Looks like a scrambled number. Pre-recorded message from "Heather" that this is reference to my credit card account (not specific about bank or type of credit card). This is my final notice to decrease my interest rate. It assures me that my credit card account is fine but this offer would expire soon and press 1 to take advantage of the offer. Because of the non-descript way of mentioning my accounts ("credit card" instead of "visa" or "mastercard"), not mentioning the issuing bank, etc - sounds like a phishing phone call. Hung up.