This is a recorded message from a company that says "to lower your credit card rate press one now". you get on the phone with a live person that can not tell you what credit card company you have an account with, nor can they give you an address of phone number for there own company, as this is a total scam ! They can give you all these great offers on interest rates, but the fact is, they will need to "verify" (get your credit card information to steal it). Once they get your information, your totally in big trouble !
Play along with these people and give them no real information, and make them as argravated as you can. Please do not be taken by these scammers !