Who Called Us

I used to be a collector...when the phone rings simply answer it and see who they want,believe me if you're not the person they are looking for the calls will stop...I believe the sol for pa is now 6yrs,maybe 7 but that doesn't mean they still can't try to collect on the debt,it just means they can't legally sue you or put it on your credit report...if it is you they wqnt andyou don't want anymore calls then simply send a letter telling them to stop calling you,send it certified,return receipt........if you truly are being harassed by them call the pa attorney generals office,ask for consumer affairs and they will send you a simple form to fill out,then their legal dept will contact the collection agencies legal dept qand you should get it resolved...there are also tons of lawyers out there who do nothing but sue collections companies.hell you don't even have t prove wat you're saying and the gaencies will pay !!!

I got this call out of the blue. Could just about hear the guy, said "They had a business praposal for me".
But they already had my history, and felt it would not meet their needs, but would not go into detail, then hung up.

I don't know who these people are, I don't have any outstanding debt, I have caller ID so I just don't pick up

Oh, alright. I see that "PLEASE READ" from yesterday is a reply to "Please Read" from 2.5 years ago. Confusing entry formatting there.

One other point is misleading, the writer's pat definition of a credit report. It does not exist to show outstanding debts to a consumer. Were that the function, the bureaus would not have made it so bloody hard for consumers to see them for so long. A credit report is mainly a risk assessment tool for lenders. You need to see yours periodically to be certain the risk of lending to you is not understated or misrepresented.

Indeed, fraudulent and distorted entries appear all the time which try to force people to pay what was never owed. Challenging those bad entries is even harder than reading your report used to be, but it can be done. A freshly enacted FCRA amendment now forces the bureaus to do more than rubber-stamp their often laughable account "verifications". At least on paper they must. Good thing they can be sued like the collectors for negligence and fraud.

No, no, and also NO .... You do NOT get mixed up with "FreeCreditReport", "FreeCreditScore", or any other brand for Experian's CIC Triple Advantage. They have been busted over and over for misleading people into becoming paid subscribers and preventing service cancellation. Everyone is entitled to one free annual report with no strings, directly from the top three bureaus, thanks to the FTC. See AnnualCreditReport-dot-com or FTC-dot-gov for more.

"Please Read" and "Jen" were less than complete on the issue of debt account age. A credit report is a valuable tool in credit repair and when collectors come calling, but not the last word on what a collector may chase you for. Simple derogatory entries vanish seven years after the last date of activity, but you must learn the Statute of Limitations for all categories of debt in your state to be certain a collector is unable to win a judgment in court. In some states SoL is less than seven years; others generously extend beyond seven.

It is also vital not to make verbal agreements which may inspire a collector to reset the SoL clock, and to be sure no one has made false entries on your credit report. It is true a collector has to be careful not to violate privacy provisions of the FDCPA, but the same law also mandates a certain "meaningful disclosure" of the collector. Some agencies have learned to use that conflict to create confusion and fright, conditions which may persuade an alleged debtor to fold before exercising her rights. Don't be a chump for chiselers like T&K. Learn your rights at FTC-dot-gov.

THIS IS ANOTHER LAWYER THAT IS FAKE AND IN REALITY HE IS A ..ONCE AGAIN A COLLECTOR...GET A JOB YOU COLLECTORS...LOL

This is a valid debt collection law firm. What they do is they buy past-due accounts and debts from other companies and they are working for them to collect the amount owed. In other words, if they call and say "I am calling regarding your Palisades account" and you have no idea what they are talking about, it's most likely because Palisades purchased a debt from another creditor, such as Capital One or a medical bill. They will not and do not have to give you any information...this falls under the FDCPA laws. They can only give out information if you can verify who you are. Otherwise they are possibly giving out someone elses information. If you believe that you have no outstanding debts, the best thing you can do is go to freecreditreport.com and pull up your credit report. This is a valid document showing whether or not you owe any company money.

T.K.R.
Rausch, Sturm, Israel & Hornik, S.C.
Collection Law Firm

THEY ARE NOT LAWYERS..LIKE THEY PRESENT...THEY MIS-REPRESENT THAT IS ONE THING AND THEY COULD GET SUED...ALSO THEY HAVE A NEW NAME ...SOUNDS LIKE A LAWYERS OFFICE ..BUT IT IS NOT..DO NOT BE SCAMMED BY THIS PEOPLE.....

COLLECTION AGENCY......DO NOT PAY THEM ..THEY ARE FRAUD......

They just started calling today, of course I don't answer from those I don't know. Just decided to check this wesite to see what problems people are having with this company.

These people are con artists or real ? After , I read of these comment I am confused.

Here's a list of other numbers used by these scammers you can add to your call blocking


(267) 672-5091
(800) 355-0333
(888) 799-8009
(215) 464-4500
(267) 407-0100
(866) 923-5193
(267) 385-3071
(866) 923-5194
(516) 765-2339
(800) 298-3600
(609) 463-5460

Can't be debt collectors seeing as I have only one loan which is always current. I'd be willing to bet it's a cyberscam. Read this article about Better Business Bureau alert on fake collection scams.

wowt.com

Just Want to let you know that you guys are all stupid my cousin actually works for Tate &Karlin and yes these are real debts that you owe...it just takes them a long time to catch up with you because you may have moved or changed a number or your account number...don't be alarmed they are only out to get the money owed to them.

It's a scam people!!! Don't give your information to these scammers!!! Report them to the FBI and the FTC!!! Don't be fooled!!! They've been trying to get info out of me for a while now, but they just can't get my name right, and nor can I understand them! Unless you can afford to throw away money that you don't owe them, then by all means hand out your information....but even if they are trying to collect on unpaid debts from a long time ago...if it's past several years, they have no business in doing so anymore. Scammers make me sick!!! And I don't even have any upaid debt! That's the kicker!!! I hope these people fall off the face of the earth!

why do they keep calling me about a 10yr old credit card i dont remember i thought they charge off at 7 any way they are talking about 1999 come on just leave me alone calling me everyday...im not paying it...

Do you call me. for wath?
Put you meseger to
foridakeys006@yahoo.com

do not call by phone
Thanks

Yeah...I will like to know who this people are they keep calling I just dont bother to answer them...

If You Send Them A Cease & Desist Letter Which I Can E-Mail You If You Want It, Sent Certified Return Receipt They Can No Longer Contact You By Phone, Mail, Or Touch Your Credit Report After The Date They Sign It. It Works, I Have Sent It For A Number Of Family And Friends And The Calls Stop Within 2 Or 3 Days. This Is A Letter Stating Your Rights Under The Fair Debt Collection Act And Is A Federal Law Protecting You.
E-Mail bigd1962@att.net

I have been in Ch 13 bankruptcy for two years and as a condition of that I am not allowed to incur any new debt, and I've been paying everything only in cash since I filed. All of my previous debts are covered in the bankruptcy. I have been making my bankruptcy payments as ordered on time, every single time. It is ABSOLUTELY ILLEGAL for a debt collector to contact me, yet this mystery company has been doing so and I fully intend to bring charges against them for this. On the other hand, and this should be of great concern to everyone involved, they keep confusing my name...Sharon, Sherry, Shawn, Sherman....but in that case, how are they getting the wrong name but the right phone number??? I am therefore wary of identity theft and who the heck else out there is examining data on me. I am a new IT worker and know of many frightening things hackers and scammers can do.
To all of you...be very careful. Check your credit reports to make sure no one else is opening accounts in your name. And if you are on a CHapter 13 plan, contact your attorney and trustee and report this immediately!

They call constantly using different numbers every few minutes. I have already warned them once.

These people keep calling for my old neighbor.Tate and Karlin. They have an unlisted number so her debt always calls us. When I tell them they have the wrong number they say this is the number for the address. I finally got mad enough to say well yeah she lives in the downstairs aparment. So they said well give us her number and I said I dont have her number she lives downstairs, I just go and talk to her face to face when I want to talk. Then they had the audacity to say.,"Then bring her the phone!" I said please take my number off your list and do not call, I know my rights! They keep calling anyway...I just dont answer anymore. I dont even live there anymore but my husband insisted we keep our number.....ugh!

TATE & KIRLIN ASSOCIATES
2810 Southampton Road
Philadelphia PA 19154

267-407-0100

RIP-OFF SCAMMERS TRYING TO COLLECT ON FAKE DEBTS!

This IS a collection agency. Tate & Karlin, mailing address 2810 S. Hampton Rd, Philadelphia PA 19154. I hung up on them. They called right back, I picked up and hung up immediately. We'll see how many more times they call.

Have no idea who they are. They keep calling, when I answer, they hang up. Today, I finally talked to them, they ask for someone I do not even know, then ask if my social was,----, was not

This company charge my debit card with out my permission, causing my rent check to bounce ans of course the bank added another thiry five dallors , now my rents late add another 100.00 late fee and the land lords bank fee. they cost me almost 200.00. this should be illegal. I never gave them permission to do this, and to top it off in the bank detial it says this was a phone appronval. this is not even possible because I moved and AI have a new phone number, they never spoke to me for any approval???? how do I expain this to my new landlord, if I'm not out on the street. if anyone want to comment on this write me at linlog123@yahoo.com

No idea why they are calling me, i don't owe any money and don't do business with Bank of America. I am also on the Do Not Call Registry. They have called a couple times before.

Once again today and I finally had a chance to look it up. 9/2/08

This is a scam. Do not answer!! They call asking for a person with our last name but wrong first name. They threat to sue. Some BS about JcPennys card. I get people from India or Middle East accent.

i saw this number on my caller id. i searched to find info about this co. and came across another number 800-355-0333. i spoke with a helpful gentle man by the name of Christopher at extension 174 he was very kind not like other people i delt with. bottom-line i owed money on a legit credit card for about 1200.00 he gave me an amazing deal to settle the account for 800.00. if you have any questions you just call him direct

They called me and called my last name correct but first name wrong and they said I owed For a JC Penny card and I do not have a Penny's card. They even gave me the last of someone elses SS #. Not mine. I think it is a scam and will not answer if they call again.

I been receiving calls from 1-866-923-5194 and they leave a message. So I decided to call and they stated they were Tate & Kirlin and has my Washington Mutual account. I stated to them that another agency has that account and I will not setup any payment arragements with them. Called the agency who has my account and they still have my account. So my suggestion to everyone out there to document your phone calls to these collections agency get full name of the person you are talking to ask where are they located, there badge/rep.#, date and time you spoke with them. Also, keep letters that they send you.

This is a valid debt collection law firm. What they do is they buy past-due accounts and debts from other companies and they are working for them to collect the amount owed. In other words, if they call and say "I am calling regarding your Palisades account" and you have no idea what they are talking about, it's most likely because Palisades purchased a debt from another creditor, such as Capital One or a medical bill. They will not and do not have to give you any information...this falls under the FDCPA laws. They can only give out information if you can verify who you are. Otherwise they are possibly giving out someone elses information. If you believe that you have no outstanding debts, the best thing you can do is go to freecreditreport.com and pull up your credit report. This is a valid document showing whether or not you owe any company money.

T.K.R.
Rausch, Sturm, Israel & Hornik, S.C.
Collection Law Firm

A "Terry Glass" has an important message for me-- so important that she couldn't call you herself and makes YOU call HER at 877-672-5110.

This company's been calling for 6 months, always asks for "Holda." Who knows who that is. When I called back they wouldn't release any info on "Holda" though they thought I was her. Weird!!! I was told by my cell phone company to file a police report of Harassing Phone calls and the cell phone company would then release to the police all details of when the company has called me. so, I'm guessing I can press charges, and plan to do that right now!
This phone number shows has being located in Norristown, PA. zip 13440

We get calls from this # at least 4 times a wk. We have NO credit cards and are completely DEBT FREE. Thanks to our own hard work and money management. We too are on the DNC list. So what can we do about these calls?

there is a lady that works for them named Ms. williams, claims she keeps sending letters...yet to receive one. She calls and harrasses me at work, acts very ghetto and then hangs up on you. There is no reasoning with these people, so I see we all can relate

never leave a message; just see them on my caller ID 267-407-0100; i would likely respond if i knew who they were and what it concerns; i am on the do not call list as well. i don't want to run up my cell phone on nonsense.

YES you can report them to the Do Not Call Registry
because YOU Have Not established a relationship with them.

They keep calling for a former employee that hasn't worked here in over two years.

This #267-672-5091 and 267-407-0100 and 267-672-5091 are all related. This is a scam. If you call these # back,they got you. Don't call back. If they are for real wait until they send you something in the mail {postal}. Then bring to the police. If its real company and you claimed bankruptcy in the past few years or recent, bring a copy to a criminal lawyer and sue them for violating the bankruptcy laws {harassment}.These guys are calling my home and to kick the person they are trying to contact don't live here and nor do I even know her. What a laugh

do not call lists are for telemarketing only. being on a dnc list doesnt help with the bills that you owe. i have payed my bills through this office. i checked the bbb website and seen that this office has received a satisfactory rating, which in my opinion is excellant for this type of business. keep in mind if you owe a bill the credit that you receive may be financed by a different co. than the one you opened the account with. best option answer the phone when you recieve a call and ask questions.

Called me "about my Chase Visa" - I don't have one and did not have one in the past. Defrauders are scum!

A young girl called with a major attitude asking for a co-worker-when I said she was at lunch, she got rude and obnoxious. I asked her to tone down her attitude, and she said 'I don't need this "&%^" and hung up. DO not accept their calls!

I have asked these people to not call me 4 times now. The person SEAN MADDEN said he will do what he wants and will continue to call me regarding a debt I have. Does anyone have their address? He will not give it to me.

Just leaves voice mails stating to call the law offices of Allison Booker and leaves this number. I think they are hooked up with Portfolio Recovery

i have no idea who they are, they used a different number.
I am also on the DNC registry

put this # on your caller id and DONT ANSWER. Answering makes their calls legit. Make them send a letter. I got no information other than a phone # each time they call. Then, they leave a voice message. They do not id themselves as bill collectors - THAT IS ILLEGAL! Just dont answer the calls. ANYONE can become a freelance bill collector now, so they will do anything to scare you into paying so they quit calling. If you dont owe - dont answer!

Yay. More asses to deal with. First called today (24/4/07). Woohoo. We don't have a Bank of America card, Tate and Kirlin, so why you callin'?

A PERSON NAMED CALVIN CALLED ME. I HEARD VOICES IN TEH BACKGROUND. THEY WERE CALLING IN REFERENCE TO MY OLD BANK OF AMERICA CREDIT CARD. THE DEBT HAS PASSED THROUGH NUMEROUS DEBT COLLECTION AGANCIES. MANY TIMES I SENT THE OTHER AGANCIES A CEASE COMMUNICATION LETTER. NOW THE DEBT IS IN THEIR HANDS AND THEY ARE SAYING TAHT THEY HAVE THREE DAYS TO DECIDE TO SUE ME. I TOLD THEM THAT THEY ARE BETTER OFF SUING ME BECAUSE I WOULD TAKE MY CHANCES WITHA JUDGE WHO WILL LEGITIMIZE TEH DEBT AND MAKE IT EASY FOR ME TO REPAY VERSUS A SCAM.

I am on the DNC national Registry List

Dates of Calls:
2006-Nov. 15, 14, 13. Several times per day.

Caller ID: Tate & Kirklin
267-672-5071

Zip code: 13440

We are also on the DNC national registry.

This is a collection agency, generally collects for Cross Country Bank.