board had already suspended the memberships of collections firms Capital Management Services and National Action Financial Services because of an unusually large number of complaints that exceeded even other collectors. But both firms resigned from the bureau prior to a vote on expulsion.

2007 I worked at CMS for a year and some change. The owners of CMS overwork everyone on their payroll. Especially the upper management. The average workday for one is like 7:30am to 9pm. If you're a collector, and you don't have any payments up on the board, they'll try to humiliate you.

The turnover rate is horrid. If you don't hit a decent number within 90 days, PEACE! They'll hire ANYBODY. ANYBODY! If you can hear, speak, and use a computer, you're golden. When I came in for my interview, I saw people wearing t shirts and jeans to an INTERVIEW.

CMS is a collections sweatshop, if you will. You sit in a small space, and try to find a phone that works. If you're out of your seat trying to find one, they yell at you.

They want $30 monthly for PARKING at the Exchange St location $20 per pay period to dress casually. It goes to 'charity' they say. And $25 for a hands-free headset. If you go on break and leave it at your desk, it WILL be stolen.

As far as drug use is concerned, you almost need to be on something to withstand a day's stress at that place.

2007 I am ashamed to say that I worked for this company. We were bought out by CMS last year and it has been a joke ever since. We had a turnover of greater than 150%. I had to visit the Buffalo office and was appalled at the way they treat their employees and debtors. I have always made decent money in collections but have never stooped as low as these " thugs " do. I have always treated my customers " debtors" with respect but that is not what CMS wants. Their directors and "owners" are a bunch of egomaniacs. I lost several large settlements due to their authorization dept being nasty when they were verifying the check or credit card info. BEWARE

2007 Jollene called me yesterday and left a message to call her back at 866-843-9116. I called back, was told she left and I was speaking with her supervisor (which I didn't believe). I owe Sears over $6,000 with no validity. This so called supervisor asked what I was going to do. I told him I could pay $100.00 a month as my husband lost his job. We are slowly getting back on our feet and $100.00 is the best I can do as I am working with other agencies and am already on payment plans along with trying to pay our monthly bills. He did not believe I would pay a $100. as I haven't paid Sears in a year. He said why don't you just hang up and tell us you won't pay since the phone call is recorded. I told him that is exactly what he wanted and he was urging me to do so. I told him to stop bullying me and that he wanted me to hang up so he would win. I was willing to pay but he wanted more. He was rude, a bully and had no understanding of our financial situation.

2007 These are the RUDEST people on earth! They are harassing us on a debt they say my husband took out over 20+ years ago. My husband does not remember any loan with the company they claim it was originally taken out with. We have asked for proof & they refuse to send anything. They say it doesn't exist anymore. If no proof exists why would I pay it? I told them they couldn't collect after 20 some odd years anyways. If he hadn't paid in 20 years, he wasn't gonna pay now & they could kiss any commission they expected to make off us good-bye. They call anywhere from 3-12 times a day. They start at exactly 8:00 am and up to 8:59 pm. They hang up on you, belittle you, guilt you, etc. I hate to admit it, but I have become just as nasty as they have. I waited til we were dead heat in the middle of conversation & blew an air horn into the phone. I have reported them to the Federal Trade Commission & if they continue with their illegal practices, I will obtain legal council & they will be in debt to me!!

2007 They recently contacted me regarding a debt from over 3 years ago. They have threatened to sue me for twice the amount that I actually owe. They are very rude. It was obvious that the caller was overworked and possibly stressed out of his mind. He called back twice and hung up each time I guess expecting me to call back. I never did. They will make horrendous threats banking on the fact that consumers don't know their rights. Just hang up. There needs to be some serious investigation into theses practices. I know the FTC has a lot of cases going but just not enough.

2007 This company is nothing short of a bunch of thieves trying to hassle and force you into random and unfounded settlements. Do NOT FALL pray...If your disputed debt (that is not even mine) is 13 years old and a below average intelligence agent called "Paul Standish " call you and tell you that the burden on a bogus debt that he made up in his mind while doing cocaine is upon you, Just laugh at him and mention the magic words: "Statute of limitation"
They know better, THEY will NOT file anything, just try to scare you to admit a debt and hassle to you pay it to stop the calls. In CA, after 4 years, you cannot collect a debt EVEN if it belongs to you, so much for a 13 years old phantom account. Call them, make fun of them without giving any information. I told horseradish, I mean Standish
that he owes me $1 BILLION. How would he like to settle it?? And he was speechless. .Ask them for a $1 billion that is their burden of proof to show is invalid. Good luck and DO NOT GET INTIMIDATED

2007 This agency is the worst. They call several times a day. They have been state they want to talk about something submitted to them from Will County. I live in Dupage. They make it sound like a lawsuit. But, I have never had anything going in Will, never lived there, never anything. They do not seem to know that most of Naperville is in Dupage not will. I don't care if they send it to will. I did not know who these people were so I looked them up on the internet and found that they are just a collection agency. Well then no one from Will county would be sending them anything. They would be getting something from a credit card or something, but no one is in Will and I have never had any problems with any one from the county either.

2007 I have never had a problem with this company until recently. One of their reps called me and offered me a settlement on my account. He told me if I could make a payment that day of $701 he would break the remaining balance into 9 payments of $309 due the 20th of each month. On the first of each month a lady would call my home and cell to request payment. I would have to explain each time I can not make payment till 20th and first rep had told me that would be fine. I just made my last payment to them this month and called to check my balance. The lady I spoke with said I had to pay 12 payments of $309 not 9. When I started to ask about the arrangement I has setup she started yelling at me. She told me I should be grateful they settled in the first place and if I had paid my account like I was supposed to it would not have come to collections. She was rude and very disrespectful. I have worked for a collection agency for 2 years and if I ever spoke to someone like that I would be wrote up! She hung up on me so I called back and asked for a supervisor. He just told me I didn't understand their job and it was ok for her to talk to me that way. He in now way offered to try to resolve the situation, told me didn't care what payment I had originally set up. I still has an account balance and nothing he was going to do. This company is awful and should not be allowed to continue to lie to their consumers.

2007 Collector I would like to say a few words about capital management as i am a former employee. capital management services also known as cmsi or cms, is a borderline sweat shop. there are 1000 people crammed onto 1 floor. There is 1 elevator that is the only way to the 7th floor. (the floor capital management is located on at the exchange st office) collectors shuffle in every day at either 8am or 330 pm (to 33pm or 11pm) to meet their over over exhausted managers that have been there for 15 hours straight. the managers and collectors then get screamed at by a coked-up tj (office manager or vp or w/e) collectors are using dirty old un-sanitized phones and equipment and are crammed into rows. there is cocaine all over the bathroom floors and stalls in both the men's and women's bathrooms. this is an everyday thing. capital management is disgusting and so is anyone that works there. it is an office filled with drugs lies and so much other illegal activity. do not support tj's cocaine habit, do not send them a dime. and def. do not give them your bank information.

2007 Collector I worked for Capital Management Services for 2 years as a debt collector and made very good money. I was collecting $2,000 bonus checks monthly and was making a solid $14 an hour on top of that. But the things that go on there forced me to quit and seek another agency.. Where i am doing decent but not as good as it was there. The 1st time the company collected 10 million dollars in a month and every month after that.. The owners had huge parties with the managers in the back offices of the exchange st building. This involved very heavy drinking which caused some managers to go home early...but some others stayed and did talk offs while being very very drunk. Also...their managers are overworked and paid very well to compensate their missed time from their family. They all work between 60-70 hours a week at a minimum and are not allowed lunch breaks. They are screamed at by tj senft and the other vice presidents. This company is disgusting and do many illegal things to get money....thanks
Illinois
 Feb 23rd, 2010
@ lb with your ignorant comment...a "real job" is any legit job that allows you to make an honest living and associated community services does that...if it were "a scam" then we would have been shut down a long time ago...not many scams last for 20+ years of service for charities

@ lalaland I agree totally with your comments I work there too....people are speculating about scam this scam that but if they just took some time to actually research the organization then maybe donors would be a bit knowledgeable about it....

Call your state's attorney general office for one if you want to find out more about the financial position and validity of a charity...even on your state attonrey general office website it clearly states "charities sometimes hire PROFESSIONAL FUNDRAISERS TO SOLICIT DONATIONS FOR CAMPAIGNS" INQUIRE ABOUT THE OVERHEAD COSTS (which is why in the pitch we have to say PROFFESSIONALLY FUNDRAISING) there is nothing misleading in the pitches, the problem is you guys don't listen you just HEAR WHAT U WANT TO HEAR.

Furthermore if you guys really think there are actually charities where 100% of your donation goes towards the cause you donors are more ditsy than I thought because NO CHARITY DONATION IS 100% how do u think they stay in business? How do u think ppl like susan g koleman finance big events like the 3 day walk for the cure? Or pay for advertisements on so many food items in the grocery store guess what FROM YOUR DONATIONS!

I work there and I am making an honest living...I'm in law school and will be getting my law degree really soon so @ LB IS THAT JOB REAL ENOUGH FOR YOU? Do your research dummy
Virginia
 Feb 22nd, 2010
aicr soliciting donations. I've had 9 hangup calls in the last couple of days. When I called them back at 3:15 on friday, they were closed even though their introduction said they were still open . They could take some of that nearly half milllion salary their ceo gets and hire some real people to answer the phone. Don't they realize how much these hang up calls turn people away from their cause?


Search Results | New Search

American Institute for Cancer Research


Also Known As: AICR
1759 R St NW
Washington, DC 20009

GENERAL INFORMATION
Contact: Ms. Kathryn L. Ward, Senior Vice President
Telephone: 202-328-7744
Fax: 202-328-7226
E-mail: aicrweb@aicr.org
Web Site: www.aicr.org

Who We Are
The American Institute for Cancer Research fosters research on diet, nutrition and cancer and educates the public about the results.

This organization is a 501(c)(3) Public Charity .
This organization is required to file an IRS Form 990 or 990-EZ.
Financial information in this report is derived from the organization's September 30, 2008 Form 990.
Additional narrative information in this report was last supplied by the organization on February 26, 2009.
It makes its audited financial statements available to the public upon request.
Contributions are deductible, as provided by law.
How to Help
This organization is seeking funds from contributions and grants. These funds will be used for unrestricted operating expenses and special projects.

Location(s) Served
National
NTEE Code
G30—Cancer
H30—Cancer Research
K40—Nutrition Programs
EIN: 52-1238026
Year Founded: 1982
Ruling Year: 1982
Fiscal Year: September 30, 2008
Assets: $16,977,071 (from Sep 30, 2008 Form 990)
Income: $34,839,632 (from Sep 30, 2008 Form 990)
No. of Board Members: 6
No. of Full-Time Employees: 21-100
No. of Part-Time Employees: 21-100
No. of Volunteers: 0

Chief Executive
Ms. Marilyn Gentry

Chief Executive Profile
Marilyn Gentry, AICR President, has been associated with the Institute since its beginning. She developed AICR's consumer education programs and has provided direction for the research program, helping build a nationally recognized and praised research effort. Kelly B. Browning is the Executive Vice President and Chief Operating Officer of the Institute. He is responsible for the Institute's direct response and major fund-raising programs; and all finance, accounting, government affairs, state regulatory affairs and legal issues. Kathryn L. Ward, AICR Senior Vice President, is responsible for administration, non-direct mail fundraising and program including education, communications and research.

BOARD OF DIRECTORS
Name Title
Peter McCarty
Jeffrey Bunn
Susan Pepper
Lawrence Pratt
Melvin Hutson

MISSION AND PROGRAMS
Mission
The American Institute for Cancer Research (AICR) is one of the nation''s largest cancer charity, focusing exclusively on the link between diet and cancer. The Institute provides a wide range of consumer education programs that help millions of Americans learn to make dietary changes for lower cancer risk. AICR also supports innovative research in cancer prevention and treatment at universities, hospitals and research centers across the U.S. The Institute has provided millions of dollars in funding for research in diet, nutrition and cancer.

Programs
AICR's operating programs focus on research grant funding and public education. The Institute has channeled millions of dollars into investigations of the diet-cancer link. These dollars have fostered research at leading universities, hospitals and research centers throughout the U.S. and around the world. With the nation's most extensive program of publications on diet, nutrition and cancer prevention, AICR has distributed millions of AICR educational booklets and pamphlets to the public, and hundreds of thousands of copies of reference works from AICR have reached health professionals. Nutrition seminars, public service announcements and other consumer-targeted programs help to further promote AICR's message that diet plays a major role in cancer risk.

Additional Comments from the Organization
AICR educational programs for cancer prevention have gained recognition from many sources, including numerous awards. Recent recognition includes the National Health Information Awards and APEX awards. In 2003, The American Dietetic Association Awarded AICR its President's Circle Nutrition Education Award.

GOALS AND RESULTS
Accomplishments for Fiscal Year Ending December 31, 2006
Since its inception, AICR has granted a total of more than $83 million in diet and cancer research funding.
AICR hosted the Internation Research Conference on Food, Nutrition and Cancer in a two day program with 29 science professional speakers, a poster session and press conference. AICR research department participated in reseach conferences in the US and internationally.
AICR continued to expand its public education offerings, which now include conferences, seminars, brochures in English and Spanish, newsletters, public service announcements, a nutrition hotline and other programs. It also reaches the public through the media, generating 8,000 newspaper and magazine articles a year on diet and cancer. It's award winning website, www.aicr.org draws between 60 and 90,000 visitors a month.
Objectives for Fiscal Year Beginning January 1, 2007
AICR will continue to fund cutting edge research in the area of diet, nutrition and cancer, focusing on prevention, treatment and survivorship.
AICR will contine to distribute its quarterly newsletter to more than 1.6 million housholds.
AICR will continue to be the primary resource for diet and cancer information for consumers, journalists, health professionals and educators.
Self Assessment
The Institute's grant review process is one of only a few to have earned the approval of the National Cancer Institute. The grant review panels are an important part of the success of the research grant program. It annually runs the International Research Conference on Food, Nutrition and Cancer, which draws up to 500 researchers and practitioners to discuss advances in this essential but specialized field. AICR regularly surveys recipients of its educational materials to evaluate their effectiveness.


--------------------------------------------------------------------------------

FINANCIAL DATA
Revenues and Expenses: Fiscal Year Ending September 30, 2008
REVENUE
Contributions $30,553,961
Government Grants $0
Program Services $2,662,883
Investments $440,179
Special Events $0
Sales $0
Other $1,182,609
Total Revenue $34,839,632
EXPENSES
Program Services $22,326,446
Administration $3,983,289
Other $7,413,782
Total Expenses $33,723,517
Net Gain/Loss $1,116,115

--------------------------------------------------------------------------------

Balance Sheet: Fiscal Year Ending September 30, 2008
Note: The balance sheet gives a snapshot of the financial health of an organization at a particular point in time. An organization's total assets should generally exceed its total liabilities, or it cannot long survive, but the types of assets and liabilities also must be considered. For instance, an organization's current assets (cash, receivables, securities, etc.) should be sufficient to cover its current liabilities (payables, deferred revenue, current year loan and note payments). Otherwise, the organization may face solvency problems. On the other hand, an organization whose cash and equivalents greatly exceed its current liabilities might not be putting its money to best use.

ASSETS October 1, 2007 September 30, 2008 Change
Cash & Equivalent $2,207,987 $6,676,558 $4,468,571
Accounts Receivable $572,335 $622,819 $50,484
Pledges & Grants Receivable $0 $0 $0
Receivable / Other $0 $0 $0
Inventories for Sale of Use $0 $0 $0
Investment/Securities $12,238,081 $7,051,351 ($5,186,730)
Investment/Other $0 $0 $0
Fixed Assets $209,100 $168,417 ($40,683)
Other $3,513,621 $2,457,926 ($1,055,695)
Total Assets $18,741,124 $16,977,071 ($1,764,053)
LIABILITIES October 1, 2007 September 30, 2008 Change
Accounts Payable $2,246,478 $1,941,429 ($305,049)
Grants Payable $5,005,274 $3,717,745 ($1,287,529)
Deferred Revenue $70,289 $77,238 $6,949
Loans and Notes $0 $0 $0
Tax-Exempt Bond Liabilities $0 $0 $0
Other $2,465,481 $2,394,709 ($70,772)
Total Liabilities $9,787,522 $8,131,121 ($1,656,401)
FUND BALANCE $8,953,602 $8,845,950 ($107,652)
FAQs on financial data
Digitizing IRS Form 990 Data
 Feb 05th, 2010
I appreciate your letter to the editor. I just wanna make you aware of one thing. Corporations are made up of citizens of the United States alright, they're the everyday citizens that work for a living. Also why are the unions able to donate and spend 100's of millions of dollars to elect their people yet a corporation which comprises non-union workers possibly and that may have 100 people working there they're not able to contribution and voice their opinions on an election or advertise. Unions can go ahead and spend I believe it was 270 million to elect people this past year. May be you might want to give that a little thought or get your facts straight - bye.
Minnesota
 Feb 05th, 2010
I received one call showing the caller ID "Unavailable". I was told that because I recently purchased numerous items online at Walmart, that I was getting a free $100.00 voucher to use at any walmart store. This caller then gave me a voucher number and a phone number to call to claim this voucher. I called that number and the person on the other end answered with "Hello?". The first thought that went through my head was "why did he answer like that instead of stating the name of the Company in which he was working for". He then gave me a gift coucher confirmation number and confirmed the first call i had in receiving a free $100.00 voucher, but he also said I would be receiving gasoline cards as well. THEN he said he needs only $7 and some cents to pay for shipping and handling of these vouchers. I told him to bill me for the shipping charge because I don't give out credit or debit card information over the phone. He was very persistant and kept trying to talk me into it until I angrily told him not to continue pursuing card info because I am NOT going to give it to him. I again told him to just send a shipping and handling bill with the vouchers and I would be happy to pay it through the mail. At that time he said "Well, if you change your mind, you can call us back with the payment to mail these out to you".
Not sure if this was a scam, but it sure sounds like one to me. They can afford to GIVE me a $100 gift voucher to Walmart as well as gasoline gift certificates, but they can't afford to mail this out to me for FREE? Helloooooooo. :)
Michigan
 Jan 20th, 2010
Another thing....these people get battered on the phone about 8 hours a day....and some people crack and curse at you DUMBASSES...and in which they are AUTOMATICALLY terminated ....

Its never the same person calling =/ you calling the person that called you stupid...like I said its a computer not a actuall person calling u. So your pathetic getting mad thinking the same person keeps calling u over and over.

You getting mad and taking it out on whoever doesn't make life better and there's someppl that don't even receive calls and you act like a phone call is SO HORRIBLE....just don't answer the damn phone... after so many times of the number going to the answering machine...the number is automatically removed....

And another thing... don't say u wanna donate... that's it... cause ur gonna get a mailing at 5 weeks....at 7 weeks....and at 11weeks...until its received.... They call to see if ur still going to mail it in .....
And its going to stop after 11 weeks....

But before then... they r going to call till you either say no...lie...or some dumbass bullshit...

So my advise... is just don't agree to donate in the fuckin first place if u know ur not gonna fuckin mail in ur pledge....
Point blank....of course u say no... 9 times out of 10 ur going to get A Rebuttel...just say no again....end of call....or say don't call me...


And yes....its a 80%....20% split..... which actualy is double the national standard for fundraisers...

No donation is 100%.... if u call Susan G coleman ...to donate from a commercial u saw on tv...there's a fundraising cost for that commercial...

Some charities do mass mailings and HOPE u mail it back ...it cost a lot to do mass mailings and takes away for the ones that don't get returned.....in which if u actually DO mail it back.....part of urs goes to fundraising costs for them doing a mass mailing....

Your never donating 100% to a charity....

So shut up
Virginia
 Jan 10th, 2010
call Rogers tell them who you are tell them that if you get one more call from this 1 800 number that you will send
them a bill for $100.00 tell them that's what it cost to advertise to you and that each time you get a call you will send them a bill and if that dont pay you will take them to small clam's court ..i did and for over a year no call's i got one to day time to let them know that it cost money to advertise to me keep cope's of the bill's if you send one the cort will nead to see them send the bill by register post that way thay can't say that thay did not get it don't for get to add in the cost of what it take's to do this in what you ask the court for $100.00 + what ever more you have to pay it cost $35.00 court cost to do the paper work once you do Rogers is told that thay are being take to court for how much and why if thay dont show up you win thay do tell them is the cost you have to pay to advertise to you you want to be pay'd for your time right you know dam well thay don't want to give you $100'00 + right thay will stop calling you i have not sent them a bill as of yet i did tell them i will if i got one more call and for more then a year no call's up untill to day time is money get pay'd for it
Saskatchewan Canada
 Jan 08th, 2010
This company keeps calling me with there automated system. Below is the guy responsible with his address and offer letter. I just googled his name and found it. I plan to find his home phone number and return the favors.

Exhibit 10.29

NUANCE COMMUNICATIONS, INC. ONE WAYSIDE ROAD 781-565-5000
BURLINGTON, MA 01803 NUANCE.COM

(NUANCE LOGO)

September 25, 2006

Don Hunt
105 Reservation Road
Andover, MA 01810

Dear Don:

Congratulations! It is with great pleasure that I confirm our employment offer,
in the position of Sr. Vice President, Global Sales, reporting to Paul Ricci,
Chief Executive Officer of Nuance Communications, Inc. The anticipated start
date for your new position is October 10, 2006. At the next Nuance
Communications Board of Directors meeting following your start date, I will
recommend to the Board that you be appointed an Executive Officer.

Your starting annual base salary will be $350,000.00 paid on a semi-monthly
basis. In addition to your base salary, you will be eligible for a variable
incentive opportunity with an annual target of $300,000.00, pro-rated in the
first year based on your date of hire. For Q107 your variable opportunity will
be guaranteed at 100% of target. Your incentive plan will be tied to revenue
achievement and associated expense budget targets.

Once you have accepted our offer, I will recommend that the Nuance
Communications Compensation Committee grant you a new hire stock option for
400,000 shares, with a four year vesting schedule (25% cliff after one year and
monthly thereafter) so long as you remain a Nuance employee. I will also
recommend that the Nuance Communications Compensation Committee grant you three
(3) time-based vesting restricted stock awards and one (1) performance based
vesting restricted stock award. Assuming approval, the time-based awards will be
as follows: 1) 150,000 shares with a three year vesting schedule (1/3 each year)
so long as you remain a Nuance employee; 2) an award for a number of shares
equal to $600,000 divided by the closing price on the date of grant which will
vest 100% on December 2, 2006 so long as you remain a Nuance employee; and 3)
225,000 shares with three year cliff vesting (assuming continued employment with
Nuance), with opportunities for acceleration of 50% in fiscal year 2007 and 50%
in fiscal year 2008, should you achieve certain Board approved financial targets
(measured on September 30, 2007 and 2008, respectively). The performance-based
award will consist of 225,000 shares, which will vest in 1/3 increments, if
ever, upon the achievement of certain Board approved financial targets at the
end of fiscal years 2007, 2008 and 2009. If achievement is not met or you
terminate employment before vesting, you will not vest in the installment for
the applicable measurement period and that portion of the award will lapse.

You will be eligible for a sign-on bonus totaling $100,000 that will be paid to
you at the first payroll cycle following the first date of your employment. The
bonus payment will

Page 1 of 3

EX-10.29 2nd Page of 3 TOC 1st Previous Next Bottom Just 2nd

be subject to the usual required withholding. Should you voluntarily terminate
employment or are terminated for cause within one year from your date of hire,
the bonus will be refunded to the Company.

Should your employment with the company be terminated involuntarily by the
Company for any reason other than cause, death or disability, you will be
eligible to receive twelve months base salary & COBRA coverage if you execute
the Company's specified severance agreement (including, among other things, a
full release of claims and non-competition agreement). If there is a change of
control transaction and your employment is terminated within twelve months
following the change of control transaction by the Company for a reason other
than cause, death or disability, and you execute a severance agreement specified
by the Company (including, among other things, a full release of claims and
non-competition agreement), you will receive the above stated severance plus
immediate acceleration of any unvested stock options or restricted stock grants,
excluding restricted stock grants issued as performance-based grants. In
addition, if there is a change of control transaction and there is a significant
reduction in your duties, position, reporting status or responsibilities during
the twelve month period following the change of control transaction, you will
have the right to the same level of change of control benefits, as outlined
above, provided you remain with the company for the full one-year period
following the change of control, you execute a severance agreement specified by
the Company (including among other things, a full release of claims and
non-competition agreement) and you give notice of your intent to terminate
employment within 30 days of the end of the 12 month period following the change
of control transaction.

For purposes of this Agreement, "Cause" means Executive's employment with the
Company is terminated after a majority of the Board has found any of the
following to exist: (i) his obligations to the Company or which adversely
affects the Executive's ability to perform such obligations; (ii) gross
negligence, dishonesty or breach of fiduciary duty; or (iii) the commission by
the Executive of an act of fraud or embezzlement which results in loss, damage
or injury to the Company, whether directly or indirectly; (iv) disclosure of the
Company's confidential or proprietary information which violates the terms of
the Confidential Information Agreement; (v) Executive's continued substantial
willful nonperformance (except by reason of Disability) of his employment duties
after Executive has received a written demand for performance by the Board and
has failed to cure such nonperformance within 15 business days of receiving such
notice.

As a full-time employee, you will be eligible for our comprehensive benefits
package which goes into effect as of your date of hire. The enclosed material
outlines all of our benefits to which you are entitled as a Nuance
Communications employee. In addition to the standard employee benefits once you
are named an executive officer you will be entitled to a $13,500 gross annual
car allowance, paid on a semi-monthly basis and $5,000 net tax & financial
planning reimbursement allowance.

Your employment with Nuance Communications will be "at will", meaning that
either you or Nuance Communications will be entitled to terminate your
employment at any time and for any reason, with or without cause.

Page 2 of 3

EX-10.29 Last Page of 3 TOC 1st Previous Next Bottom Just 3rd

Any representations which may have been made to you are superseded by this
offer. This is the full and complete agreement between you and Nuance
Communications. Although your job duties, title, compensation and benefits, as
well as Nuance Communications' personnel policies and procedures, may change
from time to time, the "at will" nature of your employment may only be changed
in an express written agreement signed by you and a duly authorized officer of
Nuance Communications.

This offer is contingent upon your satisfying the conditions of hire, including
providing proof of your eligibility to work in the United States and successful
completion of a background check. An Employment Eligibility Verification form is
attached to this letter. Please read it carefully and call me if you have any
questions. Also, like all Nuance Communications employees, you will be required,
as a condition to your employment, to sign Nuance Communications' standard
Non-Compete, Proprietary Information, & Conflict of Interest Agreement, a copy
of which is attached hereto.

We, at Nuance Communications, are proud of our reputation and we feel confident
that you will be a positive addition to the Sr. Management Team, while the
position will afford you the opportunity to grow your professional skill set.

Don, we would appreciate it if you would confirm your acceptance of our
employment offer, by signing this offer confirmation letter and returning it to
my attention as soon as possible.

If you have further questions regarding our offer, feel free to contact me at
781-565-5310. I look forward to our working together and your joining the
Nuance Communications organization.

Sincerely,

/s/ Dawn Fournier
Dawn Fournier
VP Human Resources

cc: P. Ricci
Employee File

Enclosures/Forms: Employment Eligibility Verification form, Benefits Summary,
Non-Compete, Proprietary Information, & Conflict of
Interest Agreement.

I ACCEPT THE OFFER OF EMPLOYMENT AS STATED ABOVE:

/S/ DON HUNT SEPTEMBER 26, 2006
------------------------ ------------------------
NEW HIRE SIGNATURE DATE OF ACCEPTANCE
California
 Jan 07th, 2010
If you don't recognize the number don't answer is the game I play with these people. Pick up reciever and drop it right back before they can say anything. Some get the message but most don't and call again and again only to have me pickup enough to disconnect them. This is a new number on my phone but it won't get answered. The no call list has cut some of the telemarketing calls and dun calls down but not 100%. They seem to use a ton of numbers to call not just one and leaving you hang is the name of the game.. They even called me one time asking for my son's former mother in law that lives about at least 3 states away and he hasn't been married to the daughter for years. Told him to check the phone book and which town don't really know the woman but do know they never pay their bills and to take my name off their list. Normally would not give information but that whole bunch deserves anything they get they scammed my kid out of over $100,000.
Illinois
 Dec 23rd, 2009
This is absolutely a scam. They called me today, this is what transpired:

The lady on the phone said she was calling from Pediatric AIDS Canada. She asked if I'd heard of a new medication which, when given to infants, 100% prevented AIDS. I said I did not and she proceeded to repeat that this medication, when given to infants, was 100% successful in preventing AIDS. She said they were looking for donations of $150 to $250. This would save 60 babies. That is a direct quote. I said that I was unemployed and could only make a small donation (at this point I already believed this to be a scam). She said that any little bit helped. I said I could donate $10. She said I would be saving 2 babies. I like the math there. Anyway, she said "Bless you" and transferred me to someone else to confirm my donation.

The next woman came on the line and said "Can I have your VISA or Mastercard information". I said that I would be mailing in a payment. She said that the medication had an expiry date and would expire before a mailed in payment could reach them and could she have my credit card information. I said "I don't have a credit card." She then told me I could mail payment and gave a street address and postal code (no city, no province). She said this VERY fast. I said, "Pardon me?" She repeated the postal code only, told me to have a nice day and hung up. The address and postal code were that of my father's business (probably the next in line in the phone book).
New Brunswick Canada
 Dec 03rd, 2009
This number (866-875-8720) has called me everyday. I sometimes say, "is this capital one" or "piss off to them and they hang up. THey always hang up and you try to call the number back and it is busy. Today I decided to listen to them and they said that they were from Capital Rewards and are sending 2- $100 gift cards as well as $300 in grocery Coupons to me. I asked how I received these prizes and they stated I made an online purchase thru one of their partner affiliates. I said I didn't recall any purchases when I know I made 2 online purchase 2 months ago in which I was scammed also. BriteTeethPro and another Teeth whitener company sells you the product for the shipping cost of .99 and 1.99 but actually they charge you for a membership at 80 and 100 dollars inwhich they claim they cannot refund. SO I went to my bank and told them about Brite teeth pro scam and the bank refunded me my 84.99. Then it happened again and the other company charged so I called them talked to a little snatch for 20 min before I talked to her manager. I told him that what he and his company are doing is a scam and since I know many Seattle Radio DJ's I was going to advertise in the state of WA that they are a scam and will take your money and that the products are no good. After I told him that he agreed to refun me in full...which tool 5 days. If they pull from your account it shows as WWW.THEWHI MAIN STREET 877-889-1240, WHITEPEARL 6 THE COPPENS STOTFOLD 888-342-2772 GBGB, Withdrawal WWW.BRITET MAIN STREET 877-546-0535 KNKN, and YOUNG.RESV 6 THE COPPENS STOTFOLD 877-556-7365 GBGB. Watch out people.
Washington
 Dec 01st, 2009
Here is the full information on the company:
Product Development Corporaton
12301 Grant Street Denver, CO 80241
6260 Washington Street Suite 10, Denver, CO 80216
1045 South Fox Street, Denver, CO 80223
Product Development & Marketing

Formed in Jan. 1958 by Woodworth Crum
President: James D. Somerville
Vice Pres/Treasuer: David V. Forey
Secretary: Martin L. Healy
Located: 20 RAGSDALE DR STE 100, MONTEREY , CA 93940

Parent company...

PDC
20 Ragsdale Dr Ste 100
Monterey, CA , 93940-5780
Phone: 831-333-1100
FAX: 831-333-0110

Products Description:
Telephone directory distribution Electronic mail and messaging services, Telecommunication Services, Fax Administration Service, Fax Support Service, Mobile Telephone Administration Service, Mobile Telephone Support Service, Pager Administration Service, Pager Support Service, Telephone Administration Service, Telephone Support Service, Voice Mail Administration Service
------------------
PDC
12301 Grant St # 200
Denver, CO , 80241-3130
Phone: 303-920-8591
(Photo of site: http://tinyurl.com/2f4hlg )

Products Description:
Advertising material distribution; facilities support services; data processing, hosting & allied services Information services, Libraries, Mass communication services, Information centers, Data processing or preparation services, Data center services, Disaster recovery services

Product Development Available Thornton, CO 80241 (303) 280-8689

http://www.teampdc.com/main/default.aspx

Contact Us
Corporate Headquarters
Product Development Corporation
20 Ragsdale Drive
Suite 100
Monterey, CA 93940
831-333-1100


Sales West and Canada
Hass Tebelmann
htebelmann@teampdc.com
480-348-0042


Sales East
Tim Dinovo
tdinovo@teampdc.com
574-246-1111, x101

Canada
Canwest
www.teamcanwest.com
7966 Winston Street
Burnaby, BC V5A 2H5
604-421-9171

United Kingdom
Product Development Corporation
www.pdcuk.co.uk
First Floor, Regency House
York Business Park
York, United Kingdom Y026 6RW
44-19-0460-6300

Procall Solutions
www.procallonline.com
4 Sentry Parkway
Suite 110
Blue Bell, PA 19422
610-238-6600

-FU
Texas
 Nov 23rd, 2009
I received a text message from them... about call to claim your $200/giftcard to walmart. I called the number and started asking questions. They told me I would get a $100 gift voucher to use for $4.95 shipping and another $100 gift voucher for another $4.95. So shipping and handling was $9.90 all together. Then they offered me a $40 gas card for $1.00 shipping and another one for another $1.00 shipping. I asked them over and over again, I won't be charged anything but the shipping and handling, right? They said yes, all I have to do once I get my package with all the information for the services and call to cancel the free trials so I don't get charged $29.90 for each service. It's been 8 days and I still haven't received the package and there was a 2 $1.00 shipping charged on my account, that didn't bother me. I had two charges, one for $29.90 and one for $39.90... I called the number immediately and said well your charged the fee upfront and then you can cancel your membership within 30 days... and then receive refund... I was like... Why would I do that? I want to cancel it because the person who I spoke with before said that I would only be charged a shipping and handling fee and only a member fee if I failed to cancel it in the free trial period. So he said he would cancel it and would take 3-5 business days to post depending on your bank credit posting time frames. Well... I called again today to make sure that the refund was final, they said it was final and was processed yesterday... and I asked AM i still getting the package that you originally offered me and she said yes... and I said okay, because its been 8 business days(excluding weekends) and... I still haven't received it, and she told me it was sent out yesterday when they charged me the fees... sooooo... it will take 5 days to receive it at the most... so we will have to see.... if i actually get the refund and if I actually get the package with the giftcards in it!!!!!! I'm soo mad at myself.... but when I researched them, nothing came up.... because they didnt tell me they were assure shopper they said they were a health benefits company... and when I called the number on my bank statement it said they were assure shopper... GRRRR!!!!
Georgia
 Nov 18th, 2009
The supplemental policy i just purchaced is outstanding and affordable. I checked it out thru my lawyer and he said it is not a scam, 100% on the up and up. keep it going you guys. sorry to see so many people say such terrible things about you all. You guys keep smilin and dialing. I you have a phone it will ring, get used to it.. go telemarketers, keep working hard.. Call me anytime. I checked into your CRT company. 100% legal, doing everything federal law ask of you. Thanks again guys and gals
Nebraska
 Oct 28th, 2009
Here are some addresses for these idiots:

NCO Financial System Inc
507 Prudential Road
Horsham, PA 19044

NCO Financial System Inc
25210 Crenshaw Boulevard
Torrance, CA 90505

NCO Financial System Inc
15316 North Florida Avenue
Tampa, FL 33613

NCO Financial System Inc
150 Crosspoint Parkway
Crosspoint Business Park
Getzville, NY 14068

NCO Financial System Inc
Fairmont Building, High Street,
Haranandani Business Park, Powai
Mumbai, India 400076

NCO Financial System Inc
6324 Fairview Road
Suite 400
Charlotte, NC 28210

NCO Financial System Inc
4608 South Garnett Road, Ste.200
Tulsa, OK 74146

NCO Financial System Incorporated
Suite 105
3150 N Arizona Avenue
Chandler, AZ 85224

NCO Financial System, Inc.
Suite 360 Chevy Chase Pavilion
5335 Wisconsin Ave Nw
Washington, DC 20015

NCO Financial Systems Inc
3850 N. Causeway Blvd., Ste. 201
Metairie, La 70002-7227

NCO Financial Systems Inc
5441 Highway 90 West
Mobile, AL 36619

NCO Financial Systems Inc
24800 Highpoint Road
Beachwood, OH 44122

NCO Financial Systems Inc
140 Sprint Drive
Blountville, TN 37617

NCO Financial Systems Inc
4740 Baxter Road
Virginia Beach, VA 23462

NCO Financial Systems Inc
400 Lakeside Drive
Horsham, PA 19044

NCO Financial Systems Inc
610 Dundas East Street
Belleville, Ontario
K8N 1G7

NCO Financial Systems Inc
#6 Harbour Industrial Park
Bridgetown, Barbados
W.I.

NCO Financial Systems Inc
33 Sinclair Boulevard
N3S7X6
Brantford, On Canada

NCO Financial Systems Inc
600 Lakeview Plaza Boulevard
Suite F
Worthington, OH 43085

NCO Financial Systems Inc
1930 W. Bennett
Suite 100
Springfield, MO 65807

NCO Financial Systems Inc
900 Watervliet Shaker Road
Suite 100
Albany, NY 12205

NCO Financial Systems Inc
2970 Presidential Drive
Suite 240
Fairborn, OH 45324

NCO Financial Systems Inc
75 Port Royal East
Suite 240
Montreal, Quebec H3L3T1

NCO Financial Systems Inc
10540 White Rock Road
Suite 250
Rancho Cordova, CA 95670

NCO Financial Systems Inc
Two Huntington Quadrangle
Suite 3N02
Melville, NY 11747

NCO Financial Systems Inc
600 Holiday Plaza Drive
Suite 300
Matteson, IL 60443

NCO Financial Systems Inc
2020 North Central Avenue
Suite 300
Phoenix, AZ 85004

NCO Financial Systems Inc
9009 Corporate Lake Drive
Suite 300
Tampa, FL 33634

NCO Financial Systems Inc
13900 East Harvard Place
Suite 310
Aurora, CO 80013

NCO Financial Systems Inc
2360 Campbell Creek
Suite 500
Richardson, TX 75082-6779

NCO Financial Systems Inc
One North Main Street
Suite 525
Hutchinson, KS 67501

NCO Financial Systems Inc
421 North 7th Street
Suite 701
Philadelphia, PA 19123

NCO Financial Systems Inc
100 Constitution Avenue
Upper Darby, PA 19082

NCO Financial Systems Inc
3rd Floor
100 Fleet Street
Pittsburgh, PA 15220

NCO Financial Systems Inc
Suite 255
100 West Clarendon
Phoenix, Az 85013

NCO Financial Systems Inc
Greenbrook Executive Drive #151
100 West 22nd Streey
Lombard, IL 60148-4863

NCO Financial Systems Inc
Suite 480 Pauahi Tower
1003 Bishop Street
Honolulu, HI 96813

NCO Financial Systems Inc
101 Overland Drive
North Aurora, IL 60542

NCO Financial Systems Inc
1350 Blair Drive
Odenton, MD 21113

NCO Financial Systems Inc
1350 Blair Drive
Odenton, MD 21113

NCO Financial Systems Inc
Suite 1
1732 Lyter Drive
Johnston, PA 15905

NCO Financial Systems Inc
1804 Washington Blvd.
Baltimore, MD 21230

NCO Financial Systems Inc
Suite 102
20 East Clementon Road
Gibbsboro, NJ 08026

NCO Financial Systems Inc
Suite 320
209 East Washington
Jackson, MI 49201

NCO Financial Systems Inc
Suite 250
2550 East Stone Drivey
Kingsport, TN 37660

NCO Financial Systems Inc
2665 Elizabeth Lake Road
Waterford, MI 48328-3279

NCO Financial Systems Inc
Suite 250
2725 East Desert Inn Drive
Las Vegas, NV 89121

NCO Financial Systems Inc
Suite 2925
30800 Telegraph Road
Bingham Farms, MI 48025

NCO Financial Systems Inc
Suite 350
3091 Governors Lake Drive
Norcross, GA 30071

NCO Financial Systems Inc
Suite 190
3091 Governors Lake Drive NW
Norcross, GA 30071

NCO Financial Systems Inc
Suite 850
32980 Alvarado Niles Road
Union City, CA 94587

NCO Financial Systems Inc
Suite 470
415 N Mckinley
Little Rock, AR 72205

NCO Financial Systems Inc
Suite 130
4203 Woodcock Drive
San Antonio, TX 78228

NCO Financial Systems Inc
500 North Franklin Turnpike
Ramsey, Nj 07446-0585

NCO Financial Systems Inc
521 Butler Farm Road
Hampton, Va 23666

NCO Financial Systems Inc
Suite B
5404 Hoover Blvd
Tampa, FL 33634

NCO Financial Systems Inc
5775 Peachtree Dunwoody Road
Atlantic, GA 30342

NCO Financial Systems Inc
Suite K
605 West Edison
Mishawaka, IN 56545

NCO Financial Systems Inc
Suite 205
6375 E Tanque Verde
Tucson, AZ 85715

NCO Financial Systems Inc
6400 Atlantic Blvd
Jacksonville, FL 32211

NCO Financial Systems Inc
Suite 330
777 E Campbell Road
Richardson, TX 75081

NCO Financial Systems Inc
8200 E 32nd Street North
Wichita, KS 67226-2606

NCO Financial Systems Inc
Suite 200
891 Elkridge Landing Road
Linthicum, MD 21090

NCO Financial Systems Inc
Suite 255
9050 Pines Blvd
Pembroke Pines, FL 33024

NCO Financial Systems Incorporated
Suite 100
150 Essjay Road
Williamsville, NY 14221

NCO Financial Systems Incorporated
Suite 500
3700 Inland Empire Drive
Ontario, CA 91764

NCO Financial Systems Incorporated
Suite E-7
907 Two Mile Parkway
Goodlettsville, TN 37072

NCO Financial Systems, Inc
2f Blue Wave Strip Mall
Sumulong Highway Cor Gil Fernando Ave
Marikina City, Philippines

NCO Financial Systems, Inc.
1780 Wehrle Drive
Williamsville, NY 14221

NCO Financial Systems, Inc.
6286 Pearl Road
Parma Heights, OH 44130

NCO Financial Systems, Inc.
101 Executive Boulevard
Elmsford, NY 10523

NCO Financial Systems, Inc.
1 Computer Drive South
Albany, NY 12205

NCO Financial Systems, Inc.
4360 Northeast Expressway
Atlanta, GA 30340

NCO Financial Systems, Inc.
9180 West Barnes Drive
Boise, ID 83709

NCO Financial Systems, Inc.
800 Werner Court, Suite 170
Casper, WY 82601

NCO Financial Systems, Inc.
4000 East Fifth Avenue
Columbus, OH 43219

NCO Financial Systems, Inc.
33400 8th Avenue South, Suite 100
Federal Way, WA 98003

NCO Financial Systems, Inc.
670 Morrison Road
Gahanna, OH 43230

NCO Financial Systems, Inc.
7775 Baymeadows Way, Suite 302
Jacksonville, FL 32256

NCO Financial Systems, Inc.
11214 Renner Road
Lenexa, KS 66219

NCO Financial Systems, Inc.
1500 Commerce Drive
Mendota Heights, MN 55120

NCO Financial Systems, Inc.
802 East Martintown Road, Suite 201
North Augusta, Sc 29841

NCO Financial Systems, Inc.
5101 Monument Avenue
Richmond, Va 23230

NCO Financial Systems, Inc.
1285 Fern Ridge Parkway, Suite 250
St. Louis, MO 63141

NCO Financial Systems, Inc.
5100 Peachtree Industrial Boulevard
Norcross, GA 30071

NCO Financial Systems, Inc.
4315 Pickett Road
St. Joseph, MO 64503

NCO Financial Systems, Inc.
1717 W. 7th Street
Joplin, MO 64801

NCO Financial Systems, Inc.
5626 Frantz Road
Dublin, OH 43017

NCO Financial Systems, Inc.
1375 E. Woodfield Road, Suite 110
Schaumburg, IL 60173

NCO Financial Systems, Inc.
4221 International Parkway, Suite 100
Atlanta, Ga 30354

NCO Financial Systems, Inc.
2520 South 170th St.
New Berlin, WI 53151

NCO Financial Systems, Inc.
231 N. Kentucky Avenue
Lakeland, FL 33801

NCO Financial Systems, Inc.
9525 Sweet Valley Drive, Bldg. A
Valley View, OH 44125

NCO Financial Systems, Inc.
135 S. East Avenue
Waukesha, WI 53186

NCO Financial Systems, Inc.
241 W. Schrock Road
Westerville, OH 43081

NCO Financial Systems, Inc.
4165 E. Thousand Oaks Blvd., Suite 245
Westlake Village, CA 91362

NCO Financial Systems, Inc.
6356 Corley Road
Norcross, GA 30071

NCO Financial Systems, Inc.
7324 Southwest Freeway
Arena Tower Ii, Suite 1100
Houston, TX 77074

NCO Financial Systems, Inc.
Galeras Carolina
Ave. Jose Agustin Arango
Panama City, Panama

NCO Financial Systems, Inc.
Old Sealy Building
Box W1401
St. John's, Antigua

NCO Financial Systems, Inc.
2425 Commerce Avenue
Building 2100, Suite 100
Duluth, GA 30096

NCO Financial Systems, Inc.
Philexcel Business Center 4, M Roxas Hwy
Clark Freeport Zone, Pampanga
Philippines 2009

NCO Financial Systems, Inc.
6/f Eugenio Lopez, Jr. (Elj)
Communications Ctr.-Mother Ignacia St.
Quezon City, Philippines

NCO Financial Systems, Inc.
6th Flr Total Corp. Ctr-1012 Triangle Dr
North Bonifacio, Bonifacio Global City
Taguig, Philippines 1634

NCO Financial Systems, Inc.
2340 Menaul Boulevard NE
Suite 100
Albuquerque, NM 87107

NCO Financial Systems, Inc.
6 Reservoir Circle
Suite 100
Pikesville, MD 21208

NCO Financial Systems, Inc.
20401 North 29th Avenue
Suite 110
Phoenix, AZ 85027

NCO Financial Systems, Inc.
270 Spagnoli Road
Suite 111
Melville, NY 11747

NCO Financial Systems, Inc.
2950 South Gessner
Suite 200
Houston, TX 77063

NCO Financial Systems, Inc.
2920 Prospect Park Drive
Suite 200
Rancho Cordova, CA 95670

NCO Financial Systems, Inc.
6501 N. Broadway Extension
Suite 200
Oklahoma City, OK 73116

NCO Financial Systems, Inc.
152 Western Avenue
Suite 201
Augusta, ME 04330

NCO Financial Systems, Inc.
5022 Gate Parkway
Suite 204
Jacksonville, FL 32256

NCO Financial Systems, Inc.
2851 Camino Del Rio South
Suite 300
San Diego, CA 92108

NCO Financial Systems, Inc.
11125 124th Street
Surrey, British Columbia
V3V4V2

NCO Financial Systems, Inc.
60 Adelaide Street East, 7th Floor
Toronto
Ontario, Canada M5C3E4

NCO Financial Systems, Inc.
3080 Yonge Street, 4th Floor
Toronto
Ontario, Canada M4N3N1

NCO Financial Systems, Inc.
Paseo De Los Heroes #9211
Zona Rio Tijuana
Mexico 22320

NCO Financial Systems, Inc.
Suite 300
110 Glen Street
Glens Falls, NY 12801

NCO Financial Systems, Inc.
111 Executive Center Dr. Ste 250
Columbia, SC 29210

NCO Financial Systems, Inc.
Ep11 Suite 800
11350 Mccormick Rd
Hunt Valley, MD 21031

NCO Financial Systems, Inc.
126 South Main Street
St Charles, MO 63301

NCO Financial Systems, Inc.
185 Alewife Brook Parkway
Cambridge, MA 02138

NCO Financial Systems, Inc.
Monmouth Park Corporate Center
185 Highway 36 Building C
West Long Branch, NJ 07764

NCO Financial Systems, Inc.
Suite 100
2 Corporate Square
Atlantia, GA 30329

NCO Financial Systems, Inc.
Suite 110
2121 Noblestown Rd
Pittsburg, Pa 15205

NCO Financial Systems, Inc.
Suite 320
2950 South Gessner
Houston, TX 77063

NCO Financial Systems, Inc.
Suite 102
625 Us Highway 1
Key West, Fl 33040

NCO Financial Systems, Inc.
D/B/A National Collection Office
Gwynedd Hall, Suite 100
1740 Walton Road
Blue Bell, PA 19422-1123
Maryland
 Oct 20th, 2009
Most of these messages are from the bill collectors pretending to be happy customers. The rest are from frustrated consumers like me.
When I lost my job and activated my payment protection plan my payments were less than $100 per month. AmEx asked me why I was activating my PPP so I let them know that I had lost my job and since I had been paying for the payment protection plan for over a year I might as well use it when I need it. So, the PPP payed my payment for that month for me, and the next month my minimum payment was over $300 dollars! The next month after that my min. payment was almost $500!! Even without employment I would have been able to pay my min. payment of $100 due to the fact that my partner is still employed, however $500/mo. is ridiculous. The moral of the story is DO NOT inform your credit card company that you are unemployed... they will increase your minimum payment very high very fast making it impossible to repay your debt. Nice business practice! -(sarcasm)-
 Sep 27th, 2009
Ok, the deal is, that Kids Wish Network doesn't actually have the staff for the fund-raising needed to make all of the wishes come true. If you donate 100.00$ or more, then 100% of the money goes to Kids Wish, if you donate 99.99, then 88% of that money is used to pay for the overhead and paychecks of the solicitors. These people are really trying to make a difference, and they BELIEVE in what they do. Many of them have had their own children taken by horrible diseases and they wouldn't do what they do just for a simple paycheck!!!
Oregon
 Sep 18th, 2009
646-385-7542 - Just received a SPAM email from "Domain Services" offering to "Renew" a domain that I own, that is NOT even up for renewal. All of my domains are through GoDaddy, so I know FULL well that this is a SCAM! Reporting it to all parties involved.
The email reads: "Attention: Important Notice, DOMAIN SERVICE NOTICE, Complete and return by fax to: 1-646-385-7542, 47-47 36th Street #16452, Long Island City, NY 11101, United States of America, ATT: XXXXX X., ADMINISTRATIVE CONTACT, XXXX, XXXXXXX@YAHOO.COM, P. O. BOX XXXX, XXXXXXX, XXXXXXXXXXXXX , XXXXX-XXXX, 1.XXX.XXX.XXXX, Phone: US, WWW.XXXX.XXX, Domain Name: XXXX.XXX, Search Engine Submission, Requested Reply September 15,2009, PART I: REVIEW SOLICITATION, Attn: XXXXX X., As a courtesy to domain name holders, we are sending you this notification for your business Domain name search engine registration. This letter is to inform you that it's time to send in your registration and save. Failure to complete your Domain name search engine registration by the expiration date may result in cancellation of this offer making it difficult for your customers to locate you on the web. Privatization allows the consumer a choice when registering. Search engine subscription includes domain name search engine submission. You are under no obligation to pay the amounts stated below unless you accept this offer. Do not discard, this notice is not an invoice it is a courtesy reminder to register your domain name search engine listing so your customers can locate you on the web. This Notice for: WWW.XXXX.XXX will expire on September 15,2009 Act today! DETAIL OF SERVICE: ANNUAL WEBSITE SEARCH ENGINE SUBMISSION FOR DOMAIN NAME WWW.XXXX.XXX, Detail of Service: SEARCH SUBMISSIONS, Reply by Date: 9/15/2009, For Domain Name: XXXX.XXX, *100% SATISFACTION IS GUARANTEED OR YOUR MONEY BACK, Select Term Your Existing Domain Period Covered Price
[]1 year 9/15/2009-9/15/2010 $75.00
[]2 year 9/15/2009-9/15/2011 $119.00
[]5 year 9/15/2009-9/15/2014 $199.00
[]10 year -Most Recommended- 9/15/2009-9/15/2019 $295.00
Please ensure that your contact information is correct or make the necessary changes. Full Name: XXXXX X., Email: XXXXXXXX@YAHOO.COM,
Phone: ___, Today's Date:___, Signature: ___, Option 1: Payment by Credit Card (Recommended - Quickest way), PLEASE COMPLETE AND RETURN BY FAX: 1-646-385-7542, Option 2: Payment by Check or Money Order, Print and mail a copy of this order form along with a check or money order to the address listed below: Domain Services, 47-47 36th Street #16452, Long Island City, NY 11101, United States of America, Please do not forget to include a copy of this order form along with your payment!, By accepting this offer, you agree not to hold DN liable for any part. Note that THIS IS NOT A BILL. This is a solicitation. You are under no obligation to pay the amounts stated unless you accept this offer. The information in this letter contains confidential and/or legally privileged information from the notification processing department of the DN. This information is intended only for the use of the individual(s) named above. There is no pre-existing relationship between DN and the domain mentioned above. This notice is not in any part associated with a continuation of services for domain registration. Search engine submission is an optional service that you can use as a part of your website optimization and alone may not increase the traffic to your site. If you do not wish to receive further updates from DN send an email to wdsrv7861@operamail.com to unsubscribe. If you are not the intended recipient, you are hereby notified that disclosure, copying, distribution or the taking of any action in reliance on the contents for this letter is strictly prohibited. * 100% satisfaction guaranteed, you may request a refund within 30 days."
What a COMPLETE AND TOTAL CROCK of CRAP! Who in their right mind would pay that much for a domain renewal?!?
I pay less than $6 a year with GoDaddy you stupid spammers!
 Sep 17th, 2009
First of all, this collection agency-Apex financial breaks all of the laws according to the FDCPA (Fair Debt Collections Practices Act). Their collectors do not give the mini-miranda-"this is an attempt to collect a debt, any information obtained will be used for that purpose". This statement has to be given to the person they are calling at the beginning of the conversation, if they do not give it, they are breaking the law according to FDCPA, and if you contact an Attorney, you can sue their company for at least $100 for each time they do not give the mini-miranda. Second, if they contact you at your place of employment, or on your cell phone, all you need to do is verbally cease them by literally telling them not to call you work or your cell phone. When it comes to letters from them in the mail, or calls to your home number--you can fax them, or write them at
Apex Financial Management
1120 Lake Cook Road
Suite A
Buffalo Grove, IL 60089
866-876-2739 Toll Free
******847-947-7094 Fax********
letting them know that you are sending them a legal written cease, and that they are not to contact you by phone or fax. If you send the written cease, you should send it certified with delivery confirmation (so they cant pretend they never received it) and if you fax it, you should literally fax it 5-10 times over the period of one or two days,so again they cannot pretend they never received it. If they do not abide by these ceases, you can sue their company and 100% of the time be awarded by the court up to $10,000.
This collection agency buys debts from creditors, making it incredible dificult for them to actually collect the debts, which is why they regularly break so many laws. DO NOT let them bully you. They are all talk and easily dealt with if you follow the above referenced instructions. Good Luck!
New Hampshire
 Sep 04th, 2009
From another site, I got the information below. I cannot confirm it, but enough different postings point to the same thing that it's probably true.

When I answered, they did not comply with the law. (By the way, it's stupid to not answer, because they'll just call again and again. It's even stupider to answer -- then say yo're not there!) I was told they'd put me on their Do Not Call list.

Instead of merely whining here, more of you need to:
1) Complain to your lawmakers about the loophole that allows them to call even if you're on state or federal Do Not Call lists.
2) Complain that a "non profit" has a loophole even if it is not a charitable organization, or its charity amounts to 1% or less of its revenues.
3) Learn the law (It's easy to find, and pretty clear.) then sue them for even the tiniest infraction when they call you. If enough people file enough lawsuits, they will have to comply 100%, or go out of business 100% because their legal fees will exceed whatever they can make with their illegal tactics. Many people have been awarded (and collected) tens of thousands of dollars for illegal telemarketing. In Harris County, Texas more than one lawsuit resulted in awards exceeding $20,000 per call.

A whine is fine, but wouldn't you rather get cash?

Texas State Lodge
Fraternal Order of Police
4001 East 29th Street Suite 107
Bryan, TX 77802

Phone #: 800-386-5148
In Bryan: 512-832-1367
Fax #: 512-832-0880

Cindy.Brown@texasfop.org
Caller ID: TX FOP FOUND
Texas
 Aug 26th, 2009
Let me tell u i m a debt collector with natiomwide credit, we call u from india to collect money on behalf of American Express......... Amex asks to collect money on cancelled accounts to Nation wide credit, inc. and NCI outsources its business to INDIA, MUMBAI and they are not frauds.......the reason we do not leave the name of the company bcoz it is against US LAW.......and yes we sound like a friend, & sometimes a little harsh.....bcoz we wanna help people working out for a payment plan and we also understand tht people are really in problem.. that is the reason they are not paying on the accounts.......we are human beings we can understand somebodys problems.....but at the same time we cannot do injustice with our jobs,,,for the work we are hired for......our job is to collect money on cancelled accounts......we have to look into both the sides of the coin........if u have a debt pending on your account.....go ahead and call 866-479-7925 and ask for settlement or payment arrangement..... say them this is the amount i can pay every month.....then see how it all works for u....... if u have a debt pending of $1000...u can pay $100 every month and clear in 10 months......u have to say them that i cannot pay more than $100 every month there is no point they will not agree.....bcoz we are helpers first and then we are collectors....I hope u all understand,,,,, what I am saying........
Maharashtra India
 Aug 22nd, 2009
"Federal Credit Corp" is a debt paper mill that is currently pursuing my wife over an old debt that was charged off more than 7 years ago.

This is a violation of the Fair Debt Collection Practices Act (15 USC 1692) and the certified letter goes out tomorrow morning.

The principal of this company, Gary S Williky, was fined $1,286,298.25 by the Securities and Exchange Commission in 1996 for the fraudulent offer and sale of securities. But because he was "poor," all but $100,000 of the fine was waived.

You can google this address "1312 Tinker Rd, Colleyville TX" to see the house he built in 2001, only 5 years after this fine was levied and presumably, $100,000 paid by a pauper. Pretty good, huh, to go from that kind of rags to that kind of riches in just 5 years.

He also breeds throughbred racehorces in his spare time.

The street address of his business office is 2815 Exchange Blvd Ste 100, Southlake TX.
 Aug 19th, 2009
Call from 866-825-4574 today 9am cst, played Ludwig Van's Ode to Joy over and over again and never dumped to an operator- KEPT THEM ON THE LINE FOR OVER 20 MINUTES so hopefully tied up that IP phone connnection for these noodle heads.



COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers. THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY



Allied Interstate, Inc.
435 Ford Rd. #800
Minneapolis, MN 55426-1066
Phone: 952-546-6600 1-800-806-3342 1-866-525-7795
Fax: 952-595-2311

Web Address: www.irmc.com
Head Debt Collectors:
Part of the Intellirisk Companies
Vikas Kapoor, President & CEO
Randy Christofferson, Chairman of the Board
Norman Merritt, CFO
ALLIED INTERSTATE, INC. (BAD REPUTATION!)
Jeff Swedberg, President
Jim Pond, Senior Vice President
55 N. Arizona Place, #505
Chandler, AZ 85225
Phone: 480-722-7810
Fax: 480-782-7001

5062 N 19th Ave Ste 102
Phoenix, AZ 85015-3225
Phone: 602-841-4332
Fax: 602-841-7388

31229 Cedar Valley Dr
Westlake Village, CA 91362-4036
Phone: 818-575-5400

3111 S Dixie Hwy Ste 101
West Palm Beach, FL 33405-1520
Phone: 561-671-2121
Fax: 561-671-2165

340 Interstate North Pkwy SE
Ste 140
Atlanta, GA 30339-2201
Phone: 770-989-5700
Fax: 770-989-5724

7103 Chancellor Dr., Suite 100
Cedar Falls, IA 50613
Phone: 561-671-2152
Fax: 561-671-2165

5910 Shingle Creek Pkwy.
Brooklyn Cntr, MN 55430-2322
Phone: 763-503-6595
Fax: 763-585-7881

435 Ford Rd Ste 800
Minneapolis, MN 55426-1066
Phone: 952-546-6600
Fax: 952-595-2311 13777 Ballantyne Corporate Pl
Ste 200
Ballantyne Corporate Pk.
Charlotte, NC 28277-3425
Phone: (704) 943-1000
Fax: (704) 943-1053

3200 Northline Ave Ste 135
Greensboro, NC 27408-7616
Phone: (336) 333-3100
Fax: (336) 373-4442

15 Hazelwood Dr., Suite 102
Amherst, NY 14228
Phone: (716) 691-1320
Fax: (716) 691-3534

1979 Marcus Ave Ste 100
New Hyde Park, NY 11042-1002
Phone: (516) 437-0800
Fax: (516) 437-6121

3070 Lawson Blvd
Oceanside, NY 11572-2711
Phone: (516) 561-6552
Fax: (516) 561-6548

3000 Corporate Exchange Dr.
Columbus, OH 43231
Phone: (614) 901-7988
Fax: (614) 901-7794

12655 N Central Expy, Suite 925
Dallas, TX 75243-1700
Phone: (972) 934-8448
Fax: (972) 404-1611

14550 Torrey Chase, Suite 550
Houston, TX 77014
Phone: (281) 580-2000
Fax: (281) 580-0396


--------------------------------------------------------------------------------

Bud Says Consumer Comments Below

This company is a class action lawsuit waiting to happen. Sloppy record keeping, failure to validate at every level, under-trained, uneducated collectors SEVERELY lacking in Fair Debt Collection Practices Act training.

Intellirisk must be making BIG bucks in collecting because they sure don't spend it to insure they comply with the laws. Student loans with these idiots is a nightmare. Most Allied collector's don't have a clue in handling even the most basic of consumer complaints. Loans that have been paid, in the wrong names and outdated credit bureau reporting are fast targets for lawsuits because Allied is unable or unwilling to respond.

If you receive a collection notice from Allied DISPUTE IT! Even though you will never receive a reply, it is important that you use the law to your advantage. Allied aptly fits the saying; "the right hand hasn't a clue what the left hand is doing" Brain-Dead! Idiots! Untrained!

May I state again....THANK GOD FOR THE FAIR DEBT COLLECTION PRACTICES ACT!! Someone in Washington must have had a dream about companies like Allied to enact the law. THANK YOU! THANK YOU!

WATCH YOUR WALLET, YOUR CHECKBOOK AND YOUR CREDIT CARDS WHEN DEALING WITH THESE SLIPPERY CONS OF THE COLLECTION WORLD, THEY WILL EMPTY YOU OUT!

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email the details w/your location. Assistance and referral to a consumer legal specialist may be available.
Tennessee
 Aug 17th, 2009
Since this company does not stop when asked play thier game. Call them back. he first time call back 10 times, the next time 100 and so on. It cost them money each time the 866 phone # is dialed.

If you have call waiting you can hit the flash btton while dialing and get two calls going on one phone line. Use your cell phone too.

You sould be able to make 50 calls in 20 minutes. It also takes up "ports" on thier automated machines.

Do not just read this fight back. You are only "treating others as they treat you".

See if we can make so many calls the lines are all busy. I am making 100 calls today because they called again today!
 Aug 15th, 2009
Call from 866-825-4574 today 9am cst, played Ludwig Van's Ode to Joy over and over again and never dumped to an operator- KEPT THEM ON THE LINE FOR OVER 15 MINUTES so hopefully tied up that IP phone connnection.


Here is the info on this company who calls all the time.

8668254574
From NumberZoom - Free Reverse Phone Lookup Wiki and Free Telephone Directory
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Did you get an unknown call from this number? Please fill out and/or update the information below:




* 1 Caller's Contact Information
* 2 Caller ID
* 3 Additional Information
* 4 See Also
* 5 External Links

[edit] Caller's Contact Information

Company Name: Allied Interstate (IQor)

Address: 3000 Corporate Exchange Drive Columbus, OH 43231

Corporate Phone Number: 614-865-2800 Fax: 614-865-2802
[edit] Caller ID

1-866-825-4574
[edit] Additional Information

Iqor provides call center services. It provides collections, accounts receivable management, and customer retention services. The company serves commercial, communications/telecommunications, direct marketing, financial services/Bankcard, government, healthcare, student loans, utilities, and debt buyer servicing sectors. It has locations in the United States, Canada, India, Philippines, and the United Kingdom. The company was formerly known as IntelliRisk Management Corporation and changed its name to iQor, Inc. in 2007. The company was founded in 1998 and is based in Columbus, Ohio

Allied Interstate, Inc. 435 Ford Rd. #800 Minneapolis, MN 55426-1066 Phone: 952-546-6600 1-800-806-3342 1-866-525-7795 Fax: 952-595-2311

Head Debt Collectors: Part of the Iqor Companies Vikas Kapoor, President & CEO Randy Christofferson, Chairman of the Board Norman Merritt, CFO

ALLIED INTERSTATE, INC. Jeff Swedberg, President Jim Pond, Senior Vice President 55 N. Arizona Place, #505 Chandler, AZ 85225 Phone: 480-722-7810 Fax: 480-782-7001

5062 N 19th Ave Ste 102 Phoenix, AZ 85015-3225 Phone: 602-841-4332 Fax: 602-841-7388

31229 Cedar Valley Dr Westlake Village, CA 91362-4036 Phone: 818-575-5400

3111 S Dixie Hwy Ste 101 West Palm Beach, FL 33405-1520 Phone: 561-671-2121 Fax: 561-671-2165

340 Interstate North Pkwy SE Ste 140 Atlanta, GA 30339-2201 Phone: 770-989-5700 Fax: 770-989-5724

7103 Chancellor Dr., Suite 100 Cedar Falls, IA 50613 Phone: 561-671-2152 Fax: 561-671-2165

5910 Shingle Creek Pkwy. Brooklyn Cntr, MN 55430-2322 Phone: (763) 503-6595 Fax: (763) 585-7881

435 Ford Rd Ste 800 Minneapolis, MN 55426-1066 Phone: (952) 546-6600 Fax: (952) 595-2311 13777

Ballantyne Corporate Pl Ste 200 Ballantyne Corporate Pk. Charlotte, NC 28277-3425 Phone: (704) 943-1000 Fax: (704) 943-1053

3200 Northline Ave Ste 135 Greensboro, NC 27408-7616 Phone: (336) 333-3100 Fax: (336) 373-4442

15 Hazelwood Dr., Suite 102 Amherst, NY 14228 Phone: (716) 691-1320 Fax: (716) 691-3534

1979 Marcus Ave Ste 100 New Hyde Park, NY 11042-1002 Phone: (516) 437-0800 Fax: (516) 437-6121

3070 Lawson Blvd Oceanside, NY 11572-2711 Phone: (516) 561-6552 Fax: (516) 561-6548

3000 Corporate Exchange Dr. Columbus, OH 43231 Phone: (614) 901-7988 Fax: (614) 901-7794

12655 N Central Expy, Suite 925 Dallas, TX 75243-1700 Phone: (972) 934-8448 Fax: (972) 404-1611

14550 Torrey Chase, Suite 550 Houston, TX 77014 Phone: (281) 580-2000 Fax: (281) 580-0396
[edit] See Also

8668254574

866-825-4574 This number is Allied Interstate's Delhi, India office. They called the wrong number and then physcially threatened me.
[edit] External Links

www.iqor.com

Key Executives:

Mr. Vikas Kapoor Chief Executive Officer

Mr. Vijay Tharani Chief Financial Officer and Executive Vice President

Mr. Norman Merritt Chief Operating Officer

Mr. Rakesh Kumar Chief Operations Officer and Executive Vice President

Mr. Gary Praznik Chief Client Officer and Executive Vice President
Caller ID: 866-825-4574
Caller: ALLIED INTERSTATE
Tennessee
 Aug 12th, 2009
call from 866-825-4574 today 9am cst, played Ode to Joy over and over again and never dumped to an operator


Here is the info on this company who calls all the time.

8668254574
From NumberZoom - Free Reverse Phone Lookup Wiki and Free Telephone Directory
Jump to: navigation, search

Did you get an unknown call from this number? Please fill out and/or update the information below:




* 1 Caller's Contact Information
* 2 Caller ID
* 3 Additional Information
* 4 See Also
* 5 External Links

[edit] Caller's Contact Information

Company Name: Allied Interstate (IQor)

Address: 3000 Corporate Exchange Drive Columbus, OH 43231

Corporate Phone Number: 614-865-2800 Fax: 614-865-2802
[edit] Caller ID

1-866-825-4574
[edit] Additional Information

Iqor provides call center services. It provides collections, accounts receivable management, and customer retention services. The company serves commercial, communications/telecommunications, direct marketing, financial services/Bankcard, government, healthcare, student loans, utilities, and debt buyer servicing sectors. It has locations in the United States, Canada, India, Philippines, and the United Kingdom. The company was formerly known as IntelliRisk Management Corporation and changed its name to iQor, Inc. in 2007. The company was founded in 1998 and is based in Columbus, Ohio

Allied Interstate, Inc. 435 Ford Rd. #800 Minneapolis, MN 55426-1066 Phone: 952-546-6600 1-800-806-3342 1-866-525-7795 Fax: 952-595-2311

Head Debt Collectors: Part of the Iqor Companies Vikas Kapoor, President & CEO Randy Christofferson, Chairman of the Board Norman Merritt, CFO

ALLIED INTERSTATE, INC. Jeff Swedberg, President Jim Pond, Senior Vice President 55 N. Arizona Place, #505 Chandler, AZ 85225 Phone: 480-722-7810 Fax: 480-782-7001

5062 N 19th Ave Ste 102 Phoenix, AZ 85015-3225 Phone: 602-841-4332 Fax: 602-841-7388

31229 Cedar Valley Dr Westlake Village, CA 91362-4036 Phone: 818-575-5400

3111 S Dixie Hwy Ste 101 West Palm Beach, FL 33405-1520 Phone: 561-671-2121 Fax: 561-671-2165

340 Interstate North Pkwy SE Ste 140 Atlanta, GA 30339-2201 Phone: 770-989-5700 Fax: 770-989-5724

7103 Chancellor Dr., Suite 100 Cedar Falls, IA 50613 Phone: 561-671-2152 Fax: 561-671-2165

5910 Shingle Creek Pkwy. Brooklyn Cntr, MN 55430-2322 Phone: (763) 503-6595 Fax: (763) 585-7881

435 Ford Rd Ste 800 Minneapolis, MN 55426-1066 Phone: (952) 546-6600 Fax: (952) 595-2311 13777

Ballantyne Corporate Pl Ste 200 Ballantyne Corporate Pk. Charlotte, NC 28277-3425 Phone: (704) 943-1000 Fax: (704) 943-1053

3200 Northline Ave Ste 135 Greensboro, NC 27408-7616 Phone: (336) 333-3100 Fax: (336) 373-4442

15 Hazelwood Dr., Suite 102 Amherst, NY 14228 Phone: (716) 691-1320 Fax: (716) 691-3534

1979 Marcus Ave Ste 100 New Hyde Park, NY 11042-1002 Phone: (516) 437-0800 Fax: (516) 437-6121

3070 Lawson Blvd Oceanside, NY 11572-2711 Phone: (516) 561-6552 Fax: (516) 561-6548

3000 Corporate Exchange Dr. Columbus, OH 43231 Phone: (614) 901-7988 Fax: (614) 901-7794

12655 N Central Expy, Suite 925 Dallas, TX 75243-1700 Phone: (972) 934-8448 Fax: (972) 404-1611

14550 Torrey Chase, Suite 550 Houston, TX 77014 Phone: (281) 580-2000 Fax: (281) 580-0396
[edit] See Also

8668254574

866-825-4574 This number is Allied Interstate's Delhi, India office. They called the wrong number and then physcially threatened me.
[edit] External Links

www.iqor.com

Key Executives:

Mr. Vikas Kapoor Chief Executive Officer

Mr. Vijay Tharani Chief Financial Officer and Executive Vice President

Mr. Norman Merritt Chief Operating Officer

Mr. Rakesh Kumar Chief Operations Officer and Executive Vice President

Mr. Gary Praznik Chief Client Officer and Executive Vice President
Tennessee
 Aug 12th, 2009
I just spoke with a guy who said he was legit and had a TSR # (Licensed Agent??) They are calling on behalf of Wells Fargo. for what, the secret service? I am on the DO NO CALL LIST, why am i getting solicitation. This man said, they will pay $100 if i/family member go to the chiropractor, dentist, er, urgent care. It sounded bogus for $25/mo for a family of 5?? if i go personally every 3 months to the dentist, they will pay me $100 each visit. Sounds too good to be true. I am checking Clark Howard.com
Oklahoma
 Aug 10th, 2009
Domain Name: ICTGROUP.COM
Registrant: (613106-DRSS)
ICT GROUP, INC.
100 BRANDYWINE BLVD.
NEWTOWN, PA 18940
US
Administrative Contact: AI2708-ORG (613107-DRSS)
Administration, ICT Domain domreg@ICTGROUP.COM
100 Brandywine Blvd.
Newtown PA 18940 US
+1.267-685-5000
Technical Contact: (613108-DRSS)
Barats, Todd DOMREG@ICTGROUP.COM
100 Brandywine Blvd.
Newtown PA 18940 US
+1.267-685-5000

Record last updated on: 2009-06-22 23:19:40.0 UTC
Record created on: 1996-03-28 05:00:00.0 UTC
Record expires on: 2019-03-29 04:00:00.0 UTC

NS2-AUTH.SPRINTLINK.NET 144.228.254.10
NS1-AUTH.SPRINTLINK.NET 206.228.179.10
NS3-AUTH.SPRINTLINK.NET 144.228.255.10
Alberta Canada
 Aug 08th, 2009
Regent Asset Management Solutions
www.ramsna.com

They have had action taken against them by the Colorado Collection Agency Board...see report at http://www.ago.state.co.us/CADC/CADCmain.cfm.html
File a complaint there also.

File complaints with the following also....
1. FTC
2. State Attorney Generals Office
3. BBB
4. Do Not Call List
5. State Collection Agency Regulatory Board
6. Your Local Phone Company
7. Send them a Certified letter with Return Receipt to stop calls
8. Some areas have a call trace feature built in to the system...try this one...right after they leave their message pick up the phone and listen for a dial tone. Then hit *57 (that's star 57) and see if it will trace the call. This may cost you a buck and requires 3 traces for the phone company to take action.

There are other things to do also but most of all don’t call them back to verify anything! Their first message states that they need to update their files, the second message may say that court action is pending. If they have poor files that need updating how can they take you to court?

Here's a copy of what they look for in new hires for job openings, notice the wording that you will be contacting debtors as a “law office” and not a collection agency! They must be doing this to avoid the State Regulations concerning Collection Agencies and the legal use of the phone?

Experienced Collectors Earn $4,000 to $10,000 a month
Regent Asset Management Solutions / Naaco - Denver, CO
We are looking for experienced retail and commercial collectors that are seeking a career with a great company. This is an opportunity to earn from a $40,000 to $100,000 per year income. This position will involve working an average of 500 to 1,500 accounts. You will be contacting debtors as a law office, not a collection agency. We have more accounts coming in than we can handle, and we are in need of talented and experienced collectors. We currently employ 30 people, and we will be hiring up to 10 more people during the month of October. Base pay is contingent upon experience. Talented collectors can earn from $30,000 to $100,000 per year. It all depends on YOU. We intend to staff this location to about 70 people, so there will be plenty of opportunity for people to move into supervisory and...
 Jul 08th, 2009
they called me on 6/23/2009. They said they wanted me to resubscribe to ESPN the magazine. Now, i am actually subscribed to the magazine but here is what the guy offered. He said 100 issues(4 yrs) for 50 bucks, and i get a travel bag and an option to spread payments out in 4 payments. After thinking "this is way to good to be true" i called espn the magazines customer service and the guy told me that they don't offer 100 magazine subscriptions and that i should not either answer their calls or i should just tell them to stop calling me. The CID also read disney under my phone. This number has been calling me several times a week and i haven't answered the calls but i would recommend that you A:Ignore the Calls B:Block the number on your phone service or C:Answer the calls and tell them that you do not want them to call you again. The guy i talked to on espn said that this is most likely a scam also.
Pennsylvania
 Jun 24th, 2009
A Phillip Mecci called saying I had ased to be called (NOT) about a at home business opportunity and would I listen to a short recording (4 minutes or less) from a Eugene Brown. How I could make $50,000 a month out of my home with their turnkey, automated online business. That no computer was needed. How I could make 75% commissions on their over one million products to choose from. Plus they have a 100% money back guarantee. That they provide the web site by Design E- Commerce and they were backed by Amazon.com and I would have my own marketing consultant, Sean Purify.

All they needed was $200 to get started in less than a week and they would sip the $19.95 per month web fee. I could easily make back my $200 by referring my friends and relatives ($100 for each referral). All the time I was listening to the recording I was looking up their company on the internet. Result = it is a SCAM!!!! I told Sean Purify what I had found out and I was not interested and take my name and phone number out of their data base. Since I have registered my phone number on the national DO NOT CALL LIST; they call again and I will be filing a complaint against them. That is a promise I will keep as a former paralegal. Oh, by the way the phone number they used was 877-431-2564 if you want to block it.
Ohio
 Jun 18th, 2009

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