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Who Called Us

The phone is ringing, and I don't recognize the number,
All Caller ID says is, "NAME UNAVAILABLE".
Please help me figure out who is calling and what they want

portfolioreco

portfolioreco

Portfolio Reco | Portfolio Reco |

portfolioreco calls from 8 phone numbers:

205-423-4020 205-588-8197 484-489-2841 620-662-8870 731-215-8010 757-321-6271 757-961-3544 847-678-9710

200 Comments

(757) 961-3544

January 8th, 2014 toloHemeweike Russian Federation

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September 10th, 2013 anon VA

Portfolio Recovery is a junk debt buyer. DO NOT PAY THEM, it will not help you at all to pay them anything. Look up their address and send them a cease and desist letter from making any further contact with you.

September 10th, 2013 anon VA

The wife,

Don't give them ANYTHING. if the debt was from the 1990's is surely out of the statute of limitations for collection. If they continue to harass you, sue THEM.

September 10th, 2013 The Wife

Portfolio Recovery Solution have been using 757-961-6544 and many other number to call ad try to have me pay a debt for a loan my husband got back in the 1990s and defaulted on up in Chicago. I met him in 2010 and we got married now in 2013 they keep calling me to pay off the debt. I have explained my husband had a heart attack and is disabled and cannot work and will not be paying off the debt and it is not my debt so I have no intention of paying it but they keep calling. Each time I tell them I cannot have them calling me because I am at my job they push and push until I hang up. Then they call back with a new number. These recovery people really do go too far and it only started after I added him to my bank account in Ohio so I know for a fact where they got the info from!!

July 5th, 2013 KLM FL

PRA and I have a system worked out.
They keep calling; I keep not answering. HA HA HA

June 27th, 2013 Jermey NC

They are not a real collecting agency!i know this because this morning at 3:11am they called my 12 year old daughter asking for her to pay for her dept! this is a scam to get money from people what ever you do dont pay them its a trick and its very annoying. They call her everyday and its just really rude and i would like this to stop but sadly we have no way of stopping.

June 27th, 2013 Cherryl Walker LA

We are in a war against these trash bags to gain control of our communications privacy. In the USA, the laws were changed in about 2006, and that opened the floodgates for these "monsters" to discover how to circumvent the law, and inundate us with junk phone calls. Vote out of office the scalawags who voted for the law changes in 2006, and vote into office people who will respect and honestly represent "we the people".

June 27th, 2013 Densha Otoko SD

Some great spoof names are: Mai Wang, Big Phat Dik, Mitch Komestainne. Another fun ploy is to answer the phone as (Insert name of choice) Law Offices. Mirroring their language is also kind of fun. Listen to them and repeat what they are saying as they say it. Telling them that you are recording their call is also fun. Maybe answer the phone using the name of a local television station...or a church name that you make up.

June 27th, 2013 Densha Otoko SD

When someone shows up as unlisted, private, or whatever, I do the following: I answer the phone in either Japanese or Korean. I use the name of any J-Pop/K-Pop singer I can find. One time I answered as Akihito, who is the Emperor of Japan. I put it this way: It is my phone and I will talk to the people I choose to talk to, not some scumbag trying to collect timed-out debts that they buy for pennies on the dollar. I have also answered in English as "Hugh Jorgan" (think about it). For the record, they use multiple phone numbers, none of which is their number. It is fun to just screw with them. It wastes their time, which cuts into their commissions. If you speak a foreign language, use a name in that corresponds to that language. Go to Google Translate and type in the most vile English sentence you can think of...then push translate into the language of your choice. I have also been known to just utter a continuous series of insults and profanities. These people are sharks...and they will never take their claim to court...so, abuse them as much as they are abusing others.

June 15th, 2013 Quicksilver LA

Number keeps calling a non listed #. What I know is if you answer the phone, you have automatically started whatever debt from the beginning. I do not owe anyone. But I do not plan to help weird callers harass me either over someone else's bill because I have their #. Advice.. do not answer calls from #s you do not know who it is. Once upon a time, I had a bill that the insurance company failed to pay to a hospital. I did not know because I never received a bill stating that. One day, I had a call from a man that spoke to me about that outstanding bill. He started yelling over the phone to me and informed me he was on the way to my house to collect and I BETTER HAVE IT. It freaked me out so bad.. I called back to the hospital to speak to the Administrator. Informed them of the call. She told me it was not the first complaint she had about it. She said she would call me back in a few minutes and for me to call the police if anyone showed up. Well no one showed but she did call me back and apologized to the fact that a X employee had taken debt files and was calling people for outstanding funds .. she did ask me to describe his voice and it was exactly as others that described him to be. So see.. you just never know about these things.

March 26th, 2013 MT GA

Pussies - didn't have the courage 2leave a voicemail ...

February 25th, 2013 unknown MO

this is a nasty bill collector trying to collect on accounts that have timed out. do not answer their calls, they are threatening and harassing. There is nothing they can do to you unless you make any arrangement then you start the clock over.

(484) 489-2841

January 31st, 2013 Kate OK

They were looking for someone else in my family. I would not give themacontact number. instead I asked for their number and name and said I would pass it along and leave it up to the person they are trying to contact as to weather or not they will call them back. Now I hope they leave me alone because I will report them and just hang up on them.

January 24th, 2013 Dakota GA

They call and don't even talk and when I hit redial it goes dead!!
They have called twice today
(484) 489-2841
PA, USA

(757) 961-3544

January 2nd, 2013 Jeff PA

It's Portfolio Recovery calling...a very nasty collection agency. They called me today...about a bill from 1998! Evil, vile and scumbag creatures. Simply tell them that the phone you are on is a company phone and that no personal calls are allowed. They'll tell you that the call is being recorded, so, turn the tables on them: tell them that YOU are recording the call, have proof that you have told them not to call your company phone and not to call again. By the way, be very careful in what you say: if you admit that the bill is yours or make any statement concerning the bill, the clock could reset and you could be liable for the long, LONG ago bill. Remember...these are vile, contemptible and nasty vermin. Treat them as something you'd scrape off the bottom of your shoe after a stroll through a dog-park.

November 28th, 2012 Grey NY

Have nothing in collections but keep getting calls from these folks at dinner time! I won't answer anymore!

November 27th, 2012 OFDU TX

I PITY THESE FOLKS!!! THEY HAVE NO TALENT AND THEIR FAMILIES AND SOCIETY ARE REALLY ASHAMED OF THEM... THEY HAVE NO REDEEMING QUALITIES AND WILL NEVER BE CONTRIBUTORS TO SOCIETY.... HOW DO THESE FOLKS GET THROUGH THE DAY... KNOWING THAT... NO ONE CARES IF THEY NEVER HEAR FROM THEM... EVER...

November 17th, 2012 YO FL

These clowns only called once today. Usually they call 4 or 5 times every day. I will never answer their calls. CID today was blank for the name and number.

(484) 489-2841

November 15th, 2012 Ruth OR

I don't know who this is but the calls are really getting to be too much. Sometimes 2 or 3 times a day

(757) 961-3544

November 15th, 2012 WLN FL

They call as many as 5 times a day. Never leaves a message. I have no debt and am not interested in talking to assholes.

November 12th, 2012 al CA

that number called me and offer me huge money..
them it says that that I should pay a little amount.

November 5th, 2012 John TX

I constantly get calls from this number and have for 2 years since I have obtained my current phone number. (Portfolio Recovery)I have advised them each time they have the wrong number-makes no difference. They advise the debt is from 1998. Apparently, I was lucky enough to get this person's old number. So, the last time they called, I advised them I would pay the debt when hell froze over and to get back with me then. I have no idea who the person is they are attempting to contact and most of the reps who called have stated along the line of: lying about your identity will not make your debt go away. Can we expect a payment today? Ugh!!

November 3rd, 2012 JR FL

Same idiots with yet another number. I don't bother answering.

November 1st, 2012 ROBERT TX

I did not answer the call,,,I routinely dont answer calls from numbers I dont recognize

October 26th, 2012 Rick NJ

Time to sued this caller for the constant harrassment,do not need these people calling if they won't leave a message or who they are.No name no call-back.Get a life and stopp calling my cell phone.

October 25th, 2012 Resident47 RI

Jen, could you be bothered to read the first sentence of my comment right behind yours? AGAIN .... Debt collectors do not bother with the DNC registry because THEY ARE EXEMPT as non-sales callers!

I would suggest that you quit trying to negotiate verbally and slap on a written cease-comm, as I have discussed here long ago and detailed in this other thread:

(8773052082) whocalled.us

Trying to collect what has already been paid misrepresents the amount and/or character of the debt in dispute. This gives you a FDCPA cause of action which you should be happy to exercise if PRA ignores your Cert-Mailed ''shut up''. If you're sued long past your Statute of Limitations you can spank 'em even harder. You have leverage! Use it when the time is ripe.

October 24th, 2012 Jen L CA

The problem is that they are not a legit debt collector. They are trying to collect a debt that I paid in 1998. I have told them this. There is no debt to collect. It is past the time period in which it could be collected if it were a legitimate debt. They are trying to defraud me by pretending that the debt is valid and I have repeatedly informed them that I have already looked up their company and am aware that their collection efforts are fraudulent in cases other than mine.

They don't honor the DNC list because they are liars.

September 21st, 2012 Resident47 RI

Del, ''PRA does not respect the Do Not Call list'' because it does not need to. The federal Do-Not-Call registry exists to help enforce the Telemarketing Sales Rule. Please note the operative term ''marketing''. A debt collector is not a sales person. Here are the DNC service terms you were supposed to review at registration time:

Q&A: The National Do Not Call Registry
www.ftc.gov

Over the past two years in this thread I have discussed the laws which *do* apply several times. I'm not repeating myself just for you. The FCC, by the way, has almost no jurisdiction in this matter. The FTC has been managing collector regulation from the start, and the CFPB staff may get around to helping once they finish unpacking their moving crates.

September 21st, 2012 Del MO

Got a hang up call today! I reported them to the FCC and they actually stopped in June 2012- but my cell phone rang once and
quit before I could answer this morning at 10:20 AM. PRA does not respect the Do Not Call list!!!
I will be filing complaints with the FCC after this post. AGAIN.

August 30th, 2012 Mike TX

Believe it or not, it was my Granny asking if I wanted some fresh baked cookies!

August 29th, 2012 karen in tx TX

Bottom feeders! Shirley called on my cell phone (this number is given to NO one but family!) about a family member who has NO outstanding debts less than 8 years old. They long ago came off the credit report & are outside the statute of limitations.

But these scumbags specialize in trying to convince people to pay them on debts that are VERY old. DON'T GIVE THEM A PENNY! The debt will go back on your records if a payment is made & it starts to ruin your credit all over again....

(484) 489-2841

August 11th, 2012 Resident47 MA

Whether you are called a debtor or some collector thinks you can flush one out, you have rights and options. Most are simple to exercise if you only learn how. The FTC and the CFPB can start you on your homework. See also if your state laws grant additional or stronger rights.

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
www.ftc.gov

CFPB reiteration of the Fair Debt Collection Practices Act
www.consumerfinance.gov

August 11th, 2012 Resident47 MA

You can get an idea of the huge payload of phone numbers PRA controls by clicking a ''Portfolio Recov'' CID tag above. Some were obtained years ago from Sunrocket, a defunct telco. They haven't bothered to change the ''Sunrocket'' CID tags, which only adds another layer of deception to calls from that number batch.

PRA is the agency made infamous for passing along the ''robo-perjury'' of thousands of affidavits ''signed'' by a dead woman. See the Wall Street Joural article ''Dead Soul Is a Debt Collector'' for more.
online.wsj.com

August 9th, 2012 bornjr VA

Portfolio Recovery...8:00am! How many numbers do these jerks have??? Called and hung up!

July 13th, 2012 james MI

Portfollio recovery called for someone I do not know, I asked them before to remove my number they just keep calling.

(757) 961-3544

July 13th, 2012 RICK NJ

annoying calls,please stop calling,don't have any debt and I'm 66 years old and retired.Traveling on#SSS and own my own RV>

July 10th, 2012 me CA

What A bunch of rude people PRA

June 25th, 2012 Mary Wright TX

No reason to be calling me, I don't owe tham a dime.

June 13th, 2012 leave me alone OR

They called on my cell. How did they get that number? I have no debt issues.

June 6th, 2012 Annoyed

I never pick up and they continue to call. I just got my cell phone in February and I don't know how they got my phone number. Plus I don't have any debt, new or old.

June 5th, 2012 Veritas MO

FCC.gov if they call your cell phone! FTC can't help with

June 2nd, 2012 Nunya Bidness MO

Blockety block block. Or hit the call button and HANG UP. It's someone pretending to be busy, in order to continue to collect a paycheck. None of the advice offered here will help, other than you BLOCK the caller or DISCONNECT THE CALL without talking to them! Enjoy your summer vacation away from your mystery phone stalker. 8-P

April 28th, 2012 KARL SC

JUST POSTED...YOU HAVE TO READ THIS....

workbench.cadenhead.org

April 23rd, 2012 808 HI

Saturday, 9:22 AM, no message left by this caller 757-961-3544. Call received on my fairly inactive wireless pay-per-minute telephone.

April 18th, 2012 Lilly TX

This debt is from 1996 and they are still calling on 200 that got to 1000 with interest charges. I had just lost my job and moved away and now they are calling cell phone because its on my bank account and they can see it on credit bureau files. Tell your bank not to share your personal information / OPT OUT. And don't put your cell number on bank account or credit cards or school files.

April 18th, 2012 Deb TX

They use different phone numbers also 774-633-9224

March 13th, 2012 aiwa0u812 WA

i got a call from (575)961-3544.the number came back as a debt collector.i paid my loan off for school i went to to better my life,only t find out i went to school fo welding and can't find a job.all i did is wast money on a degree i can't use.thank you oboma for the debt i paid off.and thnksfor fixing the job market!ya go to school for nouthing,thank you. aiwa0u812.....

February 22nd, 2012 akamom WA

These dirtbags are calling day and night . they just called my cell at 0715. isn't there a law that prevents calls so early in the morning?

January 6th, 2012 Dawna J CA

1/5/2012 5:03 PM ... ID says Portfolio Recov.... We don't know them... No one speaks when we answer...

December 22nd, 2011 Alice TX

Calls me everyday, but I never answer the phone. I just moved here from the U.K, and I am already being harrased by these calls.

November 10th, 2011 Resident47 RI

Troubled: You may have a cause of action under FCRA. PRA needs a ''permissable purpose'' to pull credit reports. The can't just go fishing without a collection account in their possession. Obtain hard prints of the major bureau reports; those are the only ones a judge can't dismiss. The bureaus don't make it easy for consumers to correct or delete faulty trade lines, but it can be done with patience.

If a collector thinks you owe something, a dunning letter must be sent within five days of first contact. Failing that violates FDCPA.

pile o'resources:

www.ftc.gov
www.privacyrights.org
epic.org
www.creditboards.com
consumers.creditnet.com
www.debtorboards.com
www.debtorboards.com
www.debt-consolidation-credit-repair-service.com

October 15th, 2011 troubled

They call all the time, I don't owe any credit card company. Checked my credit report recently & they obtained a report 3 times within 2 months!

September 15th, 2011 Resident47 RI

Fred: Tiresome ''Pay Youse Bills'' catcalls do nothing to assist the wrongly accused, the illegally dunned, or the many people with no defaulted debt PRA calls each week.

M5: You could be leaving statutory award money on the table. Blocking and ignoring calls is not a strategy. PRA has hundreds of numbers to throw at your few.

Bothered: PRA does want your money but is not a telemarketer to be blithely ignored. It can and does gleefully haul people into courtrooms to enforce its bad will.

I'm glad my January prediction about the spamming ''Hater'' was wrong, though his sloppy approach to debtor defense was almost as bad as the sloppiness of junk debt collectors. Don't follow his example. Be smart about the industry rules and make them benefit you.

www.ftc.gov

September 15th, 2011 dave TX

scammers and scumbag foreigners

September 15th, 2011 bothered AZ

CALLER id is "portfolio recov". Another marketing ploy, they just want your money.

(205) 588-8197

July 5th, 2011 Resident47 RI

Mike, are you sure? The AC 804 number you gave is attached to Nationwide Credit, according to your own transcript, not Portfolio Recovery. NCI and PRA do not share common ownership so far as I know. Do you maybe have two entities hassling you (illegally) over a single account?

July 5th, 2011 Mike NJ

Scumbags called a minute before from 804-591-0462

June 30th, 2011 FRANK VA

No message; we dont leave answerer turned on anymore

June 28th, 2011 d PA

caller Id display only showed private name. 205 588 8197 6/27/11

June 20th, 2011 Charlie FL

No message left. They Hung up when answering machine started.Im pretty sure it is Portfolio Recovery because they keep calling asking for someone with a similar name to mine and theirs is the only name that is blocked or concealed out out all the people that call me.

June 15th, 2011 Resident47 RI

Ohio's Fair Debt law appears to be a carbon copy of federal, apart from that one line about a consumer claiming poverty. Most anywhere else in the nation, such a statement is to be avoided, as it's a hair away from admitting legal liability. Turning out your pockets is a condition, not a defense, one that will prompt a judge to hand summary judgment and the keys to your assets to the collector.

Under federal FDCPA, and likely many similar state laws, you don't need a reason to cease calls. You just tell 'em to knock it off, preferably on paper, most effectively sent USPS Certified with return card. To Yuck's question, the FTC language does ban call patterns meant to ''harass or annoy'', but does not benchmark numeric values. Harassment from phone calls alone, stripped of context, is known to be a difficult platform for litigation. Our civil courts are more or less owned by the debt industry, and judges tend to favor the corporations. (This could get us into a whole essay on the false ''morality'' of debt and overall bias against people who assert their Fair Debt rights.) Collector calls are lumped into a nebulous notion of ''victimless crime'', until very obvious abuse takes place, such as foul language and baseless threats.

This is not to say legally beating back collectors is futile. Many will fold with a settlement check long before you see a court judge or private arbitrator. It comes down to the quality of your pleadings and your care in gathering evidence and memorializing events. Play a strong hand and the cowards will lay down, just like they try to do to we consumers with bluffs.

Kat found the hard way in February that PRA has a half-bazillion phone numbers to throw at our consumer average of two. Therefore blocking via devices is an arms race you will lose. The better path is to take a few calls with pen and paper handy, or better yet a means of recording clean phone audio. PRA is a big enough meat grinder that it can't help violating laws sooner or later, and the phone is where most collectors do their worst. Turn the flow of information in one way, only from the collector, and you should avoid the usual pit traps they like to set while luring them to a trap of your own.

June 14th, 2011 yuck

At what point does their endless calls with no caller ID displayed, or numerous no message left calls, become a telephone harassment situation? Every state has their own laws, but what about at the federal level, since these calls are crossing state lines?

June 14th, 2011 Laura

According to Ohio law, if you tell a debt collection agency that you do not have the money to pay the bill, they are no longer supposed to contact you by phone.

I have told this company several times and they will not recognize State law and continue to harass me.

Here is the Ohio Law that Portfolio Recovery Associates continues to break:

Fair Debt Collection Practices Act (FDCPA) in Ohio
There are federal and Ohio state laws that protect consumers from malicious and unfair debt collection practices. Facing financial debt is hard enough without inappropriate communications and activities from creditors. The Federal Debt Collection Practices Act (FDCPA) provides protection from a variety of abusive, deceptive and unfair debt collection practices by debt collectors. The FDCPA gives consumers legal protection from certain forms of debt collection methods, including:
• Calling at a location known to be inconvenient, such as your place of employment or during inappropriate hours (generally between 9:00pm and 8:00am);
• Calling after being informed that you have legal representation;
• Continued communication attempts by a creditor after being informed that an individual is unable to pay the debt;
• Use of physical or verbal threats or acts to collect debt;
• Publicizing or threatening to make public your debt delinquencies;
• Excessive calling with an intent to disturb or annoy;
• Making false representations that the caller is an attorney;
• Making false threats that failing to pay will result in an arrest, imprisonment or other taking of one’s property;
• Attempting to collect a debt via a postcard;
• Acquiring an individual’s location information from another person, while stating that he/she owes a debt in order to learn of your location; and
• Threatening to deposit, or depositing, a postdated check before the date written on the check.

These actions include only a few circumstances in which a debt collector may be liable for violations of the FDCPA.

June 14th, 2011 Eliot AK

This is a scam, as far as I can tell this company just calls people with similar names and demands money.

June 14th, 2011 na CA

no message left and no caller ID, I will not return or accept calls like this....

(757) 961-3544

May 7th, 2011 m503t907 MD

I never answer these type of call calls.

February 23rd, 2011 Tracy S IL

SCUMBAGS keep calling my FAX PHONE..geez

February 21st, 2011 Fred PA

PAY YOUR BILLS AND THEY WONT CALL

(205) 588-8197

February 11th, 2011 Kat

Portfolio Recovery Associates (PRA)never gives up, keeps calling from different numbers, once they figure out a number has been blocked. They never leave a message, so I have no idea who they are trying to reach.



Portfolio Recovery Associates (PRA), LLC
www.portfoliorecovery.com
140 Corporate Boulevard
Norfolk, VA 23502

Has offices in Birmingham, AL ; Virginia Beach, VA; Norfolk, VA ; Newsport News, VA; Jackson, TN ; Memphis, TN; Hampton, VA; and Hutchinson, KS

February 10th, 2011 Resident47 RI

Send a cease-comm via USPS Certified with card. The FTC and many consumer watchdogs explain how to draft one. Learn how to exercise your FDCPA rights at FTC-dot-gov.

February 9th, 2011 T

PORTFOLIO RECOVERY seems to never give up ...don't owe nothing to these guys or anyone else as am current.

(757) 961-3544

January 31st, 2011 Resident47 RI

Any day now the 'PRA Hater' will find this thread and hijack it with his ongoing copy-pasted crusade against a single agency. Also known as 'Scam Alert', 'Junk Debt SOL', 'Scam Fraud', 'Junk Dept', and other handles, let's save him some trouble. Without actually reading this thread, he'll dump one or more of the following:

- A stupidly redundant copy of the blocking device tag found on the bottom of EVERY page on WCU
- A self-contradictory and misspelled rant against PRA by 'Jonathan' made on this site in December 2009 (first appearance 8888548938, which also has an early entry from 'PRA Hater')
- The front end of a blog post from 5.5 years ago (http://credit.typepad.com/credit/2005/04/junk_debt_buyer.html)

No attribution is ever given to the authors, and the overall agenda is unclear. Defining the broader debt industry problem is a good long discussion to have, but beyond the scope of this forum. Blocking or ignoring calls and defeating bad collectors are incompatible strategies, as anyone with experience in debtor defense would agree.

Along with the frequent name changes, at times the poster has dropped his load on the wrong threads, unwittingly emulating the runaway skip tracing behavior of the collectors. As with any offered advice, always consider the source.

January 31st, 2011 Resident47 RI

Side note .... PRA is the agency made infamous for passing along the "robo-perjury" of thousands of affidavits "signed" by a dead woman. See the Wall Street Joural article "Dead Soul Is a Debt Collector" for more.

January 31st, 2011 Resident47 RI

Changing your own number is a VERY last option, KV. There is plenty you can do before that. As you and most others have found, verbal demands never work on these rogue debt collectors. Send a cease-comm via USPS Certified with card. The FTC and many consumer watchdogs explain how to draft one. This makes your demand actionable in litigation, therefore very hard to ignore.

"Rude and combative" handily describes the typical rep for these firms. Depending on how severe the hostility, you might have grounds to threaten suit and win a settlement. Read about the FDCPA as I've plugged before and see if you have such options. Document all calls meantime.

January 31st, 2011 KV NC

Annoying and rude, very combative when you actually have someone to speak with. They ignore you when you tell them to stop calling. Changing my phone number, last option as I see it.

January 26th, 2011 TEX TX

calls 6-8 times a day DI FRAUD WATCH OUT THEY WANT YOUR INFO THEY ALLREADY HAVE MOST OF IT.
DON'T RESPOND

January 26th, 2011 tex TX

calls 6-8 times a day DI FRAUD WATCH OUT THEY WANT YOUR INFO THEY ALLREADY HAVE MOST OF IT.

(731) 215-8010

December 14th, 2010 Junk Debt SOL CA

Find out about their illegal harassment, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Federal Trade Commission and your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

These pests buy very old junk debts for pennies on the dollar with expired statue of limitation, than use illegal harassment tactics trying to intimidate uninformed individuals to pay money for this junk debt, which is noncollectable since the statue of limitations has long expired. Never ever agree to pay ANYTHING to these law breaking rats, since by doing so you would void your statue of limitation protection. Google: \"Portfolio Recovery Associates Scam\" to find out more about their lawless behavior, send a letter requesting validation of debt [Google how to do so] and report them to your Attorney General, the FTC. They have many law suits pending against them. Don\'t fall for their scam - block their calls, or send a \"cease and desist\" letter [Google] or simply ignore them, or answer and sing a song or whatever. Fight these slimy roaches!! Good luck!

(847) 678-9710

December 13th, 2010 Portfolio Scam IL

Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

(205) 423-4020

December 12th, 2010 Portfolio Scam IL

Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

(620) 662-8870

December 12th, 2010 Portfolio Scam CA

Find out about their illegal activities, trying to collect old SOL - STATUTE OF LIMITATION expired debts from clueless people!

Google: "portfolio recovery scam".

Report them to the Better Business Bureau or your State Attorney General - and block their calls:

Google: "phone call blockers" - they can be purchased for little money at eBay

Some call blockers:
• Uniden DECT1288 blocks up to 20 numbers, plus Private and Unknown, with the reject tone, without ringing the phone.
• Panasonic KX-TG106 blocks up to 30 numbers, plus all unidentified callers, with a busy tone, after the phone rings once.
• JF Teck Caller ID with Ring Controller blocks up to 70 numbers, and can be set to always allow up to 100 to ring through.

PortfolioRecovery Scam

November 19th, 2010 Resident47

That is not a "solution", that is a prank. Rickrolls and air horns and whistles are childish tactics making you no better than the devious collectors. From your entry you must have at least four solid violations on PRA. Since you obviously know what the FTC is, why don't you see what they have to say about your FDCPA rights and work up a lawsuit already?

November 19th, 2010 THE SOLUTION

Ok, guys, here's the solution that'll get them to stop (or at least moderate) calling you, at least on your cell phones.

For all calls that aren't recognized (i.e.: all telephone numbers that aren't in your contacts list), forward the calls to the Federal Trade Commission, at 1-877-382-4357. Once the FTC looks at all the times Portfolio Recovery Associates is calling them, they'll start looking into why, and discover that PRA is harassing a lot of people who don't owe anyone anything.

These scum used to call me about a half-dozen times per day (the maximum was 11 times in one day), despite the fact that I don't have any debts, and don't owe anyone anything. They also used to harass my family (who I haven't seen in decades), even telling my sister that they'd sue to take her house away from her if SHE didn't pay them.

All because some other scumbag committed identity theft against me. Despite the fact that PRA has been notified (over the phone and in writing) that this was a case of identity theft, despite the fact that they looked up the police report and sent me a letter telling me that they were no longer going to try to collect from me, because they now realized that it was an identity theft, they STILL called me non-stop.

That is, until I started forwarding their calls to the FTC. Now, they call about once every month to month-and-a-half, and they still get forwarded to the FTC.

(757) 961-3544

November 17th, 2010 Luke FL

Portfolio or so they say

(205) 423-4020

November 12th, 2010 kt

criminals --Don't respond. See, consumerjustice.com

November 12th, 2010 NOYB

By the way, if you want to set up your phone to forward their calls to the Federal Trade Commission, here's the number to use:
1-877-382-4357

November 12th, 2010 NOYB

Get about a call a day from these low-lifes. I'm completely debt-free, don't owe anyone anything, so I just set up my phone to automatically forward their numbers to the Federal Trade Commission.

If they're going to bother someone non-stop, I figure they should bother the right people.

November 11th, 2010 Anonmous WA

I do not owe anyone any money to anyone nor do I have any outstanding consumer debt. I have reported this to my state attorney general's office.

(757) 961-3544

November 10th, 2010 Resident47 RI

The FTC is more than happy to seek million-dollar judgments against rogue collectors, but that only happens when enough victims complain, and NOT via the DNC registry, which, for the umpteenth time I repeat, does not apply to debt collectors. You won't get personal relief from PRA and NCO by wishing, CT. You have to do the homework and confront the agencies yourself, which should not be too hard if you cannot effectively be dunned. Learn how to exercise your rights as an alleged debtor at FTC-dot gov.

November 10th, 2010 CT NY

I keep getting calls from Portfolio Recovery, they will NOT leave me alone.

I do not owe them anything, and their pre-recorded messages they leave certainly are not going to get me to call them back!

With everything I've been reading that says they are a scam, I HOPE that someone will shut them down!

I have been filing complaints on the Do Not Call website every time I get one of these calls. I HOPE others will file the complaints as well!

I wish they would leave me alone!

(205) 423-4020

November 10th, 2010 SP FL

Portofolio Recovery - it is collection Agency fro Bank of America, FIA Cards - they call every day from diferents area codes , they are trash , I do not known how people works at that place ........

(620) 662-8870

November 3rd, 2010 SP FL

Portofolio Recovery - Collection Agency for Bank Of America credit cards........do not banking with Bank of America .....

November 3rd, 2010 Larisa CA

They called me today for the 4th time since September, 2010, looking for Gregory. This is invalid number and I told them so, they were very persistent, could not believe that this is the wrong number. Their rudeness is unbelievable. Will report them to FTC.

(731) 215-8010

November 3rd, 2010 Pacific

FYI: Portfolio Recovery Associates, Inc., 120 Corporate Boulevard, Norfolk, Virginia 23502, USA. (757) 519-9300.

They have 41 phone numbers listed to their company to get around blocked numbers.

How the BBB works. The BBB will not take action against a company unless their are substantial amounts of legitimate complaints that can be prosecutable or the company has committed a felony. The number of reports against a company do contribute to the BBB rating of that company, which can hurt that company when trying to obtain clients. I have filed complaints with the BBB before, and they do in fact take the reports seriously. The last time I filed a report my credit card number was stolen by an employee of a company I purchased scrubs from. When the company refused to investigate who stole my credit card number, I filed a report with the BBB and got a response within 2 days. Within a week I received a call from the company and the BBB letting me know the offenders were caught and prosecuted.

In short, always file a complaint with the BBB if the company is breaking the law. You will be helping us all in the long run.

November 3rd, 2010 seph MO

I can't believe how many complaints have been posted. I'm glad there is a forum like this, so concerned people can inform each other about a company like this one. Thank You

First I don't know who these people are and if as I have read, they are an old debt buyer, trying to collect old written off debt...Its SAD...How can a person do that day in and day out, trying to make a profit on someone elses misfortune. There is NO WAY I could do that for a living, be a Debt Collector or A Lawyer. Preying on another persons situation. They can't go out and make a real living, something constructive, like helping people in need and there are a lot of families who need help, just putting food on the table. They are like a HYENA feeding off the remains in the animal work. I read a post here about a person being an ex-employee of this company and how he or she quit because of the abuse they were receiving from the people they were calling, but the one thing I "didn't hear" was that they felt guilty in their job choice, preying on their victim. Its ok, GOD will have the final say, putting money first before GOD's children....A SAD KIND OF PERSON/COMPANY AT BEST, VERY SAD!

November 3rd, 2010 Pacific

These people will not stop calling me, always with a different number. They only give their fist name and will not identify what company they work for even when asked. When they call they keep asking to speak with my husband and will not tell me anything except their first name. This last time they tried to get my personal information, which I refused to give. They are trying to collect a dept from my husband on an account that was closed 11 years ago.

If these people are harassing you past the 15 year collection limitation, file a complaint with the better business bureau:
odr.bbb.org

November 3rd, 2010 cleotis CT
November 3rd, 2010 cleotis CT

these guys are calling me on an old credit card account from the bank of new york that charged off in 1992 18 years ago . statuete of limitations on bebt collection is 10 years however they can keep trying to collect up to 15 years the info leaves your credit report after 7 years .they cannot get any money legally and they are breaking the law by harassing me on my cell phone.

(205) 423-4020

October 30th, 2010 SP FL

Portotolio Recovery - Collection Agency......

(731) 215-8010

October 28th, 2010 Resident47 RI

Phrases like "important personal business" and "important business matter" can nearly always be parsed as "collection account". By law a collector must make "meaningful disclosure" of its identity yet respect the privacy of whoever is named on a debt account. Collectors can be sued for talking too much to the wrong person. Of course, an air of mystery is helpful when trying to sound scary.

Learn how to exercise your rights as an alleged debtor at FTC-dot gov.

October 28th, 2010 Karen ID

I just received a call from 731-215-8010. All she said was
she wanted to talk to me about a personal matter.

(205) 423-4020

October 26th, 2010 Resident47 RI

Whoops .... Calling after 9PM in your time zone breaks the rules. I'm happy Jen found a pleasant and compliant rep. When PRA calls again next week she will have to use USPS Certified like everyone else who is in a rogue collector's gunsights. Verbal cease-comms don't work, nor do air horns, whistles, or other stupid pranks which make you look as bad as the collectors. I would shy from sending a cease-comm via a collector's own web site, as it may be harder to prove delivery.

October 26th, 2010 Tom PA

Calls several times a day, never leaves a message calls even after 9pm

October 25th, 2010 Jen CA

Received several calls - no message left.
I called them back - they said they were calling for a name they couldn't even pronounce and it was definately not me! They nicely took my number off the list.
Couldn't have been easier and they were very pleasant.
:-)

October 25th, 2010 Kathy

These people call daily.I do not ever answer, so I have no idea what they want or who they are. Today was the highlight, though. My phone just rang from them. It is Sunday evening, 8:28. I am just not going to answer. If I can't get rid of them with an air horn or threats, it's their time they are wasting and not mine. They always hang up before the machine picks up, so they can just keep dialing. I only answer the phone for those I wish to speak to. I won't be intimidated in my own home, especially by losers who can't get real jobs.

October 24th, 2010 Jennifer FL

My husband has been receiving calls from this company (different states and different phone numbers); the so-called debt they are attempting to collect is from 1996 - 8 years too late as the statute of limitatons has expired.

If you are also receiving these types of harrassing calls, submit a request on their website and indicate that if they dont stop that you will be contacting the attorney generals office.

www.portfoliorecovery.com

October 23rd, 2010 debtor NJ

collection agency

October 21st, 2010 Resident47 RI

Once again, the DNC registry is for telemarketers, meaning sales. Charities, debt collectors, political speech, and surveyors are all exempt as they are not included in the FTC definition of "telemarketing". This was made known to you when you registered your numbers.

October 21st, 2010 Laura MO

I get calls from this number daily. They do not leave a message. I do not have any outstanding debts. It's really getting on my nerves. I'm on the no-call list.

October 20th, 2010 Linda FL

I received a call from this number today at 4:06 pm. they did not leave a message....this is my cell phone they called on....

October 20th, 2010 tom GA

these people are so stupid it isn't even funny!

they called for a maiden name that hasn't been used in 20 years! I hope they read this forum and relize just how damn stupid they really are, THERE ARE NOT ANY DEBTS IN THAT NAME DUMBASSES!

I'm looking into a lawyer now, I did b lock thier number from my business line though

October 16th, 2010 Resident47 RI

Jess: It's a pity you likely won't have a recording of that nasty call, which I think hits a new low for collector behavior. Possibly you could subpoena PRA's recording. That's right, I'm suggesting you take PRA to court with every violation documented. A good consumer attorney would take that on contingency in a heartbeat. I think you could win far more than the usual hush-pay grand for settlement. These thugs need more sunlight.

As to the rest of you receiving misdirected or abusive calls from a third party debt collector, you also may find relief in the provisions of the FDCPA, which regulates bad collector behavior. Learn your rights at FTC-dot-gov.

October 16th, 2010 Chelsea WI

Oh, and it is with a collection agency for Victoria's Secret. Time to start shopping at Frederick's of Hollywood!!

October 16th, 2010 Chelsea WI

This is a number for a collection company with a girl names Marissa. I have now told them 3 times I am not Marissa and asked for their manager, and they will not stop calling and will not let me talk to a manager.

October 15th, 2010 Justin N Enders FL

they call be did not leave a message. this is my cell phone number they called.

October 15th, 2010 Ross AL

Portfolio recovery assholes who won't leave me alone. some asshole used my name and info to dupp someone out of electrical service and they just keep calling and calling and calling. For Christ sake. just leave it alone.

October 14th, 2010 Yoyo Martinez FL

Very disturbing assholes who just call when you are busy working and leave no message and no one picks up.

October 14th, 2010 Harrya DC

Caller said it concerned a private business matter & asked for my mother - who has been dead for 14 years!

(620) 662-8870

October 13th, 2010 t IL

Portfolio recovery_____a*holes!!!!! Never leave a message. I do not owe them anything. I wish they would stop calling!

(731) 215-8010

October 13th, 2010 chubbycheckers MI

just a number no name no state quit calling me i wont answer no matter what makes my bp boil

(205) 423-4020

October 11th, 2010 Jess nippert

This number and name came up on my caller ID today. My 6 year old daughter answered, the male on the phone asked her to have oral sex with him. Come on now, she is only 6 years old. I know the bill collectors and telemarketers hire retards, dope heads, misfits of all sorts, but now even child molesters. Why doesn't the federal government and state attorney generals shut these people down?

(757) 961-3544

October 10th, 2010 Resident47 RI

"Are collection calls moving overseas too?"

Absolutely. Like many other industries, collectors are farming out to call centers in India and anywhere else the labor is cheap. Can't speak for PRA myself, but it's quite possible. You could also have someone stateside with faulty English. Collectors are also known to hire jailbirds.

October 10th, 2010 Jeremy

The caller ask for my wife's grandfather who doesn't live here. His name is Richard, which is easy to pronounce, but she pronounced it "REE-SHAR". Like in French. Are collection calls moving overseas too? If this person is really in Virginia, they need to learn English.

(205) 423-4020

October 5th, 2010 Anonymous NE

We received this call today from Portfolio Recovery at 205-423-4020 & they left no message on the answering machine. They hung up immediately. My neighbor Lorraine & her son Guy keep harrassing us with all kind of phone numbers from their cell phones. They are both evil and jealous of everything we do outside and inside. They are both sick
and need help. They can dial any phone numbers on their cell phones and blocked their cell phone numbers so we won't know who is calling. They know how to do it, but we don't. I have heard it from a friend in the past. When I was done cleaning up the garage and they knew I was done cleaning and then they called us immediately. If we go someplace and then came back home, they called us immediately. They are harrassing us and I hope it will come back them for being so heartless and cruel.

(757) 961-3544

October 4th, 2010 m503t907

Stay away from these people; they are looking for easy prey.

(620) 662-8870

September 29th, 2010 Resident47 RI

Lisa: You might want to pull your credit report (free via FTC) to be certain PRA is not reanimating zombie debt.

Help 2: The word you want is "validation", though "verification" works too. So PRA won't validate, keeps bugging you meantime, AND the SoL has presumably expired (stress here) under your state law. On that third point PRA can't do anything but harass you at a distance. I should not have to tell you what the FDCPA is, and that you have clear violations for which you can sue the collector when you've had enough abuse. Should you be shy about going pro se, a good consumer attorney should work on contingency, since legal fees may be rolled into the settlement you are bound to win IF you have kept good enough records of contact with the collector.

Len: Sounds like you have them cold, but prank responses may irritate some rep enough to put you on the express train to legal action. I grant you PRA's antics deserve double the grief they create, but real revenge is when you can show _they_ lost control while you kept calm.

September 29th, 2010 Len PA

I spoke to these idiots ONCE...they told me I owe a debt on a credit card from a company that I already HAVE a card with, and it has a zero balance! I told them that they were full of sh*t and to send me proof...of course I never got anything. If I'm in the mood, I pick up the phone and use a 'fart machine' on them...great fun! :)

(731) 215-8010

September 29th, 2010 Resident47 RI

futbolmama: I'm a little confused about your story as written, but I think you will find the BBB is nearly toothless and the credit bureaus are not really interested in helping you correct your own records. Filing complaints with the FTC and the attorney general of the collector's home will not grant personal relief but may at least pile on the warnings to others. Still, you should exhaust all polite forms of complaint and resistance just to show you did before resorting to legal action, which may be warranted if PRA is violating a C&D letter and trying to re-age old debt.

September 29th, 2010 futbolmama CA

Asked what the exact debt was, they couldn't tell me. Multiple calls from all different numbers everyday after 8pm from three too four different numbers. Have asked for itemized list of my so called debt, never came. Have submitted to our BBB and credit trakers (eqifax etc) proof of all debt payments and included paid off letters. Still they call they have even tried to resubmit the debt, after they failed to report it paid before another company bought it (idiots). They are rude nor can they even speak proper english. They've even gone as low as calling my parents home, 1 of 2 numbers I've ever had I haven't lived there in 20 years. I wish they would just leave me alone. Letters to cease and desist don't work!

September 28th, 2010 Resident47 RI

Lisa and catsdad: I would look at the Statute of Limitations on debt in your respective states to see if PRA has any leg to stand on. Also pull your credit report(s) for any trade lines, perhaps artificially created, trying to reset the account age.

September 28th, 2010 catsdad PA

They have been calling for around 3 years now, about a 7-10 year old bill. Haven't answered the phone yet, nor do I ever intend to. They have sooo many numbers it's hard to count. They are bottomfeeders don't ever try to work with them.

(757) 961-3544

September 14th, 2010 Resident47

Warsun: I think the answer is that collectors are not going to look at court records but credit reports to see if they can make a jackpot. You might want to pull your own credit report, free via the FTC, to see if you have any derogatory trade lines attracting the wolves. Maybe your bank sold the debt account? In a perfect world your court case would be the last word, but sadly damaged credit needs continual vigilance.

Portfolio Recovery has a poor record of FDCPA compliance and has been quite busy lately to judge from all the recent complaints. Could be they are becoming desperate as the Great Recession erodes their profit sources, mainly destitute borrowers. If they're insane enough to dun you for a discharged debt, they can do it on paper like the law says. You may challenge politely, sending a copy of the judgement in your favor with your cease-comm. Else maybe can sue them instead. Not sure how the FDCPA would apply since yours is not a bankruptcy discharge, but I doubt the FTC would think PRA's behavior is justified, so it's possible you have some means of defense.

September 14th, 2010 Warsun

Has continously called my number.I haven't turned on my call blocker yet but i think i know whats going on. They want a collection over a 3000 dept that was run up by my bank and not me. I won the court case on it but they still call me. I was told by the judge if they call me again or try to solisitate to me show them this paper with my court case indicating THEY LOST and i WON.

I get the calls and sit here an think. Why in the hell should i have to tell them to stop calling me. Once it went through the court it should have already been posted "This guy is to be removed from your records.". So i have not talked to them.Even if you tell people hey stop calling me. This court case says i won an you need to delete that info from your records. They are STILL GOING TO CALL YOU! So wtf?

September 14th, 2010 charlotte MI

keep calling for debt that belongs to husband's ex-wife that he hasn't seen in 8 years

(620) 662-8870

September 13th, 2010 me OR

i answered today's call, in past no msg left. I kept saying "stop calling" over & over & then someone yelled @ me in Spanish

September 13th, 2010 Help 2 KS

I do not understand is I sent them letters asking for valuation (that they own the debt.) I never received anything back, but they continue to send me letters and call. This debt is past SOL. What do I do, PLEASE HELP!!!!!

(731) 215-8010

September 10th, 2010 irritated HI

Someone keeps calling and never leaves a message! How rude!

September 9th, 2010 Lisa CA

This stupid company has been calling us TWICE a day for the last several days. They are trying to collect a debt that is 10+ years old from 1998!!! They REALLY need to get a life and leave us alone! 731-215-8010.

(620) 662-8870

September 8th, 2010 Lisa CA

I have gotten at least three calls from these scumbags between August 28th and today, September 8th. What is unbelievable is they are trying to collect on a debt that is over 10 years old!! We already told them at least on one occasion we don't have to pay them because of how old the debt is yet they persist in calling. They are harder to get rid of than fleas on my dog! Scum of the earth is what I think they are!

September 2nd, 2010 Someone OR

Selective Call forwarding works great just set it so it forwards the calls back to one of the many toll free numbers Portfolio Recovery owns. Makes me feel good knowing that they are paying for both the call to me and the call going out to them and ties up two of their scumbag reps so double win!

(205) 423-4020

August 30th, 2010 leigh FL

portfolio recovery calls my place of buisness EVERYDAY!!!!

(731) 215-8010

August 29th, 2010 Resident47 RI

Kat: Portfolio Recovery Associates is AKA "Anchor Receivables Management" and less commonly known as "Revenue Discovery Systems". The more your rep sours the more you need to rebrand. Calling twice a day from rotating numbers is hardly the worst they could do and perfectly legal. If you are not the party they seek, one cease-comm letter sent USPS Certified should quiet them for good.

Sms: The comments from the "anonymous" ex-employee I thought were quite reasonable and informative, especially compared to the usual ax-grinding industry apologists who like to light cherry bombs in these forums and dismiss harried consumers as "deadbeats". True, the entry is a train wreck of chat-speak and poor formatting, but essentially correct.

We can argue over one detail, over whether expired debt is functionally "owed" by anyone, given that the original creditor has likely recovered its loss soon after charge-off. But an account past SOL can legally be pursued so long as the court system is not involved. I don't think “Anonymous” implied this is just, only how the law is expressed. This is one loophole among many the FTC and the National Consumer Law Center would like closed, according to statements issued this summer.

I don't doubt there are honest people working for the collectors with the worst reputations. Surely not all of them apply with records of felony and drug busts, and not all can keep the job when they find how much it demands. The industry has a high personnel turnover rate both because of the unchecked greed of its CEOs and also an inherent culture of disdain for the consumers who keep them living well. Employees who are lied to and skirted daily by their call targets, and bullied by their bosses to bring in the revenue numbers, are indoctrinated to become law-bending and abusive. A collection agent can't read your mind or a thinly documented account to determine your honesty, and probably handles some genuinely negligent debtors among the many innocent economic displacements. I would surmise “Anonymous” eventually saw the bigger picture and got out of the game with his soul intact. If you want to throw stones, save them for management and its galley drum beaters.

August 29th, 2010 Sms

Dear “Anonymous”, First why are you so afraid to provide “honest” information if you were a “legitimate” and courteous collector operating within the guidelines of the 15 U.S.C. § 1681 et seq.? I, for one, DO NOT buy the “story” you are selling. Your “facts” are inconsistent with this company’s proven practices and are NOT properly aligned with the FTC’s: FCRA.

Finally, have you ever considered the use of a “spell” checking program? If you want s to believe you are an upstanding, moral individual you might want to take English 101 AGAIN or at the very least, confer with a Grammar/Spell check program. WOW, did I say WOW? Yeah, I just said that.

All BS aside, you could not be any farther from the truth and reality on this issue!

(205) 423-4020

August 23rd, 2010 FRANK NY

Do collection agencies just pass bad data around, harass relatives and make no attempt to verify info?

(620) 662-8870

August 19th, 2010 Resident

James: I don't believe there are fixed numeric answers to your questions. There is nothing legally to stop a debt account from being indefinitely resold until the affected credit report notes a final settlement. Your state's Statute of Limitations sets the only firm deadline, but even that does not deter some collectors from trying to wring what should be uncollectable funds.

How long a DCA pursues an account is at its discretion. An account is really inventory in a way, and we in America don't much tell businesses what to do with their property. I've seen debt buyers flip an account to the next 'Buffalo Bully' within a week of receiving my dispute notice. Others dance with me for eight or ten weeks, and one nursed the same account for a half year, badgering me without actually sending a dunning notice.

August 18th, 2010 albert VA

These debt collectors keep selling these accounts from one to the other. What started out as 200 dollars has ended up being over 1000 dollars and the "threats" of so-called criminal prosecution.

(205) 423-4020

August 16th, 2010 Frank NY

They call weekly, looking to skip-trace "Erika"; i just leave the answering machine off. They are the 3rd collection agency for the same account.

August 16th, 2010 Ronda PA

no message

August 15th, 2010 enuf already

The woman I spoke to informed me she was trying to collect a debt from 1993! To make it worse I have never heard of the so called financial institution the debt was for. I asked her to send me the information and she said she would just put it in her "Disputed File". Is this even legal????

August 12th, 2010 suzette Canada

Call continually and trys to bully my elderly mother that has MS and brain siezures.

(731) 215-8010

August 11th, 2010 m503t907

Caller left no message. I consider these calls fraudulent - seeking the weak and vulnerable to gain a quick buck.

(205) 423-4020

August 11th, 2010 m503t907

I always consider these type of calls fraudulent - seeking riches from those who can least afford the trash that they offer.

August 10th, 2010 Resident

Hmmm, yes, student loans are prized by collectors since they are next to impossible to discharge. "Pissed Off" is the only respondent in this entire thread who is doing something proactive and using Federal law to her or his rightful advantage. The only thing left is to send a "cease-desist" notice in print. If this has been done already and the calls continued, that is an easy court victory waiting for this call recipient.

"Jim", "B", "GET REVENGE", and "SOLUTION": Number blocks, misdirection, rick-rolls, and stupid pranks may fool or delay the collector for a while or it may antagonize one into pulling you closer to court. There are smart ways of handling these parasites, most of which involve paper, ink, and your careful study.

"Annoyed": Others here have alluded to this but let's get it right on the table. Portfolio Recovery is AKA Anchor Receivables AND AKA Revenue Discovery Systems. When you have a rap sheet as long as PRA's it helps to have nicknames. Calling twice a day from different numbers is irritating but not illegal, and hardly as abusive as they could get. I've had debt chasers ring six, nine, maybe twelve times a day for weeks.

"handy andy", "Rebekid", and "sage": May I again advise you and other newcomers these forums are strictly for call recipients to share their findings. They are NOT direct open channels to the phone bank boiler rooms we comment upon.

August 10th, 2010 PISSED OFF NV

These people call all day long for some one by the name of Catherine M. Williams for a school loan. I have told them over and time again I have not attended a school in fifty years STOP the FUCK calling me. This has gone beyond collecting a debt and is now harrassment and I am going to sue. I have been keeping a record of the calls and am starting the proceedings of sueing their asses.

August 5th, 2010 ziggy IL

This is a collection agency. They call about 3 times a day and dont leave a message

(731) 215-8010

August 4th, 2010 ziggy IL

This number 731-215-8010 is from a collection agency located in tennesse. The number 620-662-8870 is from the same collection agency located in Hutchinson Kansas. Neither ever leave a message

(620) 662-8870

August 3rd, 2010 FRANK NY

They call every other week for "Erika"

(731) 215-8010

August 1st, 2010 Resident RI

"many of these companys do not properly identify themselves on Called ID."

Lynn: Annoying for sure, but not expressly illegal under Federal law. A DCA can skip trace a third party within strict limits, and I think cases of misrepresentation focus on phone call content and not CID. The FDCPA does mandate "meaningful disclosure of the caller’s identity", but I think a prosecutor would be looking for lack of a proper verbal greeting or unintelligible speech.

August 1st, 2010 Lynn NJ

Anonymous, maybe people are annoyed because this company repeatedly calls people who do not have any outstanding debts. Because I am listed in the phone directory with my first initial and last name, I constantly get calls from these kinds of people for people I do not know. Calls come for people named Linda, Lysela, leo, Lynnette, Lydia, etc. This is harrassment. I've had my phone number since 1979. Also many of these companys do not properly identify themselves on Called ID. I thought this was illegal.

July 30th, 2010 Tennessee TN

Portfolio Recovery other numbers 731-215-8010 620-662-8870 757-864-0020 877-803-0008 They will try to get money from the caller which reopens past debts. Here are some other numbers

866-940-7640
800-722-1413
757-961-3547
757-961-3548
866-909-0529
866-691-3568
757-961-3546
877-803-0008
757-961-3544
757-961-3545
731-215-8010

(205) 423-4020

July 26th, 2010 Jim

Simple solution I come here to ID them then I ad them to my phone list set it to NO RINGER. They call anytime I dont care Per AZ ARS 12-543 3 years on non payment of debt they can fuck off

(757) 961-3544

July 22nd, 2010 momb05 LA

You can file a complaint by e-mail (fccinfo@fcc.gov), telephone 1-888-CALL-FCC (1-888-225-5322) voice or 1-888-TELL-FCC (1-888-835-5322) TTY, by fax to 1-866-418-0232, via our electronic complaint form at esupport.fcc.gov or mail. For the FCC to process your complaint you must either fill in the electronic form completely or otherwise indicate:

(205) 423-4020

July 21st, 2010 Mad CA

Said I owe money from a credit card I never owned.

(620) 662-8870

July 20th, 2010 JAMES M NY

I'm helping an elderly relative with what seems to be debt collectors calling on skip-trace for another relative; this account has been passed from several collectors (NCO, Portfolio, Allied Interstate; First Fincl). Ive told the others not to call, which last about 2 months, then they pass the account to another collector.
MY QUESTION IS: how many times can they sell a debt and how long do they ttempt to collect before selling it to another.

(205) 423-4020

July 14th, 2010 handy andy WA

they call constantly. leave no message, cannot call back. STOP CALLING ME, HAVE REPORTED EACH TIME AS A HARASSMENT CALL. OBVISOULY YOU CANNOT NOT READ.

(731) 215-8010

July 11th, 2010 mlb VA

I keep getting calls from this number and no messages.

(620) 662-8870

July 8th, 2010 ola

i want them to stop calling me.

July 7th, 2010 CARMAN NY

TRY TO GET ME TO PAY $3600.00 FOR CAPITAL LOAN THAT DOES NOT EXIST.
DON'T OWE ANY MONEY.

(205) 423-4020

July 6th, 2010 Rebekid WA

stop callig me, have reported you as a harassment call.

(757) 961-3544

July 6th, 2010 Henry PA

Has been calling for several weeks, left messages on answering machine for a while claiming to be a debt recovery service.

July 4th, 2010 m503t907

I do not answer unknown callers. No message was left on my recorder.

(731) 215-8010

June 30th, 2010 Spike TN

Sounds like a "zombie" debt collector. Buy old debts over seven years old for next to nothing and try to sucker people into making a small payment (which then reopens the debt obligation).

(757) 961-3544

June 29th, 2010 fset VA

I let it go unanswered; they pulled my name out of the phone book to pursue anyone who might pay

(205) 423-4020

June 25th, 2010 Dee TX

They have been calling my phone starting at 7:00 a.m. and it's all freaking day long.

June 24th, 2010 Dave

Got a call from these guys. No message

June 24th, 2010 GET REVENGE

Just for fun, if you are working or living in an environment that you could do this in, answer the phone whenever a suspected telemarketer is on the line. If you hear a real human voice and they start their shpeel, hold a gas charged air-horn to the phone & blast them for a second or two! You can get them from amazon.com for as little as $7.00 for the 1.4oz can or under $30.00 for the 8oz which will last a very long time if used in short bursts. Refill 8oz cans are about $16.00. Free Shipping often available on orders over $25.00!

Even if it's a recording, wait and see if a human takes over the call or if there is an option for them to start recording you, then blast them!

Don't get mad, GET REVENGE!

June 24th, 2010 sage TN

if i had it you would get it, but i lost everything so call all you want. theres nothing to take

(620) 662-8870

June 22nd, 2010 Joe CA

I answered the phone and the caller kept asking my name, I asked his name and what company he was with but he would not answer me. He sounded mean. I do not owe anybody money. Nothing showed up on caller ID, I have a cellular phone.

(205) 423-4020

June 21st, 2010 Elle MD

Sometimes these folks leave messages stating they are debt collectors and that they are looking for someone with my last name. I get two or three calls from Portfolio Recovery a day, but they seem to use different phone numbers.

June 17th, 2010 Nick

"B" I'd go for the $1,000 instead of rickrolling them, but to each's own I guess.

June 16th, 2010 B PA

These idiots called me like five times. I'm about to start Rick Rolling them if they keep calling me.

June 10th, 2010 Chas.A OK

Had message from "Portfolio Recovery" on my voice mail. Began by saying my name, and stating that if listener weren't me, not to take call. Was obviously recorded, and I didn't listen to all of it before deleting, but have checked some on this outfit, and gotten some detail from a friend with knowledge of them. First, I was divorced several years ago, and my lawyer took care of all details, and there were few debts and all were current. Nothing has ever ensued which could place me on these folks' "list," and their basic operation is buying old, long-written-off debts for ¢'s on the $'s. They autodial many - MANY - #'s simultaneously - and I'm told a live representative on their end will get on-line with someone who has answered on dialing personally. Others, whether answered or not, will go to a recorded spiel, or perhaps present no message or response to answering phone. They do this constantly, and their rep. will try to threaten, cajole, and coax something from those with whom he/she speaks. If successful a couple times a day - say with an elderly person who caves-in or believes threats - they make money, with just a fraction of #'s reached versus dialed. Basically all of their files are for items long beyond statute of limitations. In my case, I think some sort of minor item may have "slipped between the cracks" due to something my attorney misses, mis-mailed or such. If so, and whatever, would be minor and WAY past any period of legitimacy. Just ignore these weasels who are just using modern technology to pester thousands of people.

(731) 215-8010

June 9th, 2010 kansas KS

responding to a post by "anonymous" you may have worked for the company and "say" you were abused by the people you call, and that you were never rude to anyone. But the person that called me from this company was EXTREMELY rude, and was trying to collect on a debt that was 10 years old, THAT I HAVE ALREADY PAID FOR. So if you don't understand why is angers people you are a dumb ass.

June 9th, 2010 Lawson VA

These people keep calling our company looking for a current employee. They answer the phone like they're a friend of the employee ("Hey, is _______ there?). They are quickly becoming annoying.

June 9th, 2010 California Guy CA

This is for sure Portfolio Recovery, these guys call from a bunch of different numbers, I have no idea what debt i own them, and the one time I spoke with them, they refused to identify who they bought the debt from. They crack me up, they think we dont have access to any information and they are the only ones that know anything. I just save every number they use in my cell phone and never answer any of them. Keep calling idiots, it just isn't that hard to find out who you are.

(205) 423-4020

June 6th, 2010 JD CA

These people would ring my cel phone 3 times a day and never leave a message. Just one ring and hang up. Maybe it was a transfer from some other number. Anyway, it took major effort to get them to stop. I had to go up two levels in the organization, send them a chart documenting the calls, and mention law suit for harassment.

June 5th, 2010 Norah FL

I keep getting calls from this number and shows up as PORTFOLIO RECOVERY and for years I have been telling them that I'm not the one they're looking for and that if they bothered to check birthdates they'd see that there's a big difference between 25 and 76. At this point I just let it go to voice mail.

(620) 662-8870

June 2nd, 2010 Lawson VA

Called our business. Hung up when rang to voicemail. Just love having caller ID's at work now. I don't answer any of these kind of calls anymore.

(757) 961-3544

May 30th, 2010 Eileen

Portfolio Recovery and Anchor Receivables:
205-423-4020
210-586-0050
212-000-4956
215-856-0901
239-642-5898
330-433-5996
336-552-8999
513-878-4916
603-589-7211
620-662-1492
620-662-8870
631-393-3106
661-673-4507
678-518-2904
731-215-8010
731-984-7690
757-321-6279
757-321-6280
757-321-6282
757-519-9300
757-864-0020
757-961-3544
757-961-3546
757-961-3547
757-961-3548
800-219-6295
800-383-8013
800-427-7142
800-772-1413
801-902-2414
801-902-2976
847-488-3003
847-678-9710
847-678-9723
864-268-3762
866-418-8102
866-428-8102
866-463-3017
866-463-3817
866-658-7508
866-691-3568
866-692-3568
866-940-7640
877-671-1851
877-803-0008
877-838-4347
877-857-6583
888-379-4884
954-926-5876
973-947-4806
980-939-7534

Call your local phone company to see if they have a service called "Call Intercept".. there is a monthly charge to have this service. With "Call Intercept", you can block any number in the United States. I have "Call Intercept" on my home phone thru Verizon and I am able to block 25 numbers. The person calling your number will get a recording saying "THE PERSON YOU ARE CALLING DOES NOT ACCEPT CALLS FROM THIS NUMBER, GOOD BYE." It's GREAT blocking Portfolio Recovery Associates from calling all day from different numbers. I am hoping that Verizon will extend call count from 25 to 50 numbers.

May 29th, 2010 Pissedoff

Early late dinner Sundays CONSTANT

(731) 215-8010

May 26th, 2010 Kat

5-23-2010 4:43 pm , Caller I.D. Portfolio Recovery 731-215-8010 whocalled.us

5-21-2010 3:12 pm , Caller I.D. Portfolio Recovery 205-423-4020 whocalled.us
( Who ever said this was from Anchor Receivable was incorrect, as my Caller I.D. said Portfolio Recovery. Or maybe Portfolio Recovery has a Sub Division called Anchor Receivable? )

5-21-2010 6:29 pm, Caller I.D. Portfolio Recovery 731-984-7690 whocalled.us


I do not think it is legal to keep calling like this, from different numbers, and twice on one day. Right now I have blocked these numbers, but no telling when they will call from a different number. I have no outstanding bills, or accounts, and they do not leave a message for whom they are trying to get a hold of either!! ARG! This is so maddening!! How do we get these calls to stop? I am chronically ill, and this extra stress is not good for my health.

(205) 423-4020

May 26th, 2010 Annoyed

5-23-2010 4:43 pm , Caller I.D. Portfolio Recovery 731-215-8010 whocalled.us

5-21-2010 3:12 pm , Caller I.D. Portfolio Recovery 205-423-4020 whocalled.us
( Who ever said this was from Anchor Receivable was incorrect, as my Caller I.D. said Portfolio Recovery. Or maybe Portfolio Recovery has a Sub Division called Anchor Receivable? )

5-21-2010 6:29 pm, Caller I.D. Portfolio Recovery 731-984-7690 whocalled.us


I do not think it is legal to keep calling like this, from different numbers, and twice on one day.
Right now I have blocked these numbers, but no telling when they will call from a different number.
I have no outstanding bills, or accounts, and they do not leave a message for whom they are trying
to get a hold of either!! ARG!

This is so maddening!! How do we get these calls to stop? I am chronically ill, and this extra
stress is not good for my health.

May 26th, 2010 Lawson VA

These people called again today. Very annoying.

May 25th, 2010 Jed VA

ITS ALL BS, BEWARE THIS IS NOT REAL!!! CALL THE NUMBER NOW ITS A BLACK HOUSEWIFE FROM ALABAMA WHO HAD SOMEONE SET HER NUMBER UP TO SOUND LIKE ITS LEGIT! THE SECOND U TELL HER ITS A SCAM SHE HANGS UP OR TRIES TO PRETEND YOU NEVER SAID THAT TO HER!!! EVERYONE CALL HER AND TELL HER TO F- OFF!! RIGHT NOW!!! ITS SATISFYING!!

May 25th, 2010 Lawson VA

These people keep calling our place of business looking for a former employee. It's hard to run a business when you keep getting collection calls all day long!

May 23rd, 2010 Fed Up PA

These nitwits keep calling my phone which is an Internet number never given to anyone. Except, when I reported them to State Attorney General's offices of my state and their corporate headquarters state. I received a fake apology letter and that it was resolved about 4 months ago. They finally left a name who they were looking for (not me)prompting the report. Now, the calls are starting again with no name just annoying calls.

(757) 961-3544

May 21st, 2010 Lawson VA

Called our company during business hours looking for one of our employees. It sounded like a collection agency call. I hung up on them.

May 21st, 2010 B.H. PA

The caller wanted me to verify my social security number so that she could make sure I was the person she wanted to talk to. I would not give her my number nor did I have any bills that are due for collection. She insisted that I was beligerant and would call back later when I had calmed down. The nerve, she called me and has been calling and leaving messages on my answering machine. It is a recording and they say if I do not hang up I am accepting the call as the person that want to talk to. What kind of scam is this? Do they think I am uninformed about their mess. I will report them to the Better Business Bureau.

(205) 423-4020

May 21st, 2010 .

these people must not be aware of there being time zones in the United States. I thought it was illegal to make collections calls before 8 am. They just called me at 5:30 am, PST.