This is a company that does not take no for an answer. I am on the "DO NOT CALL REGISTRY" and have been called by this company to help clear up my credit. The message said to "Press 1" to continue. I did and when I had a live person I tried to find out who they were and the company name. They were unwilling to provide information to me but were looking for my information, BEWARE DO NOT GIVE OUT YOUR PERSONAL INFORMATION. They tried to tell me that they have been sending me mail and leaving messages, they have not and they do not know me from a hole in the wall. I do not have credit problems yet, but if I spoke to them I would in the future.