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Who Called Us

The phone is ringing, and I don't recognize the number,
All Caller ID says is, "NAME UNAVAILABLE".
Please help me figure out who is calling and what they want




ncofinclsvcs calls from 8 phone numbers:

253-248-6406 323-372-6326 410-202-0069 443-205-1045 443-205-1058 571-261-0072 619-374-7748 800-233-1486


(410) 202-0069

July 27th, 2011 nogard0 VA

cap one / nco - PUT ME ON YOUR DO NOT CALL LIST !!!.
my 5 month old cell number which i have never given out means i cannot be the party you are looking for and FDCPA says you cannot tell a third party about anothers debt - which is too obvious when you call TOO OFTEN and refer to an important business matter..

(federal DNC list only applies to telemarketers. not collectors, political, or charities -
why not a DO NOT CALL PERIOD LIST ???)

i have never given my cell phone number out. i just got it in march 2011. they filled up my voicemail with hold music twice when i left my cell phone off (what i there was an emergency in the family ???) when i left my cell phone off. if i reject call they dont leave message. and i start my outgoing message with SIT tones. havent had a message in my cell voicemail when i not answer cell phone. in fact i have a ringtone that is silence. every now and then i see if someone IMPORTANT called. nope. just them. much more of this and i will get my cell phone number changed. i only use it for outgoing calls..i dont want to call from other than a pay phone and i cant find one anymore to tell em that there is no way the call is for me (in fact one caller asked for jah-el sp? ... not me !!!).

i think, according to the FDCPA, it is illegal for debt collectors to call cell phones as it makes the amount owed higher having to spend cell phone $. basically it is making the debt more without going through proper legal channels, which is a no no. so tell them they are calling a cell phone and you think they are in violation of FDCPA since its costing money to talk to them.

btw: Once a debt passes beyond the statute of limitation in your state, a debt collector no longer has the right to sue you for payment. You may still have a moral obligation to pay back an old, forgotten debt, but you can't be sued over it. Any debt collector who threatens to sue you over a debt that is beyond the statute of limitation in your state is in violation of the Fair Debt Collection Practices Act (FDCPA)

July 7th, 2011 Resident47 MA

Elise, you don't need a valid debt or a derogatory trade line on your credit reports to be hassled by debt collectors. They call third parties to alleged debtors all the time for permitted skip tracing purposes, or at times pretending it's a trace to annoy and shame the intended target. As a ''not me'' case, you may safely send NCO a cease-comm notice via USPS Certified with return card. The FTC and many consumer watchdogs explain how to draft one.

July 6th, 2011 Elise NC

We've also gotten calls from these folks from 3 other numbers, 240-210-7142, 703-656-9956 & 804-234-9068. Neither my husband or myself have any delinquent accounts.

March 24th, 2011 Resident47

MJJ: Your complaint was wasted. Again, your first hour of homework should be to review the FDCPA. The DNC registry is for telemarketers, meaning sales, meaning all debt collectors are exempt. This fact was not kept secret from you when you registered your numbers.

March 24th, 2011 MJJ NJ

I just start getting these call about 3-4 weeks ago, they hang up every time my answering machine picks up. I filed a complained with the Feds do not call web site

March 2nd, 2011 Resident47 RI

The things which "need to be done" begin with you and your private right of action under the FDCPA. Learn how to exercise your rights as an alleged debtor at FTC-dot-gov.

February 28th, 2011 Resident OK

Started calling at 8am this morning. Unknown Caller ID. I answered and same thing as phone number 240-210-7142 which is NCO Financial, recording to hold. Immediately hung up. Something needs to be done with all these unsolicated calls!

(323) 372-6326

November 19th, 2010 New Orleans LA

This caller identifies themselves as Capitol One. I receive many calls
a day of various numbers from various states claiming to be Capitol One.
I have spoken to at least several representatives to clear up this matter.
Each time I have requested that the representaive look up my name and phone
number. The representative confirms that there is NO account for my name and
phone number and appologizes for the call. They also say they will take my number
off of their list. The calls still persist. I have now registered on the National
Do Not Call Registry, protecting my rights for unwanted telemarketing activity.
If calls continue I am entitled to file an official complaint against the company.

(443) 205-1045

August 28th, 2010 RB OH

They have been calling the house several times a day for the past few days. They leave no message on the voice mail. Really annoying.

August 22nd, 2010 RB OH

They called my house this morning but left no message.

(253) 248-6406

August 19th, 2010 RB OH

These number showed up on my Caller ID this morning. I did not answer it.

(571) 261-0072

March 13th, 2010 Lin NC

Do not answer, call from different numbers with same NCO...can be 50 times a day...no message, no one on other end

(443) 205-1045

February 7th, 2010 Sugar

I want to know why these people are calling me. I do not know what NCO is. I have answered the phone and they are rude and ask for my EX husband.

(410) 202-0069

January 8th, 2010 Roger RI

Recording telling me to hold ... then connected me with an out-of-country operator who asked to speak to 'Mark.' My name is Roger and I told him to lose my number.

(619) 374-7748

December 29th, 2009 ali IL

Same here calls at night and does not anwser. ANNOYING!

(571) 261-0072

December 29th, 2009 Annoyed

Call several times a day, EVERY DAY. Do not leave message and do not speak when phone is answered.
Harrassment...I'm contacting the phone company to get another phone number and reporting this as harrassing calls.

(410) 202-0069

December 15th, 2009 Diana PA

I have had 6 calls from them on my cell phone just today! They started at 8 AM and no one is ever on the line when I answer or they hang up after I answer. I have no past due bills, so what the heck is their problem?!?

(323) 372-6326

December 10th, 2009 Rob PA

I do not own a capital one account. Stop calling me.

December 10th, 2009 Shy

I wonder who actually goes to court and win's money from these harassing collection agencies?

(571) 261-0072

December 4th, 2009 mike GA

nco is capital ones collection service.

(253) 248-6406

November 14th, 2009 DixieEromnoops AZ

Caller ID comes up "unavailable". Repeated phone calls "on the hour" beginning at 8:00a.m. and ending at 9:00p.m. Never leaves a message.

(571) 261-0072

October 31st, 2009 Linda TX

Don't know who this is but they have called numerous times and leave NO message. Before this Capital One was calling for a neighbor (who we don't know, because we just moved here).

(323) 372-6326

October 28th, 2009 Rachael AZ

I get phone calls from them 4 times an hour. Sundays too, talk about harassment.

(571) 261-0072

October 8th, 2009 Angel FL

Number only shows, but my cell doesn't have caller id.. so I don't ever get the name unless I have it programmed in my phone. THis number calls me at least 6 times / day. I just ignore them.

October 7th, 2009 Tony TX

They call several times weekly asking for credit card information. Ignore the calls! Do not answer.

October 1st, 2009 Becky

This call was probably for the person who had our phone number before us. We get TONS of collection agency calls for him because I think he has continued to give out our number as his even though we've had it for almost 7 years. ARGH!!!!!!!! How can I get this to stop??????

(443) 205-1045

September 22nd, 2009 Ken PA

This is the SIXTH phone number for NCO that I have numerous calls from. They start at 8:30 am and call almost hourly until 8:45 pm.

(619) 374-7748

August 20th, 2009 sheba OH

I do appologize i entered the wrong info i was searching for a name, psychic studio. and it went here.if someone can delete it or disregard that would be great. but this place 619 374 7748 has called from 4 am to 1 am every day. and when you answer they dont talk.

(323) 372-6326

August 2nd, 2009 Mark CA

THIS IS A COLLECTION AGAENCY AND FRANKLY THEY CAN KISS MY ASS. You need to understand that it is ILLEGAL to phone you more than one time a day and outside the hours of 8am and 9pm and NOT on Sunday - whether you owe money or not! There are lawyers who will take your case in suing these telephone harrassers. Look for them. We are talking THOUSANDS of dollars in your pocket, not just peanuts. Go get 'em!! I took close-up photos of caller IDs and taped all of the messages, and I'm ready to go to court and collect me some money!!!

(443) 205-1058

July 28th, 2009 Alice KS

I have gotten from 4 to 10 calls per day for more than a month. NCO has many phone numbers as I have found out on this website. I do not answer them.

July 27th, 2009 zack FL

I have gotten a call from NCO for the pass 6 mo. I do not answer any calls that I do not know.

(410) 202-0069

July 23rd, 2009 Bonnie OK

These people have called 37 times, 7 days a week. I am sick of them.

(443) 205-1045

July 22nd, 2009 tonia DC

My office phone rang at 4:06pm on Wednesday, July 22, 2009. I generally look
up a number, when i do not recognize it. The number belongs to NCO. I am so
sick of these people. I have written them a letter asking them to cease calling
my place of employment, as well as a letter to the attorney general of Pennsylvania.
These people call all day long and the annoying thing about it, they call
using different numbers. They are outrageous. Another one is that Mann Bracken
collection agency. So yes, 443 205 1045 is NCO. I don't know what will make these
people understand that 8-10 calls a day is just too much.

(571) 261-0072

July 9th, 2009 Nodge Adams CO

8:07 AM, Mountain time, July 9, 2009

(410) 202-0069

June 30th, 2009 judy NJ

I just got a new cell and today i rec'd 2 calls from this number 1st time 9:44am 2nd time 2:53pm same day 06/30/09

(253) 248-6406

April 16th, 2009 Taz

Calls an you get hold music on ya voice mail an says your call is important to us please stay on the line. Arrrggghhh BLOCKED IT NOW :)

(323) 372-6326

March 22nd, 2009 L OR

Left message, collection agency. starts calling early every day, even Sundays.

(253) 248-6406

March 17th, 2009 jiveturkey

left a voicemail that sounded like a gerbil talking to a guinea pig.

(443) 205-1045

September 26th, 2008 Stephani PA

That's kinda disgusting that they call from this many numbers. It shouldn't be allowed.

(323) 372-6326

September 11th, 2008 Edna CA

Calls and leaves no message.

(253) 248-6406

August 16th, 2008 mimi NY

also uses 909-202-8200 & 513-201-6303.

January 31st, 2008 NCO Financial CT

(800) 233-1486

January 29th, 2008 Do not call me

It wasn't until over a yr and a half aog when I moved and had to change phone numbers due to the area I moved to, that I started getting numerous calls from both NCO Financial and NCL Financial, in the beginning I would ignore the calls because I do not owe anyone any money but when the calls started becoming more frequent I decided to start recording each and every call that gives the day date and time of each call, it is alays a automated recording that leaves a message and when I try to return the call to inform them they are calling the wrong number the office is always either closed or the message machine is full, I googled both numbers that call my home phone and you would be amazed how many people are bothered by the same people but as for me I am going to get a subpoena of my phone records to see how many times these places have called me, send a certified letter with a return recipt to cease and desist calling ,my number send an email to the Attorney General in Pa as that is wheer the address I have of NCO and then notify both the Federal Trade Commission and the BBB of what these two companies are doing althogh Im aure they already know and lastly I am going to take legal action against them for harassment and I think everyone who has been called by them should file a class action lawsuit

January 29th, 2008 no sheeple ME

my mother is receiving harassing calls from this number. they claim to be debt collection but she has no debt! The person they say they are calling for -when you can actually reach someone - does not live at the address and we don't know them. qwill be filing harassment complaint with SAG

(253) 248-6406

January 29th, 2008 Sigh WI

They also call using 513-201-6303. Same company, slightly different name (NCO Financial) on the Caller ID.

January 28th, 2008 CBR Dad

NCO Financial Systems, Inc.
507 Prudential Road
Horsham, PA 19044

(323) 372-6326

October 7th, 2007 Char E. NV

Don't know who this is. But they seem to have 3 phone numbers.323-372-6326 ,513-201-6302, 202-607-2932. Never leaves a message.

September 7th, 2007 Joe TX

Write Capital One and tell them to quit calling that number. By law, they are suppose to comply.

June 2nd, 2007 chris

Yet ANOTHER number from Capital One collections. They are changing numbers on a regular basis - I have over 15 numbers blocked from them and they won't stop calling (no, I don't owe them, apparently the previous holder of this cell# does). I'm going to have to change my phone #, which is a big pain since it is out on a lot of resumes and such.

This kind of harassment should be illegal.

June 2nd, 2007 macy NV

They call 4 to 5 times a day I answer, say hello a few times and the line goes dead. Try calling back and its a busy signal. VERY RUDE

June 1st, 2007 anonymous TX

I suspect that this is a new number for FCO Collections for Capital One.