Who Called Us

Stephens & Michaels is a scavenger debt collector, cynically masquerading as a bogus law firm.

smacollects.com
smacollects.com
bbb.org
formerly known as collateralcollections.com


Stephens & Michaels Associates, Inc.
7 Stiles Rd
PO Box 109
Salem NH 03079
888-340-1740
866-679-9649
Incorporated: January 1999, NH
Contact Information
Primary Contact: Dan Pellegrini (President)

Windham (Rockingham County)
Stephens & Michaels Associates, Inc. 8000753
Dan Pellegrini, Vice President
63 Range Rd
Windham, New Hampshire 03087-2098
Tel: (603) 537-1740 Toll Free: (888) 340-1740

Recent lawsuits against this scavenger collection agency for breaking consumer protection laws:

Brown v. Stephens & Michaels Associates, Inc.
Filed: May 18, 2011 as 9:2011cv80581
Plaintiff: Ralston S. Brown, Jr.
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Donald M. Middlebrooks
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Florida > Southern District Court
Type: Other Statutes > Other Statutory Actions

Martino v. Stephens & Michaels Associates, Inc.
Filed: April 23, 2011 as 3:2011cv00869
Plaintiff: Deborah Martino
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Roger T. Benitez
Referring Judge: Nita L. Stormes
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Southern District Court
Type: Other Statutes > Other Statutory Actions

Stephens v. Stephens & Michaels Associates, Inc.
Filed: March 15, 2011 as 1:2011cv00646
Plaintiff: Justin Stephens
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Philip A. Brimmer
Referring Judge: Craig B. Shaffer
Cause Of Action: Fair Debt Collection Act
Court: Tenth Circuit > Colorado > District Court
Type: Other Statutes > Consumer Credit

Vartanian v. Stephens & Michaels Associates, Inc.
Filed: December 8, 2010 as 3:2010cv02522 Updated: December 9, 2010 22:10:28
Plaintiff: Gregory Vartanian
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: William Q. Hayes
Referring Judge: Nita L. Stormes
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Southern District Court
Type: Other Statutes > Consumer Credit

Murphy v. Stephens & Michaels Associates, Inc
Filed: December 7, 2010 as 3:2010cv02513 Updated: December 9, 2010 22:16:56
Plaintiff: Melissa Murphy
Defendant: Stephens & Michaels Associates, Inc
Presiding Judge: M. James Lorenz
Referring Judge: Jan M. Adler
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > California > Southern District Court
Type: Other Statutes > Other Statutory Actions

Kinney et al v. Stephens & Michaels Associates, Inc.
Filed: November 30, 2010 as 0:2010cv04755 Updated: December 1, 2010 02:20:48
Plaintiffs: Jill Kinney and Steve Kinney
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: Richard H. Kyle
Referring Judge: Susan R. Nelson
Cause Of Action: Fair Debt Collection Act
Court: Eighth Circuit > Minnesota > District Court
Type: Other Statutes > Consumer Credit

Johnson v. Stephens & Michaels Associates, Inc.
Filed: October 18, 2010 as 4:2010cv01017 Updated: October 18, 2010 20:07:37
Plaintiff: Lida Johnson
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: John T. Maughmer
Cause Of Action: Fair Debt Collection Act
Court: Eighth Circuit > Missouri > Western District Court
Type: Other Statutes > Consumer Credit

Croskey v. Stephens & Michaels Associates, Inc.
Filed: June 23, 2010 as 6:2010cv00959 Updated: June 26, 2010 06:18:40
Plaintiff: Lynda Croskey
Defendant: Stephens & Michaels Associates, Inc.
Presiding Judge: John Antoon II
Referring Judge: Gregory J. Kelly
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Florida > Middle District Court
Type: Other Statutes > Other Statutory Actions

Hunt v. Stephens & Michaels Associates, Inc.
Filed: June 3, 2010 as 1:2010cv03414 Updated: June 4, 2010 01:32:09
Plaintiff: Gabrielle Hunt
Defendant: Stephens & Michaels Associates, Inc.
Cause Of Action: Fair Debt Collection Act
Court: Seventh Circuit > Illinois > Northern District Court
Type: Other Statutes > Consumer Credit

Prather v. Stephens & Michaels Associates, Inc.
Filed: June 2, 2010 as 2:2010cv00912 Updated: June 3, 2010 05:10:47
Plaintiff: James Prather
Defendant: Stephens & Michaels Associates, Inc.
Cause Of Action: Fair Debt Collection Act
Court: Ninth Circuit > Washington > Western District Court
Type: Other Statutes > Other Statutory Actions

Byrd v. Stephens & Michaels Associates, Inc.
Filed: April 22, 2010 as 1:2010cv01200 Updated: April 23, 2010 02:32:42
Plaintiff: Stephen Byrd
Defendant: Stephens & Michaels Associates, Inc.
Judge: Charles A. Pannell
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Georgia > Northern District Court
Type: Other Statutes > Consumer Credit

Ligum v. Stephens & Michaels Associates, Inc. et al Has Decisions
Filed: April 15, 2010 as 9:2010cv80504 Updated: September 17, 2010 07:55:19
Last Document Filed: June 30, 2010
Plaintiff: Anne M Ligum
Defendants: Pinnacle Credit Services, LLC. and Stephens & Michaels Associates, Inc.
Mediator: Samuel L. Heller
Presiding Judge: James I. Cohn
Referring Judge: Barry S. Seltzer
Cause Of Action: Fair Debt Collection Act
Court: Eleventh Circuit > Florida > Southern District Court
Type: Other Statutes > Other Statutory Actions

Devlin et al v. Stephens & Michaels Associates, Inc.
Filed: April 10, 2010 as 4:2010cv00610 Updated: April 10, 2010 22:36:28
Plaintiffs: Ingrid Devlin and Patrick W. Devlin
Defendant: Stephens & Michaels Associates, Inc.
Cause Of Action: Fair Debt Collection Act
Court: Eighth Circuit > Missouri > Eastern District Court
Type: Other Statutes > Consumer Credit

Clingaman v. Stephens & Michaels Associates, Inc.
Filed: March 23, 2010 as 4:2010cv00960 Updated: June 15, 2010 23:03:59
Plaintiff: Tony Clingaman
Defendant: Stephens & Michaels Associates, Inc.
Judge: David Hittner
Cause Of Action: Fair Debt Collection Act
Court: Fifth Circuit > Texas > Southern District Court
Type: Other Statutes > Consumer Credit

My response to the 'identify yourself' command is always "if you called me, you should know who I am.'

I received a voice msg. (recorded) to call back. They also called me the beginning of the week, and insisted I identify myself. They called my workplace and I told them to not call me, and I had no idea who this guy was. He said it was an important matter.

Ms. Moore, SMA does not manage this page or this site. As I have suggested prior, you must confront collection agencies directly if your goal is to halt or punish their mistreatment of your privacy and consumer rights. You are however doing something very smart by documenting the calls. Since you're not the target of the skip trace, send a cease-comm notice via USPS Certified with card. The FTC and many consumer watchdogs explain how to draft one, and how you can do some damage if that notice is ignored.

Do not call my home again. I ttold you yesterday that Elijah does not live here. I don't know where he is and you need to stop calling. Do you think I can tell you where he is if I tell you I don't. I'm keeping tract of how many times and when you are calling and I'm recording your calls. I don't owe anymore any money so stop calling my phone.

I meant to put Stephens and Michaels where Caller Id goes. I put my name. It's a error.

Proabably they think they can cut in line past probate or put you on a guilt trip. Often debts die with the person. Looks like a job for a cease-comm, Gil. Your verbal demands will never be honored. The FTC and many consumer forums explain how to prep and send one.

They keep calling to collect my deceased son in law's bills, I keep telling them he has passed away but they keep calling anyway, so I blocked their number.......These people are totally out of line.

Ms. Purcell: SMA may not be desperate enough to sue for $200 but might if they think they can add interest and fees. They must dun you on paper within five days of their first call. Don't make verbal agreements, make them validate if they persist. It's not likely they have proof of claim, and may instead use illegal practices to fool you into repaying an already settled account. Then instead of merely blocking or ignoring you can sue for a lot more than that dead phone bill.

You have Federal and state rights which naturally the collector won't mention. The site to start your FDCPA homework is FTC-dot-gov.

They said I owed Verizon $200.00. I haven't had Verizon for about 6 or 7 years and didn't leave owing them. I did exactly what they told me to stop service at the end of the year. Now they are saying I owe them. It's invalid and I don't have the money to pay them. Stevens and Micheal Associates wouldn't take no for an answer. They can sue but they will get nothing because I don't have anything to get. I am blocking them.

John (from May): Ah yes, every collector thread must have at least one insulting crank whose only retort is "Pay Yuz Bills, Ya Bums". I don't see that Emily, Dave, Patrick, and iwasinbed are "morons", but I do see this collector is willing to bend and break laws to get what it wants.

LG2: Minor correction ... Derogatory trade lines drop off your credit report after seven years but an account may still be within your state's Statute of Limitations. Eleven years may sound like too old to pursue, but in some states the SoL on unsecured debt is even more generous.

Stupid shits are calling my parents houses haven't lived my parents in years! They need to stop looking because I know shit is off ur credit in 7 years anything over that doesn't matter. I has credit cards 11 years ago and they are calling to collect the debt. Bite my ass. Not gonna bully me!

called after 9pm EST would not say what they wanted only wanted to be rude and argue about the time

This is a firm of scumbag lawyers who harass people to collect on bad debts. Don't let them harass you with their scare tactics. Just because they're lawyers doesn't make collecting any easier. They just expect that you'll get all scared and do whatever they say. Just tell 'em to f**k off.

Received a message on my home phone to call a Christina Barbaux that she had an important matter to discuss. They did identify they were calling from Steven & Michaels Associates. Its a collection agency. I will not be call them back. I plan to use the "call block" option on my home phone system and block them from ringing my home phone. All I have to do is pick up the phone, dial *60 and follow the instruction to have the number blocked, maybe you can too. I've not received anything in writing from them letting me know what this is about or what they are trying to collect as I have no outstanding debts except for my mortgage. So until I get something in writing they can go pound sand!

Wants to collect $469.80 on a bill for HouseHold Finance. The person names were Karen Seymore and Peter Nick. Phone 866-201-0940 Ext 2909 in Salem, NH P O Box 109, 7 Stiles Rd 03079. Web address "SMACollects,net"

It's a collection agency you morons.. Pay your bills & they will stop calling you..

Same thing as everyone else, only the call said it was for "my sons name"

I called and spoke with a women who said I should not receive calls anymore for this Jermaine person. I had been hesitant to call back, as I know there are scams where once they know it is a viable number, they will charge your phone with random charges. Don't need the hassle., but I don't need the calls anymore either. Has been going on now for 6 mos. They leave more messages than my family and friends put together.

This is a collection agency. They are trying to collect on a 9-year old disputed bill with Sprint. FCC rules put the statute of limitations on cellular bills at 2 years. They threatened unspecified 'involuntary action' when I declined to send them a "settlement". Her tone started to get nasty when I told her that reporting bad credit on a "debt" that is without legal basis is liable, and her company's actions are nothing more than extortion. The company's address is Stevenson Michaels, 7 Stiles Rd, Salem, NH 03079. Any consumer law attorneys out there who'd like to prosecute a class action against these guys?

I got a call to but for a last name I haven't had for 8 years!!! WTF???? Plus if the call is so important then why is a machine calling me and not a person!!?????

stop calling my buisness you bastards its annoying WRONG NUMBER !!

I've been receiving voice mail messages for weeks for a Tracy someone at my number who doesn't exist (wrong number) but until the last call had no company name or phone number to call back to tell them they have the wrong number - until the last call - it's ignorant, unprofessional, and annoying as hell. I don't care who they are. I hope they go out of business anytime soon.

i have recived the sames who is this firm

Same as the others: the Firm of Stevens and Michaels, 866-201-0940, this is not a telemarketing call. No real message except that it was important. I ignored it. I think the next law that should be passed to protect consumers is that there be no tele-messages without enough information left to research who's calling.

Recorded message Important to call them. (Stevens & Michaels Assoc.) Refer to file #...Not a telemarketer. As others below I have nothing important to discuss with who ever this is.

I GOT A CALL TODAY AND 1 LAST WEEK. SAME THING AS ALL OTHERS DESCRIBE

This message is for "(our son's name)", spoken by a computer. And our son does not live with us. Caller says "this is not a telemarketing call." "Please call and mention file #......"

PIA caller that calls at all times of day and night. Reading the priors I guess they are some company looking for someone or are trying to sell something. I have no interest either way. I don't answer unidentified calls. I feel if they are legit, they shouldn't hide their name.

NO MESSAGE LEFT

This co called and left an automated voice msg on my work phone w/ a file #. Isn't this illegal, I'll talk to a lawyer.

Got the same as Jen;
I've gotten a few messages from these people saying they had a matter to discuss, and please call the firm of "Stevenson Michaels" or something like that. Referred to a "case file" number.I'm pretty sure they are a collection agency. Hopefully the calls will stop!

I've gotten a few messages from these people saying they had a matter to discuss, and please call the firm of "Stevenson Michaels" or something like that. They asked for a name of someone I don't know and referred to a "case file" number. I finally just called back and told them I didn't know the person and they were polite and apologized for the inconvenience. I'm pretty sure they are a collection agency. Hopefully the calls will stop!

Caller left message saying they had important information that they needed to discuss with us.. Left an extention of 2915 one day, 2869 the next and then 2913 the following day. No company name or clue as to what is sooooo important! I am going to guess this is some sort of car warrantee company as we just bought a new car and did not get the extended warantee. They are calling my cell phone (I gave the number to the dealer) so he must be a part of this.

Happened just as described below. Did not even state who they were calling for!

Steven and michael whoever they are.

left message of important matter to discuss but no identifying company name. James at ext 2863.
I have no important matters that I wouold want to talk to James about!!!!!

left a gruff message with no identifying company name, or personal name. Only left number and Ext. 2878.

Said "I need to speak to you about an important matter". I have no matters to discuss. That is what is odd.