About | Join | Sign in

Who Called Us

The phone is ringing, and I don't recognize the number,
All Caller ID says is, "NAME UNAVAILABLE".
Please help me figure out who is calling and what they want



fcs | F C S | fcs inc |

fcs calls from 33 phone numbers:

262-437-0296 360-623-1546 360-623-1547 360-623-1555 360-705-2924 360-705-3135 360-705-3155 484-653-2264 501-975-3308 585-237-7099 662-690-2270 662-690-2281 662-690-2283 662-690-2284 662-690-2287 662-698-2281 662-840-6720 662-844-7776 800-689-6769 800-732-4504 847-485-3991 847-485-3993 847-485-3996 847-485-3998 847-925-2040 866-779-8954 866-779-8959 866-828-3072 877-298-1555 904-685-6140 904-807-6097 918-270-7200 918-728-2050


(866) 828-3072

January 18th, 2014 Just me GA

Calling my employer is against the law after they have told you to stop. I've already got a lawyer and I promise if it happens again ,we will Persue the proper arrangements for a harrassment suit. Just saying.

(866) 779-8954

November 26th, 2013 Dallas TX

This is from a auto dialer asking for someone i dont know. It sais press one if I am the person they are looking for and hang up if i am not so i pressed 1 and was on hold for about a min and then it hung up...

November 18th, 2013 Arizona Germany

Website which exposes teachers who are child predators and potential sex offenders:

http :// www. freeforum101 .com /tsaa

November 18th, 2013 Meh KS

1700-1899 are all valid extension numbers

November 18th, 2013 UGH KS

extension #s to use: anything between 1864 and 1899.

November 18th, 2013 UGH KS

Extension # is 1866

October 18th, 2013 Bob WI

I get at least one call a day on my cell phone from this number. Only once did they leave a message, and that message was for "Jim." I tried calling the number; a taped message by a young woman told me to stay on the line for the next available representative. After 5 minutes, I hung up. Who are these harrassing morons?

May 1st, 2013 omg quit CA

I've received calls from this number at least every other day but more frequently every day for months. They have the wrong number, I've asked them when they've called to not call again. I've called them back and told them not to call, and recieved a curt response and was hung up on. Reported to do not call registry.

February 15th, 2013 o CA

Caller ID was blank, just showed the number and I did not answer. They did not leave a message. First time i've seen this number call.

(662) 690-2284

February 12th, 2013 SS

It called once about three weeks ago. My mother said the caller sounded angry. It called this morning. No message on the machine. It called again this afternoon. Twice in one day. Now it's just harassment.

(866) 779-8954

February 7th, 2013 Hate scams TX

Just want to know who they are. He asked for my fiancé but sounded a little shocked that a man answered and took a second to speak. We owe no bills and just want to know what to expect and how they get your name and number.

(662) 690-2284

October 24th, 2012 James TX

Call Lexington Law 888-683-2455 they will end collector calls and clean up credit scores for you. I had an ex-wife leave me a mess, they took care of business at a reasoable fee! I wish I would have found them sooner.

(662) 690-2281

June 8th, 2012 Terri TX

Got a call from this number and when I answered, I got this recorded message: "Please hold for a representative, we have an important business matter to discuss." It repeated over and over and over for nearly 3 minutes. When no live human answered, l I finally hung up. What a racket!

(866) 828-3072

May 7th, 2012 Resident47 RI

Few people want to be sued. Don't let the hot air get to you. FCSI is trying to use your own fear against you. Again, you need to study what the FTC has to say and realize that you are in control here. You can get that piddling debt erased and a damage award besides with the civil claims you can raise.

Calling from a different number may not accomplish anything unless it is the one number you might designate as ''convenient'' for contact. Any number you dial from may be detected through ANI. You can try requesting a mailing address, which will be a further test of the agency's attention to your rights. If the rep balks, add that resistance to your complaint and find your own answer. You could see if the address posted here six years ago is still valid, or hunt for a current one. I often have good luck on the Manta directory or one of the debt collector discussion forums when I have business name confusion.

May 6th, 2012 annoyed AL

tried calling the number several times today, all i got was a busy signal sound....find that odd, even if there isn't anyone to answer or they are close all other business ive called either it keeps ringing or you get a prerecorded message saying this is who we are, these are our hours

May 6th, 2012 annoyed AL

re resident47...yes i wrote that really fast so i had severeal spelling or grammer errors, all i have is a phone number for them and this saying it's Franklin Collection, which when i bbb.org shows a couple one in alabama one in mississippi. Should i call back to get address? I don't want to be sued, especially over something like this if mine I am willing to correct (the amount she stated was like $140). I thought about calling Monday from a different phone and just insist on mailing address, I feel that they were just trying to harass me. Ive never heard of a bill collector rather sue someone than accept arrangement if found legit, i can't afford much each month but was willing to do what i could once verified mine to make it right.
thanks much i will check out state laws...appreciate your time

May 5th, 2012 Resident47 RI

Annoyed: I'm counting upwards of seven FDCPA violations in your story. Most obvious are the empty threats of litigation and wage garnishment. You just got through revoking permission to call the workplace, and right away the deal-closer rep is threatening to keep calling there. (I think you'd meant ''call Personnel''.) Note the conflicting payment deadlines, which is deceptive practice. Based on other reports about this agency, it is likely the rep lied about sending you a dunning letter. From here you must stop using any words which sound like ''How do I pay''. When your rights are violated you do not reward the offender with your money.

I have to caution that if you threw away any unopened mail in the recent past, one of the items could have been the FCSI dunning letter, and you may have missed your 30-day chance to properly demand validation. If this happened, it's not a bad idea to send a dispute letter anyway and set in print whatever phone restrictions you like. If this call to the PoE was your first contact after all, FCSI must get your letter in the mail next week or create another legal violation. Send all notices via USPS Certified with return card.

Meanwhile document everything said and keep phone recordings safe if you have any. If the calls continue, your task is to only extract information and not give any. If calls to the workplace continue, that is more illegal activity you may use against the agency. Lawbreaking debt collectors absolutely love to torture people at the workplace to create false shame and hope to get pressure applied. The PoE calls also send a tacit message that ''we know you have money for us since you have a job''.

Impatient managers must be made to understand a few things and not punish their staff for some intruder's hostile collection activity:
- Usually the agency knows perfectly well how to reach the targeted person at home but chooses not to, under a pretense of skip tracing, which is illegal.
- These are not ''personal'' calls in the sense that employees invite or control them.
- Anyone at the workplace can tell the collection reps to stop calling there for whatever employee and/or indicate that such calls are ''inconvenient'' or not permitted. By law, the agency must stop.

If you want a lawyer to help with your FDCPA case, shop carefully. Many so-called consumer defender firms are mere paper mills where not one partner has ever seriously fought a collector in court and the only two responses they know are ''Settle for half price'' and ''File bankruptcy''. It may take review of completed cases and lots of asking around to find the right tiger. The good news is with a juicy case like yours, you should have no trouble getting started on contingency. The FDCPA provides fee shifting to the loser. Typically the winning plaintiff spilts the award so you get the statutory award and the lawyer gets her time paid.

Learn how to exercise your FDCPA rights as an alleged debtor at FTC-dot-gov. See also if your state laws are stronger.

May 5th, 2012 annoyed AL

They called my job today, possibly getting me in trouble, i told them not to call my work, i called them back asking about this as the amount and debt i don't know of, i asked them to mail it to me, they absolutely refused one person said i have to give her payment today over phone(today is saturday) or legal actions will start monday, i again asked please mail me something so i can get it validated, i was told nope we already mailed you something and we don't have to mail anything else, i asked to speak to supervisor, she gets on phone telling me i have till 25th (which is in 20 days) to pay this and refuses to mail anything out then starts telling me since she knows where i work, she knows when i get paid and demanded i tell her what department i work in and my hire date, also tells me she will just call personal and get it since i won't tell her and she will garnish my wages (im not stupid, i know this has to be court ordered but apparently she thinks i am )me telling her whole time i need to validate this and i will set up payment i can afford if right. Also to mention when i called them back, they answer the phone just "hello" no company name, also when i told them i can't give payment over phone (because who just does that, this first time you call me you won't mail me anything and i need to validate this) she was like "i know you can" i am going to talk with a lawyer about my rights, and see what i can do. it seems a bit odd, when i am offering to set up payment if right and you won't let me do this, and just demand i pay today or you will garnish me

(866) 779-8954

May 18th, 2011 Mark FL

These folks called and wanted Scott. Would not say why only that it was a business matter, ands wantyed his number which I did not give them, as they were not clear why they wanted to talk to him, and what call was about. Vedry unprofessional .

(662) 690-2284

April 27th, 2011 TDF SC

I got a phone call today, but they didnt leave a message. I have a program that allows me to look up numbers (even unlisted), so I found out who it was, googled the info and came up with this site.

I simply blocked the caller, so if they call again it automatically goes into my voicemail w/out ringing, or bothering me.

(662) 690-2281

January 26th, 2011 Resident47 RI

What Michele reported in April 2010 appears to be two Fair Debt violations, regarding the time of the call and the rep's behavior. If you are receiving repeated, misdirected, and/or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, the Federal law which regulates collector behavior and provides you simple tools for your own defense. It grants you control of how you are contacted, and the means to sue at low cost. Learn your rights and first response tactics at FTC-dot-gov. See also your state laws for additional support.

January 26th, 2011 THAYES KY


(662) 690-2284

January 10th, 2011 Joey Richardson AL

Have had several call from this number

November 23rd, 2010 Resident47

Ms. Perry, your caller's legal threats were unlawful under the FDCPA, which I referenced here a month ago. I won't even get started on the other thug-like tactics you report. Don't answer any questions and do not make any deals with snakes like this. If they want your money so badly they can dun you on paper, within five days of that initial call, as the law demands. As a rule of thumb, the more hostile the collector, the less proof of claim he has.

November 23rd, 2010 Linda Perry AL

Mike Clay call my house, fast talking harassing me, telling me he were going to take me to court for not paying my bill. I ask him could i make some arrangement he stated in an aggressive manner when did you get paid, he said if you got paid last week why can't you pay now, i stated i don't have any money, he said where do you work, what bank do you used, I am going to begain the law suit on you.

(662) 690-2270

October 20th, 2010 Resident47

CE: The collector never mailed anything. They have nothing on you and know it, so they hope you're too stupid like them to straighten your back. Now that you've been verbally contacted, by law a dunning letter should arrive early next week. Bet ya it won't.

DC was properly resistant at first but fell for the old "bad collector/nice collector" routine and divulged information they probably never needed. The "reasonable manager" was merely the person in a neighboring cubicle tag-teaming the alleged debtor. Debt collectors are not your friends! Your financial security is not in their agenda.

Now DT's comment from 2.5 years ago demonstrates both how desperately illegal this collector behaves to win a settlement and also a model posture to adopt when these goons come calling. Notice how quickly the collection agent backed down as soon as it was apparent the not-really-debtor knew her rights. You can learn yours, too, and how to send these thugs packing at FTC-dot-gov.

October 20th, 2010 CE MS

FREQUENT calls. I answered and stayed on one just now. A recording repeats with the "please continue to hold", then a Customer Service Agent is put on the line. A very rude woman said they have been sending letters and I owe some bill I *NEVER* heard of. I have never had a letter. I told them my bills are paid. They threatened my credit and wanted $207.00 or so. I told them *all* my bills are current, so she stood me down I was lying! Then she wanted to know the ammount of my last payment, but would not tell me the exact Dr. I supposedly owe. I told them to mail another letter because this is news to me. They put me on hold so I hung up.

(662) 690-2284

October 16th, 2010 Resident47 RI

All you need do, Kay, is use that scroll wheel in the comments or the call list and you will see the caller identified. That's how these sites work.

Please do not assume like KittyKat the calls have an honest purpose. Debt collectors don't all care if the correct person pays or if the debt account is legitimate. Since you do, on a live call question everything, reveal nothing, and make no verbal agreements.

As to the more evasive calls, the FTC makes two demands of third party collectors which are sometimes in conflict. A collector must make "meaningful disclosure" of its identity yet respect the privacy of whoever is named on a debt account. Some collectors fear that leaving a message may expose account discussion to the wrong person, a punishable offense. Many others have turned to the clumsy practice of trying to get a person to self-authenticate in a canned mesage. Hence these absurd commands to stop listening if you're not the intended target.

The DNC registry is for telemarketers, meaning sales. Charities, debt collectors, political speech, and surveyors are all exempt. If you are receiving misdirected or abusive calls from a third party debt collector, you may find relief in the provisions of the FDCPA, which regulates bad collector behavior. Learn your rights at FTC-dot-gov.

October 16th, 2010 Kay AL

FCSI called me at 08:20 AM this morning, Saturday. The man asked for a person that has my last name but no such person with the first name lives at my residence. I did not tell him my name. He asked several times to speak with this person and I told him no such person lived here nor did I know a person with that name. He somewhat apologised and we hung up. However, I have received several calls from FCSI at all hours but this was the first time talking with someone. I don't know what FCSI stands for but I don't want them calling.

September 23rd, 2010 Gary CA

Alliance Collection Svc Omc in Tupelo, Mississippi (MS)

(662) 690-2281

September 4th, 2010 gepeet TX

leaves a voice mail with no name. no reason to call ...

(662) 690-2284

August 10th, 2010 Gary GA

bbb.org fille a legitimate complaint, I just filed mine

August 3rd, 2010 christine CA

I just got hung up on by these people.

(800) 732-4504

July 26th, 2010 al AL

Found what was needed in messages below

July 26th, 2010 bb AL

No response when phone was answered

(662) 690-2284

July 21st, 2010 Shirley IA

I keep getting calls from FCSI asking for my formal son in law. He has never lived here, so can't understand how they have my number. The calls are very annoying. This has been going on for quite some time now.

(662) 690-2283

June 30th, 2010 Dude TX

Yes, these fuckers are a debt collection agency. I told them they can come suck the money I owe (whomever) out of my asshole.

(662) 690-2284

June 28th, 2010 Ken OK

Just called Ms McClain at her home to nip this in the bud right now. My mother died yesterday and I do not need this aggravation. I told her to pull my number and make certain that I'm not bothered again or I will sue, and bring the State Attorney Generals from MS and OK as well as the BBB down on her like a ton of bricks. She backpedaled, saying she didn't know what was going on and I informed her that there were over 100 complaints here on the internet and it better stop with me or there will be hell to pay!

(662) 690-2281

June 24th, 2010 john

Got a call from 662-690-2281. I answered and received automated message asking if i was ____ garcia, i am not.

(484) 653-2264

June 22nd, 2010 Greg MI

Engage Tel Spam Numbers
I got a call from 414 755-6411. Selling home warranties. That number led me to Choice One Communications in WI who told me the number belongs to Engage Tel, Inc in Wyoming. I looked up corp records and found out they are incorp by Gerald Pitts's firm Wyoming Corporate Services, Inc. They are Engage Tel's resident agent. Call Mr Gerald Pitts at 307-632-3333, ask for Mr Pitts and demanded that your phone never be called again. I suggest all of you call Mr Pitt's office and do the same. Their address is 2710 Thomes Ave., Cheyenne, WY 82001 for one to send legal matters to. I am still looking for a number for Engage Tel. But give Mr Pitts a call, he needs to here about his clients practices.
I found a number and name for Engage Tel Inc. He is not high on the corporate ladder. But he will remove you from the list. Apparently, these telemarketers buy lists of clients who have opted in with a company, so they can be contacted.

So call Dave with Engage Tel Inc at 415-472-5008. He can remove your number from all his clients lists.

June 22nd, 2010 Greg MI

Engage Tel Spam number
I got a call from 414 755-6411. Selling home warranties. That number led me to Choice One Communications in WI who told me the number belongs to Engage Tel, Inc in Wyoming. I looked up corp records and found out they are incorp by Gerald Pitts's firm and they are Engage Tel's resident agent. Call Mr Gerald Pitts phone number at 307-632-3333, ask for Mr Pitts and demanded that your phone never be called again. I suggest all of you call Mr Pitt's office and do the same. Their address is 2710 Thomes Ave., Cheyenne, WY 82001 for one to send legal matters to. I am still looking for a number for Engage Tel. But give Mr Pitts a call, he needs to here about his clients practices.

(662) 690-2281

June 7th, 2010 john

got message...."if this is ___ garcia, press 1, or if this is the spouse of ____ garcia press 1. If you are not ___ garcia or the spouse of ____ garcia please hang up immediately.""

I hung up.

(904) 807-6097

May 28th, 2010 J. Dobson NC

Someone saying that I won a Cruise. Asking for credit card number, when I refused to give it they hung. The company is Cruise and Land Promotions.

(662) 690-2270

May 27th, 2010 Craig OH

They've been calling here a lot lately. This time I answered. It was a robocall asking for an odd name I couldn't repeat if I wanted to. It said, "If this is not (so and so) please hang up. So I did.

Very helpful site, by the way! I appreciate whoever created this site.

(662) 690-2284

May 26th, 2010 pat AL

calls my phone everyday

(662) 690-2281

May 20th, 2010 john

no message left, received many calls over the past few days on a new cell phone number.

May 12th, 2010 ronnie KY

Got call unrelated to me asking that another person contact the caller. made an attempt to ask about who they are are but caller hung up. i told them that i would file a complaint if they call again, which i will.

(662) 690-2284

May 1st, 2010 A. Hooker MS

I don't know who this is, but they continually called and never leave a message. Today they called and laughed out loud, then hung up.

April 27th, 2010 john WV

they call my house all the time no message so i answer and hang up stupid idiots

(662) 690-2281

April 19th, 2010 Michele FL

I have recieved 3 of these phone calls 2 they left no message ... got a call at 9pm at night ..leaving me with a very threatening phone call ...it was automated ......I called them back had no listing of my name or number ...... I told them if i continued to get calls .. I would send and attorney to speak to them ...please very very careful..... i have no outstanding bills in any collections department ..... one thing i hate is being threatened ....

(662) 690-2284

March 27th, 2010 logan AL

I always received this number with a machine saying. I hate it very much.

March 19th, 2010 polly TN

they have made at least 75 calls to my # I am getting very tired of it

(662) 690-2270

March 5th, 2010 DC

Called themselves "Premier Insurance" - a Collection Agency.
They just called me, first I heard of them, saying I owed about $500 to some medical group.
I have Premium PPO insurance, yet they were claiming I owed them the money, and they had already posted the collection to my Credit Report!!!
The first lady was extremely arrogant, and insisted I pay on the spot or they would ruin my credit rating (like $500 would "ruin" my credit rating!
She was incredibly obnoxious, and I kept insisting their client needs to contact my insurance for payment, and I would pay any remainder.
After 30 minutes on hold, I finally got a Manager - who was actually reasonable...
Gave her my Insurance information and she said she would relay that to the Client so they could file against my PPO, and they would call me back for any remainder.
Still, the initial girl was a total idiot, and rude as can be - demanding money and threatening to hurt my credit.
What a bunch of pig-rear-exit-holes...

No doubt they wanted me to pay them, and their client would (or already has) collected!
SOunds like a Fraud outfit to me...

Yes, there's SO much Fraud in Medical Insurance that if they just Stopped the Fraud, they could lower rates or offer cheaper insurance to people who can't afford it... But, we all know, their too busy buggering little boys and wasting money on campaign ads to worry about Health Coverage and de-Frauding the people.

EVERYONE needs to send a message to Congress and the Senate - FIRE all the Corrupt Bastards, Put in a Term Limit of 8 years (like the President) on Service, and STOP the Political Action Committees who are just there to Bribe Senate/Congress into making bogus laws to server the PAC's!!!

(662) 690-2284

February 18th, 2010 Kimberly AL

Calls from this number are driving me up the wall. They call multiple times a day searching for "Mr. Alexander" who I clearly am not. It is rather unfortunate that the recording states that if they have dialed the wrong number to hang up. Please don't confuse this with the false notion that they are removing your number from their call bank. One day when the calls had become too much I pressed the option as though I was Mr. Alexander...which might I mention lead me to nothing but dead air. It would be nice if they had a live person somewhere so that one could request to have the number removed. Due to a few companies such as this, I don't even bother looking for the phone when it rings anymore. Sad but true!

January 20th, 2010 Uncle Monster

These folks call all the time but it doesn't bother me. When I went to the county hospital, I knew that the Affirmative Action morons
would foul up any kind of billing so I was prepared. I purchased a MagicJack several years ago and pay $20.00 a year for a phone number.
The MagicJack quit working but that doesn't matter, any phone call to my MJ number is recorded and sent to my Email account as a Wav
file that I can listen to on my computer. It shows the number, time , date, etc and I'm not bothered by a ringing phone. The only number
I will give out to anyone who would possibly violate my privacy is the MagicJack number. Hospitals, Insurance Companies and especially
any government agency will only get the MJ phone number. If I need to talk to the caller, I can call them back from a prepaid cellphone. Be prepared. [8~{} Uncle Monster

January 6th, 2010 cj AL

I finally found the address on google street maps and it is a private residence. Tupelo has ordinances against a home business in certain areas.I had a friend living there to photograph the residence.and she is printing off this page to turn in the the phtos.Don't know if it's gonna help but we can pray.

(662) 690-2270

January 6th, 2010 cj AL

has called numerous times. needed my debit card number to pay debt but unable to tell me who I owed. next call would be hangup. no messages. unable to find them on google or bbb website.

December 29th, 2009 RA ID

I call these folks back thinking it was a wrong number. I did this as I was looking up their number via Google. These scammers need to figure out better methods. I am not and have not been late on any payments in 11 years.

Wish the government would do something about these people and stop wasting time on college football!

Don't fall for this bullshit scam!

(662) 690-2281

December 28th, 2009 Jay

This is a reverse collecting scam. They are calling any number to get a human voice the phish as much info as possible. If you have any past due debts they can identify they then try to collect after making deals wig tour past due debtors or they sell the number to other agencies as a good number to harass you. They sit and call all numbers regardless of cell, home or whatever else someone is unlucky enough to answer.

(662) 690-2270

December 16th, 2009 Andy GA

Called and didn't answer, they left no message

(662) 690-2284

November 26th, 2009 KittkKat MS

RE: my previous post
I just was just checking out Franklin Collection website. I noticed that they have a link for you to settle a debt right there on thier homepage. I tried to click it, but got an error saying website no longer ex

November 26th, 2009 KittyKat MS

OMG!!! I am so glad I'm not alone in this harassing mess from this number. Just hit me tonigh to trace the number and thats when I found all you guys. These people call my home beginning @8am and call at least 3 times daily usually unit after nine o'clock....not to mention the 5 calls a day on my cell. I am a finance manager and have to work colledtions all day long...FYI....NO collector can call your home or cellular # after 9pm and if they are they need to be reported.They continue to ask for Alex. apparently this "alex" try are looking for has the same last name as mine which is VERY rare. I have lived in the state of MS for 30 years and have not one other person in this state with my last name.....can't even google it! my main cincern is how they have BOTH my contact numbers when it supposedly no me that they are looking for. Something must be done!!! Any suggestions would be great

November 26th, 2009 Betty MS

They call all the time asking for a Kelly Taylor. I have never heard of this person. It is always a recording. They ask if this is Kelly Taylor or her spouse to press 1 if this is not Kelly Taylor or never heard of Kelly Taylor to hang up. This is getting too much.... When will they STOP... NO ONE LIVES HERE by that name.. I have had the phone number for about a year now... this recently started and it is everyday none stop!!!

(662) 690-2270

November 4th, 2009 don AL

answered call and told me she was a fraud investigator and wanted to talk about a bad check. I have no checking account.

(662) 690-2284

October 13th, 2009 T Skaggs

I just recently got this phone number and have been receiving calls from collection agencies. It's becoming very annoying.

October 12th, 2009 jacob jimenez AL

Must be a collection company calling me for 30 bucks. but they dont need to call at 9 pm shit!

(662) 690-2270

September 25th, 2009 Pissed Off IN

Recording with man saying something about my spouse. I don't even have one. Other voice recording in background. Really weird.

(904) 807-6097

September 21st, 2009 Not me.... DC

This number belongs to a collection agency in FL CCS in 9550 Regency Square Jacksonville, FL 32225 Main number 904-724-1800....If you are the wrong ## or person with bad debt - report them to FCC as they simply do not listen or stop calling.....

(662) 690-2284

August 16th, 2009 R Nichols TN

They called my dad today while I was at his house and he said that they have called three other times about "collecting a debt".They've had him worried about owing someone money that he didn't know about. My dad is 80 years old and very old school-never had a credit card, car payment, house payment, (in the 1950's bought materials as he got the extra cash and built the house as he went along or saved the cash and paid for the car outright). It irritates me that he has worried over this for a couple of weeks now. I called them back and left them my number-may have been a mistake-but they had better leave my dad alone!

August 7th, 2009 ME

they call here and when i answer it's an operator telling me they are all too busy with other customers...excuse me...you called me!! then when i finally talk to someone they can't tell me who they are and why they are calling until I give them information about myself! No way! Sue me, but I am not going to tell them anything until they can tell me what the heck they want!! then the lady had the nerve to hang up on me after saying that she hopes these calls continue to bug me! WOW! these people are fishy and screwed up!

July 10th, 2009 Tom

They called again today after I told them to stop. During my conversation last time the guy abusively said I was going to "settle up right now" and kept demanding a bank account. I told him to quit calling my cell phone and his exact reply was, "Oh, we're gonna keep calling till you pay up. After his umpteenth demand for my checking account info he threatened to turn it over to his lawyer if I refused, that's when I hung up and will not answer their calls again.

June 8th, 2009 Hurricane RITA LA

Received an harrassing phone call for a bill that is in question. Mr. Washington, Supervisor wanted to ARGUE with consumer concerning how old the debt is and not giving Health Insurance Provider the opportunity to pay bill to Physician first. He wants consumer to pay the bill, even if consumer does not legally owe it.

FYI: All collection agencies are controlled and regulated by the Financial Advisor for the State of _______ (their location). Also contact the Attorney General Consumer Affairs for that STATE as well. I will do exactly that.
Take care and HAVE A NICE DAY!

(662) 690-2283

May 29th, 2009 Smith

sound like bill collectors

(662) 690-2270

May 28th, 2009 ADB AL

Got a call from this number, when I answered there was a recorded message with a really rude male voice saying that we needed to resolve some matter and to press 7 for representative or call 1-800- something. I'm only 19 and do not owe anybody anything, so it kind of freaked me out.

(662) 690-2284

May 28th, 2009 Irene NC

If we all get together and sue these people for making these harressing phone calls to us,and win the case,then we can all split the money so we can mabe pay off these so call depts to the real people we might owe them to!

April 15th, 2009 Barry H MS

They say to call 1-866-550-8949 asking for "Shawn Phillips" to call John Carter. We don't know a Shawn Phillips, but since we've been getting these calls about every other day for 5 months (which we usually just igore) we decided to call Mr. Carter. We were told he works in the morning, so we called then. We got cut off serveral times, but were determined to speak with him. Ulitmately we were told that we could NEVER speak to him. Weird, since that's exactly what the message told us to do. They are located on Jackson St. Extension in Tupelo, MS. Like other people have said, they say EVERY time we do talk to them that they will remove our number or that it has been removed, or it's not in the system- so why dozens of calls then??

What can we do?

April 2nd, 2009 W ROSE


(662) 690-2270

April 1st, 2009 D MI

Sinister recording, demanding I call at once. Has called multiple times in the past two weeks

(662) 690-2284

March 21st, 2009 Joan FL

Phone rings...upon answering, immediate hang up. I called them back and a woman answered. I tried to explain what had happened regarding the hangup and she hung up on me..TWICE. An Extremely rude annoyance at my place of business!!

March 17th, 2009 Al

The company that is calling you is Franklin Collection Services Inc. They are located in Tupelo, Mississippi. There website is franklinservice.com I hope this helps.

(662) 690-2281

March 17th, 2009 Marguerite

They called again today 10 times. I don't understand what they can possibly gain by calling so much.

(585) 237-7099

March 16th, 2009 lac

PCR tries all kinds of tactics illegally to contact you and to collect from you. You have rights as a consumer, not that you should not ever pay your bills, but you should not have to deal with the collection agencies. Google Bud Hibbs, his website has great information on what to do or what to expect even a copy of a cease communication letter. For "to Sylvia", it is unfortunate that they began to garnish your wages, but in order to legally do that you should have received a letter of intent directly from Depart of Education for your student loan and then they, not PCR will attempt to garnish wages w/o any response by you. I believe PCR will try on their own, and not sure if it is legal, to garnish your wages, and then it all depends on your employer as to what they themselves know is legal or not. The information for ED to collect is www.ed.gov PCR does not act with integrity in contacting your or in it's communication. They even tried to call my parents and tell them it was an emergency for them to contact me. You have rights as a Borrower from the Dept. of Ed, but that doesn't mean you should shirk your duties to pay, just that you should not have to deal with the tactics or the harrassment of a collection agency. I do have to wonder why the government would use a business who actually practice illegally

(662) 690-2284

March 16th, 2009 B Smith SC

These idiots have harassed me for the last 2 years over somebody that I don't even know or that lives here. They have been told that and they insist every time they will remove my number yet they keep calling. I guess criminal harassment charges is next in order.

March 7th, 2009 Bill

This is the company's website. www.franklinservice.com They may be calling you by mistake; I called their "800" number (not the "866" number!) and learned that they were looking for another person. I have no idea how they got my phone number - they should not be able to do that without verifying the number first because they are harrassing innocent people.

I would recommend calling them at the "800" number and ask exactly who they are trying to reach. The lady did say that she would remove my number immediately from their list which is what they are required to do. Hope this helps.

March 6th, 2009 John

This company has called every day this week, saying "This is Kay." I have an urgent business natter we need to discuss and you must call me today at (866) 779-8954." The message is a recording.

I am an attorney in TN and have just filed a complaint with the FCC today and will file also with the Mississippi BBB. Everyone else needs to do the same to teach these people a lesson.

March 6th, 2009 John

have called twice with recorded message; I am an attorney in Tennessee; this appears to be a scam - may take legal action soon against this harrassment

(662) 690-2281

February 27th, 2009 Pat GA

Scott, called and stated I needed tocall him about an urgent financial matter, today. I hung up because I realized that this call was from Franklin Collection Services and I don't have any bills!
Thyey are known as a fraudulent Collection agency in Tupelo , Mississippi. They have called and hung up several times in the last two months.

(662) 690-2270

February 25th, 2009 DT

These people have been harassing me for several months. It is always a recorded message stating they have been trying to get in touch with me for weeks and that it is urgent that I return the call ASAP. How can we get these calls stopped. We are disable and do not need this in our life.

(662) 690-2281

February 20th, 2009 Marguerite

They call me all the time. Yesterday 3 times while I was at work. Twice last week I accidentally answered and it was an automated call telling me it was urgent that I needed to call them back. I do not return calls to people I don't know. I figure if they want to talk to me they need to quit having a computer call me.

February 19th, 2009 lisa NC

called 2/18/09 threating about debt collecting wanting money.. who has that????????? before they have called my elederly mother. and me constantly all hours of the day and so forth..

(866) 779-8954

February 12th, 2009 Tom TN

Here is FCS's information.
Franklin Collection Service Inc.
Private Company, Headquarters Location
PO Box 3910, Tupelo, MS 38803, United States
(662)844-7776, (662)844-8592 fax, www.franklinservice.com
Primary SIC: Adjustment & Collection Services, Primary NAICS: Collection Agencies
Description: Services: Collection agency

I get 4-8 calls a day. I rarely even answer my home land line anymore. Ususlly hook it up to a fax.
I check messages about once or twice a week.

(662) 690-2284

February 5th, 2009 joe LA

They never say what they are calling about. Never ask for any picticular person. Just threating messages! I have only had this number for a month. I know i'am not the person they are looking for.

February 4th, 2009 Peeved MS

Finally reached someone at FCSI; they claimed a name who doesn't exist here. Said the number was provided by that contact but we have had the number for over 5 years now. I'm guessing someone made up the number for contact just to put something down on an application or with a credit card knowing they couldn't be reached here.

(800) 732-4504

January 21st, 2009 Vanessa AZ

Returned call, they would not tell me anything beyond "FCS" and could not locate any account.

(585) 237-7099

January 10th, 2009 kathy

I have been dealing with these peple for several years now, and they keep contacting me. I have NEVER had a student loan, and have verified with them that the ss# they have is not mine, but yet they keep sending me threatening letters. They are scumbags. What legal recourse do I have? I am 50 years old, work hard every day and unfortunately, could not afford to attend college, and I damn sure didn't get a student loan. I'm tired of dealing with this issue. I have asked them REPEATEDLY not to contact me anymore, but that has not happened. It's ignorant that some people assume that you are a deadbeat because of the actions of these people. Just a bunch of sheep...

(662) 690-2283

December 25th, 2008 doctorbob AR

I can't believe these jerks called on Christmas Eve! I'm so sick of them!

(662) 690-2284

December 23rd, 2008 ray taylor KY

...according to the debt collections act, the collector may "not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information"...if you feel they have violated this then you may file a complaint with the Federal trade Commission:


(585) 237-7099

December 15th, 2008 dd FL

Started out with the whole Call is being recorded, very quickly, mind you. Then asked if this was a company I worked a job with some years ago. She seemed cheery, but thinking back, sneaky. I told her I don't know where they are now. Then she said domething very peculiar: that she found my number on Craigslist, and that said company was using my number. I really didn't think anything of it at the time. Hope they leave me alone!
The only thing I can figure is the company used me as a reference without my knowledge?

(662) 690-2283

December 9th, 2008 Jim TX

This is a bogus debt collection agency.

(662) 690-2281

December 2nd, 2008 mike KY

Answered call without looking at phone i.d. as an automatic response that I regretted. The woman asked if I was a person whose name I didn't recognize, then when I said no and asked who was calling, she said she wanted to check the id and asked for my social security #. "Sure, Pal, and tell me who you are so I can contact police." Surprisingly, she answered "Franklin Services," and then something like she couldn't do anything with my SS#. Must be some gullible people out there. Anyway, it is now a # I have marked to never answer and I'm sending a report to my state's Attorney General in hopes they can add it to other complaints and go after these people. Also, this follows a scam "collect" call attempt by 2 days from 800-844-6591, which is a Correctional Institute call service? Hope this helps others...

(866) 779-8954

November 15th, 2008 Vladamir FL

These folks called and left a message to call back if I wanted the calls to stop. Very ominous sounding and they were calling for someone that never lived here. I called back and got a black woman named Ms. Walker that spoke very garbled english (I think it was english). I asked to speak to a supervisor but she refused and said only two supervisors were there. I asked for the company address to make an FTC complaint. She refused twice and put me on hold and finally gave the address as Franklin Collection Service, P. O. Box 3910, Tupelo, MS 38803. She said she would remove me from their list but only time will tell. It should be clear that if their caller ID gives another number then they will NEVER get the person they are looking for at the number they are calling. If the calls persist I will file and FTC complaint and then a complaint with the MS BBB.

(662) 690-2281

November 5th, 2008 Mark FL

"Kaye" has been calling and leaving me messages about an "urgent business matter" about every 3 days for a month. I've got great credit and don't owe anyone anything. When my wife mistakenly answered the phone she was transferred to someone who asked her who she was. She said, "if you are calling me then you should know who I am!" and then handed the phone to me. I told the guy he had 30 seconds to explain himself. He said, with his inner city voice, if that's the way I felt he could just call back later. DICK!

(585) 237-7099

October 31st, 2008 PCR sux NY

I know some people that work for PCR, they are exactly what you think they are! Low life scumbags with no skills but being a thug over the phone.

(866) 779-8954

October 29th, 2008 ZAM AL

They called from 1-662-690-2284 and asked to call 1-866-779-8954. I try to call the first number 1-662-690-2284 but is impossible get somebody.... I was able to call 1-866-779-8954 and get somebody in the line that refuse to tell her name..., and kept asking about Matthew. My name is not Matthew. They said they call to the wrong number, but they continue to call several times a day.... Probably I will have to change my Ph. number. There several schemes that take your data and try to gt money from your credit cards and / or bank account , be careful and be aware.

October 29th, 2008 No WAY AL

This people must be from a scheme to get money from others account

(662) 690-2284

October 15th, 2008 IRRITATED FL


October 7th, 2008 whitneyd LA

They have been calling me for weeks now...saying that my local hospital turned me over to them. for not paying a bill, I know I didn't pay the bill I didn't pay it because the hospital screwed up and didn't file it on my insurance. I have talked to the hospital and I have talked to the insurance company...the idiotic woman with who I talked with at FCS couldn't seem to understand this and the only thing she seemed to be able to say was that just because I was refusing to pay didn't mean that it was gonna come off my credit report. Then she tried to get my banking information and my imployer information. I am about to call my lawyer they were very threatening and I am tired of them harrasing me. They start calling at 7 in the morning and don't stop until 9 at night. Then when you talk to them they are rude and make threats. I am also filing a complaint against them with the FTC. Then I am going after the stupid hospital that started all of this crazy mess.

(662) 690-2283

September 20th, 2008 YerBerk

Caller called recently assigned cell phone number and left voice mail. In a southern/ghetto type accent, a female caller announced "I'm not a telemarker and want to talk to you about something very important, please call....". I have no business with this party.

(484) 653-2264

September 15th, 2008 Dale NJ

I get calls also from Engagetel (973 232-0370) on my caller ID. No messages are left and they have called as late
as 9:00 pm.

(662) 690-2281

September 13th, 2008 Junie PA

These people kept calling my elderly aunt in Florida scaring her out of her wits.I finally called them from a pay phone and found out they are a collection company.My aunt only has ONE credit card she barely usesand is paid on time yet they keep calling her.

(866) 779-8954

September 9th, 2008 aa

1-866-828-3072 MANY COMPLAINTS
2978 W Jackson St.
Tupelo, MS 38803

BBB problems
call back and request to stop calls to your phone

(662) 690-2284

September 7th, 2008 ME


August 27th, 2008 Miller

FCS calls us at least twice a day with an urgent message. There is no answer at the #. These calls are anywhere from 8am to 9pm and on weekends. It is very upsetting. The message says it is an important business matter.

August 27th, 2008 Leave me Alone AL

No clue claimed it was businees proposition ~ BULL!!! Nobody by the name they gave as ever lived here as we've always owned the house and the number for over thirty years

August 24th, 2008 Annoyed

The company was calling wanting a family member who had used me as a contact number.

(484) 653-2264

August 20th, 2008 elleniam MI

Some guy rambling about unsecured debt.

August 19th, 2008 corwyn MA

they call me all the time too and hanga up

August 19th, 2008 kris MA

this is the number that keeps calling me and when i asked them to stop they told me to f***off and then hung up on me then had the nerve to call again the next day

August 19th, 2008 Fred AZ

Here's the address, if anyone wants to egg their building...

Engagetel Inc.
2710 Thomes Ave
Cheyenne, WY 82001 USA

Though the 484 Area Code is actually around Allentown, PA. So it looks to be a Wyoming company using a call center in that area...


August 19th, 2008 FRED BARNGROVER IN


August 18th, 2008 EG

These jerks called, when we answered the call they hung up. Anyone reading these comments, write down the date time and # and turn it over to the FCC. Let them know they are violating the do not call list and when they are told not to call they are hanging up.

August 15th, 2008 aj TX

I didn't answer and they didn't leave a message.

August 14th, 2008 Bills MA

There's a pre-recorded message and when you actually get a hold of a person to ask them to take your number off their call list, they hang up on you! Screw Engagetel!

(866) 779-8954

August 11th, 2008 Joe KS

Just called me. Miss Pam said we needed to contact her ASAP over an urgent matter. She also made it clear she was not a telemarketer. Called back and a black male answered, looked up our number, and said out number was not in the system.

(662) 690-2283

August 7th, 2008 BUSINESS NY

FCS is calling a place of business to reach an employee of ours. I've asked them on a NUMBER of occassions to NOT CALL HERE, as personal calls are not allowed. They have SAID they will remove our number as a contact for this employee, yet they keep calling.

August 6th, 2008 Family Man TN

I've blacklisted 2 other numbers from this group. Previous messages from FCS were a female. This last one is a male with a threatening tone. I will be reporting this to the authorities this time.

(866) 779-8954

July 19th, 2008 Chris FL

On 7/18/2008 I received a call from 1-662-690-2281 and they left a voice mail message saying to call them back at 1-866-779-8954 and ask for ext # xxxx, when I tried to call back apparently they were close but their voice mail message said was that if I received a call from them it was an attempt to collect on a debt to call back within their business hours of a Central time zone. It also said to leave a message and they would call me back. A search of my caller ID for the last few days I noticed that the same # has called several times but today is the first time they left a voice mail message. It is very strange since I do not owe anyone money so it very strange that someone is trying to collect from.
Has anyone ever spoken to someone at this place?

(662) 690-2281

June 18th, 2008 Cindy

Called 6/17/08 - 3:24 p.m. Central time. Wasn't home when call came through. However, this is another reason why I don't answer what I don't recognize on my caller ID. I, too, have no financial "issues" to be concerned about. Sounds scammy. This just reminds me of why I never replaced my broken answering machine.

(866) 779-8954

June 17th, 2008 MARY SC


June 17th, 2008 MB SC


June 16th, 2008 MB SC


(501) 975-3308

May 9th, 2008 Rudy Kleimann TX

Called looking for ex-husband of my GF. I informed them that he hadn't lived here in 1-1/2 years. New phone/cable/net svc. established in GF's maiden name 3mos. ago after closing old account in his last name. Never had phone here prior (cells only). Divorce final 5 mos. ago. they asked our address, told me his address was different (new address after leaving here 1-1/2 yrs ago. Called back 5 mins. later and asked them their company name and how they got this number for him. Bill collector rudely informed me that I didn't need to know who they were, they knew that I had called earlier, that she didn't understand why I would call them back because they had taken this number off their records and that I should NOT call them back! Then the lady stated (as sarcastically as she could) "have a nice day!" and hung up. Jerks.

(866) 779-8954

May 8th, 2008 RED AL


(662) 690-2270

April 9th, 2008 Hall SC

This company has been harassing me for several months. They claim it's about someone who gave them my number as a reference. I told them my number is not a reference number and I do not associate with whom they are referring. I have also repeatedly asked them to lose my number yet they keep harassing me with those computer generated calls. I have traced the last three calls and I will be filing a report with the police dept. tomorrow. I have no debt, I am on the no call list and I am sick of foreigners coming over here thinking they don't have to obey our laws. I take my privacy seriously and I'm not taking it anymore.

(585) 237-7099

April 8th, 2008 to sylvia

stop blogging false info,
"Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages"
obviously the first part is right, but i owed this company money, for by student loans, i refused to pay as i am a single mother, then my last paycheck they garnished my wages now i have to pay out of my check and pay ontop of the garnishment for 9 months to get my garnishment to stop, so, thanks for your advise but get your shit straight.

(866) 779-8954

March 29th, 2008 Louie SC

This is pure harassment! These folks at 690-662-2281 need a kick in the seat of their hind quarters! They randomly call folks fishing for a collection from anyone who will pay a fictitious debt. This is solicitation! I will not call them back, and I will not answer my phone when they call. I have put my State Attorney General onto them. We'll see how they like that!

March 17th, 2008 Cockeye GA

Not for sure what this is...called the number back(the lady said her name was Patricia Gunshaw). Called back again and you can hear people laughing in the background. Kind of creepy that people can get your information like this!!

(662) 690-2270

March 17th, 2008 Harassed

lookup the report for 662-690-2284 - That number has more complete information about these scammers!

March 14th, 2008 DT OH

Franklin Collection Service
Phone: 662-8447776
2978 W. Jackson St. Or P.O. Box 3910
Tupelo, Mississippi, 38803
Franklin collections have contacted me by phone and by U.S mail. The letter received was a standard collection letter,the phone call was marked by several FDCPA violations. The rep that contacted me did not recite the mini miranda, she told me that I had to make a payment that night or I would be sued by the company. I asked her the company could sue me for not making a payment and it was after business hours. the rep told me I had to do a check by phone. I told her I did not have an active checking acct. She told me that was the only way to make the payment that the company was not set up to receive mail. I asked her why was there a return envelope in the statement they mailed to me she said that was just something included but I could not send in a payment. I told her that it was not my fault that her company was not set up to receive mail and that the only way I could make a payment would be to mail it in . The rep told me I would be sued if I did not make the payment over the phone. It wasn't until I told the rep that I was aware that she had violated many of the FDCPA laws that she decided to end the call.

Eutaw, Alabama

(585) 237-7099

March 14th, 2008 Tired

If you owe student loans with the dept of edu--- expect to see this number they're contracted with the government for people to pay their loans :(

March 11th, 2008 KW TX

No caller ID info, left no message.

(662) 690-2270

March 8th, 2008 Ron FL

Sinister sounding recorded message with tough male voice saying we need to "resolve" some unidentified matter. Offered live rep or a toll-free number for follow-up, but I didn't respond and didn't write down toll-free number. If it's a sales pitch, it's one of the most devious I've ever heard.

(585) 237-7099

February 27th, 2008 Sylvia ME

Under Provisions of Federal Law, The Fair Debt Collection Practices Act

It is Illegal for Debt Collectors to:

Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;

Call consumers at work when they knew the consumers' employers prohibited such calls;

Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent;

Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;

Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so;

Call consumers at times or places that they knew or should have known were inconvenient;

Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original creditor

Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts.

Use obscene or profane language

February 27th, 2008 sara ME

Ever wonder where drug addicts, prison parolees, and newly released mental patients go? They become debt collectors....oh.....that's why they're BRAIN DEAD DIRTBAGS!

(866) 828-3072

February 23rd, 2008 TSACGIV FL


(662) 690-2284

February 19th, 2008 ex wife

I got a call 662-690-2284 they said I was a on my ex's contact list, now my ex of 17 years hates me and wouldn't want me to know his business so I knew that they where lieing. They couldn't tell me what it was about, so I told them they had no business using my number or address, but I had no problem giving them his number and address and refused to give it until they swore they would never call my number or send me mail again. jerks, I'll log it and report em if they bother me again.

(904) 807-6097

February 17th, 2008 Circleabar FL

I received calls from 866-489-4524 and 636-200-0116 on my cell phone. I didn

(662) 690-2284

February 15th, 2008 Sherri TX

I continue to get phone calls and mail from this collection agency insisting that I pay a medical bill that the insurance paid IN FULL back in September. I started receiving calls from them AFTER the insurance paid the bill. Someone needs to get their head out of their ass and realize the bill has been paid and leave me the hell alone!!!

(866) 779-8954

February 5th, 2008 LeftyMama TX

Called at 3:08pm and did not leave a message. We don't answer calls from numbers we don't recognize. It looks like this org has called from several different phone numbers (662-690-2281, 662-690-2281, some toll free #s), but they never leave a message.

(662) 690-2284

January 25th, 2008 Peeved

Here is Mr. Dan Franklin's direct line...call him...he sure calls us enough!

(662) 844-7776

January 23rd, 2008 Chris LA

Just received my 1st (and hopefully last) message on answer machine when I got home from work. Didn't recognize it, so looked it up and found this. My msg said, "One call to 1-866-550-8949, you can resolve this matter voluntarily today." Don't have a clue, don't owe anyone, am on nat'l do not call list. Will report them where ever I need to if they continue.

January 17th, 2008 Maggie

Have no idea why a collection company would be calling me. I have no outstanding bills. I'm also on the nocall list.

(877) 298-1555

January 15th, 2008 Mick CA

Fidelity National Credit Services

(662) 690-2284

January 11th, 2008 wanda IN

ABOVE is CONTACT information I found on the company. If those of you who cannot get the Company to stop calling your home when you don't owe money...you may want to consider finding the HOME NUMBER of the owner and or managers and see how THEY like being called at home.

January 11th, 2008 wanda IN

Franklin Collection Service, Inc.
2978 W. Jackson Street
Tupelo, MS 38803-3910
Lee County
General Information:
Original Business
Start Date January 1980
Registration or
Type of Entity Corporation
State MS
Date December 2000
BBB File Opened March 27, 1996
Principal Contact Ms. Sherri McClain (VP of Portfolio Management)
Complaint Contact Ms. Sherri McClain (VP of Portfolio Management)
Other Contacts Mr. Dan Franklin (Owner)
Ms. Michell Latham (Compliance Officer)
Ms. Dawn Magers (VP of Operations)
BBB Member This company is a member
Type of Business Collection Agencies
Website www.franklinservice.com

January 8th, 2008 Harassed

I also found out you can complain to FCS' local Better Business Bureau --
ms.bbb.org They have an online complaint form.

January 8th, 2008 Harassed

F C S keeps calling us and is getting MORE threatening even though we've told them the party they are seeking doesn't live here and CAN'T have since we've had the number for nearly 20 years!!

Tonight, I'm filing a complaint with the Federal Trade Commission that handles Debt Collection Practices.. If you are being harassed, You TOO can fill out the FTC complaint form at:

(866) 779-8954

December 17th, 2007 lew GA

yeah, they called me and said "you must call us back today; I'm like, who the $%^& are you?

December 12th, 2007 me MO

I had a message on my work voice mail for an employee to call this number. The guy said that his name was John Turner. He said that it was urgent that this guy call him so that they could have some resolution.

(662) 690-2284

December 8th, 2007 mitchell

They are a collection agency for bellsouth. They called me looking for one of my relatives who died and owed money to bellsouth for his phone service.

(866) 779-8954

December 5th, 2007 Houston NC

Got my first call from this place. I never call back until I reserch the number. If called again I will add my name to the Class action law suit for harassment from Franklin Collection Agency. Please read all of these. Good info for you.

(501) 975-3308

November 29th, 2007 J.Bryant NC

My answering machine answers. No message is left. This happens several times a day.

(585) 237-7099

November 29th, 2007 Fly On the Wall

Dealing with the agencies is easy. If for any reason the company continues to call you even after you tell them to stop. Don't bother with the FTC, FCC, Attorney General or whatever. Get a tape recorded Answer your phone when they call advise them you are recording the conversation so that is usable in court. If from that point they call just 1 more time. Contact an attorney and give him all the information you may have gathered about the company the recording of your conversation with the collector and your self and sue the living shit out of the company. The company will most times tell you that you can sue the collector them selves. But that is only for 1% of there total worth. When you can sue the company for 500,000 or more depends on your attorney. Google the FDCPA for clarification on those amounts.

WARNING. If you attempt to sue an Agencies and you do have a Student Loan. The loan doesn't disappear. It is transfered to another collection agency and then has more collection cost added. Some Agencies will settle for the value of your loan.


November 29th, 2007 Fly On the Wall

For those of you that DO have Student Loans.
Federally Backed student loans go threw various steps in the collection Process.
1st the Original backer of the loan will call and advise you that you are headed into default.
2nd Once in Default your interest will build up DAILY and You will have "Collection Cost" added to your loans. The Current rate is around 21-23% review your promise notes from when you took the loan out.
3rd If no resolution is made on your loans after Various collection agencies Getting the Collection cost added each time it is transfered, the agency will attempt to garnish your wages. Considering this is a federally back loan it doesn't go to court it just starts. Once started the only ways to stop it is pay the loan off for the total amount owed, settle your loan, or make payments not including what you are already being garnished.
4th If after being garnished and having the IRS take you income tax returns, Your loan still isn't into a form of Voluntary resolution then you student loan may be placed into litigation by the US Department of Education. (Never got to that point). After which i don't know what will happen.

November 29th, 2007 Fly On the Wall

As for Finding your numbers....Have you ever gone to the Mall and seen those contest to fill out you information and may be contacted if you win...Your a MORON if you file it out that is information gathering. Companies set that up for the purpose of getting your information and selling it to companies that in turn make HUGE Data bases for collections agencies to use to track (Skip) people down. WARNING!! If you have EVER given you phone number home or Cell alike out to anyone for anything it then becomes public information to be sold. When you get an "Unlisted" or "Non-Public" number with your phone company its is just between you and the phone company that it is listed as private. There are Data bases that list your personal Social Security Number (Not as Secret as you think it is). Your best defense against this kind of agency is to answer the phone call. Answer there questions honestly. If the call is not for you then at that point request no more calls. The people that work there are normal people just trying you earn a living as well. If you just answer them honestly then what reason would they have to make more calls to "annoy" you.

November 29th, 2007 Fly On the Wall

PCR is owned and operated by Sallie Mae Corp.
If for any reason you have Sallie Mae, EdFund, United Student Aid Fund etc. on your Credit Report and is listed in Collections. Call Sallie Mae and check its status. To double check the status of you student loans call the Loan Locator Number (877) 328-1565 to see where it is currently being held.
As for being asked for personal information. Most of which is who ever called you reading you last 4 digits, All you have to do is agree or disagree. They then may ask you to verify you Date of Birth by month and year. Document everything you are told by them All the information Everything.

November 28th, 2007 bjn LA

PCR phone call. Just want to comment that a few folks messaged that "we" owe a debt and to be responsible and pay it. I am very fortunate to have no overdue bills, no credit card balances, no mortage, no car payment. And i do not have, and never did have a student loan.
So, please do not assume folks are dodging debt. Somehow people get on a "list" and i have many on these agencies that call my number constantly asking for other people. And they continue to do so.....

November 28th, 2007 slm employee

Go to www.pioneer-credit.com or better buisness bureau to check on company. Not this blog where all these people who dont pay there bills write about how they hate collection agencys. Pay your bills and we would not have this problem and our taxes would be a whole lot lower.

November 16th, 2007 Chuck

The number 585-237-7099 called for Elija Hodges. Keep getting calls from a lot of people. My guess is that the people that are calling are collectors.

(866) 779-8954

November 9th, 2007 Michelle LA

Got another call (just received first one at 9:51-it now 10:35). The message was a fast talker with a threatening tone that a person named Larry, who is not me, needs to call them as ...blah blah blah. I love Beth's, from 05-19-07, idea....

October 29th, 2007 Sam58 MO

The person called and left a message on my answering machine. The name of the company was conveniently cut off. It just said to "resolve the matter to call 866-779-8954 and press option 5." I called the number on a Sunday and their answering machine didn't identify who they were. I called back no Monday and they said they were looking for a Brad Butler. She said that she would take my number off their list- we'll see.

(585) 237-7099

October 25th, 2007 Jeff TX

To make matters worse, this company dinged my credit report by making a hard inquiry.

(904) 807-6097

October 23rd, 2007 Pam

Number showed up on my caller ID. I called back and it said this # is no longer in service.

(662) 690-2284

October 22nd, 2007 Kolt TN

These douche bags keep calling me asking for a Kevin Jones, I've had this number for two years, F**KING IDIOTS, like there getting his money.

(501) 975-3308

October 19th, 2007 Dont be bullied NC

This company is called "International Computer Services" and also goes by "First Collection Services", (ICS & FCS) They are located in Maybelvale, Arkansas 27103, Their FCS company they list at a post office box in Little Rock Arkansas. You can look them up at bbb.org in Arkansas. You can send a "DO NOT CALL" letter to their fax numbers 501-455-6396 and 501-455-0570 or send by certified letter, I did both. Also you can contact the State Board of Collections Agencies at 501-371-1438 to file a complaint against them. Their website is www.fc-services.com/company-index.html. Hope this helps you.

(662) 690-2284

October 18th, 2007 Tommy AL

When I got home from work, I saw that they had called me AGAIN. But they didn't leave a message. So I called 662-690-2284 today, around 5:45 p.m. I asked them why they were calling me when I'm on the federal government's Do Not Call list, and I don't owe any money to anybody. I told the person that I know her company is Franklin Collection System. She asked if there was somebody named Rebecca at this location. I said there is no Rebecca here. I said she may have had this phone number at one time but I've had it for six months. I also said that I was writing down the date that I called her and I'd better not receive any more calls. If they call me again, I'm writing my Congressman.

October 17th, 2007 Tommy AL

I don't owe any money to anybody, so I don't know why a collector is callling me. They never leave a message.

(904) 807-6097

October 15th, 2007 BN

I too continue to receive calls from this annoyance. In fact, these people call my mother and my neighbors, but will not tell me why they are calling.

October 15th, 2007 Robyn M VA

I had 20 voicemails from this stupid woman in Mark Wade's office...im going to answer the damn call next time!

(585) 237-7099

October 14th, 2007 Pamby WA

Also-- I have never heard of anyone getting their paycheck garinsheed or garnished or whatever--
But, they will take it out of your tax return. I filled out papers for a medical exception and the bank my loan was at went bankrupt. I didn't hear another word from anyone and all my numbers for my loan mo longer worked. By the time I heard from anyone they had doubled my loan and started harassing me. A LOT. They never ever touched my wages, but they did take my income tax returns to pay for it. fortunately it didn't take long to get it paid off that way. Probably quicker than it would have me making payments.

October 14th, 2007 Pamby WA

I don't know who "a little bird' is -but I am guessing they work for a credit collector or are a skip tracer for one of these type of companies.

When you tell a debt collector to stop calling you and you write to them and tell them to stop mailing you-- they have to stop. Check the Attorney General's office in your state

If anyone asks you for ANY information over the telephone, you DO NOT -under ANY circumstances- have to answer any of their questions. Tell them not to call you ever again and hang up.

You also should never answer questions for anyone over the phone about someone else unless you know for a fact who you are talking to and why. Managers of apartment buildings and at work are not allowed (this is all by law)to give your information out to anyone without your permission or a signed letter/document.

I have been harassed over and over and over by collection/debt collection agencies so much over four! other people's bills! that I don't think I will EVER stop being angry over it.

Most of the problems are created by skip tracers or collection agents acting like skip tracers. They don't check the facts or even care if they are wrong.
And don't anyone dare tell me I am wrong. I call and tell them that they have the wrong number and they still keep calling or they resell the debt and I get the calling started all over again! Or they call me a liar!

September 29th, 2007 HERMAN NE


(866) 779-8954

September 28th, 2007 BEVERLY KY


(662) 690-2284

September 28th, 2007 DKW

I get at least 3 calls per day, they do not leave message. Called them and they are looking for "Cassandra" and my sister's name is "Sandra" Bill collector. After telling them it's not us, they called today and I called them back and told them to put me on their "DO NOT CALL" LIST. Let's see if I get more calls!

(585) 237-7099

September 21st, 2007 Bill Payer

to scott...
i hate scumbags like you who dont pay their bills
this is a federal debt you idiot
whether you get the calls to stop, the government will get their money
they will take your taxes or garnish your wages, and thats not the company thats the irs.
so you choose pay off the loans you took out or get the money you earn taken.
ps i dont like ur attitude

September 21st, 2007 scott WA

Pioneer Credit Recovery (student loans). If you continue to receive unwanted calls from them, send a "certified" letter to their address (on their website)which clearly states that "pursuant to section 805(c) of the Fair Debt Collection Protection Act (FDCPA), you have been notified in writing via USPS certified mail that you may no longer attempt to make contact via telephone #______, or any other telephone #. If telephone contact is attempted again, I will take immediate legal action to see that PCR is penalized to the full extent allowed by fedeal law." Do not acknowledge any debt. If the calls persist beyond the date of official receipt of the letter, they can and will be heavily fined should you pursue it. Be sure to document any such calls. Good luck, I hate these scumbag, bully, predator types.

(662) 690-2284

September 21st, 2007 Gaye Vance AL

This company calls EVERYDAY. I owe no one anything and feel harassed.

(662) 690-2281

September 20th, 2007 what the FL

Got a call from 662-690-2281. I answered and received automated message saying I needed to hit # to discuss a business matter.

(866) 779-8954

September 20th, 2007 ian

Someone (or something) called my cell phone and said I needed to reply before 7PM. I was instructed to press the # key to be connected to an associate. I did not check my messages for a couple of days and they (it) made repeated attempts to reach me by phone. I called the number on my caller i.d. and the person that answered rudely asked for a girl whom I have not seen in years. The only pound I wish to press is my fist against an associate's face repeatedly.

(662) 690-2281

September 13th, 2007 Jen from NJ NJ

We don't answer the phone when the caller id shows a number we don't recognize. For a week now we've been receiving calls from 662-690-2281. The caller id only says Mississippi. Finally today I answer and they hang up. Go figure.

(866) 779-8954

September 8th, 2007 G FL

This number calls every day leaving thretening messages regarding a letter I received in the mail. My credit is excellent and I want them to discontinue leaving messages or I will leave my phone off the hook. This is a fax number only. It's disgusting.

September 7th, 2007 Peggy MS

Apparantly keeps calling the wrong number... very rude and I plan to take legal action if it happens again.

September 5th, 2007 Pat

They called and I called the 662-690-2281. Explained that I have had this number for 5 years and who they called for has never been here. They said they would take me off call list. We'll see.

(662) 690-2270

August 31st, 2007 SnglBlkFemle GA

Number called my office after hours...around 7:40 p.m. Didn't leave a message. Anyone know who this is?

(866) 779-8954

August 25th, 2007 JD KY

FCS is Frankin Collection Services out of Tupelo, MS.
They are a bad debt collecting agency. They have had 81 BBB complaints in the past 36 months and currently have a class action lawsuit pending against them. Here are some links if you are interested.

Their Site - www.franklinservice.com

BBB Site - www.bbbmississippi.org

Lawsuit Site - www.lawcash.com

(662) 690-2281

August 25th, 2007 en FL

no massage but the call comes almost every day

August 23rd, 2007 Poirve

These people called last night at 9:50 pm..I didn't answer it since i didn't know them..

(662) 690-2284

August 21st, 2007 T AL

2 calls on diff days. Message is threatening and given so fast you miss the 1-800 call back #. No messages left. Suspect some scam etc.

August 17th, 2007 FM2N777

I received my 4th call in as many weeks from this number today. They keep asking for some man I've never heard of. After I tell them I don't know that person they just hang up.

(662) 690-2281

August 16th, 2007 Samantha FL

I to received a threatening message left that I needed to call back by 7 that evening. Never call back a number that I don't know.