Who Called Us

Saying can help lower credit card payments. Plus its only a recording.

Call from "wireless caller" - tip-off it's a scam right there. Recorded message about "final warning" to lower credit card interest rate..."under the economic stimulus program". Press 1, get some asshole named "Sammy" with a heavy foreign accent (think of the Capital One commercials... Boris answers, "my name is Peggy, how may I help you").

Dial back the telephone number, and get a message that sounds like a bunch of stoned whores having an orgy.

An obvious criminal operation, and scam to get your financial information. Don't fall for it.

Want to take action? When they call, press 1, and when "Sammy" answers, give him the boat horn treatment. Sooner or later he'll completely lose his hearing.

And don't forget to file a DNC complaint - it does help in the long run.

Total waste of my time and theirs ......

Was a machine floowed by real person, male. About lowering interest rates on credit cards. Told me I had good payment records on credit cards --- how could someone know that unless illegally done?
Or it wash fishing to try to get SS# or credit card account information in order to steal identity or use fraudently.

this number rang my cell phone,- no message left.
thanks to this site (again), i know it was a scam.

same BS for the last 4-5 years, I've started forwarding their phone Number to my congressman, so now insead of my phone ringing the call goes to our leaders in DC who we all know will stop this scam!! YEA RIGHT.

Well, I have to say these people really piss me off. What kind of country is this when you can't even answer your phone without soemone trying to get my personal information. I appreciate Jim H sharing his experiances, especially the uselessness of reporting these calls to anyone. A big waste of time as I expected. I have also been told that you have to be careful what you say on sites like these cause some of those people making the calls have people watch what's said. I'm just saying.....

To see an ugly, carelessly laid out website which slows your browser and sets cookies constantly, and shows a poor command of English in its rambling headers, go load the site that ''JunkCall'' keeps spamming here, ''1800JunkCall''. To see the scraped source of all of its content, enjoy the far superior 800Notes.com.

Why a website with only twelve characters before the TLD suddenly needs a shorthand URL service is beyond me.

I blow a raspberry at the robotic call and hang up immediately. Doesn't accomplish anything, but it makes me feel better.

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Jim: Your partial transcript is sufficient to peg this as yet another credit reprice scammer, as you'd assumed. Your patient research and your reports to AGs and the FTC puts you well ahead of the useless fuming most people make for a response. I think it's more fair to say that justice in this matter is very slow in coming.

Complaints to DNC, as you've noted, are helpful in only a passive sense, and contacting regulators is not likely to bring a swift personal solution. The scammers change numbers and venues like socks. You might need an army of investigators to stop them, but of course we're in the realm of the ''victimless crime''. No one ends up dead so it's a page-29 story at best.

However, the mass of complaints to all concerned parties helped the FTC choke off several credit reprice scammers in 2010. They can't move against the remaining cockroaches unless we pour on the pressure. Beyond that, individual action through a TCPA lawsuit would be a strong suggestion, the hard trick generally being the lack of a discernable U.S. address to fire at with a summons.

Seems to me the FTC does an overall crappy job of promoting consumer protection laws and its own legal battles in our defense. Much of what drives fraud by telephone is the lack of forewarning. If you don't know you have rights and options the caller is trying to remove, you're always stuck groping for answers in a reactive mode. There should frankly be a media blitz on a scale somewhere between the campaigns for ''McGruff the Crime Dog'' and ''Got Milk?'' to help teach everyone there is a smarter way to handle phone frauds.

I received a robo call saying "this is an important message about your credit card..." I don't have a credit card... It continued with "this is you second and final offer to reduce your interest..." at which point I hung up and blocked the number.

I don't know who it was for certain but when it comes to violating the do not call registry, repeated robo calls all hours of morning, noon, and night there is only one place that comes to mind: the Card Member Services that usually uses "Rachel" for the robo calls. This is the same place that has literally thousands and thousands of complaints about do not call violations going back for years, thousands of complaints of them hanging up as soon as somebody challenges or questions them, the very same place with hunderds of post from people who said they have been cursed at, had harassing calls continuingly made to their numbers after telling this outfit to leave them alone. This place whose people will use the most unbelievable obsceneties when you tell them to stop calling you (I experienced this first hand myself with motherf**kers and c**ksuckers galore screamed at me), and the same place where a large number of people who claimed to think they were legit became fraud victims after giving them personal information... that's who I think it is.

I have over 30 numbers from them blocked. Some showed cell phone call, some had vaguely familiar corporate and charity names intentionally designed to deceive. The phone numbers are always bogus- try to dial it back and it's a "no such number" message or a busy signal. When you press the number to connect to an "agent" it rings the real exchange which you can't see. The number you press to supposedly be removed from their call list just confirms you are a live exchange and they will keep calling you. Heck, they continue to call me after the obscenity laden tirade their "agent" performed for me. I have thick skin and hearing him stammer and stutter those foul words rapid fire in his Indian or Pakistani accent was not without its comedic value.

I don't know what the soultion is. Filing a complaint at the DNC site is actually quite pointless. Nobody reads them. All they are good for is if a company has complaints filed against them the investigators MAY review the data bank of DNC complaints to see if any have been filed against the offending company. This is all there in the disclaimer on the complaint page. read it yourself So, how a company actually gets in trouble for violating DNC laws is a mystery to me. What they have to do to merit an investigation or how many times they have to violate the law before any action is taken is a mystery, too. Why there is even a complaint process when there is zero investigation or enforcement is even a bigger mystery. My last go-round with Card Member Services I sent a letter to my state's AG office, consumer affairs department and to the FTC. I never heard back from either but it made me feel better.

Once I challenged 1 thing they said they hung up on me

For several months, this number comes up for a robo call saying it is about my credit card "but there is no problem" and I believe it is a scam to get people's credit card numbers. Listened to the whole speech once and it is offering to give lower interest rates, but never says the company's name or gives any credit card names it's supposed to be referring to. The area code is Westchester, NY. Calls come any any time of the day/evening.