I've been reading over ALL of the comments posted, and I just had to share my story because MY experience has not been like ANY of these! I did receive a call saying the my Car Warranty was about to expire. I wasn't sure if it was so I took a number and told the Agent I would call them back.
I called my Dealer to see if my Manufacturer's Warranty was still in effect, and it was not. So, I called Safe Ride Warranty the next day to see what kind of policy I could purchase. Since my car is a 1995 Pontiac Grand Am, I could no longer purchase a Bumper2Bumper warranty....I had to buy the Powertrain Warranty. The policy and the prices sounded good so I bought it.
I've had the policy for about 8 months now, and I've had to use it once. About three weeks ago, my car stared slipping...like it was missing the shift in the gears. I was able to drive it to the dealership, and got a diagnostic done. My world was almost turned UPSIDE DOWN when Pontiac told me the bill was $2736...almost $3000! The 2nd and 3rd gears were stripped...
I called Safe Ride Warranty immediately and explained what was happening. They directed me to the Claims department where I was able to file my claim. In three days, my car was fixed and my bill was paid---IN FULL! I didn't have $3000 to pay for my transmission, so I can only imagine what trouble I would have been in had i not been covered.
The customer service is friendly and helpful whenever I call with a question. I don't have any complaints..I just wanted to let everybody know about my PLEASANT EXPERIENCE.