Who Called Us

called my husband at work , wanted money,

This happened to us about a year ago, where "CCS" and about two dozen other numbers from Florida, Texas, and elsewhere started calling our residence four times a day and harrassing us about some bogus "Nicholas Thomas."
We are listed in the white pages, and we have had this same home phone number for nearly twenty years. A simple reverse look-up on the "dexknows.whitepages.com" website produces our name and home address. These low life so- called "bill collectors," if that's what they really are, are deliberately rude, they never listen, and they make absolutely no sense at all if ever you make the naive mistake of trying to talk some sense to them, such as "there is no 'Nicholas Thomas' here, nor has there ever been a 'Nicholas Thomas' at this number. So please don't call here again." These numbskulls are either bored and unscrupulous bill collectors that just like harrassing people and getting them upset, or they work for some psychological warfare division of the military. Best advice, tell them "Do not call this number again or we will report your number to the authorities." If they call again, tell them calmly, "we are going to report you to the police," then hang up immediately. And if they call again, which they probably will, tell them that "we are going to FILE A CRIMINAL COMPLAINT AGAINST THE COMPANY AND THE AGENT WITH THE STATE ATTORNEY'S OFFICE BOTH IN YOUR STATE AND THEIR STATE." (read that legal advice on another website comment.) Main thing is to remain calm and relaxed if ever you do talk to them. They are trying to upset you. Don't let them. The more belligerent they get, the calmer and more jovial you get. Start speaking nonsense to them in a happy and enthusiastic voice. Sing your "ABC's" to them. Whistle a well known song in their ear, like "When Johnny comes marching home again" etc. That's you're way of letting them know that you "got their number." IOW, you're beating them at their own game. They don't want to hear your nonsense, any more than you want to hear theirs. I did this to them last time around, talking to them all goofy and nonsensical, and it made them angry and frustrated, and they stopped calling me for a whole year, i.e. until today.

But after the last month-long harrassment ordeal from the CCI phone-clowns ad nauseam, we added caller id, call waiting and voicemail to our residential telephone service. This makes a special ringtone when incoming calls are from "toll free," "private name," and other such "spam" numbers. Blocking the rogue numbers is generally useless, because the harrassing callers usualy change the phones they are calling from. We just never answer "special ring" calls. And if they do leave a message, we simply delete the message without ever listening to it. Works like a charm. But sometimes my wife makes the mistake of picking up the phone too soon on "special ring" calls, if the tv's too loud, or if something else is distracting her. She did it today, and now it's back to the old "nicholas thomas" illegal harrassment routine. I reminded her to never pick up on "special ring" calls under any circumstances. And just let the unsolicited home-intrusion criminals eat static. IOW, just ignore them completely and never answer the phone or speak to them no matter how many times they try to call you.

My parents received a call from them looking for me. I have lived in the same house and had the same number for over 4 years. I did call them back and they wanted me to pay on a bill the was DISCHARGED IN MY BANKRUPTCY! Nice try....I don't owe you anything

Excuse me. Without the capacity to provide its own information, the mind drifts into randomness.
I am from Belize and also now'm speaking English, give please true I wrote the following sentence: "Important crucial people and all given wheels and vats may be surprised.Please amuse us your results, exhibits, dealers, etc."

With respect ;-), Slevin.

said they wanted to `do me`

Good evening. If you scatter thorns, don't go barefoot.
I am from Wales and bad know English, please tell me right I wrote the following sentence: "Airbags to ken glover for being around frontal and underlying after way and all the hair parts.Irish assemblies are previous and may be either location or exploitation cars customers of the aluminum entertainment.Interpreting components all pad accumulations totally even reserved must be phone radio mechanics.Occupants with the 12-volt company are notified more beautiful to those who indicate home."

With best wishes :p, Bian.

these bastartds are scum sucking bottom feeders they want a governvent bailout with our money then they want to bust our chops

These nimrods on here from the company using this number seem not to realize that they are contacting, at least in my case, the wrong person. I have no idea who Louis Ramierez is, I am not even a mexican, but I have no duty to call you back, tell you who I am, or give you any information if you are calling THE WRONG NUMBER. After the first time I said I didn't know who they were calling for, that ended any courtesy I would extend to them, if your dimwitted enough to keep harrassing someone who isn't the party your looking for, then you deserve whatever reaction you get....MORONS!!!!!!!!!

Excuse me. All programmers are playwrights and all computers are lousy actors.
I am from Mali and now teach English, tell me right I wrote the following sentence: "His man is unfortunately collapsed captured."

Thank ;-) China.

Or you could pay your bills and not have to deal with phone calls anymore... now there's a thought. Avoiding or hanging up on the phone calls will do nothing for you but get you sued in the long run. Your debt is STILL debt no matter how long ago you got the loan. People who owe money, you know who you are.... it's time to take responsibility.

People who call with ID supressed are up to no good. Your freinds don't mask their ID. You don't have to answer the phone these bastards know that they hide their idenity in hopes you will answer. In this economt there arn't enough attorneys or court time to collect all the debts. These bastards are hoping to squeeze a little to add to what the government has already given their client of your money. Don't pay don't answer. tear up their letters. Buy a box like mine. It won't let masked ID calls or area codes of known collectors through. It gives them the phone company recording that they hace called a non working number and to check their number and try again.. After a while the sons of biches bug someomne else.

I recently established a new business phone line - and these guys have been calling it almost daily, looking for someone I've never heard of. I've tried to be patient and "stay on the line to speak to a representative", but I get put on terminal hold. Sorry, but I have work to do, so I hang up after a few minutes.

Hey, SCI - you guys seem to read and react to these posts - how 'bout posting on here how to get you to stop calling a number that has nothing to do with you? I'll gladly provide proof of when I obtained the number, so you can tell you have no reason to be calling me. Quite frankly, I'm tired of getting your pre-recorded calls on my brand-new business line. I've tried to speak to someone, but I am not going to stay on hold forever.

I do suggest you post a way to handle this situation, because if these calls continue, I'll be seeking legal representation to come at you for unwarranted harrasment. Since you're tieing up my business line, I'll look at restraint of trade as well.

I know people will go to great lengths to avoid you, but at the same time... not every number you call is valid, guys - and you neeed to own up to it!

Said she was Janice Smith, told her the person she asked for was not available. She said she would call back after I asked if she wished to leave a message. Quite polite. The person she asked for does not owe any debt and has no credit cards so have no idea what they are looking for. Since no message was left requesting a call back and the caller id was marked private name, any future calls just won't be answered or the number will be blocked.

So I wish I would have actually talked to the bitch that said she could help me... I doubted it at the time. So, when my personell manager let me know why I was missing 500.00 from my paycheck I was pissed but come to find out it was too late and THEY ACTUALLY DID SUE ME!!! just like stupid ass JC down the line here I thought the SOL was passed... WRONG!!! I didnt even get served papers or get anything in the mail. So, now there is nothing I can do except let them take (my personell manager sed) 25% of my NET pay -- Yeah... That's right 25% and it's bull shit... so what i did was i called everyone else i owed money too cuz as it is it's going to be this way for like another 6 years until they get all their money back. I REALLY WISH I WOULD HAVE NOT LISTENED TO DUMBASS PEOPLE LIKE YOU GUYS WHO THINK THEY WONT DO ANYTHING!!! Michael I know how you feel man.

Left no message - Must be SCI

i love this page keep it up.
I am from Pakistan and also am speaking English, give please true I wrote the following sentence: "Home handyman fallbrook home repairs."

THX :-D, Kellan.

Private caller, no message - state of Washington

Hello everyone. Nothing can be so amusingly arrogant as a young man who has just discovered an old idea and thinks it is his own.
I am from Dominican and also am speaking English, tell me right I wrote the following sentence: "Dallas bath remodel use up the space carefully."

Thank ;) Bob.

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Could you help me. Just passing by, tripped over your site really. Still, looks nice. Help me! Could you help me find sites on the: Bathroom rooms. I found only this - credit card amnesty debt relief. Popular postsikea dining room and kitchen designs ideas and furniture. Technology has designed the devices to fit behind your bathroom mirror. Thanks :confused:. Indigo from Britain.

I called the number back, and YES, it IS about something I owe. HOWEVER...their skip tracers managed to get my NEW phone number...but couldn't figure out a new address. Found THAT odd. And they managed to send it to an address I haven't had for OVER 10 years. Now, the ORIGINIAL creditor that they claim they're working on behalf of had a newer address than this. Hmmm...sounds suspect. I've attempted to email 5 addresses about the issue...all came back to me. Attempted to FAX the email I wrote...they wouldn't go through. Left voicemails last night for Richard Sleeth and Jim Stewart. Doubt they'll help either. Filed a complaint with the FTC about the bullying I experienced and the fact that the woman told me it was MY responsibility to get my mail forwarded. I told her I did...from my LAST address. She wouldn't hear it. Chances are, if you have a 10 year old address for me...I'm not going to be getting mail forwarded from it...genius. I want to pay this bill off since I know I owe it...but when they won't cooperate with me...it makes it difficult. So for anyone that works for this bunch of crooks and says you "work with people"...don't lie.

Directly from FDCPA:

804. Acquisition of location information
Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall—
(1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer;
(2) not state that such consumer owes any debt;
(3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;

This is why in voice mails or asking you to pass on a message they WILL NOT EVER disclose information. They are held responsible for each and every mistake.

These dirt bags keep calling me about a debt that was paied off 7 years ago, and I have the proof, but they don't want to hear that, well that's fine with me.I live in NC and the statute of limitaions is 3 years so even if i did not pay it they still could not collest. I sent them a C&D letter return recipt, so not every time they call me I keep a record of it and just let my attorny handel it, in the end these dirt bags will be paying me.

Called so many times this week:
4/20/09 at 3:09 pm, 3:46 pm
4/21/09 at 2:49 pm, 7:49 pm, 8:23 pm
4/22/09 at 9:37 am, 6:57 pm, 7:09 pm, 8:36 pm, 8:58 pm
4/23 at 9:03 am
4/24 at 9:05 am, 9:08 am, 2:47 pm
Automated message saying "if you are not XXX, please hang up" so I did, but they still kept calling. Finally just started letting it go to the answering machine.
They were actually looking for my brother (who has never lived here) about money his brother-in-law owes. No idea how they got my number -- randomly calling people in the phone book with the same last name?

I get a call from this phone # at least once a day. They never leave a message. Freaking morons!!! Either speak up or don't call at all.

Why not

contact the CEO James Stewart

j.stewart@sentrycredit.com

I do not have any outstanding or unpaid balances. Any further attempt at calling my residence to find an individual I have no association with will result in Civil action being initiated against this firm. I spent a ton of money obtaining a Juris Doctorate. I might as well put it to good use.

When I check my voicemail some idiot from this company, talk to my voicemail thinking it's a real person. They say, I know you're on the line, I'm trying to help you, please speak to me(name). This has happend three times.

I AM BEING SUED BY THIS COMPANY I HAD SOME ONE SERVE ME ON MONDAY ABOUT A CREDIT CARD BIL, CAN THEY DOE THAT? I CALLED THEM BACK AND THEY TOLD ME THAT I OWE TWICE AS MUCH MONEY AND THEY ARE GOING TO GARNISH MY PAYCHECK. I CALLED MY ATTORNEY AND HE SAID THAT THEY CAN REALLY DO THIS TO ME I CANT AFFORD TO HAVE ANY MONEY TAKEN OUT OF MY PAYCHECK I AM CALLING AROUND TO SEE WHAT I CAN DO TO STOP THEM ANY IDEAS WILL HELP THANKS

This place rarely leaves me any messages, at least not with a live person when they do. So interesting to read all the posts in this thread. Wow. Sure looks like SCI found this site, and are all pissy (and ignorant). Most people who aren't paying their debts aren't exactly sitting around laughing that they screwed X company--they're usually trying desperately to generate more income, and catch up with their obligations. Shit happens. They USED to be able to pay the debt, but with the jobs/economy/real estate market the way it is, it's no secret that a crazy amount of people today are fricking broke.

Sentry Credit..they will send the militia to your home to get money!

Rules for collections
•They can NOT legally collect on a debt that is more than 4 years old, they can attempt all they want.
•Collector may ONLY speak to the person that owes the debt or their spouse. They are NOT able to say to anyone else that they are a calling from a collection agency.
•Can only call from 8AM to 9PM
•Can NOT call multiple times in a day – even if you hang up on them.
•Can NOT threaten to communicate with any OTHER PERSON other than the debtor (or their spouse) and DEFINATLY not their EMPLOYER.

•If the Debtor is represented by an attorney, They can NOT attempt further contact with you.
•It’s the law that a if a debtor notifies the creditor in WRITING that they wish no further communication – they have to stop, or they will be fined by the FCC.
•Collectors can NOT threat or use obscene language, or harass the caller
•Collectors can NOT IMPLY in ANY MANNER that they are an attorney or associated with a legal firm
•They can NOT represent or imply that FAILURE to pay the debt will result in arrest, wage garnishment or attachment.
•They can not legally threat any action that they do NOT intent to take, like a lawsuit.
•The call must disclose their name & the company they are collecting for.
•They can NOT threaten to report to a credit reporting bureau (your payment is late, it’s already reflected on your credit)
•They can NOT use false representation or deceptive means to collect on any debt or to obtain information.

**** IMPORTANT: the statue of limitations is 4 years to legally collect on a debt. Do not EVER admit the debt is yours. Do not EVER agree to make payments. If you pay ONE PENNY, or promise, the collection clock starts all over again!!!

Keep a record of EVERY call. Get the callers NAME, Company & Address.

are you for real or just real stupid...if we are calling your neibors and relatives then your not taking care of your responsibilities are you? do you think you can stand up on both your feet and at least act like a man...or are you still a little boy in your daddys clothes...next...get your fact straight...we are 3rd party collections and we dont buy your debt...we have been hired by a debt buyer that buyer your unpaid debt...to see if you want help to resolve the situation you put yourself into on a volentarily basis out of court....your choice you can act like a grown up and get the help you obvoiusly need to take care you your business....get the fact straight before you run your mouth off.....

to lisa....oh poor lisa you poor little twit....you cant pay your bills instead you sound like you were to busy fucking... aids infected
...no protection...scum males...now you cant pay....should we just let you off the hook for not paying your bills....i dont think so....the cold ass collector...enjoy the life you have left....

Mike we all know who you are... you would call our office 50 times a day and record prono from the back ground...you know exactly what you were doing and every time you called in ...it was recorded from the same phone number....are you really that stupid....sure sounds like you are.....get a life.....or pay your bills....or thats right Mike you got sued....haha

keep calling me for a credit card bill which a settlement was reached and agreed to by the credit card company. Sentry is the second debt collector to buy this same debt (which I might add, the statute of limitations was up on a good two years ago) This is called Zombie debt. If I would pay them they might make $300 dollars on the deal. Since I have been putting off Sentry for about 6 months now, I am assuming they have pretty much used in labor and effort what they would have made if I would've agreed to pay this illegitimate debt. Sentry participates in "zomie debt" c collection"
Here is a good article explaining if you dont know Google Spam Busters dot org.

keep calling me for a credit card bill which a settlement was reached and agreed to by the credit card company. Sentry is the second debt collector to buy this same debt (which I might add, the statute of limitations was up on a good two years ago) This is called Zombie debt. If I would pay them they might make $300 dollars on the deal. Since I have been putting off Sentry for about 6 months now, I am assuming they have pretty much used in labor and effort what they would have made if I would've agreed to pay this illegitimate debt. Sentry participates in "zomie debt" c collection"
Here is a good article explaining if you dont know: scambusters.org
Here are some practices zombie debt collectors use:
Suing over debts even after the statute of limitations has expired.
"Re-aging" debts on consumer credit reports illegally.
Promising that a payment will remove a black mark from the consumer's credit report.
Bait and switch credit cards.
Verbally abusing consumers and making repeated phone calls even after they were requested to stop. This violates federal law.

The best way to protect yourself from unfair zombie debt collection is to know your rights.Each state places a statute of limitations on old debts. Once the debt passes that limit a company can't take you to court and can't place a mark on your credit report. The dates can be extended, however, if a court judgment is rendered against you.

After close to 100 calls from this company, I called the 18006082581 number and spoke with Leah and Adam Richards (manager). I was less than friendly and after getting treated like I was a criminal I was a bit vulgar. They didn't like that. They eventually kept hanging up on me and putting me on hold. They apparently have someone that has the same name as be but isn't me and has a different SSN. They even accused me of harassing them after I called them back like 5 times. I said no, you are harassing me!!!! Just FYI....sound like a legit company, just with a bunch of dipshits working there.

We do send out letters, now obviously some of you can't read or you would know that you owe this and call us back to make arrangements. We do have a legal department in our company that ensures we follow the law to a T. We also DO NOT BUY debt, from any of the creditors.As a 3rd party collection agency.we are hired to collect on their behalf. Many times the original creditor will have no record if you call as they have charged-off the debt to place it in collections. If you have someone calling the wrong number very easily call the number back and inform them. Its that simple, if you are unwilling to do that, then most likely its not the wrong number. Iwould rather help a single mother of 2 working, working full-time settle out her debt for fifty cents on the dollar any day, then seeing the company recall the account and proceed with judgement. Believe me if you called half the people who have settled out or paid out their accounts we were more than willing to work with them. We are human too, so when people call or are completely rude yes sometimes, we are too. Sorry about that. But it happens. Just like something happened in your life where you now owe the debt and are getting these calls. Its part of being a responsible adult, sucking it up and realizing you incurred this debt. Now it's time to do something about it and move on already.

Wow. This cracks me up. For everyone who says we call them 5x a day and late at night, impossible. 1. We have a computer system that notes how many times we call a certain number; 2. We are off by 6p.m., which per FDCPA we are allowed to call until 9 p.m. every night. Also, for those who say you cannot call on the weekends or Sundays, get a clue. Business transactions occur on the weekends too. Plus, as for Sunday being a holy day etc. yes it is, but if you really were God fearing people, you would have read the Bible where it says one should not incur debt. Yes, we will not disclose personal information to those who will not verify some part of there information. Would you want everyone else knowing your business?

the latest from these guys in stating they're lawyers and quoting federal statute, which they then can not actually name correctly. they've harassed multiple people and gone too far.. I've started the process of filing a federal criminal and civil complaint against the company for false representation and fraud

Fucking rude bitch called. Asked for someone I'd never heard of and she didn't beleive me and then argued with me. They call every single day and I am tired of it! CUNTS!

Fucking rude bitch called. Asked for someone I'd never heard of and she didn't beleive me and then argued with me. They call every single day and I am tired of it! CUNTS!

Consumer Services re credit card debt (I don't have any). Third time today. The fuckhead laughed when I said I was on the do not call list. If I ever catch these cunts, I GOING TO KICK THEIR FUCKING HEADS IN.

recorded message tells you to call them back. they ask for the telephone number you are calling from and who you are. Never say they are collecting a debt.

Agressive 3rd party collection company. Actually sent text message to my cell phone with message "Call Me" with no further message. Wasted my cell phone minutes. Also known to call relatives and neibors to track down debtors. They buy old debts and make a business of trying to harass debtors to pay. Be aware that most states have SOL time limits as to how old the debt is expires as an "un sueable debt" You can check your states time limit on
cardreport.com Most states are 2 to 4 years from last defaulted payment. Also be aware that if you send them any payment your SOL restarts.

Everybody wants to bitch about the economy! I understand where we stand financially as a government, I agree its messed up! Do you people realize if you start to payback your debts it helps to stimulate the economy? Its not the collectors fault you are in this "situation"... Please people, hold yourselves accountable for your actions. You made the debt, now finish paying it.

They called about a collection we didn't even know about; we pay all of our bills ontime one slipped thru the cracks they called in June about this 235 debt. I called my attorney he said to pay it to the original creditor paid the original creditor the day after calling my attorney. The lady Brandy said that we would never hear from her again because it was paid, just last week they called again asking when it was going to be paid;; I told them it was already paid to the original creditor and faxed them a copy of the payment; they have called everyday since. We went online checked our credit neither the original debt is on our reports or them, but they keep calling wanted to know when it is going to be paid. They do not know there ass from there elbows. I do not understand why they keep calling about something that has already been paid. I even told them they can call my attorney and gave them the number they keep calling now I just ignore the call. I understand that shit happens and it was paid but these people are idiots!

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You will never take me alive Wayne from sci

By the way when your at the bar having a drink and see a good looking woman do you actually tell her the profession your in or do you lie? My guess is you lie. Wayne do you know why? Because your a fucking loser with a fucking loser job.

I have waited almost 10 years to pay back some of my largest debts. Now the bill collectors send me bills only wanting half of my original debt. So I have noticed if you hold out long enough you will pay less.
I also tell bill collectors to go ahead and increase the amount I owe maybe even double it, That will make me want to pay it back sooner right? Not!

Well these people need to talk to US Bank then like I did because they claim I own US Bank & according to US Bank they have no record of it. And if you think we are stupid enough to believe they collect "on behalf" of US Bank then listen up...collection agencies BUY old accounts from companies for pennies on the dollar THEN call up and try to get the original amount. And the original creditor writes it off as "bad debt" & takes a tax break on it. AND they work on commission...soooo the more money you shell out to the morons the more money they get. So of course they are going to harass and intimidate to get their pay. Not fair to us but that is how they operate. So SCI and all the others, get a clue. your tactics dont work most of the time. unless you find someone who believes you are a threat when you're not.

FUCKING SUE THEM
SUE THEM UNTIL THEIR ASSES FALL OUT

I have asked these people twice not to call me at work, and they called again for the 3rd time

How come nobody ever talks about me on these things? LOL I'm so dissapointed. By the way, all you crazy debtors... Try to see both sides of the spectrum. We don't buy debt by the way, we collect it for the original lender. The reason we get frustrated when you ask us to prove it is because we have already sent you information. Nobody handles your personal business like you do, and since you already know you owe the debt.. we shouldn't have to jump through hoops to prove it to you. It's irritating. Get it together people!

A WOMAN CALLED ME DAILY FOR MONTHS FROM THIS COMPANY AND SHE SOUNDED VERY VERY HIGH ON DRUGS HALF THE TIME I COULDNT UNDERSTAND HER HER WORDS WERE ALL SLURED AND IT SOUNDED AS IF SHE FELL ASLEEP DUT=RING HALF OF THE MESSEGES SHE LEFT NOW I HAVE ANOTHER WOMAN CALLING ME FROM THE SAME NUM I THINK IT IS MIKKIE OR NIKKIE WHAT A FUCKING BITCH I WAS A NURSE IN THE 80S AND DURING THAT TIME I CONTRACTED AIDS I AM NOW UNABLE TO WORK AFTER MAKING 28 DOLLARS AN HOUR I AM ON SSI AND NOT ONE OF THESE ASS WIPES WILL LISTEN TO ME ABOUT WHAT I AM GOING THROUGH ALL THEY WANT IS MONEY BELIVE ME I WANT TO PAY BUT I CANT SO GROW A FUCKING HEART I CAN SEE THAT YOU READ THESE SO I AM HERE TO LET YOU KNOW NOT EVERYONE YOU CALL IS A DEAD BEAT STOP AND LISTEN EVERY ONCE IN A WHILE NOT ALL OF US ARE PIECES OF SHIT WHO AVOID OUR BILLS SOME OF US JUST CANT HELP IT!!!!!!!!!1

I HAVE told the idiots they have the wrong number! Number of times...but the dont quit. Morons.

I also get calls from this number several times a week. At first, they left messages as if they were a "friend." Little do they know that I have no friends and do not give this number out to anyone. Since it's obvious that the collectors read these forums, let me inform you of my situation. I was forced to resign from a good job when I became ill and had to apply for disability. I had worked hard for 20+ years and had a good credit rating before I became ill. My only income now is a small disability check, which barely covers my utilities and a little food. My attorney advised me that I do not have to talk to anyone calling about any outstanding debt and if I receive anything re. going to court, etc., to contact her and she will assist me with the matter. I just want to remind these collectors that not every person is a lazy deadbeat trying to ripoff the system. Sometimes there are circumstances beyond our control. I never imagined that I would be unable to work at this time in my life. I had worked full-time while obtaining a college degree and thought I was going to have a successful career. My illness has robbed me of everything. Now I not only suffer from my illness, but also from severe depression and hopelessness due to my inability to provide for myself and my family.

THEY DO HAVE A LEGAL DEP. AND FOLLOWING THE ADVICE ON THE BOARD HERE I JUST HUNG UP ON THEM I WAS SERVED A COUPKE OF MONTHS AGO AND THEY ARE NOW TAKING 25% OF MY TAKE HOME PAY I AM A SINGLE MOTHER AND CANNOT AFFORD THIS I DONT KNOW WHO SED THEY DONT HAVE A LEGAL DEPARTMENT BUT IM HERE TO TELL YOU THEY DO AND IVE SPOKE TO ANDRE AND DILLION TO TRY TO WORK THIS OUT BUT IT WAS TO LATE I CANT AFFORD TO HAVE MY MONEY TAKEN FROM ME SO BELIVE ME WHEN I SAY THEY CAN AND DO SUE YOU I HAD A CREDIT CARD BOUGHT BY A COMPANY CALLED STEWART AND MATHIS WHO HIRED SENTRY CREDIT TO COLLECT FROM THEM AND KNOW I CANT PAY MY CAR NOTE SO DO SOME RESEARCH BEFORE YOU HANG UP ON A COLLECTOR

ANSWER YOUR PHONE AND TELL THEM THEY HAVE THE WRONG NUMBER THEN
FUCKING MORON

These ninnys need to quit calling here. It isnt for me or anyone I know! You would think they would want to contact the actual person they are looking for but nooo they spend quality time harassing the wrong number. Listen, jerky, you'd make a lot more money if you bothered to call the right people in the first place.

Calls stating that my husband needs to call back ASAP. The thing is, my husband works 12-hour shifts at his family's business (so much for their ideas that we're all lazy!). He is not home to call durring their hours, and can't call from work. We fell into very hard times, which makes me feel guilty because it's mostly my fault- I have a pain disorder, and physically can't work a normal job. Having companies that charge 30-40% interest does not help a debt situation. We have had no choice and are working with a lawyer to declare bankrupcy. The good news out of this is that we've learned to live WITHOUT credit, paying cash from my husband's paychecks for everything, not even taking money when family offers. When we get through this, we know that we don't need credit cards to pay for food or for gas. In this way, I think we're lucky, because many people can't ever do this.
So, everyone out there that has problems with collection agencies- wait until you can see light at the end of the debt tunnel, no matter how you find it! Once you see it, it makes everything better again. Life goes back to normal. And maybe one day the phone will stop ringing off the hook every day.
Question, if anyone knows it: Can a company send a debt to two or three collection agencies at once? Is that legal? Because multiple companies have contacted us for a singular debt, at the same time. Which one has it? They can't both try to collect on it! There's got to be something wrong there...

I'm not gonna lie...a lot of collectors are jerks and have no idea what they are talking about. But not all of them. you also should see what they deal with day in and day out. Anyways, my point is, when i worked there just about everyone i worked with thanked me to no end on helping them to come up with a resolution. It's not all about taking your money with no regard to you. If you take the time to call a collector back and tell them what's up its remember. and vice versa. you piss them off and it's hell from there no doubt. But just keep to your word and they cant expect much more. As for the people who believe you are not the debtor, call them and make it very clear that you do not know this person and they take you off the list. You don't have to be rude. I'm not an advicate for collection agencies bc iknow what goes on and I would never do the job again but if you act like a civilized human being all is well. And for those of you that are the debtors and say they have no proof, pull up your contract. when you sign it talks about the expenses from collection agencies and interest and what not. and most of the time, they'll give you a settlement. As for lawsuits go, they can imply legal action. but SCI in specific can not threaten it. It's the client that has to push it. In the FDCPA it says, legal action can not be threatened unless legal to take and intended to take. SCI has no legal dept. But it can be returned to the client with a recomendation to sue. But everyone will b better off if you read the FDCPA.

So This number starts calling me while I'm sleeping (I work nights) but they never leave a message. So I call the number and get the voicemail followed by an operator who directs my call to the twilight zone. So after listening to their automated phone system tell me how helpful and professional they are for 20 minutes I finally give up in disgust.

But now I know who they are so I call the one and only company or business who could have possibly sent me to collections. My doctor. His receptionist says no, my account is not in collections and paid up current (zero balance) but to be sure she gives me the number to their billing service who confirms they haven't turned my account over for collections because it's paid in full and I have a zero balance.

So I google 'em and find this board.

Clearly trolls from this company skank around on this board so for you SCI employees...I say screw ya. If it's a solicit for information on anyone other than me you ain't getting squat from me. If it's about me, send a notice. Either way I just want to say to the SCI kids that NOT EVERYONE who accesses this website is some kind of credit skip and your clearly contemptuous attitudes on this board clearly indicates you're neither professional or out to help folks repair their credit as the endless loops on your phone system claim.

Pound sand you parasites

P.S.

IF YOU WOULD JUST ANSWER YOUR PHONE AND DEAL W/ THE SITUATION LIKE AN ADULT, WE WOULDN'T HAVE TO SKIP YOU OUT THROUGH YOUR FAMILY, FRIENDS AND NEARBYS. PUT YOURSELF IN OUR SHOES FOR A DAY AND REALIZE WHO WE HAVE TO DEAL W/ ON A DAILY BASIS. NOT ALL OF YOU ARE ANGELS EITHER.

TO ALL THE DEBTORS OUT THERE THAT LIKE TO BASH ALL THE COLLECTORS TRYING TO DO THEIR JOBS.

NOT ALL OF THE COLLECTION AGENCIES ARE THE SAME. INSTEAD OF ASSUMING SO AND COMPLAINING ABOUT THEM...SEE WHAT THEY CAN DO TO HELP YOU OUT OF YOUR CURRENT SITUATION. I'M NOT SAYING EVERY COLLECTOR IS A SWEET HEART, BUT NOT ALL OF THEM ARE JERKS.

I FOR INSTINCE TAKE A DIFF. APROACH...I DONT AUTOMATICALLY ASSUME YOUR REFUSING TO PAY YOUR DEBT UNLESS YOU GIVE ME A REASON TO DO SO. I TRY TO WORK W/ YOU, BUT YOU HAVE TO UNDERSTAND THAT MOST OF OUR CLIENTS AREN'T PLAYING THESE GAMES. THEY DO SUE AND THATS THE REALITY.

WE ARE DOING OUR JOB TO PAY OUR OWN BILLS...AND NOT EVERYONE WORKS ON COMMISSION. WE ARE ALL HUMAN HERE AND SOMETIMES YOU NEED A LITTLE PUSH TO GET THAT MOTIVATION TO PAY THE MONEY THAT YOU OWE.

IF GETTING ON HERE AND BASHING MY CO-WORKERS MAKES YOU FEEL BETTER, THAT MAKES YOU PRETTY LOW. WE UNDERSTAND THAT PEOPLE GO THROUGH HARD TIMES, AS HAVE MANY OF US. BUT JUST BECAUSE WE ARE THE ONES TRYING TO COLLECT ON THE DEBT, DOESN'T MAKE US THE BAD GUY THAT PUT YOU IN THAT POSITION. WE ARE ACTUALLY TRYING TO HELP YOU GET OUT OF IT.

KEEP IN MIND TOO, THAT WE CAN OFFER YOU HELP IN SAVING YOU MONEY AND WORKING OUR CLIENT TO YOUR ADVANTAGE. SO THINK BEFORE YOU HANG UP ON US OR USE PROFANE LANGUAGE. IT REALLY DOESN'T HELP YOUR CASE WHATSOEVER, BUT MERELY EFFECTS IT NEGATIVELY.

male was leaving a message for a sarah britenberg or last name was close to sounding like that. I answered call during his message and he said he was calling for sarah and my number was given as a reference and asked if I was related and had the same last name, and there was no sarah here. my last name is not efen close so I hung up !

Not everyone who gets a call from a debt collector actually owes them money. Sometimes the debt collectors are trying to contact a family member or neighbor who owes the debt. I have no idea why this company would be calling me, but I also (as "in a quandry did") sent them a Cease and Desist letter for the phone calls.

I received a call from Erin Broyles with SCI. I did not answer because I did not not recognize the caller ID. She left a message with my husband's and my names saying we should call her regarding an important personal business matter. We never heard of this company before. I went on-line and found a free Cease and Desist letter form and sent a copy certified mail and a copy regular mail requesting they do not call anymore. I feel like if they want to contact me, there is the US Mail! I have never received any other correspondence from them.

JUST BECAUSE YOU HAD A BAD EXPERINCE WITH ONE COLLECTOR DOSE NOT MEAN THAT THEY ARE ALL THE SAME. EVERONE FALLS ON HARD TIMES BUT TAKE RESPONSIBLITY AND THE HELP THEY ARE TRYING TO OFFER.PAY YOUR BILLD STOP SEALING. IF YOU WANT TO BELIVE THERE IS NOTHING THEY CAN DO ...THEN I WISH YOU GOOD LUCK AND I HOPE YOU ARE ONE OF THE MANY THEY SUE ON A DAILY BASIC..

This is Sentry Credit a collection agency out of Everett Washington. They keep calling me on my deceased fathers debt. I am not a cosigner and have explained to them that I am not responsible for paying the debt but they keep calling me. As if it hasnt been hard enough loosing my dad so suddenly. Sad thing is, the original creditor also holds the mortgage on his home so they will be getting their money, I have also explained this to Sentry Credit. Good luck with any dealings.

According to the Fair Debt Collections Act, they cannot legally contact your family, communicate with anyone other than you about your debt, lie, threaten, call at any time you tell them not to (holy days, hours, etc.). With EACH violation, they are supposed to pay you $1000. With this company, this may be the best way to pay off debt!

First of all, to everyone who has been bitching about us not paying our debts, fuck off, you have no right to tell us anything unless you know our situations. We are trying to resolve debt that we incurred while starting a business which has been less than profitable in our location, we are working with our creditors whenever possible to pay our debts, and are being helped by a law firm who specialize in just that. That being said, we were contacted by a Mr. Jeremy Ocean, who of course would not disclose for whom he was working, regarding a legal matter. When I asked on who's behalf he was persuing this matter, he said it was his own, and since I've never met, nor harmed Mr. Ocean, of course I was inclined to be suspicious. After a bit of research, I of course discovered that they were a collection agency, and attempted to call Mr. Ocean back with a contact number for our lawyer, at which time he responded "And what the hell are they going to do about it, they can't do anything to me, and they can't do anything about this." at which time, I hung up the phone and called my lawyer directly. I understand that these companies want their money, and as I stated, I'm willing to pay, and working towards that, but such rudeness is completly uncalled for. If this is the way that SCI trains all their employees, I hope that someone files a harassment suit against them, so that we can all sleep better at night.

This number is a DEBT COLLECTION AGENCY!!! Do NOT ANSWER
Sentry Credit Inc (SCI)
2809 Grand Ave
Everett, WA 98201
Telephone: (425) 257-9500
sentrycredit.com
Mail this below document/registered mail and registered complain with the FTC not the FCC.
Calls will stopped immediately..if not..note date and time and follow-up with additional complaint
CC your state senator/congessman etc

Dear Sir or Madam:

Under the FAIR DEBT COLLECTION PRACTICES ACT (Section 805c), I demand that you CEASE and DESIST in your efforts to contact me or my family, via telephone at any number, via mail at any address or by any other means unless specifically permitted by law.

ftc.gov

You are hereby instructed to cease collection efforts immediately or face legal sanctions under applicable Federal and State law, including but not limited to damages awarded for harassment and emotional strain.

Given your organizations past failures to comply with federal regulations (as documented in various public court documents throughout the county) your receipt of this correspondence has been recorded and will be registered with governing bodies should this demand not be met.

Sincerely,
So and so

I get a call at work every day from Daid at 425-258-5186. He is very rude to whomever answers the phone and never leaves a message, instead he tells whomever answers the call that I am ignoring him and he is going to take legal action if I don't call him back. Like my co-workers really care about this stuff.

I just received a call from this agency regarding my car note. I have recently fallen on hard times and am so glad that 1 out of the many collection agencies I am currently dealing w/are willing to help me. I took sometime to read some of the comments that were left and I have to say my experience wasn't anywhere close to what is being left on this site.
Thank you Sentry, for taking the time to listen to me and to work out a resolution that works best for me and my family!

a female asked for "Norma"

I got a call from this phone number wanting be to pay my bills, however, I do not pay bills nor does my husband either Ricky Smith or Piear Larken.

Always verify the debt note. If there is no debt note with their name on it (which isn't likely), then tell them thanks for paying your alleged debt, and to stop calling, and if they continue calling, on the third time tell them not to call again or you'll use the fair debt collection practices act against them.

Check out endlessfrauddetection.com

Aaron Taylor from SCI called looking for a neighbor that moved 3 months ago.

this place keeps calling no idea what they want. keeps up plan on using them. they will bother you to no end. goverment needs to go after these collection angenties.

calls are a pain period.

On my voice mail...call from 425-257-9500... Male voice: "Michael" (which is not my name) "I need you to call me back as soon as possible. This is Mike Frost at 800-608-2581 x 3614." When I returned the call the automated system just says "sentry" and asks for you to enter an extension number. Mike Frost's voice mail was at x3614. I left a message asking to cease and desist via phone. Any issue should be sent by letter. (I am sure he is trying to use me to find someone else)

Sentry Credit - calling about a debt that is way past the statute of limitations!

2) My husband and I pay all of our bills, we own a home and both of of our cars are paid off. And no, they're not 1980 Hyundai's either. We pay all of our bills, including credit cards. We both have jobs that we have held for 13+ years. So please don't try and tell me to pay my bills, get off my ass or anything of the sorts.

3) We have been receiving nasty, harassing phone calls from several different agencies because we happen to have the same last name as someone they are looking for in the same town.

Why should we have to put up with this BS? I am sick and tired of telling them that they are calling the wrong people. So now I have had enlist the services of my attorney to call and write them to have them cease and desist because I refuse to change our phone number that we have had for 13 or so years.

Maybe you should get back to work and earn that $6.00 an hour that these lowlifes are paying you and stop worrying about what people are posting on this site. Have you ever heard of the First Amendment? Oh wait, probably not...I forgot who I was speaking to for a moment. Heard of it? HA! You can't even spell it!

I have a few things to say:

1) Apparently a high school diploma is not a requirement to work for a collection agency. All of you who work for collection agencies that have posted on this site have atrocious spelling and grammar! Your parents should be ashamed that they allowed you to grow up to become such bottom feeding losers. How can you expect anyone to take you seriously when you can't tell the difference between the words "Their" and "There". Perhaps you should see if your town offers an "English as a second language" course. It may do you some good.

Continued below...

All I can say is.." Get it together" Pay your bills, if not how dumb are you to spend time on this stupid site complaining about something your doing nothing to change lol

erin taylor called for one person then asked for phone number for someone else

SCI very rude and abrupt

They are pursuing me too. I come from a collections background. There are databases collection agencies can legally access that will show most recent addresses & phones (even cell phones) if you use the phone to file for any sort of credit or update any exiting accounts of any kind. Banks, auto loans, credit cards, even utilities. In essence it's the personal information from your credit report without any of the credit information. The reports actually show relatives & nearby neighbors! Scary but legal. However the agency must be very careful how it uses & disseminates the information as they get your SS# too. True fact, I used to run said reports for two agencies. Best to research your state's statute of limitaions for unsecured debt. If that time has expired, you cannot be sued for the debt. Delaware is 3 years, for instance. You can tell them to cease & desist the debt will never paid. They can legally report to the credit bureau, but most agencies don't. Quite probably the original creditor has anyway. Also, I believe that these guys probably buy the bad debt for pennies on the dollar. They are not the 1st agency to chase me for the same creditor & buying already written off bad debt (2nd & 3rd collection attempts) is a very common practice. I hope this helps

Dear Jim on 12-30-2007,

Call them back and tell them that you have proof. Stop the calls, and stop them from reporting on your credit.

It would be in my best interest to call her bacj. She gave the name of Janet or Anna Clark.

As you enter a comment on this site it says just above where you are typing "Comments on Calls from 425-257-9500." You bill collectors with the nasty comments obviously didn't get a call from this number so you don't belong here. And your nasty comments illustrate part of the problem people are complaining about-most of you have shown yourself to be real jerks with alot of incorrect assumptions about why people get behind on their debt. If you weren't such jerks you might have the common sense to realize that all sorts of bad things happen to good people that throw their finances into a tailspin.

This happened to me a few years back when I was the victim of an armed robbery and fired three shots at the robber (I had a handgun permit). I was suspended from my job for over a year while the State's Attorney's office took its time deciding I had done nothing wrong, and went back to work. I got behind and worked with 4 companies that I had delinquent debt with, some were great, but a few of the people were real jerks. I have no delinquent debt now and should not be getting calls from this company.

Do you realize that shady people like you spending money that you dont have(probably on a car that almost got you laid and homes that you took from your husbands in the divorce) are the reason that were in a recession. Get a job,pay your bills and we'll all be better off. until then repeat this in your head; ONLY DOUCHE BAGS LIVE OUT OF THEIR MEANS

Bill just to let you know not all the debt is bought big guy.

Sometimes these companies just want there money back that you have borrowed from them, is that a bad thing to ask for?

This is illegal. I wish I had a recording of the phone call so I could hand it over to my lawyer and sue their ass. Just remember they bought your debt for about 8 cents per dollar. So for every 1k you owe they paid 80 bucks (10,000 worth of debt... only 800 bucks they paid)...they will do whatever it takes to get money. Make sure you have everything in writting before you do anything. Ask for transcrips of the phone calls so if anything happens they cant say you said something that you did not say. Be calm, take a deep breath. Dont get mad or rude and if they start to say anything that upsets you, simply hang up. Dont say the Y-word ever. And there are a lot of websites that tell you exactly what your rights for your state are...read them. Read them again. Print them out and put them near the phone and when the debt collection people call, mark off all the things you need to do along with all the laws they violated.

I went and got a lawyer right away and I ended up not having to pay any of the fees or intrest and I only ended up paying a few bucks of what I started out oweing (I owed just over $300, because they buy your debt for so little I ended up paying about $30 and they had to say amend my crdit reports to include that they wrongly took me to collections.). I would recomend getting a lawyer or at least talking to one (the 1st meeting is usually free and if they cant help you they would tell you). So now I am 26...8 years after I missed one payment on my credit card (since then I have never missed any payments. Ever.), yet I get a call from SCI and they lady wont tell me what company she works for and gets mad when I wont say yes durring the phone call. I ask her to send me the paper work and she hangs up. They are actually trying to collect the rest of the money I had owed back when I was 18.

In fact avoid the y-word like you'd die if you said it. Digital recording can place that yes anywhere in the conversation...plus you have nothing to prove otherwise (only your word and thats not worth much in cort). Some others have said make a complaint with the FCC...umm just so you know its the FTC (fedral Trade Commission) who watches and regulates debt collecters. Your complint will hold more weight if you find something the debt collecters have done wrong, instead of just that they are rude or lie about who they are. Also avoid the y-word because sometimes they try to collect on old debts who have droped passed the point of collection. Like I live in CA, credit card debts can no longer be collected after two years. I was 18 and I missed a payment on my credit card on accidnt. I was sent stright to debt collection because of my age and the fact I only had the card 6 months.

You can fill out a cease and desist order to force these people to stop calling you. If you owe the money you'll have to end up paying them (at least part), but it will stop the phone calls. Some of you stated that they said they called before, when they have not. That is just so they dont have to send you any paper work. Most states they are required by law to send you stuff in writing (different "stuff" by different states) 5 days after they 1st make contact with you. So if they say on the phone they have called you before and you say yes or anything like it they wont have to send you the papers. If they ask for you by name, dont say yes, say something like "thats me."

I repeatedly asked for the name of the company and this woman would not provide the name of her company.

Whether the creditor can garnish your wages, seize your bank account or house depends entirely on the state you live in. In Texas, the creditor can sue you, but even with a judgment, the creditor CANNOT garnish any wages, seize your bank account or house. The only reason wages can be garnished in Texas is for child support, federally backed student loans, and alimony (which is very rare to even receive in Texas). So, cease and desist letters are good to use if you live in a state like Texas. The high and mighty people who say "just pay your bills" don't realize that things happen and when your bill went from $300 to $2000 because of interest, late fees, etc. and your choice is shelter or food for my child or pay the credit card-I guess you would choose pay the credit company?? Everyone thinks that way until something tragic happens to them (i.e. lose job, medical emergency, care for an elder parent, etc.), then they realize that dire situations require difficult choices. The other problem is that they won't work out a reasonable payment plan and/or will keep adding excessive interest and late fees so that it is never paid off. If someone didn't have the money to pay the original payments, why would you think they now have the money to pay 65% of $2000?!?!

SCI can't sue and won't unless their specific client authorizes them to and even IF they did they would have to find an attorney in the state in which you legally reside ( being that they are located in Washington). Ultimately they can't do shit and won't. There is a reason that debts go uncollect for years, companies don't want to spend money on attorneys (cause they're damn pricey) on every tom, dick and harry out there. Instead its easier to pay these people to bully you. And for the bitches from said company posting on this website. Not everyone is irresponsible, many people fall on hard times and use their credit cards or whatever to help them through it, then they get stuck with said debt and are unable to pay it without putting themselves back into financial hardship. So, I say to Sentry "Go fuck yourself". And to everyone else, file for bankruptcy. Its easier , cheaper and your credit will recover quickly once its done.

Left a message saying it was Richard Adams and that I need to return their call on an extremely important matter, left an account number and some other numbers. If this is a bill collector, they shouldn't be calling me. Though I had some delinquent debt some years ago, it was cleared up within the last 2 years.

Looks like after a few messages left with LEGITMATE complaints, it has now turned into a child forum for bashing on each other. Wow mature, enjoy

Oh and as for the SCI phone call, i shall make a comment to turn this comment sections not bashing section back into what is it for and that is information for the good american person so he or she can make a judgement call about answering the phone for this specific co. I dont have nor owe nor have i ever needed a settlement. So they call me about 3 times a week and dont leave a message.

thats right, you debtor keep putting off your responsibilities of paying your debt, thats right - your debt, you signed the contract or borrowed the money, and now it's time to pay them back, this is your responsibility as an american citizen. Collection company work with debtor to help resolve their debt, they collection millions of dollars for their clients and are paid hansomly in return. But I'll tell you this, this job is very rewarding but difficult and at the same time, there is alot of investigating you debtor, weather we are able to get you on the phone or not, your debt is due. Our clients,
after recovering an asset investigation against you, can take you to court and get the money that is owed to them. So if your not going to pay back our clients, and your not going to take responsibility for
your actions, then get ready to pay a hell of a lot more. Go ahead and & listen to the fools that were sued and have judgements against them and wages garnished to boot. This is something a hell of a lot worse then just having debt, this can stay with you for up to 20 yrs
think about that when a collector is trying to help you to resolve your debt.

Well, SCI called me for the 4th or 5th time tonight. Asking for someone that don't live here, someone I have no idea who they are, never heard of them either. How many times do they have to be told, so and so don't live here at this number. Anyone ever thought that whoever maybe has given them the wrong number and it's YOUR number? I refuse to talk to anyone that has no commone manners and is rude; especially when they are asking for someone that I have no idea who it is they are asking for. You try to be nice, but NO they have to get an attitude. DIAL TONE BABES, DIAL TONE!

My airhorn works wonders, especially after having to tell SCI many times over that person (whoever) does NOT LIVE HERE and I DO NOT KNOW THEM. I owe ONE bill that's a mortgage and it's paid on time EACH MONTH.

Heh, looks like Sentry Credit has found this website. Too bad for them.

This whole thing is funny.. you get mad real mad cause I call you....That makes me think your scared, too scared to handle your own lives...you go out and get a loan, buy something or use something and you have the nerve to get mad when i call.. It's funny like I held your hand and made you sign a contract....oh shit, who did that???? oh ya that was you..... you that felt like you wanted something or needed something.....boo whoo ..... cry me a river. Lets be honest the person that you should mad at is your self for not handling your responsiblity sooner. So dont be mad pick up your phone give me a call. pay your bill....

Debt collectors who buy old, uncollectable debts for pennies on the dollar are scum bags who lie 100% of the time.
They bully people into paying debts they probably don't even owe.
I pay the bills I owe. I don't pay the ones I don't.
All I ask is you prove to me I owe YOU any money. And for some reason, that pisses you off.

Snakes,
A bunch of reprobates who skate the legal line in order to intimidate people into paying. I guess if you can’t get a good job you can all ways work at one of these places. At least I know that the small amount of money I owe to Corporations has not made anyone go hungry. These people don’t think of that when they collect their commission checks.

Yes, us debtors are such bad people, please you angry collector’s learn to spell before posting.

Legal info for those who are interested.

From ftc.gov

Just take responsibility. Pay your debt and get it taken care of. The worst thing you could do is to hang up on these people because litigation would cost you a lot more than paying what they offer, which could be up to 35% off of the original balance!
There's no reason to be ignorant and not read your rights, just take a look at the FDCPA.
They can't tell you anything if you aren't the consumer, except that they work for Sentry Credit and that it's a personal business matter. And when they say time sensitive, trust me they're telling the truth.

Skip FIZZLE!

what is with you dead beat debtors that think you can steal money from banks and never have to pay them back. this is called first degree robery and you shouldn't be able to get away with this, oh ya that right you wont get a way with it because if you dont deal with it now you can deal with it up to 10 years of your life, you can be sued and get judgements against you, your wages can be garnished, you can have your bank accounts seized, or they can put liens against your property, they can even take your assest so dont deal with the agency now and possible take advantage of a settlement out of court for alot less than you owe from these agencies, just dont pick up the phone, just ignor the letters sent to you in the mail, let your debts sit & collect out-rages additional charges and interest penalties before you start taking care of it so the governments can help take your money later,and there wont be any settlement later, you'll owe it all, total debt, extra fees, penalties, court cost and attorney fee and any other fees applied to your balance that has only gotten higher and higher and higher......
you dead beat detors dont know whats in store for you when you rip off our banks.....think twice when that call comes in from the un-none caller,hear them out, they are only trying to help solve your problem, and i quarentee that these collector are making hella bucks every day having to deal with you dead beats.....debtors GOOD LUCK!!!

maybe if you people payed your bills or dealt with the original contractor then they wouldnt pay companies like this to skip out your family, friends, co-workers ext. The same that you go to work every day to live and do what you need to they are doing.besides not all of them are bad take the time to listen and treat them like humans and you would be surprised what you will get in return.. duh...

I got a message for my daughter. The message said: "Hey Karen, this is Linda, I haven't heard from you in a while. Call me when you can at (425) 258-5196 as soon as you can. Bye!" So a great case of subterfuge to get you to think it is a friend you haven't spoken to in a while in order to get you to call back, all the time planning a trap as soon as you do call back.

Answered this one they asked for a Wanda S FYI im not her but I did send them on one helluva goose chase I said I knew Miss S and had her new number enjoy calling the mall pay phone there are people who just wait for that bitch to ring and unlike me they have time to deal with you.And Miss S you're welcome go get you some weed and a copy of Halo 3 girl you deserve it.

im realizing that 1/2 of these damn debtors cant pay their phone bills..they CERTAINLY cant pay back the bank but SOMEHOW they can get on the internet to talk shit...let ME get you on the phone JUST ONCE...

FIRST OF ALL DUM FUCKS, THEY ARE NOT ALLOWED TO DISCLOSE CERTAIN THINGS UNLESS THEY KNOW THEY HAVE THE RIGHT PERSON....IF THEY HAVE THE WRONG PERSON JUST LET THEM VERIFY, THINK ABOUT IT!!! AND ANYWAY, IT IS JUST A FUCKIN TELEPHONE!!!!! AT ANY POINT YOU CAN TERMINATE THE CALL...SOMETIMES THEY ACTUALLY GET THE OK TO DO BIG, BIG, THINGS....BUT YOUR DUM ASS CANT PICK THE PHONE UP TO EVEN REMOTELY JUST HEAR WHAT THEY HAVE TO SAY??????YOU PEOPLE ARE THE EPITAMY OF IGNORANCE!!!!SO HERE'S A PEACEFUL THOUGHT (JUST FOR THE Z&G'S) THE NEXT TIME YA FUCKIN PHONE RINGS, BE A MAN!!! REACH DOWN GRAB YA BALL'S, PICK UP THE PHONE & TAKE THE CALLS!!! MAN UP, HANDLE YA SHIT!!!!
******************************************SKIP FIND BITCHES************************************************

IT'S AMAZING TO ME THAT THERE IS A SITE DEVOTED TO PEOPLE WANTING TO CRY AND COMPLAIN, BECAUSE THEY ARE SO IRRESPONSIBLE THAT COMPANIES HAVE TO PAY US TO CALL THEM AND TRY TO GET THEM TO RETURN MONEY THEY DIDN'T PAY BACK. WHERE I'M FROM TAKING THINGS WITHOUT PAYING FOR THEM IS CALLED THEFT. YOU CAN THROW ALL THE EXCUSES YOU WANT TO HELP YOU SLEEP AT NIGHT, BUT IN THE END, YOU ARE JUST THIEVES AND WE ARE BEING PAID TO RECOVER THE PROPERTY OR MONEY YOU HAVE STOLEN, BEFORE HONEST PEOPLE HAVE TO PAY FOR WHAT YOU TOOK. WHEN A COMPANY TAKES A LOSS, THEY RAISE THE RATES/PRICES THAT HONEST PEOPLE HAVE TO PAY. THERE FOR YOU ARE NOT JUST STEALING FROM THE COMPANY YOU BORROWED FROM, BUT THOUSANDS OF HARDWORKING PEOPLE AS WELL........

Get off the internet and get a job so you can pay us, your the ones who signed contracts just to rob our clients and live in fear of your phone ringing!!! If you paid your bills you wouldn't have to have your poor children screen your phone calls!!!

This is Bill Pirella! I'm still waiting for your call!

Question - Am I a loser if I don't pay my bill.

Answer - Absolutely Yes. Except if the bill is for the BattleStar Gallactica commemorative lunch box that was damaged during shipping and the company refuses to send me a replacement.

I DONT GET IT ... WHY DO PEOPLE THAT OWE MONEY TO COMPANIES FEEL THE NEED TO COMPLAIN ABOUT IT.... YOU DONT SEE THE COMPANIES COMPLAINING ON WEBSITES ABOUT WE CANT PEOPLE PAY WHAT THEY OWE.... I HAVE WORKED IN COLLECTIONS FOR YEARS AND I FEEL WHAT I AM DOING IS A HELPFUL SERVICE FOR THE ECONOMY... WHEN YOU DONT PAY A BILL THEN PRICESS RISE AND EVERYONE ELSE PAYS.... SO STOP YOU COMPLAINING AND PAY UP... AND IF YOU ARE GETTING CALLS FOR SOMEONE WHO DSNT LIVE THERE THEN JUST SAY THAT AND IF YOU ARE NICE AND HONEST THEN YOU WONT GET CALLS ANYMORE ....

I took the advise of people on this sight and sent them a CEASE AND DESIST. The next thing I know I get a knock at the door and a process server hands me a SUMMONS AND COMPLAINT. Now they're sueing me. It turns out, when I cut off their ability to call me and work something out amicably, the only recourse they had left was to sue me. Now, I lost the opportunity to settle the debt for 65% of the balance and I'm being sued for the whole thing plus attorneys fees, court costs, and filing fees. I'm going to have a judgment against me and then they can garnish my wages, seize my bank account, and put a lien against my house. Man, am I stupid for listening to all the losers on this site. I should have just owned up and taken responsibility for the debt I created and paid my bill.

This is the funniest site I've seen in a while. You are such losers. Probably a bunch of 40yr old virgins still living in ur mooms basements spending ur $ on weed and xbox games. I'm so scared to answer my phone, I don't know who they are. Yea you do, thats why you don't answer. I got sent to collections this week. They didn't even have call me, I called them and paid it. Thats what adults do, actually pay there bills. Ohh man, thanx for the laughs. Every time I feel down from now on I'll always know it could be worse, I could be one of you losers.

Mailed this and registered complain with the FTC not the FCC. Calls stopped immediately.

Dear Sir or Madam:

Under the FAIR DEBT COLLECTION PRACTICES ACT (Section 805c), I demand that you CEASE and DESIST in your efforts to contact me or my family, via telephone at any number, via mail at any address or by any other means unless specifically permitted by law.

ftc.gov

You are hereby instructed to cease collection efforts immediately or face legal sanctions under applicable Federal and State law, including but not limited to damages awarded for harassment and emotional strain.

Given your organization’s past failures to comply with federal regulations as documented in various public court documents throughout the county, your receipt of this correspondence has been recorded and will be registered with governing bodies should this demand not be met.

Sincerely,
So and so

There CRAZY! rude and mean. You cant get any info from them edgewise. No way do I intend on returning there call! Im registured at the post office and if they need me they can contact me via mail.

I know- I know - I know
It feels a bit odd- when asked my son if I was home-& was sleeping after a long day-cranky but had a nice lady on phone who worked w/ me- Its part of life- they will work w/ u if u just try- Just remember who signed the agreement & you'll remember your part-
They clld my fam to get my # I was reminded about my obligations - Collectors will always be around-might as well make it an enjoyable experience when u try to work something out-- like u would a charished family member who believed in u enough to pay them back- It's your word-
and I wouldnt care if my neighbor came to deliver that important message- because I love my neighbors & they are doing what a good neighbor should-
dont b afraid about it b/c u cant change what you dont acknowlege--time to help and make this a debt free country-

I'm pretty sure Stacy 10-18-2007 works for Sentry. Good try

PAY YOUR BILLS AND YOU PROB WONT GET CALLS.

HANDLE YOUR FINANCES LIKE THE ADULTS THAT YOU ARE... I GOT A CALL FROM THEM TODAY AND THEY ARE HELPING ME WORK OUT MY CREDIT ISSUES. I REALLY NEEDED IT BECAUSE IM IN ROUTE TO FINALLY BUY A HOUSE, RATHER THAN PAY RENT.

I NEED TO GET OUTTA THIS APARTMENT I HAVE BEEN LIVING IN, THE BAD PART OF TOWN WITH MY 3 KIDS FOR 3 YEARS.

IF THEY HADNT CALLED ME THEN I WOULD STILL BE AVOIDING MY DEBTS AND NOT FACING THEM HEAD ON!!!

GROW UP PEOPLE AND TAKE RESPONS FOR YOUR ACTIONS!

Someone called looking for someone who doesn't live here but was persistant. It is a hassle but come on, people who owe legitamitely money and skip out are PARASITES! Own up to responsibility, "Anonymous" below who was called by Stacy. I hope they find you and put you under the jail.

"Seth Williams" left a message stating I needed to call him back IMMEDIATELY at 425.258.5160. Not sure how they got my number or what it's about.

Keep getting calls from this 425-257-9500 caller is Judy Nelson. She is very rude and will not tell me anything without me first providing personal information - yeah right. Then started saying how rude i am and yelling at me till i hang up.

CALLS AT LEAST TWICE A WEEK.WHEN THE ANSWERING MACHINE PICKED UP THEY DONT LEAVE A MESSAGE. WHEN I AM HOME I DONT PICK UP THE PHONE BECAUSE I DONT KNOW WHO THESE PEOPLE ARE OR WHAT THEY WANT.

none..no clue..no debt..don't know why i received a call on my cell.

"Hello, I'm looking for , I've left several messages on your answering machine. Please note that I have a limited time to settle this matter. Please call me by friday.
My name is Quinton Chaney. you can reach me at 1-800-608-2581 and the direct extention yo me is 3671."

Please note, Mr Chaney, that this is the first call from SCI, or your number to my computer. Please do not call me ever again on this number. On my home line, i do not have, nor have I ever, had any messages from you or anyone else at SCI.

SCI = rather persistent collection agency.

I saw their number on Caller I.D. looked it up on the internet and saw it was Sentry Credit. I called them three times trying to find out why they called. Twice I was sent to voice mail, once I was put on hold and hung up on.

Asked for me or my attorney to call with in 24 hours.

Got a call from this number. Message left on voice mail saying that his lady was looking for a long-lost family member named "Mary XXXXXX". Please call back immediately!

Harrassing calls from this number on a daily basis on my father's line. He is elderly and does not need this abuse. Besides, the calls aren't even for him.

Got two calls today at 5:18 and 6:12. The first showed SCI as Caller ID. The other was "out of area".

Received call listed as SCI-425-257-9500. Left message stating that he liked my message, and that he reassures me that he's not trying to sell something to me. He asked for me to call him back at 800-608-2581

This company called my residence looking for my next door neighbor ask my wife to give her a message to call them. Kinda makes me laugh a little Cause I dont really care for the b@#$H next door but I dont think Ill embarrass her by giving her the message. But I really think its pretty low and slimy of the credit agency to bother me, an innocent bystander.

They are harassing me & my husband night and day. We are retired. We have been retired for several years. We moved here a few years ago and bought this farm and paid cash from our IRA money. The people were wanting to move to Alaska in a hurry...?? Anyone they sold to us at ridiculous low price and we took it. It seems these people might be looking for them... thats all I can figure. My husband and always saved every penny and paid in cash. NO CREDIT FOR US.
Thanks. Please stop these calls...they even call late at night.

Left a msg:please call us back,it's very imp...we've been trying to reach u.
Too bad!!!!

Wanted to know what was the name of my Building Complex.

Just did. Filed a formal complaint with FCC! Thanks

Everyone...report them to the FCC!

Called and asked invasive questions. Very rude and will not stop calling. Put them in jail!

A Daniel Hunt has been calling myself and my father two states away looking for my mother. If they call you download a Cease and Desist letter and mail it to them. I have threatened them with this already. If I receive another call I will put a stamp on it and mail it.

They called asking if I know a particular person to be of kin...I said yes. I asked how they got the number they called because the number they called is not known to any relatives; SCI would not disclose how they got the number. They are searching phone numbers and calling all numbers that have the same last name of the person they are looking for in the same geographic area. I spoke to the relative they were looking for about the collection and it was a debt over seven years old.

I received a call on my cell from 425-257-9500 asking for my dad. I don't talk to my dad and told him that. He said it had something to do with an open file.

Sentry Credit Incorporated; a collections agency.

I have had numerous calls from these ignorant people. They some how got my cell number. If they need money, they can call my ex. They are NOT getting anything out of me.
I feel sorry that all those have nothing bettr to do with their life is to call and harrass other people.

Got a call from "Lisa Martin" needing to speak to me re: a very important business matter.

A Jessica called. Asked for me by name. Indicated that it was a personal matter and that she wanted to make sure that I had her new phone number.

Got Call from 4252579500 - Lady left message is Elisa Well
Caller ID Cays SCI but asks different number to call, don't even know why they calling, I am glad didn't call tehm back

I didn't answer since I wasn't sure what SCI was. Anytime I see "C" it usually stands for collection. I came here and was glad I didn't answer. I'm tired of weasels pretending to be bill collectors.

I manage an apartment complex and they called here looking for someone that doesnt live here anymore because "They had a package to have delivered and wanted to know if we accept packages in the office" That's a good one!

woman called and used my name while a man yelled out a dollar amount in the backgroundn and then hung up, glad i have caller id!!!

they keep calling my parents, telling them they have "good news" for me. sure. they only get paid when they collect and they get 25-50% of the $ they collect. nice deal, eh? but it gives you some negotiating power. Very aggressive. don't call them, use the mail and know your rights. good luck.

Stated her name was Meagan and that "I" or my power of atty. need to contact them immediatly.

The caller started off by saying, "I know this sounds weird" but they were looking for my neighbor and told me what unit number my neighbor lived in. He then asked me if I still lived in the a certain unit number...I said no. The caller said he was able to look up neighbors online and saw that I lived in the unit number he mentioned. I was taken aback by it all and he apologized after I told him I didn't live in that unit. Scary...

These clowns are doing skiptraces - looking for credit deadbeats by finding out who their neighbors and potential relatives are. This is usually legal, but highly unethical.

Was rude to receptionist who answered call at my work. and lied about nature of call. Receptionist could not get name, only stated she sounded like a dike, or very manly woman. Very smarmy, but I guess it is to be expected from the type of person doing that for a living.

A woman named Savahanna called looking for me acting like she knew me, my husband answered and said, "She doesnt know anyone named Savahanna" then hung up.

Also I realized they had called a couple months back and left a message that I need to call the asap.

Heh, this place called me trying to see if I'd pass a message on to my neighbor, an "important business matter"! When I asked if they were a bill collector, she just evaded my question and hung up.

She keeps calling, say's only a first name and doesn't say what company she is calling from or why, first the phone calls started as she acts like she is my husband's friend and when she didn't get him she now acts like she is my friend. Who is she?

received multiple phone calls (5 in one day!) to my work number. never left a vm so far.

Called when I was not in. Did not leave a message

They called asking for my ex-husband. I have no idea how they got this number as he doesn't even know my number! I told them he was deceased!!!

Found their web-site. sentrycredit.com

Called here looking for a neighbor. Said he wanted to know if I saw him around. I don't even know my neighbor, just live in the same apartment complex. He probably called everyone in the building.

A guy by the name of Ryan keeps calling for me and he is very, very rude to my husband and me. And this Ryan is very pushy and very demanding so I have my husband deal with him.

A female called and was rude and said she had been calling me(this is the first I've heard of it) also said she has been calling my parents house looking for me. And that she has a very important matter that needs to be dealt with before 5:30 today.

They will call, but never identify who they are or where they are calling from..my message said,"hey this is Kyle something came up give me a call at xxx-xxx-xxxx" Pretty crafty! They are a debt collection agency.

Caller left message on a very private line giving the name "Stacey Hayes" She said she needed me to call her immediately and that she had a very limited amount of time to settle matters voluntarily. This number is a COLLECTION AGENCY!!! A darn good one too. They're the first to find me after I moved having an unpaid debt of 6 years. Good luck Stacey, you'll never take me alive.

They kept calling for my mom, when I told my mom that the number kept calling she told me to look it up on the internet. I'm guessing that it is happening here too.

call all the time won't leave message

THE WOMAN WHO CALLED,SAID HER NAME WAS SHERRY.SHE WAS VERY PUSHY AND RUDE, WHEN ASKING FOR INFO ON MY DAUGHTER.

Looking for a K.Thomas wanted to leave message but I refused.

CALLS REPEATEDLY WITH NO ANSWER ON THE OTHER END WHEN I PICK UP.

Did a phone lookup through the Better Business Bureau:
Sentry Credit Inc
2809 Grand Ave
Everett, WA 98201
Telephone: (425) 257-9500

Caller left voicemail saying "This is Bill Pirella[sp?], please call me back ASAP."