this number shows up on my ID and I recognize it as an overseas call so I answered it (I have family overseas). So a recording asks if I want to lower my interest rate on my credit card and to press "1". So I did and then a man answers and wants my name and number to verify my account. UH NO!!!! I asked from what company they were calling from and he says "that would be mastercard or visa". Yeah ok-we went around in circles not giving each other any information so I hung up on him. I'm thinking SCAM!!!!