call at 1:42 on 9/19/08. caller id said out of area. i do NOT answer 062 calls. have tried in past to push 2; doesn't work of course. same heather message as i understand it. this is last day for this offer to lower interest, etc. from a quick check of nos they've used, this is another one. about 8 different nos to date. attorney general's office, federal nos here i come. this stuff needs to stop. NOW!!!