Due to the info on the caller ID suggested an inappropriate call given my number is on the "do not call" list, I answered the phone hoping to tell the caller that and to prevent future nuisance calls. I heard a recording indicating that my opportunity to reduce interest on a credit card (which one not indicated)was ending and if I wanted to do so to press "1" to speak to a "live agent" (sic). I pressed "1" and when a "live agent" came on the line, she gave her name as "Visa" or something similar then asked, "Did you press '1" to reduce your interest rate?" I replied, "I pressed '1' to speak to a 'live agent.' What did you say your name was?"At that she terminated the call with no further comment.